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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

6 Steps to Prep for Retirement

Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.

April 18, 2025 Rob Williams

4 Retirement Risks to Avoid

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

April 16, 2025

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

April 15, 2025

3 Retirement Income Mistakes

Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.

April 11, 2025

7 Ways Women Can Build Wealth

Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.

April 09, 2025

Investing Strategies

Today's Options Market Update

Stocks are on track for the third straight day of gains despite China's statement that there have been no discussions with the U.S. on trade. Perhaps investors remain hopeful that trade talks between US & China will initiate soon.

April 24, 2025 Nathan Peterson

Trade Optimism Wanes

After rallying when the White House hinted at trade talks with China, stocks fell on China's denial. Alphabet reports later, and several firms cited tariff-linked demand concerns.

April 24, 2025

Looking to the Futures

U.S. financial markets rebounded Wednesday as the rhetoric around tariffs and the Federal Reserve changed tones.

April 24, 2025

Average True Range Indicator

The Average True Range indicator can help traders analyze volatility, place stops and limits, and manage position size.

April 22, 2025

Markets & Economy

Today's Options Market Update

Stocks are on track for the third straight day of gains despite China's statement that there have been no discussions with the U.S. on trade. Perhaps investors remain hopeful that trade talks between US & China will initiate soon.

April 24, 2025

Trade Optimism Wanes

After rallying when the White House hinted at trade talks with China, stocks fell on China's denial. Alphabet reports later, and several firms cited tariff-linked demand concerns.

April 24, 2025

Looking to the Futures

U.S. financial markets rebounded Wednesday as the rhetoric around tariffs and the Federal Reserve changed tones.

April 24, 2025

Personal Finance & Planning

Today's Options Market Update

Stocks are on track for the third straight day of gains despite China's statement that there have been no discussions with the U.S. on trade. Perhaps investors remain hopeful that trade talks between US & China will initiate soon.

April 24, 2025

Trade Optimism Wanes

After rallying when the White House hinted at trade talks with China, stocks fell on China's denial. Alphabet reports later, and several firms cited tariff-linked demand concerns.

April 24, 2025

Looking to the Futures

U.S. financial markets rebounded Wednesday as the rhetoric around tariffs and the Federal Reserve changed tones.

April 24, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

July 12, 2024

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.