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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Your Retirement Lifestyle

When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.

July 31, 2025

Biases to Avoid in Retirement

Making consequential financial decisions in a heightened emotional state generally isn't a good idea. Here are some tips to exert control.

July 21, 2025

Home Equity in Retirement

Retirees have several options for using a home's value to assist their finances.

July 11, 2025

529-to-Roth IRA Rollovers

Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

July 10, 2025

Rental Property Investing

Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.

July 02, 2025

Investing Strategies

Today's Options Market Update

Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

August 01, 2025 Joe Mazzola

Weekly Trader's Outlook

The S&P 500 and Nasdaq Composite opened at all-time highs yesterday but have reversed sharply following this morning's weak Nonfarm Payrolls report and higher tariff impositions.

August 01, 2025

Stocks, July Jobs Growth Sink

Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

August 01, 2025

Looking to the Futures

The Japanese stock index rallied Thursday after the Bank of Japan held rates steady.

August 01, 2025

Markets & Economy

Monday's Schwab Market Update Podcast

New tariffs and missed expectations for the July nonfarm payrolls report, along with lower revisions for May and June, sent stocks Down. However, the coming week is a bit lighter.

August 04, 2025

Today's Options Market Update

Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

August 01, 2025

Trading Amid Uncertainty

When the market takes a turn, traders may want to go back to basics.

August 01, 2025

Personal Finance & Planning

Monday's Schwab Market Update Podcast

New tariffs and missed expectations for the July nonfarm payrolls report, along with lower revisions for May and June, sent stocks Down. However, the coming week is a bit lighter.

August 04, 2025

Today's Options Market Update

Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

August 01, 2025

Trading Amid Uncertainty

When the market takes a turn, traders may want to go back to basics.

August 01, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.