Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Retirement Savings Tips
Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.


The Key Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.

What Is a Reverse Rollover?
Three scenarios in which a reverse rollover may make sense.

Retirement Income Plan
A guide to approaching distributions.

Gauge Retirement Income Needs
Planning for your retirement income needs will help ensure you won't outlive your savings.
Investing Strategies

Today's Options Market Update
Stocks are pushing higher as Washington comes to terms on a debt deal and May's Nonfarm Payrolls report showed continued labor market strength.

Schwab Market Update: Opening
Major stock indexes rallied Friday after the Senate voted to approve debt ceiling legislation, averting a default, but May jobs growth vastly exceeded analysts' expectations.

Looking to the Futures
On a continuation basis, Wednesday's intraday low of 573.25 was last seen in December 2020.

Schwab Market Update: Closing
Confidence that the debt-ceiling drama could end soon helped lift the S&P 500 and Nasdaq to their highest levels in 9½ months.
Markets & Economy

Today's Options Market Update
Stocks are pushing higher as Washington comes to terms on a debt deal and May's Nonfarm Payrolls report showed continued labor market strength.

Congress Clears Debt Deal
The measure ends weeks of negotiation and unease about a potentially catastrophic government default.

Schwab Market Update: Opening
Major stock indexes rallied Friday after the Senate voted to approve debt ceiling legislation, averting a default, but May jobs growth vastly exceeded analysts' expectations.
Personal Finance & Planning

Today's Options Market Update
Stocks are pushing higher as Washington comes to terms on a debt deal and May's Nonfarm Payrolls report showed continued labor market strength.

Congress Clears Debt Deal
The measure ends weeks of negotiation and unease about a potentially catastrophic government default.

Schwab Market Update: Opening
Major stock indexes rallied Friday after the Senate voted to approve debt ceiling legislation, averting a default, but May jobs growth vastly exceeded analysts' expectations.
Ask Carrie

A Fond Farewell
Carrie Schwab-Pomerantz reflects on her time working at Charles Schwab and shares parting words as she enters her second act.

Do You Need a Freedom Fund?
Want to make a life change but feel you can't financially? Start a freedom fund.

Giving Stock to Charity
Donating stock (as opposed to cash) to a nonprofit can benefit both you and the charity.

Selling Your House in a Down Market
Should you sell your house in a down market? Pay attention to both your wallet and the issues that impact your quality of life.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.