Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Start Your Estate Plan Early
No matter your age or financial situation, organizing your affairs and estate can be a fruitful exercise at any point during your financial journey, but the sooner, the better.
Retirement Match From Uncle Sam
The Saver's Credit is like a retirement match from Uncle Sam if you qualify. Here's what you need to know—and do.
Save Money Traveling Abroad
Don't let unnecessary expenses eat into your vacation budget.
Taxes and Investment Properties
A 1031 exchange can help you defer capital gains taxes on an investment property by investing sale proceeds into another property.
Handling an Inherited Business
Inheriting a business can be a great honor—and potentially a great burden. Here's how to assess its viability and navigate the tax bill.
Personal Finance & Planning
The Risk of Too Much Cash
When it comes to long-term growth, cash isn't king. Learn why it might be worth the effort to reinvest your money through portfolio rebalancing and reentering the market gradually.
Taxes and Investment Properties
A 1031 exchange can help you defer capital gains taxes on an investment property by investing sale proceeds into another property.
Handling an Inherited Business
Inheriting a business can be a great honor—and potentially a great burden. Here's how to assess its viability and navigate the tax bill.
Personal Finance & Planning
Borrowing Against Your Assets
Borrowing against your assets can often act as a tool to manage wealth. Here's how to use debt strategically—even in some cases when you can afford to pay cash.
Beware P2P App Scams
What are the risks of peer-to-peer payment apps? Here's what you should know to avoid potential pitfalls and scams.
Keep Beneficiaries Current
Designating beneficiaries is a simple way to help protect your estate and avoid probate.
Personal Finance & Planning
Moving Abroad and Your Money
More and more Americans are establishing second homes abroad. Here's how to prepare your finances before making the move.
Save Money on Domestic Travel
Stay on budget and enjoy your vacation.
Coverdell Savings Accounts
Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.
Personal Finance & Planning
Costly College-Saving Mistakes
A 529 college savings plan offers many advantages, but it can come with some surprising pitfalls. Here are five mistakes to avoid.
Focusing on a Tax Refund?
Getting a tax refund can feel great. But doing more careful tax planning can reap even bigger rewards.
College Custodial Accounts
Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.