scroll50-dblclk
reii-genst
reii
genlp

Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Tips for Early Retirement

Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

June 16, 2025 Rob Williams

2025 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

June 13, 2025

How Does a Roth IRA Work?

Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.

June 10, 2025

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

Paying Off a Mortgage Early

Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.

June 06, 2025

Investing Strategies

Corporates: Mid-Year Outlook

We continue to suggest an "up in quality" fixed income bias for the short run, but investors can still consider some of the riskier parts of the fixed income market in moderation.

June 26, 2025 Collin Martin

Today's Options Market Update

The S&P 500 is pushing closer towards all-time highs today as strength in technology and chip stocks help lead the way.

June 26, 2025

Mixed Data, Chip Strength

The S&P 500 index approaches a record high, boosted by chips after solid results from Micron. Nike reports later, and data this morning, including GDP, had mixed implications.

June 26, 2025

Looking to the Futures

The Gold World Council’s central bank gold reserves survey released this month showed the yellow metal is still a favorite for central bankers.

June 26, 2025

Markets & Economy

Today's Options Market Update

The S&P 500 is pushing closer towards all-time highs today as strength in technology and chip stocks help lead the way.

June 26, 2025

Using Breadth to Check Trends

Market breadth can help gauge strength or weakness. Methods include tracking the number of stocks trading above or below moving averages or making new highs or lows.

June 26, 2025

Corporates: Mid-Year Outlook

We continue to suggest an "up in quality" fixed income bias for the short run, but investors can still consider some of the riskier parts of the fixed income market in moderation.

June 26, 2025

Personal Finance & Planning

Corporates: Mid-Year Outlook

We continue to suggest an "up in quality" fixed income bias for the short run, but investors can still consider some of the riskier parts of the fixed income market in moderation.

June 26, 2025

Today's Options Market Update

The S&P 500 is pushing closer towards all-time highs today as strength in technology and chip stocks help lead the way.

June 26, 2025

Using Breadth to Check Trends

Market breadth can help gauge strength or weakness. Methods include tracking the number of stocks trading above or below moving averages or making new highs or lows.

June 26, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

(1022-2YKE)

Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.