Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Money Planning for Group Trips
Traveling with friends can be a blast—but splitting costs can get tricky. Here's how to handle expenses to help keep things smooth and fun for everyone.
Save Money on Domestic Travel
Stay on budget and enjoy your vacation.
Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
How to Freeze Your Credit
If you've received notice that your information has been compromised in a data breach, consider freezing your credit right away. Here's how.
Planning for the Unexpected
Unexpected events can disrupt your finances. With a financial plan and a few smart actions, you can stay grounded and better adapt—even when life changes abruptly.
Personal Finance & Planning
Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.
Estate Planning in Your Prime
It's never too late—or too soon—to start thinking about your estate plan. Here are three elements of estate planning to consider doing early.
Life Expectancy in Retirement
A closer look at perhaps the most important assumption of retirement planning: life expectancy.
Personal Finance & Planning
529 College Savings Plans
The 529 savings plan provides several tax advantages when used for education expenses.
A Credit Card Debt Exit Plan
Millions of Americans feel trapped by credit card debt. You don't have to be one of them. Here is a plan that could help you pay down your credit card debt.
Become a Better Money Manager
Here's a calendar of financial tips and tasks for the year, including important deadlines and changes.
Personal Finance & Planning
Comparing State Taxes
Your overall tax liability is heavily dependent on where you live. Here's your state-by-state guide to who charges what.
Estate Tax Uncertainties
Three trust types that may help guard against future estate tax changes.
How to Use a QPRT
Qualified Personal Residential Trusts (QPRTs) can be effective estate planning tools that may help you pay fewer gift and estate taxes when passing on a house to your heirs.
Personal Finance & Planning
Air Jordans: Diversification
My Jordan sneaker collection is an example of diversification in your portfolio. Explore why that is important.
529s for Multiple Generations
Under the right circumstances, a dynasty 529 college savings plan can fund your family's education for generations to come.
Wealth Transfer While Living
It can sometimes make sense to gift assets to heirs during your lifetime rather after you're gone. Here's what to consider.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.