Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.


2024 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

May 14, 2024 Chris Kawashima

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

May 14, 2024

Choices for Inheriting an IRA

Understand how to manage inheriting an IRA, as well as the rules and choices to make the most of your inheritance.

May 01, 2024

Investing Before Rates Fall

With the Fed projecting rate cuts later this year, you may be wondering what moves to consider today.

April 12, 2024

Tips for Early Retirement

Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

April 09, 2024


The Rule of 55

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here's what you need to know.

March 12, 2024

Benefits of Investing Your HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

February 28, 2024

Retirement Savings Tips

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

February 23, 2024


Retirement Savings Tips

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

February 23, 2024

Roth IRA Withdrawals

When retirement is years away, most investors tend to focus more on saving and less on what will happen when it's time to take their money out.

February 22, 2024

Save Now for Retirement

The sooner you start saving, the more likely you're likely to reach your retirement goals. Here are some numbers to put things in perspective.

February 22, 2024


Social Security FAQs

We answer common questions about Social Security to help you maximize your retirement benefits.

February 22, 2024

Avoid Common Trading Mistakes

Is something getting in the way of your trading? It might be your own tendencies. We discuss 5 common trading blunders to avoid.

February 15, 2024

The Case for Income Annuities

Payments from income annuities are at their highest levels in a decade. Here's what that means.

February 15, 2024


Working in Retirement

If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.

February 14, 2024

Smart Tax Moves for 2023

Tax Day is coming soon. But it's not too late to manage your tax liability.

February 13, 2024

Tips for Saving Near Retirement

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

February 06, 2024


Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions.