Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
What is Disability Insurance?
Disability insurance can help protect your income and peace of mind. Learn how short-term and long-term disability insurance works, how to get them, and more.
5 Myths About Legacy Planning
For high-net-worth estates, planning can be a more complicated process, prone to common mistakes—even for seasoned investors. Here's help to get it right.
7 Good Ideas for New Investors
There are many roads to financial well-being. Every person's path will be different, but those who enjoy uncommon success share some common ideas.
What is the Sunk Cost Fallacy?
The desire to get your money's worth can lead you in some potentially harmful directions.
Prepare for Natural Disasters
Natural disasters happen. Schwab Senior Financial Planner Dan Stanush experienced one firsthand and shares how to prepare your finances in case it happens to you.
Personal Finance & Planning
Managing Kids' Sports Costs
If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.
Your Nest Is Empty—Now What?
After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.
Understanding Mortgage Rates
Why aren't mortgage rates falling more quickly? Learn how different interest rates work and the various factors that impact the interest rates we pay on mortgages.
Personal Finance & Planning
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
3 Ways to Pass Down a Home
The pros and cons of different methods for leaving a home to your heirs.
How to Maximize Travel Points
The Points Guy shares tips for making the most of your travel perks.
Personal Finance & Planning
Moves for a Bad Market
Certain moves could make more sense during a bad market than during a good one. Here are six.
Education Savings Accounts
You have a variety of choices when it comes to saving for your child's education: 529 plans, Coverdell ESAs, and custodial accounts. Let's review your choices.
1031 Exchanges and Taxes
A 1031 exchange can help you defer capital gains taxes on an investment property by investing sale proceeds into another property.
Personal Finance & Planning
7 Ways Women Can Build Wealth
Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.
Help Heirs Pay for College
Superfunding a 529 or making direct tuition payments to a university can offer tax advantages, but the key to any strategy is planning.
What Is Financial Literacy?
Financial literacy simply means understanding the basics of money management to help you make better financial choices. Here's help to get you started.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.