Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
3 Retirement Income Mistakes
Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.
7 Ways Women Can Build Wealth
Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.
Investing Strategies
Today's Options Market Update
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Stocks Up as Fears Ease
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Looking to the Futures
Natural gas was mixed for Tuesdays trading as warmer weather is anticipated in the month of May.
Average True Range Indicator
The Average True Range indicator can help traders analyze volatility, place stops and limits, and manage position size.
Markets & Economy
Q1 2025 Tech Earnings
As major tech firms like Apple and Microsoft report, they face questions about the impact of tariffs. Q1 results may be discounted, with strength seen as pre-tariff demand.
Today's Options Market Update
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Stocks Up as Fears Ease
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Personal Finance & Planning
Q1 2025 Tech Earnings
As major tech firms like Apple and Microsoft report, they face questions about the impact of tariffs. Q1 results may be discounted, with strength seen as pre-tariff demand.
Today's Options Market Update
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Stocks Up as Fears Ease
President Trump's market-friendly comments on trade and the Fed lifted stocks and eased yields. Tech and consumer discretionary led. Tesla rose despite disappointing earnings.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.