Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Home Equity in Retirement
Retirees have several options for using a home's value to assist their finances.
529-to-Roth IRA Rollovers
Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.
Estate Planning With No Heirs
What to do with your estate when its inheritor isn't obvious.
What is a Prenup?
There are a lot of positives about prenups. Having the money conversation with your future spouse before you tie the knot is right up there at the top.
Handling an Inherited Business
Inheriting a business can be a great honor—and potentially a great burden. Here's how to assess its viability and navigate the tax bill.
Personal Finance & Planning
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Preventing Social Media Scams
Forging fraudulent relationships via social media is part of the latest financial scam. Learn the warning signs for these social media scams and how to avoid them.
Handling an Inheritance
If you receive a sudden windfall, take time to review your financial picture before you start spending.
Personal Finance & Planning
The Reverse Boomerang
Open and honest communication can help you go into multigenerational living with your eyes wide open.
Tips for Early Retirement
Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.
Save Money Traveling Abroad
Don't let unnecessary expenses eat into your vacation budget.
Personal Finance & Planning
5 Money Traps to Avoid
From savings mistakes to over-concentration, find out some common money traps as well as some ways around them.
How Much Car Can I Afford?
Wondering how much car you can afford? Here are five things to consider before signing on the dotted line.
2025 Midyear Outlook
2025 has been a bouncy year so far with market ups and downs and uncertainty regarding possible tax changes and economic impacts of tariffs. Are you ready for what may come next?
Personal Finance & Planning
What Is an HSA?
Being young and healthy is no reason to not sign up for a health savings account (HSA) if your company offers it. In fact, it's one of the main reasons why you should.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
How Does a Roth IRA Work?
Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.