| Standard Contribution Limit | Catch-up Contribution Limit† | Total Contribution Limit | |
|---|---|---|---|
| Under 50 | $24,500 | N/A | $24,500 |
| Age 50-59, 64+ | $24,500 | $8,000 | $32,500 |
| Age 60-63 | $24,500 | $11,250 | $35,750 |
Disclosure
*Also applies to Roth 401(k), 457(b), and 403(b) plans.
†Note: Beginning on January 1, 2026, workers who are 50 (by December 31) or older who earned more than $150,000 in FICA wages in the prior year will need to make any catch-up contributions on a Roth basis, per a provision within SECURE 2.0 Act.
Source: IRS.gov