Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Your Retirement Lifestyle
When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.


Biases to Avoid in Retirement
Making consequential financial decisions in a heightened emotional state generally isn't a good idea. Here are some tips to exert control.

Home Equity in Retirement
Retirees have several options for using a home's value to assist their finances.

529-to-Roth IRA Rollovers
Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Investing Strategies

Today's Options Market Update
Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite opened at all-time highs yesterday but have reversed sharply following this morning's weak Nonfarm Payrolls report and higher tariff impositions.

Stocks, July Jobs Growth Sink
Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

Looking to the Futures
The Japanese stock index rallied Thursday after the Bank of Japan held rates steady.
Markets & Economy

Monday's Schwab Market Update Podcast
New tariffs and missed expectations for the July nonfarm payrolls report, along with lower revisions for May and June, sent stocks Down. However, the coming week is a bit lighter.

Today's Options Market Update
Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

Trading Amid Uncertainty
When the market takes a turn, traders may want to go back to basics.
Personal Finance & Planning

Monday's Schwab Market Update Podcast
New tariffs and missed expectations for the July nonfarm payrolls report, along with lower revisions for May and June, sent stocks Down. However, the coming week is a bit lighter.

Today's Options Market Update
Jobs growth in July landed below expectations, and previous months were revised downward, showing labor may be weakening. Tariff news helped push stocks down around 1% pre-market.

Trading Amid Uncertainty
When the market takes a turn, traders may want to go back to basics.
Money Talk

7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.