Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
2023 Taxes: 8 Things to Know
With Tax Day approaching, here are eight things to keep in mind as you prepare to file your 2023 taxes.
Traditional IRA Withdrawals
Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.
The Future of Social Security and Medicare?
Medicare and Social Security are projected to run out of money in less than a decade. Mike Townsend discusses possible solutions to the shortfalls and the likelihood of each.
Saving and Investment Gifts
Looking for a gift with the potential to keep on giving? Learn more about saving and investment gifts like stock shares and tuition contributions.
Annuities in Your Estate Plan
If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.
Retirement
Tax-Smart Income Plan
Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.
The Key Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.
Social Security Inflation Bump
Social Security benefits are getting another sizeable bump next year. Unfortunately, it won't be as big as the jumbo-sized increases of the 2023 and 2022.
Retirement
Social Security Inflation Bump
Social Security benefits are getting another sizeable bump next year. Unfortunately, it won't be as big as the jumbo-sized increases of the 2023 and 2022.
529-to-Roth IRA Rollovers
The SECURE 2.0 Act allows savers to roll unused 529 funds into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.
Year-End Tax Ideas to Consider
From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.
Retirement
Sequence-of-Returns Risk
If you're close to retiring, beware of the little-known sequence-of-returns risk that could take a huge slice out of your retirement income.
Roth IRA Conversion Benefits
For investors with sizeable savings in a traditional IRA, converting those assets to a Roth IRA can help maximize the money they leave to heirs.
Tips on Retirement RMDs
Avoid required minimum distributions (RMDs) penalties by taking RMDs as required, and learn know how the SECURE 2.0 Act updates can impact your retirement savings.
Retirement
In-Kind IRA Distributions
Stuck with an RMD? You don't have to take it in cash. Here's what you need to know about in-kind distributions from your IRA to your brokerage account.
Taxes in Retirement
As you approach and enter your golden years, calculating your tax obligations could be tricky.
Lump Sum vs. Annuity Investing
Should you take a lump-sum pension payout or a monthly income stream for life? How to decide.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.