Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
Is an IRA Right for You?
IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future.
What Is an IRA?
Looking for a tax-smart way to save for your future? Find out what an IRA is, what it offers, and how the three main types differ.
Retirement Health Care Costs
Four tips for managing health care costs in retirement.
Common Types of Retirement Plans and Other Ways to Save
Learn about common types of retirement plans and key features, eligibility requirements, and contribution limits for retirement plans like 401(k)s, IRAs, and more.
Inherited IRA RMDs
The IRS has waived RMD requirements from inherited IRAs for 2024. Here's how to decide whether you should take or skip the withdrawal.
Retirement
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Know the Five-Year Rule for Roths
There are actually several versions of the five-year rule governing Roth accounts, some of which overlap, and falling afoul of any of them could trigger additional taxes and penalties.
Medicare Open Enrollment
Medicare open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
Retirement
Medicare Open Enrollment
Medicare open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
401(k) Hardship Withdrawals
Should the worst come to pass, could you consider tapping the savings in your 401(k)? Here's what to know about hardship withdrawals and 401(k) loans.
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
Retirement
Key Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.
9 Must-Dos If You're Retired
The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.
4 Tips for Aging in Place
Many retirees would like to continue living independently and in their own home as they age. Schwab wealth expert Susan Hirshman offers some considerations to help you prepare.
Retirement
Test Your Tax Smarts
How tax-savvy are you? Take our 10-question tax quiz to find out.
Creating a Retirement Paycheck
From understanding your income sources to prioritizing your order of withdrawals, creating a steady income stream in retirement is a complex undertaking. Consider these five rules to help guide you.
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.