Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
How to Raise a Young Investor
How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.
Depreciation Recapture & Taxes
Claiming depreciation on income property can offer a break on your tax bill. But when it's time to sell, depreciation recapture could complicate your tax situation.
Writing a Legacy Love Letter
Crafting a letter to your loved ones that contains your estate-planning information, plus additional rationale for your choices, can help ease their burden when you pass.
Money and Moving in Together
Moving in with your romantic partner to save money? Here are three things to talk about before you share an address.
Life Insurance and Your Estate
Adding life insurance to your estate plan can help give your heirs flexibility in the future.
Personal Finance & Planning
Wedding Guest Sticker Shock?
With the cost of clothes, gifts, and travel, being a wedding guest could blow your budget. It doesn't have to. Here's how to enjoy the party and help avoid the financial pain.
College Custodial Accounts
Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.
Take the No-Spend Challenge
The no-spend challenge has gone viral with Millennials and Gen Z, but it could work for anyone who wants to take control of their money. Consider trying it for 30 days.
Personal Finance & Planning
Property & Casualty Insurance
If you own a home, car, business, or certain valuables, property and casualty insurance helps protect you against financial loss in unexpected circumstances.
Storing Estate Documents
Keeping up-to-date records of important documents in an accessible place is essential to effective estate planning.
High Incomes and Medicare
Medicare premiums can jump sharply if your retirement income rises above certain levels, but there are steps you can take to prepare and help minimize the impact.
Personal Finance & Planning
How to Avoid Overconcentration
Overconcentration in a single stock—even your company's stock—is risky. Learn about overconcentration, how to avoid it, and what to consider before selling stock.
Equity Awards in a Down Market
Some equity compensation plans have protections built in to help you weather market downturns. If you're concerned about market volatility, here are a few strategies to consider.
Performance Stock: PSUs & PSAs
Learn about performance stock units (PSUs) and performance stock awards (PSAs), including how to enroll and how they may impact your taxes.
Personal Finance & Planning
9 Steps to a DIY Financial Plan
A financial plan doesn't require that you have a lot of money—and it doesn't have to cost you a penny. Follow these 9 steps.
6 Trusts to Consider
There are nearly as many types of trusts as there are individual circumstances.
Personal Finance Calendar
A month-by-month guide to help get your finances in top shape this year.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.