Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

  • Ask Carrie

    Suddenly Alone—Where Can You Turn for Help?

    June 29, 2022
    It's hard to focus on finances after losing a spouse. But there are resources to turn to for help and support.
  • Ask Carrie

    Will Medicare Cover Me When I’m Traveling?

    June 22, 2022
    Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.
  • Ask Carrie

    Should I File for Social Security Now or Later?

    May 18, 2022
    You don’t have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.
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Investing Strategies

  • Trading

    Today's Options Market Update

    October 6, 2022
    Stocks subdued as yields and dollar continue to rise.
  • Trading

    Looking to the Futures

    October 6, 2022
    The November Soybeans contract (SX22) has fallen 1.28% to 1365.75 in Wednesday’s late morning trading as soybean harvest passes 22% completion.
  • Market Commentary

    Ripple(s) From Surging Dollar

    October 3, 2022
    While a spike in global market volatility has prompted some investors to think a Fed response is imminent, we caution against thinking that intervention is a bullish development.
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Markets & Economy

  • Market Commentary

    Ripple(s) From Surging Dollar

    October 3, 2022
    While a spike in global market volatility has prompted some investors to think a Fed response is imminent, we caution against thinking that intervention is a bullish development.
  • Trading

    Weekly Trader’s Outlook

    September 30, 2022
    Technically oversold conditions in the equity markets are reaching extremes.
  • Market Commentary
    Market Volatility

    Stock Market Volatility: Recession Worries Mount

    September 29, 2022
    What our experts think about the recent stock market drop.
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Personal Finance & Planning

  • Personal Finance & Planning

    3 Alternatives to Cash Gifts for Graduation

    June 1, 2022
    Schwab strategists share three ways to help improve the financial standing of your recent grad.
  • Tax Strategies
    Personal Finance & Planning

    Tax-Efficient Investing: Why Is It Important?

    May 12, 2022
    Making tax-efficiency part of your investing strategy can help lower your tax bill.
  • Personal Finance & Planning

    Do You Need to Appoint a New Family CFO?

    May 9, 2022
    How to ensure a smooth transition when your family’s chief financial officer is no longer able to serve.
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Ask Carrie

  • Ask Carrie

    Are You Financially Ready to Weather a Storm?

    September 21, 2022
    Can you financially weather a storm—or flood or fire? Here's how to prepare, including packing a financial "go bag."
  • Ask Carrie

    Is an HSA a Good Deal?

    September 7, 2022
    Especially for someone just starting out, contributing to an HSA has benefits that go beyond paying for healthcare.
  • Ask Carrie

    Five Steps to Recession-Proof Your Finances

    August 24, 2022
    Recessions have the potential for very real financial hardship, but there are positive steps we can take to ease the impact.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.

Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab Bank, SSB; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank and Charles Schwab Bank, SSB, Members of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.

© 2022 Schwab Retirement Plan Services, Inc. All rights reserved. (0321-1RKA) 04/21

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