| Standard Contribution Limit | Catch-up Contribution Limit | Total Contribution Limit | |
|---|---|---|---|
| Under 50 | $17,000 | N/A | $17,000 |
| Under 50-59, 64+ | $17,000 | $4,000 | $21,000 |
| Age 60-63 | $17,000 | $5,250 | $22,250 |
Disclosure Title
Disclosures:
Disclosure
†Companies with 25 or fewer employees can contribute even more per a SECURE 2.0 provision. For 2026, the limits are $18,100 for those under 50, a catch-up contribution amount of $4,000 for those age 50-59 and 64+. The super catch-up contribution is not changed at $5,250 for those age 60-63.
Source: IRS.gov. For illustration purposes only.