Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.


Is Crypto Good for Retirement?
Some 401(k) plans may soon offer Bitcoin as an investment option. Should you consider cryptocurrencies for your retirement savings?

Retirement Match From Uncle Sam
The Saver's Credit is like a retirement match from Uncle Sam if you qualify. Here's what you need to know—and do.

The Future of Social Security
Current forecasts project a Social Security shortfall in about a decade. Knowing when to collect can help you maximize your benefits. Find out when could be the right time for you to start collecting Social Security payments.

4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Investing Strategies

Looking to the Futures
Crude oil futures finished a volatile trading week lower as inventories grew last week.

Today's Options Market Update
Regional bank stocks are trending higher this morning, which is also lifting the broader market as banking sector anxieties subside.

Schwab Market Update: Opening
Regional bank stocks are up this morning, lending support to the broader market amid hopes that the recent sector turmoil may be fading.

Taxes on Wash Sales and More
For end-of-year tax planning, traders and investors should know how wash sales, constructive sales, short positions, and Section 1256 contracts could impact their taxes.
Markets & Economy

Schwab Market Update: Closing
U.S. stocks rise as the banking industry and regulators extend helping hands to banks struggling with tight money conditions.

Today's Options Market Update
Regional bank stocks are trending higher this morning, which is also lifting the broader market as banking sector anxieties subside.

Schwab Market Update: Opening
Regional bank stocks are up this morning, lending support to the broader market amid hopes that the recent sector turmoil may be fading.
Personal Finance & Planning

Schwab Market Update: Opening
Regional bank stocks are up this morning, lending support to the broader market amid hopes that the recent sector turmoil may be fading.

European Bank Stress Fallout
So far the fallout from the bank turmoil has been modest, but with credit conditions likely to tighten, signs of recovery in the global economy could be impacted.

Schwab Market Update: Closing
U.S. stocks rise as the banking industry and regulators extend helping hands to banks struggling with tight money conditions.
Ask Carrie

Retirement Match From Uncle Sam
The Saver's Credit is like a retirement match from Uncle Sam if you qualify. Here's what you need to know—and do.

Focusing on a Tax Refund?
Getting a tax refund can feel great. But doing more careful tax planning can reap even bigger rewards.

Love and Money
Love and money go hand-in-hand. Get tips on handling finances at three crucial points in your love life.

Where to Stash Your Cash
There are many places to stash your cash, but it pays to choose carefully.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.