Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
Managing Kids' Sports Costs
If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.
Your Nest Is Empty—Now What?
After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
Retirement
3 Retirement Income Mistakes
Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.
7 Ways Women Can Build Wealth
Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.
Volatility in Retirement
Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
Retirement
Volatility in Retirement
Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
IRA Rules: 8 Things to Know
Knowing about different IRA rules can help you make better decisions about which type of retirement account best suits your situation.
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Retirement
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Choices Beyond a Roth IRA
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
Contribution Limits for 2025
Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.
Retirement
Beware Medicare Scammers
Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.
4 Social Security Questions
When and how to take Social Security comes down to more than just your age. Here, two Schwab experts answer common questions to help you decide.
Catch-Up Provisions
SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k).
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.