Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

  • Ask Carrie

    Suddenly Alone—Where Can You Turn for Help?

    June 29, 2022
    It's hard to focus on finances after losing a spouse. But there are resources to turn to for help and support.
  • Ask Carrie

    Will Medicare Cover Me When I’m Traveling?

    June 22, 2022
    Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.
  • Ask Carrie

    Should I File for Social Security Now or Later?

    May 18, 2022
    You don’t have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.
  • Retirement

    Should Older Workers Contribute to IRAs?

    May 12, 2022
    3 ways to keep saving.
  • Retirement

    5-Step Tax-Smart Retirement Income Plan

    May 11, 2022
    Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.
  • Retirement

    Roth 401(k) vs. Roth IRA

    May 6, 2022
    Three reasons to consider contributing to a Roth 401(k), if available.
  • Personal Finance & Planning

    Potential, Long-Term Benefits of Investing Your HSA

    May 3, 2022
    Health savings accounts are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.
  • Retirement

    How to Stay on Top of Your Retirement Savings

    April 14, 2022
    Ever wonder if you’re on track to reach your retirement goal? Here’s how to calculate how much you should have saved by now.
  • Retirement
    Market Volatility

    Timing Matters: Understanding Sequence of Returns Risk

    April 7, 2022
    If you are close to retiring, beware of the little-known sequence-of-returns risk that could take a huge slice out of your retirement income.
  • Ask Carrie

    Gig Workers: How Are You Managing Your Money?

    April 7, 2022
    As an independent contractor, you're not only your own boss, you're your own CFO. And there's a lot to think about.
  • Ask Carrie

    Have You Considered These 4 Retirement Risks?

    April 7, 2022
    There are many unknowns when it comes to planning for retirement. Make sure you have a plan to address the biggest risks.
  • Retirement
    Plan your next chapter

    Do You Have Enough for Retirement?

    April 7, 2022
    Planning for your retirement income needs will help ensure you won’t outlive your savings.
  • Ask Carrie

    Need a Retirement Plan for Your Small Business?

    April 6, 2022
    Own a small business? Don’t miss out on these opportunities to save for retirement and decrease taxable income.
  • Retirement Income

    3 Retirement Income Challenges You Might Not Expect

    March 18, 2022
    Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.
  • Retirement
    Market Volatility

    Market Volatility in Retirement: What If You Haven’t Prepared?

    March 14, 2022
    Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
  • Tax Strategies

    Is an IRA Right for You?

    March 9, 2022
    IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future.
  • Retirement
    Plan your next chapter

    Beyond the 4% Rule: How Much Can You Spend in Retirement?

    March 7, 2022
    How much can you spend in retirement without running out of money? The 4% rule is a common rule of thumb, but we think you can do better by finding your personalized spending rate.
  • Retirement
    Onward

    Is a Reverse Rollover Right for You?

    March 4, 2022
    Three scenarios in which a reverse rollover may make sense.
  • Retirement
    Onward

    Health Care Costs in Retirement: Are You Prepared?

    March 4, 2022
    Four tips for managing health care costs in retirement.
  • Retirement

    Are HSAs the New IRAs?

    February 24, 2022
    These triple-tax-advantaged accounts could help pay for health care in retirement.
(1120-0CXC) (04/21)

Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions. 

Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab Bank, SSB; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank and Charles Schwab Bank, SSB, Members of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.

© 2022 Schwab Retirement Plan Services, Inc. All rights reserved. (0321-1RKA) 04/21

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