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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Managing Social Security Taxes

High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.

June 06, 2025

A Guide to Retirement Planning

Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.

June 06, 2025

Women and Money

We've come a long way baby, but not far enough. Here's how women can start to take greater financial control—and why it's important.

June 02, 2025

Managing Kids' Sports Costs

If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.

April 30, 2025

Your Nest Is Empty—Now What?

After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.

April 28, 2025

Investing Strategies

Weekly Trader's Outlook

Stocks are once again on track for weekly gains as resilient economic hard data and bullish investor sentiment trump trade uncertainty.

June 06, 2025 Nathan Peterson

Creating Seasonality Charts

Identifying market or stock patterns can help inform trades. Here's how traders create seasonality charts with thinkorswim® desktop.

June 06, 2025

3 Stock Strength Indicators

Deciding if a trend is forming—and how strong it might be—can make or break a trade. Here are three strength indicators technical traders use to assess a stock's momentum.

June 06, 2025

10-Year Market Outlook

The global economy is continually evolving due to inflation, interest rates, and geopolitics. How could these and other factors influence the major asset classes over the coming decade?

June 06, 2025

Markets & Economy

Weekly Trader's Outlook

Stocks are once again on track for weekly gains as resilient economic hard data and bullish investor sentiment trump trade uncertainty.

June 06, 2025

What's in Your Sector Fund?

Many sector index funds are weighted based on market capitalization, and a few large stocks can dominate a fund's performance. Beware the risk of buying single-sector index funds.

June 06, 2025

Today's Options Market Update

Equity futures jumped early on job gains of 139,000, though the government's March and April reports were revised downward. Apple's annual developers conference is next week.

June 06, 2025

Personal Finance & Planning

Weekly Trader's Outlook

Stocks are once again on track for weekly gains as resilient economic hard data and bullish investor sentiment trump trade uncertainty.

June 06, 2025

Can Small Caps Bounce Back?

Small-cap stocks tend to offer greater growth potential than their large-cap peers, but those returns have yet to materialize consistently. What will it take to turn the tide?

June 06, 2025

How to Prepare for a Downturn

The stock market is expected to be volatile this year. Here, three Schwab professionals discuss how investors can prepare to ride out a potential downturn.

June 06, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

July 12, 2024

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.