Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Personal Finance Calendar
A month-by-month guide to help get your finances in top shape this year.
2025 Wealth Management Outlook
Stay on track in 2025 to reach your financial goals by anticipating tax changes, managing inflation concerns, and being aware of risk management costs.
Tax-Smart Ways to Gift Stock
Transferring appreciated investments to family members or charity can benefit others while also potentially reducing your taxes.
Small Business Reporting Rules
What small-business owners need to know about the new Corporate Transparency Act.
Financial Resolutions
Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.
Personal Finance & Planning
Retirement Health Care Costs
Four tips for managing health care costs in retirement.
Living Trust vs. Will
Drafting a will is simpler and less expensive, but creating a revocable living trust offers more privacy, limits the time and expense of probate, and can help protect in case of incapacity or legal challenges.
5 Risks of Buy Now, Pay Later
A Buy Now, Pay Later plan could be an attractive way to pay for a purchase. But the best sounding deal can come with hidden risks. Here are five to watch out for.
Personal Finance & Planning
Borrowing Against Your Assets
A securities-backed credit line uses the value of your nonretirement investments as collateral, providing a quick infusion of cash, often at lower interest rates than other loans.
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Donating Life Insurance
For an individual who no longer needs their permanent life insurance policy, donating it to charity might be more advantageous than surrendering it. Here's what to consider.
Personal Finance & Planning
The Cybercrime Revolution
The latest cyber scams are coordinated, sophisticated, and alarmingly effective. Here are three cybercrimes to watch out for—and tips for how to protect yourself.
Finances and Family Values
Leaving a legacy is about more than just money. Here are the dos and don'ts for establishing a shared family value system that can span generations.
The Risks of Being a Fiduciary
Many people agree to be estate executors and trustees without understanding the legal responsibilities of those roles. Here's what to know about being an estate fiduciary.
Personal Finance & Planning
Divorce and Taxes
When divvying up assets during divorce proceedings, taxes should be a key consideration, not an afterthought. Here's how different assets may be treated in the event of divorce.
Financial Literacy for Teens
Building a solid financial foundation early is key to long-term success. A financial planner, career counselor, and student discuss the value of teaching teens financial literacy.
Your Wealth Management Team
The more wealth you have, the more complex your situation. That's why it's critical to surround yourself with highly skilled specialists who collaborate to help manage your unique needs.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.