Money Basics

Good Debt vs Bad Debt

To make smart decisions about if, when and how much to borrow, you need to understand how to manage debt and make it work for you.
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You may be surprised when you see where your money goes.

Setting savings priorities now can make a real difference later. Use these 8 guidelines to stay on track.

Make it work for you, not against you.

Whether you are signing a lease or looking for ways to rein in spending, we've got a tip for that.

What do you want from your money? Your answers are the starting point for good money management.

Here are some basic facts to help you better understand our income tax system.

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The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Bank; Charles Schwab Trust Bank; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Trust, custody, and deposit products and services are available through Charles Schwab Bank and Charles Schwab Trust Bank. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. provides recordkeeping and related services with respect to retirement plans.

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