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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Estate Planning: Unwed Couples

How unmarried couples can achieve the same legal protections as those who've tied the knot.

September 02, 2025

Five Options for Your 401(k)

Consider these five options for handling an old 401(k).

August 29, 2025

Locating a Lost 401(k)

How to locate missing retirement funds.

August 28, 2025

Life Expectancy in Retirement

A closer look at perhaps the most important assumption of retirement planning: life expectancy.

August 28, 2025

Working in Retirement & RMDs

Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.

August 20, 2025

Investing Strategies

Short Straddles vs. Strangles

Short straddles and strangles can help traders take advantage of range-bound trading or drops in implied volatility. But advanced options strategies carry greater potential risk.

September 02, 2025

Today's Options Market Update

A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

September 02, 2025

Tariff Ruling Hits Treasuries

A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

September 02, 2025

Looking to the Futures

Equity Index Futures are lower to kick-off September trading, while Gold and Silver find new highs amongst an appeals court ruling on tariffs and shake-ups within the Fed.

September 02, 2025

Markets & Economy

Is Housing Bottoming?

The housing market remains out of sync with the broader economy as affordability is depressed, but an improvement in supply and demand dynamics might be on the horizon.

September 02, 2025

Today's Options Market Update

A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

September 02, 2025

Washington: What to Watch Now

Congress returns to Washington facing a busy agenda, including tariffs, a potential government shutdown, cryptocurrency legislation and disputes about the Federal Reserve.

September 02, 2025

Personal Finance & Planning

Washington: What to Watch Now

Congress returns to Washington facing a busy agenda, including tariffs, a potential government shutdown, cryptocurrency legislation and disputes about the Federal Reserve.

September 02, 2025

Today's Options Market Update

A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

September 02, 2025

Is Housing Bottoming?

The housing market remains out of sync with the broader economy as affordability is depressed, but an improvement in supply and demand dynamics might be on the horizon.

September 02, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.