scroll50-dblclk
reii-taxst
reii
taxlp

Taxes

Get answers to tax-filing questions and find out how year-round tax planning may help you save and build more wealth over time

Tax filing

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025

2024 Tax Moves to Consider

Tax Day is coming soon. But it's not too late to manage your tax liability.

November 15, 2024

Tax planning

What's New for RMDs in 2027

Guidelines, deadlines, and potential tax consequences: What you need to know when it comes to required minimum distributions (RMDs).

November 10, 2026

Navigating a Windfall

Three tips for incorporating a large influx of assets into your financial plan.

November 03, 2026

How Collectibles Are Taxed

When it comes to taxes, collectibles are treated differently than securities. Selling or bequeathing a valuable collection requires careful tax planning.

October 29, 2026

Tax-smart accounts

What is a Backdoor Roth IRA?

A backdoor Roth IRA may help high-income earners access the potential benefits of a Roth IRA. Learn how the strategy works and what to consider.

June 11, 2026 • Hayden Adams

Potential Benefits of an HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

March 18, 2026

5 Roth IRA Alternatives

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have other tax-smart ways to save for retirement.

March 17, 2026

Roth IRAs for High Earners

Even if your income is above the limit, you can still enjoy the tax advantages of a Roth IRA. Here are four ways to contribute to a coveted Roth account.

February 02, 2026

401(k) Tax Deductions

You may be eligible for a 401(k) tax deduction if you have a retirement account. Read about contribution limits, employer contributions, and tax-deferred alternatives.

January 14, 2026

Tax-efficient investing

Tax-Aware Long-Short Investing

Tax-aware long-short strategies have gained popularity as investors recognize how taxes affect total returns. Here's how they work and how they differ from direct indexing.

November 03, 2026 • Will Daniel

What T+1 Settlement Means

Since May 2024, trades on most stocks, bonds, and other securities are settled in one day instead of two. Here are seven things investors should know about the faster settlement.

May 14, 2026

Capital Gains Tax Rates

When an asset is sold for a profit, Uncle Sam wants his share. Depending on your income level, your capital gains rate might be lower than your ordinary tax rate.

April 16, 2026

ETFs and Taxes: What to Know

ETFs can have different tax implications depending on how they're structured and how long you've held the ETF. Be informed and avoid unpleasant surprises come tax time.

February 04, 2026

Taxes in retirement

Comparing State Taxes

Your overall tax liability is heavily dependent on where you live. Here's your state-by-state guide to who charges what.

October 12, 2026

When to Accelerate Taxes

Deferring taxes isn't a one-size-fits-all approach. Here are three scenarios in which it might make sense to pay taxes sooner rather than later.

August 05, 2026

Your Retirement Lifestyle

When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.

July 17, 2026

Gift & estate tax planning

Estate Planning

Portability and Estate Taxes

Charitable Giving

Charitable Donation Basics

Taxes

How Collectibles Are Taxed

Estate Planning

Your Estate Plan Abroad

Explore more topics

Retirement Taxes Cost Basis Tax Loss Harvesting Investments Financial Planning Charitable Giving Estate Planning
0423-G2XY

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

This information provided on this website is for educational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.

Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank, Member of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC, www.sipc.org). 

©2026 Schwab Retirement Plan Services, Inc. All rights reserved. (0725-N7P5)

Visit Schwab on YouTube Visit Schwab on X formerly Twitter Visit Schwab on Facebook Visit Schwab on LinkedIn