Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
First-time Homeowner Tips
Buying your first home can be exciting, but make sure you're prepared for all of the financial ramifications.
How to Choose a Charity
There are many ways to give back. Start by understanding the differences between nonprofit and not-for-profit organizations, and then do your research to be sure your money will be used for maximum impact.
Life Events and Taxes
Life's major milestones can have implications for your taxes. Here are tips to help get ahead of them.
Costly College-Saving Mistakes
A 529 college savings plan offers many advantages, but it can come with some potential pitfalls. Here are five mistakes to avoid.
What Is FDIC Insurance?
When it comes to protecting your money, it's smart to know the basics of FDIC insurance and how to maximize your coverage.
Personal Finance & Planning
Beware Medicare Scammers
Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.
Paying for Long-Term Care
The cost of long-term care is significant—and something most retirees will face. Here's what to consider when deciding between self-funding or purchasing long-term care insurance.
Upstream Gifting & Estate Taxes
Gifting assets to older rather than younger generations may offer multiple advantages.
Personal Finance & Planning
Blended-Family Estate Planning
Estate planning for a blended family has special considerations. Here's how to help ensure your assets go to your intended beneficiaries without causing discord.
Financial Meetings for Couples
Coming together as a couple for an annual financial meeting can help ensure you're on the same page. Consider these five tips for a successful and productive meeting.
Contribution Limits for 2025
Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.
Personal Finance & Planning
Where to Stash Your Cash
If you want to make the most of your cash, you have a lot of choices. But it pays to choose carefully.
Your Retirement Income Plan
With some planning, it's possible to turn your retirement savings into a monthly paycheck.
How to Raise a Young Investor
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
Personal Finance & Planning
Writing a Legacy Love Letter
Crafting a letter to your loved ones that contains your estate-planning information, plus additional rationale for your choices, can help ease their burden when you pass.
Depreciation Recapture & Taxes
Claiming depreciation on income property can offer a break on your tax bill. But when it's time to sell, depreciation recapture could complicate your tax situation.
Money and Moving in Together
Moving in with your romantic partner to save money? Here are three things to talk about before you share an address.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.