Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Total-Return Retirement Income
Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.


Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.

Five Options for Your 401(k)
Consider these five options for handling an old 401(k).

Locating a Lost 401(k)
How to locate missing retirement funds.
Investing Strategies

Perspective: Inflation Problem
A Federal Reserve rate cut won't necessarily lower longer-term bond yields or mortgage rates.

Today's Options Market Update
The rally paused in what may be profit taking, but indexes remain on pace for weekly gains and posted new record highs yesterday in a broad move ahead of next week's Fed meeting.

Weekly Trader's Outlook
Stocks looked past softening labor market data and took a "don't fight the Fed" stance this week as stocks climbed higher into record territory.

Rally Slows Before Weekend
The rally paused in what may be profit taking, but indexes remain on pace for weekly gains and posted new record highs yesterday in a broad move ahead of next week's Fed meeting.
Markets & Economy

Perspective: Inflation Problem
A Federal Reserve rate cut won't necessarily lower longer-term bond yields or mortgage rates.

Today's Options Market Update
The rally paused in what may be profit taking, but indexes remain on pace for weekly gains and posted new record highs yesterday in a broad move ahead of next week's Fed meeting.

Weekly Trader's Outlook
Stocks looked past softening labor market data and took a "don't fight the Fed" stance this week as stocks climbed higher into record territory.
Personal Finance & Planning

Today's Options Market Update
The rally paused in what may be profit taking, but indexes remain on pace for weekly gains and posted new record highs yesterday in a broad move ahead of next week's Fed meeting.

Perspective: Inflation Problem
A Federal Reserve rate cut won't necessarily lower longer-term bond yields or mortgage rates.

Weekly Trader's Outlook
Stocks looked past softening labor market data and took a "don't fight the Fed" stance this week as stocks climbed higher into record territory.
Money Talk

7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
(1022-2YKE)
Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.