Personal Finance & Planning

Perspectives on financial planning and investments from Charles Schwab & Co., Inc.

Personal Finance & Planning

Ace Your Year-End Tax Game

To win in pickleball, you need to know the rules. It's the same with tax planning. Explore five tax-aware strategies that could help you discover opportunities to save on taxes.

December 05, 2023 Susan Hirshman

2023 Taxes: 8 Things to Know

With Tax Day approaching, here are eight things to keep in mind as you prepare to file your 2023 taxes.

December 05, 2023

Reducing Estate-Attorney Fees

Working with an estate attorney can be costly. These three tips can help keep legal expenses to a minimum.

November 17, 2023

Beware AI Voice Cloning Scams

Fraudsters can use artificial intelligence to impersonate nearly anyone. Here's how to help protect yourself from AI voice-cloning scams.

November 17, 2023

50 Years of Innovation

Since its founding in 1973, Charles Schwab has helped pioneer market access, lower fees, financial literacy, and more. Here's an up-to-the-minute guide to our initiatives and offerings.

November 17, 2023

Personal Finance & Planning

Annuities in Your Estate Plan

If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.

November 17, 2023

Saving and Investment Gifts

Looking for a gift with the potential to keep on giving? Learn more about saving and investment gifts like stock shares and tuition contributions.

November 17, 2023

Holiday Spending Game Plan

Consider these nine ideas to help you take control of holiday spending and avoid a financial hangover in the New Year.

November 16, 2023

Personal Finance & Planning

Tax-Exemption Countdown

Lifetime estate and gift tax exemption thresholds are poised to be cut in half at the stroke of midnight December 31, 2025, leading to a potentially sharp jump in some estates' tax liability. But there's still time to prepare.

November 10, 2023

Should I Join a Nonprofit Board?

What should you consider before serving on the board of a nonprofit? Schwab wealth expert Susan Hirshman breaks it down.

November 10, 2023

Small Business Reporting Rules

What small-business owners need to know about the new Corporate Transparency Act.

November 10, 2023

Personal Finance & Planning

529-to-Roth IRA Rollovers

The SECURE 2.0 Act allows savers to roll unused 529 funds into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

November 09, 2023

Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

November 08, 2023

Talking Money with Mom and Dad

Talking through these five money topics as your parents age could help bring peace of mind and relief to both you and your parents.

November 08, 2023

Personal Finance & Planning

Moving Abroad and Your Money

More and more Americans are establishing second homes abroad. Here's how to prepare your finances before making the move.

November 06, 2023

Should You Start a Foundation?

Is a private foundation the best way to further your family's philanthropic goals? Here's how to decide—and why you might consider a donor-advised fund instead.

October 27, 2023

Roth IRA Conversion Benefits

For investors with sizeable savings in a traditional IRA, converting those assets to a Roth IRA can help maximize the money they leave to heirs.

October 27, 2023


Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions.