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Money Talk: Where personal finance gets personal

Managing your money can be complicated. That's why we're here to help. No matter how much or how little you know about money, our team of certified financial experts offer insights to help you move your financial life forward.

Ask Carrie

What is an FSA?

Want a tax break for being smart about saving for healthcare costs? Consider an FSA.

November 05, 2025 Cindy Scott

Sports Betting vs. Investing

While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.

November 05, 2025

What Is an HSA?

Being young and healthy is no reason to not sign up for a health savings account (HSA) if your company offers it. In fact, it's one of the main reasons why you should.

November 04, 2025

Holiday Spending Game Plan

Consider these eight ideas to help you take control of holiday spending and avoid a financial hangover in the New Year.

November 03, 2025

Talking Money with Mom and Dad

Talking through these five money topics as your parents age could help bring peace of mind and relief to both you and your parents.

October 14, 2025

Ask Carrie

Money Gifts with Guilt

It can feel like a windfall when you get a monetary gift from a family member. But make sure you understand the expectations that may come with the money.

October 08, 2025

9 Scary Money Mistakes

What can Halloween teach you about money? Personal finance and investing don't have to be scary when you avoid these common mistakes.

October 06, 2025

Passion Budgeting

Budgeting may sound boring, but passion budgeting can be fun. And it can help make you happier about how you spend your money. Here's how to get started.

October 01, 2025

Ask Carrie

Get Ready for Open Enrollment

During this year's open enrollment period, take the time to fully read through your employee benefits package. You may discover employee benefits that could help save you money.

September 30, 2025

Money Planning for Group Trips

Traveling with friends can be a blast—but splitting costs can get tricky. Here's how to handle expenses to help keep things smooth and fun for everyone.

September 10, 2025

How to Freeze Your Credit

If you've received notice that your information has been compromised in a data breach, consider freezing your credit right away. Here's how.

September 03, 2025

Ask Carrie

A Credit Card Debt Exit Plan

Millions of Americans feel trapped by credit card debt. You don't have to be one of them. Here is a plan that could help you pay down your credit card debt.

August 27, 2025

Air Jordans: Diversification

My Jordan sneaker collection is an example of diversification in your portfolio. Explore why that is important.

August 20, 2025

Concerts Without Debt or FOMO

Today's concerts are designed to feel like once-in-lifetime experiences with sky-high prices to match. Don't go into debt to enjoy the show.

August 12, 2025

Ask Carrie

Medicare Decisions to Make Now

There's more to enrolling in Medicare than just turning 65. Make these Medicare decisions ahead of time—then celebrate.

August 12, 2025

6 Steps for a Slowing Economy

The economy moves in cycles. But instead of worrying about a downturn, take these steps to help prepare your finances for whatever the future may bring.

August 06, 2025

Budgeting for Student Loans

Ready to face student loan repayments? Conquer your budget by tracking expenses, cutting back on non-essentials, and balancing debt payment with retirement savings.

July 31, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.