Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
Know the Five-Year Rule for Roths
There are actually several versions of the five-year rule governing Roth accounts, some of which overlap, and falling afoul of any of them could trigger additional taxes and penalties.
Working in Retirement
If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
Inherited IRA RMDs
The IRS has waived RMD requirements from inherited IRAs for 2024. Here's how to decide whether you should take or skip the withdrawal.
Medicare Open Enrollment
Medicare open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
Retirement
What Is an HSA?
Being young and healthy is no reason to not sign up for a health savings account (HSA) if your company offers it. In fact, it's one of the main reasons why you should.
401(k) Hardship Withdrawals
Should the worst come to pass, could you consider tapping the savings in your 401(k)? Here's what to know about hardship withdrawals and 401(k) loans.
Key Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.
Retirement
Key Ages of Retirement
Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.
9 Must-Dos If You're Retired
The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.
Creating a Retirement Paycheck
From understanding your income sources to prioritizing your order of withdrawals, creating a steady income stream in retirement is a complex undertaking. Consider these five rules to help guide you.
Retirement
Test Your Tax Smarts
How tax-savvy are you? Take our 10-question tax quiz to find out.
Social Security Guide
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's help on how to decide.
Saving Outside Your 401(k)
Once your basics are covered, you might want to consider setting aside some extra money. Here's how to decide which accounts to use—and when.
Retirement
The Future of Social Security and Medicare?
Medicare and Social Security are projected to run out of money by 2036. Mike Townsend discusses possible solutions to the shortfalls and the likelihood of each.
Roth IRA Conversion and Taxes
How to make the most of a Roth IRA conversion.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.