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Living in Retirement

Learn how to manage your money and portfolio in retirement, and find out what to do about RMDs, taxes, estate planning, and more

Manage your retirement income

Managing Social Security Taxes

High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.

June 06, 2025

6 Steps to Prep for Retirement

Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.

April 18, 2025

4 Retirement Risks to Avoid

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

April 16, 2025

Beyond the 4% Rule

How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.

April 15, 2025

3 Retirement Income Mistakes

Avoiding simple mistakes can extend the life of your portfolio. Here are three common mistakes retirees make with their retirement income.

April 11, 2025

Consider tax-smart strategies

Managing Social Security Taxes

High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.

June 06, 2025

Life Events and Taxes

Life's major milestones can have implications for your taxes. Here are tips to help get ahead of them.

March 14, 2025

Taxes in Retirement

As you approach and enter your golden years, calculating your tax obligations could be tricky.

March 14, 2025

Plan your legacy

Trustee vs. Beneficiary

Failing to clearly define your intentions can create conflicts between beneficiaries and trustees—and could even lead to a legal battle. Here are three ways to help keep the peace.

June 06, 2025

ILITs and the Three-Year Rule

Life insurance gifted to an irrevocable life insurance trust (ILIT) within three years of your death will be included in your estate for tax purposes. Can you avoid a clawback?

June 06, 2025


What Is Probate?

How to minimize your estate's exposure to this notoriously expensive and time-consuming process.

June 06, 2025

Estate Planning for Couples

How couples can approach estate planning to protect the surviving spouse.

May 23, 2025

5 Myths About Legacy Planning

For high-net-worth estates, planning can be a more complicated process, prone to common mistakes—even for seasoned investors. Here's help to get it right.

May 16, 2025

3 Ways to Pass Down a Home

The pros and cons of different methods for leaving a home to your heirs.

April 15, 2025

The latest bond insights

Cooper Howard

Will The Tax Bill Affect Munis?

Cooper Howard
June 05, 2025
Collin Martin

Understanding MBS Investing

Collin Martin
May 22, 2025
Cooper Howard

Muni Below Par? What to Know

Cooper Howard
May 20, 2025

Manage your investments

Protect your financial and physical well-being

Are Digital Payments Safe?

Digital payment services boast security features that go above and beyond traditional payment methods. Here's what to know about the most common services.

June 06, 2025

Prepare for Natural Disasters

Natural disasters happen. Schwab Senior Financial Planner Dan Stanush experienced one firsthand and shares how to prepare your finances in case it happens to you.

May 05, 2025

Beware Medicare Scammers

Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.

March 07, 2025

0922-2XPN

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. 

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. 

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks including loss of principal.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.