Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Save Now for Retirement
The sooner you start saving, the more likely you're likely to reach your retirement goals. Here are some numbers to put things in perspective.
457(b) & 403(b) Retirement Plans
Learn about the differences between 457(b) and 403(b) and how you might be eligible for this retirement account if you work for public service or the government.
Roth IRAs for High Earners
Even if your income is above the limit, you can still enjoy the tax advantages of a Roth IRA. Here are four ways to contribute to a coveted Roth account.
What is an annuity?
Annuities can be beneficial for turning some of your savings into guaranteed income. Here's what to know about annuities before making a decision.
The Saver's Tax Credit
If you contribute to an IRA, 401(k), or other retirement plan, you may qualify for the Saver's Credit. Learn more about how the Saver's Tax Credit works.
Investing Strategies
Taxable Munis: 5 Considerations
Taxable municipal bonds may be an attractive option for investors in lower tax brackets, but there are things investors should know before making a decision.
Today's Options Market Update
Stocks are encountering some selling pressure following yesterday’s record close in the S&P 500 as Walmart’s guidance conveys a caution tone on the consumer.
Markets Turn Red on Walmart
After a record close on Wednesday for the S&P 500, shares of Walmart dipped 7% ahead of the open and put pressure on the rest of the market. Jobless claims remain around 219K.
Looking to the Futures
On Wednesday, corn futures traded at 16-month highs but failed to hold above $5 a bushel for a second day.
Markets & Economy
Taxable Munis: 5 Considerations
Taxable municipal bonds may be an attractive option for investors in lower tax brackets, but there are things investors should know before making a decision.
Today's Options Market Update
Stocks are encountering some selling pressure following yesterday’s record close in the S&P 500 as Walmart’s guidance conveys a caution tone on the consumer.
Markets Turn Red on Walmart
After a record close on Wednesday for the S&P 500, shares of Walmart dipped 7% ahead of the open and put pressure on the rest of the market. Jobless claims remain around 219K.
Personal Finance & Planning
Taxable Munis: 5 Considerations
Taxable municipal bonds may be an attractive option for investors in lower tax brackets, but there are things investors should know before making a decision.
Today's Options Market Update
Stocks are encountering some selling pressure following yesterday’s record close in the S&P 500 as Walmart’s guidance conveys a caution tone on the consumer.
Markets Turn Red on Walmart
After a record close on Wednesday for the S&P 500, shares of Walmart dipped 7% ahead of the open and put pressure on the rest of the market. Jobless claims remain around 219K.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.