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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Medicare Open Enrollment

Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.

October 13, 2025 Chris Kawashima

How to Plan for Life's Goals

Retirement is important. But it's probably not your only goal. Here's how a financial plan can help you balance retirement savings with life's other important milestones.

October 10, 2025

Inherited IRA & SECURE Act 2.0

It's important to understand the updated inherited IRA distribution rules tied to changes in the SECURE Act, including its latest version, SECURE 2.0.

October 08, 2025

Gray Divorce and Retirement

What to know when going through a late-in-life divorce.

October 03, 2025

Total-Return Retirement Income

Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.

September 10, 2025

Investing Strategies

Today's Options Market Update

The S&P 500 and Nasdaq touched record high territory following a cooler-than-expected consumer price inflation report that appears to be solidifying Fed rate cut expectations.

October 24, 2025 Rob Fleming

Weekly Trader's Outlook

Stocks are on track to close out this week in all-time high territory despite uncertainty around trade, AI investment exuberance, and a government shutdown.

October 24, 2025

Update on High-Yield Defaults

Bankruptcies by high-yield issuers have made headlines recently, but defaults have grown more common in recent years.

October 24, 2025

Cool CPI Paves Way for Fed Cut

Stocks were up as CPI rose 3%, below expectations. Trade is also in the spotlight, with Trump threatening to end trade talks with Canada and planning a meeting with Xi next week.

October 24, 2025

Markets & Economy

Today's Options Market Update

The S&P 500 and Nasdaq touched record high territory following a cooler-than-expected consumer price inflation report that appears to be solidifying Fed rate cut expectations.

October 24, 2025

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

October 24, 2025

Update on High-Yield Defaults

Bankruptcies by high-yield issuers have made headlines recently, but defaults have grown more common in recent years.

October 24, 2025

Personal Finance & Planning

Today's Options Market Update

The S&P 500 and Nasdaq touched record high territory following a cooler-than-expected consumer price inflation report that appears to be solidifying Fed rate cut expectations.

October 24, 2025

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

October 24, 2025

Update on High-Yield Defaults

Bankruptcies by high-yield issuers have made headlines recently, but defaults have grown more common in recent years.

October 24, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.