Child under 193
First $1,350 of unearned income is exempt from federal income tax.
Next $1,350 of unearned income is taxed at child's tax rate.
Any unearned income over $2,700 is taxed at parents' tax rate.
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About Table 2
Disclosure

3Full-time college students under the age of 24 may also be taxed at their parents' rate on unearned income greater than $2,700 in 2026 unless the students' earned income was greater than one-half of their support. Earned income from a job or self-employment is not subject to the kiddie tax.