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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Total-Return Retirement Income

Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.

September 10, 2025 Rob Williams

Can You Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

September 04, 2025

Estate Planning: Unwed Couples

How unmarried couples can achieve the same legal protections as those who've tied the knot.

September 02, 2025

Five Options for Your 401(k)

Consider these five options for handling an old 401(k).

August 29, 2025

Life Expectancy in Retirement

A closer look at perhaps the most important assumption of retirement planning: life expectancy.

August 28, 2025

Investing Strategies

Today's Options Market Update

Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

October 02, 2025 Nathan Peterson

Stocks Higher Despite Shutdown

With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.

October 02, 2025

Looking to the Futures

The clock struck midnight and the government turned back into a pumpkin as government funding disappeared, leaving only rags to clean up.

October 02, 2025

Breaking Bad Trade Behaviors

How to curtail emotional biases and take a more considered approach to your trading decisions.

October 01, 2025

Markets & Economy

D.C. Buys Stocks: What to Know

The U.S. government bought shares of Intel and other companies and made a deal with Nvidia for some of its revenue. What does this mean for investors and for those firms?

October 02, 2025

Today's Options Market Update

Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

October 02, 2025

Stocks Higher Despite Shutdown

With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.

October 02, 2025

Personal Finance & Planning

D.C. Buys Stocks: What to Know

The U.S. government bought shares of Intel and other companies and made a deal with Nvidia for some of its revenue. What does this mean for investors and for those firms?

October 02, 2025

Today's Options Market Update

Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

October 02, 2025

Stocks Higher Despite Shutdown

With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.

October 02, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.