Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.


Five Options for Your 401(k)
Consider these five options for handling an old 401(k).

Locating a Lost 401(k)
How to locate missing retirement funds.

Life Expectancy in Retirement
A closer look at perhaps the most important assumption of retirement planning: life expectancy.

Working in Retirement & RMDs
Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.
Investing Strategies

Short Straddles vs. Strangles
Short straddles and strangles can help traders take advantage of range-bound trading or drops in implied volatility. But advanced options strategies carry greater potential risk.

Today's Options Market Update
A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

Tariff Ruling Hits Treasuries
A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

Looking to the Futures
Equity Index Futures are lower to kick-off September trading, while Gold and Silver find new highs amongst an appeals court ruling on tariffs and shake-ups within the Fed.
Markets & Economy

Is Housing Bottoming?
The housing market remains out of sync with the broader economy as affordability is depressed, but an improvement in supply and demand dynamics might be on the horizon.

Today's Options Market Update
A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

Washington: What to Watch Now
Congress returns to Washington facing a busy agenda, including tariffs, a potential government shutdown, cryptocurrency legislation and disputes about the Federal Reserve.
Personal Finance & Planning

Washington: What to Watch Now
Congress returns to Washington facing a busy agenda, including tariffs, a potential government shutdown, cryptocurrency legislation and disputes about the Federal Reserve.

Today's Options Market Update
A ruling against Trump's tariffs caused global uncertainty, pushing yields and volatility up. There's also concern ahead of Friday's jobs report and around Fed independence.

Is Housing Bottoming?
The housing market remains out of sync with the broader economy as affordability is depressed, but an improvement in supply and demand dynamics might be on the horizon.
Money Talk

7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.