Personal Finance & Planning
Perspectives on financial planning and investments from Charles Schwab & Co., Inc.
Personal Finance & Planning
Your Estate Plan Abroad
If you live or own property abroad, your U.S. estate plan may not be enough. Here's what to consider if you have financial ties in multiple countries.
529 Accounts for Study Abroad
Yes, families can use 529 distributions to pay for costs associated with study abroad programs—but there are restrictions. Here's what to know.
Financial Literacy for Adults
For one reason or another, adult children may come to depend on financial support from their parents. Here's how to encourage financial independence.
Reconciliation Bill FAQs
The Reconciliation Bill, a.k.a. the One Big Beautiful Bill Act (OBBBA), touches nearly every corner of the tax landscape. Here are some of the biggest takeaways for taxpayers.
How to Wire Money Safely
Wire transfers are a common target for scammers. Here's how to help ensure your funds go to legitimate recipients.
Personal Finance & Planning
Cryptocurrency Donations
Donating cryptocurrency offers potential tax benefits but also comes with unique considerations that can complicate the process.
What Is a Discretionary Trust?
Despite grantors' best intentions, restrictive trust provisions can sometimes do more harm than good. With the right trustee, a discretionary trust could be a better solution.
Will Your Financial Plan Last?
Sound financial planning tries to account for various scenarios, but it may not always foresee the unexpected stressors of life. Is your plan built to last through retirement?
Personal Finance & Planning
Protect Your Travels
Many things can interrupt a well-planned trip: flight delays, medical emergencies, even geopolitical conflicts. Here's how to evaluate trip insurance.
How to Use a QPRT
Qualified Personal Residential Trusts (QPRTs) can be effective estate planning tools that may help you pay fewer gift and estate taxes when passing on a house to your heirs.
Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
Personal Finance & Planning
5 Documents for College Kids
When your child becomes an adult, you lose access to their private information. Establishing these legal documents before they go off to college can offer peace of mind.
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
Why an Emergency Fund Is Essential
An emergency fund is the first line of defense against financial surprises. Learn how to start an emergency fund, where to keep it, and more.
Personal Finance & Planning
ARM Resets
When the initial fixed rate on an adjustable-rate loan ends, borrowers have options that may help manage the potential increase in costs.
5 Questions for Gray Marriages
Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.
Finances and Family Values
Leaving a legacy is about more than just money. Here are the do's and don'ts for establishing a shared family value system that can span generations.
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Insights & Ideas are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.