Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Managing Social Security Taxes
High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.
Paying Off a Mortgage Early
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
A Guide to Retirement Planning
Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.
Women and Money
We've come a long way baby, but not far enough. Here's how women can start to take greater financial control—and why it's important.
Managing Kids' Sports Costs
If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.
Investing Strategies
Can Small Caps Bounce Back?
Small-cap stocks tend to offer greater growth potential than their large-cap peers, but those returns have yet to materialize consistently. What will it take to turn the tide?
How to Prepare for a Downturn
The stock market is expected to be volatile this year. Here, three Schwab professionals discuss how investors can prepare to ride out a potential downturn.
Creating Seasonality Charts
Identifying market or stock patterns can help inform trades. Here's how traders create seasonality charts with thinkorswim® desktop.
3 Stock Strength Indicators
Deciding if a trend is forming—and how strong it might be—can make or break a trade. Here are three strength indicators technical traders use to assess a stock's momentum.
Markets & Economy
Monday's Schwab Market Update Podcast
May inflation data, Treasury auctions, and Apple's Worldwide Developers Conference vie for investor attention this week. Also, U.S. and Chinese officials are discussing trade.
What's in Your Sector Fund?
Many sector index funds are weighted based on market capitalization, and a few large stocks can dominate a fund's performance. Beware the risk of buying single-sector index funds.
Today's Options Market Update
Equity futures jumped early on job gains of 139,000, though the government's March and April reports were revised downward. Apple's annual developers conference is next week.
Personal Finance & Planning
Monday's Schwab Market Update Podcast
May inflation data, Treasury auctions, and Apple's Worldwide Developers Conference vie for investor attention this week. Also, U.S. and Chinese officials are discussing trade.
Can Small Caps Bounce Back?
Small-cap stocks tend to offer greater growth potential than their large-cap peers, but those returns have yet to materialize consistently. What will it take to turn the tide?
How to Prepare for a Downturn
The stock market is expected to be volatile this year. Here, three Schwab professionals discuss how investors can prepare to ride out a potential downturn.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.