scroll50-dblclk
reii-taxst
reii
taxlp

Taxes

Get answers to tax-filing questions and find out how year-round tax planning may help you save and build more wealth over time

Tax filing

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025

2024 Tax Moves to Consider

Tax Day is coming soon. But it's not too late to manage your tax liability.

November 15, 2024

Tax planning

Choices for Inheriting an IRA

Understand how to manage inheriting an IRA, as well as the rules and choices to make the most of your inheritance.

July 30, 2026

What Is an IRA?

Discover how an individual retirement account (IRA) works, its potential tax advantages, key differences between a traditional vs. Roth IRA, and more.

June 25, 2026

What's a Capital Gains Budget?

Creating a capital gains budget for your winners can help take some of the sting out of taxes.

June 05, 2026

Tax-smart accounts

What is a Backdoor Roth IRA?

A backdoor Roth IRA may help high-income earners access the potential benefits of a Roth IRA. Learn how the strategy works and what to consider.

June 11, 2026 • Hayden Adams

Potential Benefits of an HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

March 18, 2026

5 Roth IRA Alternatives

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have other tax-smart ways to save for retirement.

March 17, 2026

401(k) Tax Deductions

You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.

January 14, 2026

Roth IRAs for High Earners

Even if your income is above the limit, you can still enjoy the tax advantages of a Roth IRA. Here are four ways to contribute to a coveted Roth account.

February 13, 2025

Tax-efficient investing

ETFs and Taxes: What to Know

ETFs can have different tax implications depending on how they're structured and how long you've held the ETF. Be informed and avoid unpleasant surprises come tax time.

February 04, 2026 • Emily Doak

Deductible Investment Expenses

The IRS allows various tax deductions for expenses related to producing taxable investment income. Do yours qualify?

January 23, 2026

Giving With Noncash Assets

Leveraging the appreciation of assets such as real estate or stock to make charitable gifts can help maximize your philanthropic impact and reduce your taxes.

October 13, 2025

What Is a Composite 1099 Form?

Brokerage accounts typically generate a 1099 composite form. Learn some important sections of the tax form and when to expect your 1099 composite form.

August 20, 2025

Taxes in retirement

Your Retirement Lifestyle

When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.

July 17, 2026

The Bonus Senior Tax Deduction

How taxpayers ages 65 and older can make the most of the temporary $6,000 senior tax deduction.

March 06, 2026

Ways to Pay for College

With college costs soaring, many grandparents want to step in to help. Here are three tax-smart strategies to consider.

January 12, 2026

Gift & estate tax planning

Taxes

Comparing State Taxes

Estate Planning

Views on What to Leave Behind

Estate Planning

Estate Planning for Couples

Estate Planning

How to Decide Who Gets What

Explore more topics

Retirement Taxes Cost Basis Tax Loss Harvesting Investments Financial Planning Charitable Giving Estate Planning
0423-G2XY

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

This information provided on this website is for educational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.

Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank, Member of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC, www.sipc.org). 

©2026 Schwab Retirement Plan Services, Inc. All rights reserved. (0725-N7P5)

Visit Schwab on YouTube Visit Schwab on X formerly Twitter Visit Schwab on Facebook Visit Schwab on LinkedIn