Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

Ask Carrie

Should I File for Social Security Now or Later?

May 18, 2022

You don’t have to file for Social Security the moment you retire. In fact, most people will benefit by waiting.
Retirement

Should Older Workers Contribute to IRAs?

May 12, 2022

3 ways to keep saving.
Retirement

5-Step Tax-Smart Retirement Income Plan

May 11, 2022

Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.
Retirement

Roth 401(k) vs. Roth IRA

May 6, 2022

Three reasons to consider contributing to a Roth 401(k), if available.
Personal Finance & Planning

Potential, Long-Term Benefits of Investing Your HSA

May 3, 2022

Health savings accounts are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.
Retirement

How to Stay on Top of Your Retirement Savings

April 14, 2022

Ever wonder if you’re on track to reach your retirement goal? Here’s how to calculate how much you should have saved by now.
Ask Carrie

Gig Workers: How Are You Managing Your Money?

April 7, 2022

As an independent contractor, you're not only your own boss, you're your own CFO. And there's a lot to think about.
Retirement

Market Volatility

Timing Matters: Understanding Sequence of Returns Risk

April 7, 2022

If you are close to retiring, beware of the little-known sequence-of-returns risk that could take a huge slice out of your retirement income.
Ask Carrie

Have You Considered These 4 Retirement Risks?

April 7, 2022

There are many unknowns when it comes to planning for retirement. Make sure you have a plan to address the biggest risks.
Retirement

Plan your next chapter

Do You Have Enough for Retirement?

April 7, 2022

Planning for your retirement income needs will help ensure you won’t outlive your savings.
Ask Carrie

Need a Retirement Plan for Your Small Business?

April 6, 2022

Own a small business? Don’t miss out on these opportunities to save for retirement and decrease taxable income.
Retirement Income

3 Retirement Income Challenges You Might Not Expect

March 18, 2022

Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.
Retirement

Market Volatility

Market Volatility in Retirement: What If You Haven’t Prepared?

March 14, 2022

Don’t have a cash reserve? Here are some ways to adjust your spending and withdrawals to help ease the burden on your portfolio.
Tax Strategies

Is an IRA Right for You?

March 9, 2022

IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future.
Retirement

Plan your next chapter

Beyond the 4% Rule: How Much Can You Spend in Retirement?

March 7, 2022

How much can you spend in retirement without running out of money? The 4% rule is a common rule of thumb, but we think you can do better by finding your personalized spending rate.
Retirement

Onward

Is a Reverse Rollover Right for You?

March 4, 2022

Three scenarios in which a reverse rollover may make sense.
Retirement

Onward

Health Care Costs in Retirement: Are You Prepared?

March 4, 2022

Four tips for managing health care costs in retirement.
Retirement

Are HSAs the New IRAs?

February 24, 2022

These triple-tax-advantaged accounts could help pay for health care in retirement.
Personal Finance & Planning

RMD Strategies to Help Ease Your Tax Burden

February 16, 2022

RMDs can take a toll on your tax bill. Consider these strategies to help reduce the sting.
Retirement

Onward

Required Minimum Distributions: What You Should Know

February 11, 2022

Guidelines, deadlines, and potential tax consequences: What you need to know when it comes to required minimum distributions.

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Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.

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Retirement

Should I File for Social Security Now or Later?

Should Older Workers Contribute to IRAs?

5-Step Tax-Smart Retirement Income Plan

Roth 401(k) vs. Roth IRA

Potential, Long-Term Benefits of Investing Your HSA

How to Stay on Top of Your Retirement Savings

Gig Workers: How Are You Managing Your Money?

Timing Matters: Understanding Sequence of Returns Risk

Have You Considered These 4 Retirement Risks?

Do You Have Enough for Retirement?

Need a Retirement Plan for Your Small Business?

3 Retirement Income Challenges You Might Not Expect

Market Volatility in Retirement: What If You Haven’t Prepared?

Is an IRA Right for You?

Beyond the 4% Rule: How Much Can You Spend in Retirement?

Is a Reverse Rollover Right for You?

Health Care Costs in Retirement: Are You Prepared?

Are HSAs the New IRAs?

RMD Strategies to Help Ease Your Tax Burden

Required Minimum Distributions: What You Should Know