| Scenario 1 | Scenario 2 | |
| Compensation | $100,000 | $100,000 |
| 401(k) deferral rate | 5% | 5% |
| 401(k) employee contribution | $10,000 | $2,000 |
| Qualified student loan payments | $10,000 | $10,000 |
| Employer match on qualified student loan payments | $0 | $3,000 |
| Total employer match | $5,000 | $5,000 |
| Total 401(k) contribution (employee + employer) | $15,000 | $7,000 |
Disclosure Title
Source
Disclosure
Schwab Center for Financial Research. For illustrative purposes only.