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Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

Creating a Retirement Paycheck

From understanding your income sources to prioritizing your withdrawals, creating steady retirement income is a complex undertaking. Consider these five rules to help guide you.

October 29, 2026 • Austin Jarvis • Hayden Adams • Cooper Howard

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Save or Pay Off Student Loans?

Just because you have student loans to pay off doesn't mean you should put saving and investing on hold—you don't have to prioritize one over the other.

October 28, 2026

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Tips for an Early Retirement

Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

October 28, 2026

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The Case for Income Annuities

Payments from income annuities tend to track interest rates, and when rates rise you may be able to secure higher payouts. Here's what to know.

October 28, 2026

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Working in Retirement and RMDs

Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.

October 16, 2026

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Medicare Open Enrollment

Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.

October 13, 2026

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Social Security Do-Over

If you take Social Security before age 70 and later wish you had waited to collect, you may be able to pay back or pause benefits to receive an increase in payouts later.

October 13, 2026

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Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

October 07, 2026

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Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

October 07, 2026

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Paying Off a Mortgage Early

Starting off retirement with a paid-off mortgage is a goal for many retirees. But how much you should prioritize making it happen depends on your individual situation.

September 25, 2026

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Retirement Savings Tips

Wondering if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

September 23, 2026

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Timing a Roth IRA Conversion

A Roth IRA conversion is one way high earners can access tax-free growth of their retirement savings. Consider the reasons for making a lump-sum conversion versus spreading it out.

August 14, 2026

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Roth IRA Conversion and Taxes

How to make the most of a Roth IRA conversion.

August 06, 2026

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Saving on an Irregular Income

You can still save even if you don't have the steady income of a 9-to-5 job.

August 05, 2026

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Tapping an IRA to Buy a Home

Can you tap your IRA to help buy a home? The short answer is yes. But the better question is "should you?" Here are some caveats to consider before you touch your retirement money.

August 05, 2026

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What Is a Roth Conversion?

A Roth IRA conversion involves moving assets from other retirement plans into your Roth IRA. Learn how to convert a Roth IRA and whether it's right for you.

August 05, 2026

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Working in Retirement

If you've retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.

August 04, 2026

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.