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Living in Retirement

Learn how to manage your money and portfolio in retirement, and find out what to do about RMDs, taxes, estate planning, and more

Manage your retirement income

4 Social Security Questions

When and how to take Social Security comes down to more than just your age. Here, two Schwab experts answer common questions to help you decide.

March 07, 2025

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Retirement Income Challenges

Turning your retirement savings into a steady stream of income can be tricky. Here are three challenges to plan for.

February 27, 2025

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Your Retirement Income Plan

With some planning, it's possible to turn your retirement savings into a monthly paycheck.

February 27, 2025

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Retirement Withdrawals

After spending decades saving for retirement, you may feel a little uneasy when it comes time to start withdrawing and living off that money. What can you do to make it last?

February 27, 2025

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Your Retirement Portfolio

As your goals change, so will your portfolio. But you need to strike the right balance.

February 27, 2025

Consider tax-smart strategies

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Life Insurance and Your Estate

Adding life insurance to your estate plan can help give your heirs flexibility in the future.

February 05, 2025

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High Incomes and Medicare

Medicare premiums can jump sharply if your retirement income rises above certain levels, but there are steps you can take to prepare and help minimize the impact.

January 17, 2025

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Inherited IRA RMDs

The IRS has waived RMD requirements from inherited IRAs for 2024. Here's how to decide whether you should take or skip the withdrawal.

November 15, 2024

Plan your legacy

Blended-Family Estate Planning

Estate planning for a blended family has special considerations. Here's how to help ensure your assets go to your intended beneficiaries without causing discord.

March 07, 2025

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Upstream Gifting & Estate Taxes

Gifting assets to older rather than younger generations may offer multiple advantages.

March 07, 2025

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Writing a Legacy Love Letter

Crafting a letter to your loved ones that contains your estate-planning information, plus additional rationale for your choices, can help ease their burden when you pass.

February 14, 2025

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Life Insurance and Your Estate

Adding life insurance to your estate plan can help give your heirs flexibility in the future.

February 05, 2025

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Storing Estate Documents

Keeping up-to-date records of important documents in an accessible place is essential to effective estate planning.

January 21, 2025

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The Risks of Being a Fiduciary

Many people agree to be estate executors and trustees without understanding the legal responsibilities of those roles. Here's what to know about being an estate fiduciary.

November 15, 2024

The latest bond insights

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Treasury Bond Yields Head Down

Kathy Jones

March 05, 2025

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Taxable Munis: 5 Considerations

Cooper Howard

February 20, 2025

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Manage your investments

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Financial Planning

The Case for Active Bond Funds

Investments

Protect your financial and physical well-being

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Beware Medicare Scammers

Medicare fraud can take many forms, but the most prevalent scams seek to trick seniors into providing sensitive information.

March 07, 2025

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Paying for Long-Term Care

The cost of long-term care is significant—and something most retirees will face. Here's what to consider when deciding between self-funding or purchasing long-term care insurance.

March 07, 2025

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Life Insurance and Your Estate

Adding life insurance to your estate plan can help give your heirs flexibility in the future.

February 05, 2025

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Social Security RMDs Taxes Investments Trusts Charitable Giving Estate Planning Wills Portfolio Management

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The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks including loss of principal.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Living in Retirement

Manage your retirement income

4 Social Security Questions

Retirement Income Challenges

Your Retirement Income Plan

Retirement Withdrawals

Your Retirement Portfolio

Consider tax-smart strategies

Life Insurance and Your Estate

High Incomes and Medicare

Inherited IRA RMDs

Plan your legacy

Blended-Family Estate Planning

Upstream Gifting & Estate Taxes

Writing a Legacy Love Letter

Life Insurance and Your Estate

Storing Estate Documents

The Risks of Being a Fiduciary

The latest bond insights

Treasury Bond Yields Head Down

Taxable Munis: 5 Considerations

Will the Dollar Be Dethroned?

Manage your investments

What Is FDIC Insurance?

Where to Find Yield Now

The Case for Active Bond Funds

Where to Stash Your Cash

Your Retirement Portfolio

Retirement Income Challenges

Protect your financial and physical well-being

Beware Medicare Scammers

Paying for Long-Term Care

Life Insurance and Your Estate

Explore more topics