Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
IRA Rules: 8 Things to Know
Knowing about different IRA rules can help you make better decisions about which type of retirement account best suits your situation.
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Taxes in Retirement
As you approach and enter your golden years, calculating your tax obligations could be tricky.
Choices Beyond a Roth IRA
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
Investing Strategies
Looking to the Futures
Crude oil futures (/CLK25) pulled back from one-month highs on Friday as traders raise heightened concerns of slowing energy demand should global growth slow as the potential for a global trade war appears to be increasing.
3 Ways to Pass Down a Home
The pros and cons of different methods for leaving a home to your heirs.
Today's Options Market Update
Headline Personal Consumption Expenditures hit in line with expectations, but core data that excludes food and energy prices were slightly hot, pushing equity futures lower.
Weekly Trader's Outlook
Stocks are on track for weekly losses as newly announced auto tariffs, waning consumer confidence, and stubborn inflation plague investor sentiment.
Markets & Economy
Monday's Schwab Market Update Podcast
A slightly hot inflation reading and a big drop in a consumer sentiment survey sent equity indexes down about 2% Friday, ahead of more pending uncertainty next week with tariffs.
Valuation Evaluation
Amid a market correction and heightened policy, inflation and growth concerns, valuations are back in the spotlight.
Looking to the Futures
Crude oil futures (/CLK25) pulled back from one-month highs on Friday as traders raise heightened concerns of slowing energy demand should global growth slow as the potential for a global trade war appears to be increasing.
Personal Finance & Planning
Monday's Schwab Market Update Podcast
A slightly hot inflation reading and a big drop in a consumer sentiment survey sent equity indexes down about 2% Friday, ahead of more pending uncertainty next week with tariffs.
Valuation Evaluation
Amid a market correction and heightened policy, inflation and growth concerns, valuations are back in the spotlight.
Looking to the Futures
Crude oil futures (/CLK25) pulled back from one-month highs on Friday as traders raise heightened concerns of slowing energy demand should global growth slow as the potential for a global trade war appears to be increasing.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.