Personal Finance & Planning
What’s in Your Portfolio? The Role of Various Asset Classes
by Schwab Center for Financial Research
July 31, 2020
Stocks, bonds, commodities and other asset classes each play a unique role in your portfolio.
by Schwab Center for Financial Research
July 31, 2020
Stocks, bonds, commodities and other asset classes each play a unique role in your portfolio.
RMD Strategies to Help Ease Your Tax Burden
July 28, 2020
RMDs can take a toll on your tax bill. Consider these strategies to help reduce the sting.
July 28, 2020
RMDs can take a toll on your tax bill. Consider these strategies to help reduce the sting.
Inheriting an IRA? Understand Your Options
by Hayden Adams
July 23, 2020
Understand how to manage an inherited IRA, as well as the rules and options to make the most of your inheritance.
by Hayden Adams
July 23, 2020
Understand how to manage an inherited IRA, as well as the rules and options to make the most of your inheritance.
Year-End Portfolio Checkup: 6 Tax-Smart Tips
by Hayden Adams
July 21, 2020
The end of the year is a great time for a portfolio review—and to evaluate your overall approach to saving and investing. Consider these six tax-smart steps now.
by Hayden Adams
July 21, 2020
The end of the year is a great time for a portfolio review—and to evaluate your overall approach to saving and investing. Consider these six tax-smart steps now.
Changing Jobs: Should You Roll Over Your 401(k)?
June 30, 2020
Consider these five strategies for handling an old 401(k).
June 30, 2020
Consider these five strategies for handling an old 401(k).
Can You Forgo Taking RMDs in 2020?
by Schwab Center for Financial Research
June 30, 2020
Are you subject to Required Minimum Distributions (RMDs) from a retirement account? Under the CARES Act, you can forgo taking RMDs this year.
by Schwab Center for Financial Research
June 30, 2020
Are you subject to Required Minimum Distributions (RMDs) from a retirement account? Under the CARES Act, you can forgo taking RMDs this year.
How to Plan Ahead for Taxes in Retirement
June 30, 2020
Selecting tax-smart accounts may help your retirement savings last longer.
June 30, 2020
Selecting tax-smart accounts may help your retirement savings last longer.
Using Fixed Indexed Annuities for Lifetime Income
June 25, 2020
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
June 25, 2020
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
Why Market Returns May Be Lower and Global Diversification More Important in the Future
by Veeru Perianan
June 23, 2020
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
by Veeru Perianan
June 23, 2020
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
IRA Taxes: Rules to Know & Understand
by Hayden Adams
June 22, 2020
IRAs may offer tax benefits but breaking the rules can have severe consequences for your savings. Here's how to avoid some common IRA tax pitfalls.
by Hayden Adams
June 22, 2020
IRAs may offer tax benefits but breaking the rules can have severe consequences for your savings. Here's how to avoid some common IRA tax pitfalls.
Teens and Taxes: Are Summer Earnings Taxable?
May 22, 2020
Are kids with summer jobs on the hook for filing—and paying—taxes?
May 22, 2020
Are kids with summer jobs on the hook for filing—and paying—taxes?
How to Juggle Multiple Savings Goals
by Carrie Schwab-Pomerantz
May 22, 2020
Where to save first when you can’t max out everything.
by Carrie Schwab-Pomerantz
May 22, 2020
Where to save first when you can’t max out everything.
5 Tips for Talking to Aging Parents About Their Finances
May 22, 2020
Aging parents face unique challenges. Here’s how to talk to them about their finances.
May 22, 2020
Aging parents face unique challenges. Here’s how to talk to them about their finances.
9 Tips for Teaching Kids About Money
May 22, 2020
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
May 22, 2020
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
5 Ways to Fight Financial Fraud
May 22, 2020
The sooner you take action to fight fraud, the better off you may be.
May 22, 2020
The sooner you take action to fight fraud, the better off you may be.
3 Ways to Invest in a Family Member’s Business
May 22, 2020
Helping a family member finance a new business is a generous gesture. Here’s how to decide whether the funds should be treated as a gift, a loan, or an investment.
May 22, 2020
Helping a family member finance a new business is a generous gesture. Here’s how to decide whether the funds should be treated as a gift, a loan, or an investment.
Become a Better Money Manager
April 20, 2020
Here’s a calendar of financial tips and tasks for the year, including important deadlines and changes.
April 20, 2020
Here’s a calendar of financial tips and tasks for the year, including important deadlines and changes.
Saving for College: Coverdell Education Savings Accounts
by Schwab Center for Financial Research
April 20, 2020
Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.
by Schwab Center for Financial Research
April 20, 2020
Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.
Health Savings Accounts: FAQs About HSAs
April 20, 2020
Answers to the most commonly asked questions about HSAs.
April 20, 2020
Answers to the most commonly asked questions about HSAs.
Top Spending Categories in Retirement
by Rob Williams
April 06, 2020
Here’s how to plan for your ideal retirement—based on what the average retiree actually spends.
by Rob Williams
April 06, 2020
Here’s how to plan for your ideal retirement—based on what the average retiree actually spends.