| 2024 MAGI (modified adjusted gross income) | 2025 MAGI (modified adjusted gross income) | Contribution amount allowed |
|---|---|---|
| Less than $230,000 | Less than $236,000 | Full |
| From $230,000 to $239,999 | From $236,000 to $245,999 | Limited |
| $240,000 or more | $246,000 or more | None |