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Personal Finance & Planning

Perspectives on financial planning and investments from Charles Schwab & Co., Inc.

Personal Finance & Planning

Can You Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

November 12, 2025 Chris Kawashima

5 Documents for College Kids

When your child becomes an adult, you lose access to their private information. Establishing these legal documents before they go off to college can offer peace of mind.

November 12, 2025

Save or Pay Off Student Loans?

Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.

November 11, 2025

Why an Emergency Fund Is Essential

An emergency fund is the first line of defense against financial surprises. Learn how to start an emergency fund, where to keep it, and more.

November 11, 2025

ARM Resets

When the initial fixed rate on an adjustable-rate loan ends, borrowers have options that may help manage the potential increase in costs.

November 07, 2025

Personal Finance & Planning

Finances and Family Values

Leaving a legacy is about more than just money. Here are the do's and don'ts for establishing a shared family value system that can span generations.

November 07, 2025

5 Questions for Gray Marriages

Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.

November 07, 2025

What is an FSA?

Want a tax break for being smart about saving for healthcare costs? Consider an FSA.

November 05, 2025

Personal Finance & Planning

Sports Betting vs. Investing

While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.

November 05, 2025

Trump Accounts: What to Know

Learn how Trump Accounts could help families save for their children's futures with tax-free growth opportunities, flexible contributions, and long-term investing potential.

November 04, 2025

What Is an HSA?

Being young and healthy is no reason to not sign up for a health savings account (HSA) if your company offers it. In fact, it's one of the main reasons why you should.

November 04, 2025

Personal Finance & Planning

Holiday Spending Game Plan

Consider these eight ideas to help you take control of holiday spending and avoid a financial hangover in the New Year.

November 03, 2025

How to Fund a Scholarship

For families of means, funding a scholarship is an attractive way to perpetuate their values and support future generations of learners. Here are four questions to answer before you get started.

October 31, 2025

Medicare for Globetrotters

Medicare can fall short when traveling. Here's how to fill the gaps.

October 31, 2025

Personal Finance & Planning

Divorce and Taxes

When divvying up assets during divorce proceedings, taxes should be a key consideration, not an afterthought. Here's how different assets may be treated in the event of divorce.

October 24, 2025

What Is an Estate Sale?

An estate sale can be an effective way to downsize or unload inherited possessions. Learn how the process works to help minimize financial and emotional costs.

October 20, 2025

Talking Money with Mom and Dad

Talking through these five money topics as your parents age could help bring peace of mind and relief to both you and your parents.

October 14, 2025

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Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions.