Retirement
Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.
Retirement
Roth IRA Conversion and Taxes
How to make the most of a Roth IRA conversion.
Medicare Decisions to Make Now
There's more to enrolling in Medicare than just turning 65. Make these Medicare decisions ahead of time—then celebrate.
Charitable Gift Annuities
A charitable gift annuity (CGA) allows older individuals to donate a one-time distribution from an IRA to a qualified charity and receive income for life. Here's how they work.
What Is a Reverse Rollover?
Two scenarios in which a reverse rollover may make sense.
Roth IRAs for Kids
Using some after-school and summer earnings to save for retirement could lighten the burden for teen investors later in life.
Retirement
Your Retirement Lifestyle
When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.
Biases to Avoid in Retirement
Making consequential financial decisions in a heightened emotional state generally isn't a good idea. Here are some tips to exert control.
Home Equity in Retirement
Retirees have several options for using a home's value to assist their finances.
Retirement
Home Equity in Retirement
Retirees have several options for using a home's value to assist their finances.
529-to-Roth IRA Rollovers
Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Retirement
2025 RMD Reference Guide
What's new with required minimum distributions? We cover the basics here.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
How Does a Roth IRA Work?
Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.
Retirement
Paying Off a Mortgage Early
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
Managing Social Security Taxes
High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.
A Guide to Retirement Planning
Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.