| 2025 MAGI (modified adjusted gross income) | 2026 MAGI (modified adjusted gross income) | Contribution amount allowed |
|---|---|---|
| Less than $236,000 | Less than $242,000 | Full |
| From $236,000 to $246,000 | From $242,000 to $252,000 | Limited |
| $246,000 or more | $252,000 or more | None |