Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
401(k) Tax Deductions
You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Taxes in Retirement
As you approach and enter your golden years, calculating your tax obligations could be tricky.
Choices Beyond a Roth IRA
If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.
Contribution Limits for 2025
Under the SECURE 2.0 Act, catch-up contributions for older workers get a boost this year. Here's a look at what else is new for contribution and gifting limits in 2025.
Retirement
Beware Medicare Scammers
Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.
4 Social Security Questions
When and how to take Social Security comes down to more than just your age. Here, two Schwab experts answer common questions to help you decide.
Catch-Up Provisions
SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k).
Retirement
Catch-Up Provisions
SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k).
Your Retirement Portfolio
As your goals change, so will your portfolio. But you need to strike the right balance.
Retirement Income Challenges
Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.
Retirement
Retirement Withdrawals
After spending decades saving for retirement, you may feel a little uneasy when it comes time to start withdrawing and living off that money. What can you do to make it last?
Retirement Savings Tips
Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.
Save Now for Retirement
The sooner you start saving, the more likely you're likely to reach your retirement goals. Here are some numbers to put things in perspective.
Retirement
Roth IRAs for High Earners
Even if your income is above the limit, you can still enjoy the tax advantages of a Roth IRA. Here are four ways to contribute to a coveted Roth account.
457(b) & 403(b) Retirement Plans
Learn about the differences between 457(b) and 403(b) and how you might be eligible for this retirement account if you work for public service or the government.
What is an annuity?
Annuities can be beneficial for turning some of your savings into guaranteed income. Here's what to know about annuities before making a decision.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.