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Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

Retirement

Traditional IRA Withdrawals

Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.

November 29, 2023

Saving and Investment Gifts

Looking for a gift with the potential to keep on giving? Learn more about saving and investment gifts like stock shares and tuition contributions.

November 17, 2023

Annuities in Your Estate Plan

If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.

November 17, 2023

The Future of Social Security and Medicare?

Medicare and Social Security are projected to run out of money in less than a decade. Mike Townsend discusses possible solutions to the shortfalls and the likelihood of each.

November 17, 2023

The Key Ages of Retirement

Retirement is a series of milestones that arrive as you age. Here are the ones you should know about.

November 14, 2023

Retirement

Tax-Smart Income Plan

Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement.

November 14, 2023

Social Security Inflation Bump

Social Security benefits are getting another sizeable bump next year. Unfortunately, it won't be as big as the jumbo-sized increases of the 2023 and 2022.

November 10, 2023

529-to-Roth IRA Rollovers

The SECURE 2.0 Act allows savers to roll unused 529 funds into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

November 09, 2023

Retirement

529-to-Roth IRA Rollovers

The SECURE 2.0 Act allows savers to roll unused 529 funds into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

November 09, 2023

Periodic Roth Conversions

Periodically converting a portion of your retirement savings into Roth assets can give you a flexible source of income and help lower the taxes you pay over time.

November 08, 2023

Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

November 08, 2023

Retirement

Roth IRA Conversion Benefits

For investors with sizeable savings in a traditional IRA, converting those assets to a Roth IRA can help maximize the money they leave to heirs.

October 27, 2023

Tips on Retirement RMDs

Avoid required minimum distributions (RMDs) penalties by taking RMDs as required, and learn know how the SECURE 2.0 Act updates can impact your retirement savings.

October 25, 2023

In-Kind IRA Distributions

Stuck with an RMD? You don't have to take it in cash. Here's what you need to know about in-kind distributions from your IRA to your brokerage account.

October 24, 2023

Retirement

Taxes in Retirement

As you approach and enter your golden years, calculating your tax obligations could be tricky.

October 16, 2023

Lump Sum vs. Annuity Investing

Should you take a lump-sum pension payout or a monthly income stream for life? How to decide.

October 16, 2023

Saving for Retirement Without Steady Income

For the millions of workers without the steady income of a 9-to-5 job, here's how to save for retirement.

October 12, 2023

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Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions.