Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Total-Return Retirement Income
Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.


Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.

Five Options for Your 401(k)
Consider these five options for handling an old 401(k).

Life Expectancy in Retirement
A closer look at perhaps the most important assumption of retirement planning: life expectancy.
Investing Strategies

Today's Options Market Update
Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

Stocks Higher Despite Shutdown
With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.

Looking to the Futures
The clock struck midnight and the government turned back into a pumpkin as government funding disappeared, leaving only rags to clean up.

Breaking Bad Trade Behaviors
How to curtail emotional biases and take a more considered approach to your trading decisions.
Markets & Economy

D.C. Buys Stocks: What to Know
The U.S. government bought shares of Intel and other companies and made a deal with Nvidia for some of its revenue. What does this mean for investors and for those firms?

Today's Options Market Update
Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

Stocks Higher Despite Shutdown
With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.
Personal Finance & Planning

D.C. Buys Stocks: What to Know
The U.S. government bought shares of Intel and other companies and made a deal with Nvidia for some of its revenue. What does this mean for investors and for those firms?

Today's Options Market Update
Stocks are mixed around midday, with the Nasdaq hitting all-time highs, as investors appear to be taking the government shutdown in stride thus far.

Stocks Higher Despite Shutdown
With the Senate in recess today, progress on re-opening the government is unlikely, as is the release of tomorrow's jobs numbers. Still, stocks moved higher ahead of the open.
Money Talk

7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.