Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
Paying Off a Mortgage Early
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
A Guide to Retirement Planning
Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.
Managing Social Security Taxes
High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.
Women and Money
We've come a long way baby, but not far enough. Here's how women can start to take greater financial control—and why it's important.
Managing Kids' Sports Costs
If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.
Retirement
Your Nest Is Empty—Now What?
After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Retirement
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
3 Retirement Income Mistakes
Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.
Retirement
Volatility in Retirement
Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
IRA Rules: 8 Things to Know
Knowing about different IRA rules can help you make better decisions about which type of retirement account best suits your situation.
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Retirement
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Taxes in Retirement
As you approach and enter your golden years, calculating your tax obligations could be tricky.
Choices Beyond a Roth IRA
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.