Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
Is Crypto Good for Retirement?
Some 401(k) plans may soon offer Bitcoin as an investment option. Should you consider cryptocurrencies for your retirement savings?
Retirement Match From Uncle Sam
The Saver's Credit is like a retirement match from Uncle Sam if you qualify. Here's what you need to know—and do.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
The Future of Social Security
Current forecasts project a Social Security shortfall in about a decade. Knowing when to collect can help you maximize your benefits. Find out when could be the right time for you to start collecting Social Security payments.
Retirement
Bucket Strategy for Retirement
Learn about the "bucket approach," a drawdown strategy that involves holding three different buckets of money, or separate asset accounts, for retirement.
Handling Common Retirement Fears
Preparing for retirement can feel like an intimidating task. However, there are some things you can do to reduce common fears.
Rethinking the 4% Rule
How much can you spend in retirement without running out of money? The 4% rule is a common rule of thumb, but we think you can do better by finding your personalized spending rate.
Retirement
Rethinking the 4% Rule
How much can you spend in retirement without running out of money? The 4% rule is a common rule of thumb, but we think you can do better by finding your personalized spending rate.
Your 401(k) Questions Answered
Have 401(k) questions? Get answers to the most frequently asked 401(k) questions to demystify the most common type of your workplace retirement plan.
The Rule of 55
Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here's what you need to know.
Retirement
Tax Planning for Retirement
Selecting tax-smart accounts may help your retirement savings last longer.
Are HSAs the New IRAs?
These triple-tax-advantaged accounts could help pay for health care in retirement.
Fixed Income Investments
For retirees living on a fixed income, building an investment strategy that diversifies risks to ensure a stable income is essential in building your retirement plan.
Retirement
Minimize Social Security Taxes
Many retirees are surprised to learn that, above a certain income threshold, Social Security can be subject to taxation. Here are strategies to consider.
Tax Withholding in Retirement
How to help ensure you pay your fair share once you're no longer working.
Retired Investors and Inflation
The double whammy of tanked investments and high inflation is challenging, especially for retirees. Here's help.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.