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Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

Retirement

Will Your Financial Plan Last?

Sound financial planning tries to account for various scenarios, but it may not always foresee the unexpected stressors of life. Is your plan built to last through retirement?

November 14, 2025

Can You Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

November 12, 2025

Save or Pay Off Student Loans?

Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.

November 11, 2025

5 Questions for Gray Marriages

Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.

November 07, 2025

Sports Betting vs. Investing

While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.

November 05, 2025

Retirement

Medicare Open Enrollment

Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.

October 13, 2025

How to Plan for Life's Goals

Retirement is important. But it's probably not your only goal. Here's how a financial plan can help you balance retirement savings with life's other important milestones.

October 10, 2025

Inherited IRA & SECURE Act 2.0

It's important to understand the updated inherited IRA distribution rules tied to changes in the SECURE Act, including its latest version, SECURE 2.0.

October 08, 2025

Retirement

Inherited IRA & SECURE Act 2.0

It's important to understand the updated inherited IRA distribution rules tied to changes in the SECURE Act, including its latest version, SECURE 2.0.

October 08, 2025

Gray Divorce and Retirement

What to know when going through a late-in-life divorce.

October 03, 2025

Total-Return Retirement Income

Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.

September 10, 2025

Retirement

Five Options for Your 401(k)

Consider these five options for handling an old 401(k).

August 29, 2025

Locating a Lost 401(k)

How to locate missing retirement funds.

August 28, 2025

Life Expectancy in Retirement

A closer look at perhaps the most important assumption of retirement planning: life expectancy.

August 28, 2025

Retirement

Working in Retirement & RMDs

Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.

August 20, 2025

Lump Sum vs. Annuity

Should you take a lump-sum pension payout or a monthly income stream for life? How to decide.

August 19, 2025

Retiring Single

Single retirees face special considerations for everything from saving enough to planning for incapacity. These five questions will help you get ahead of any potential challenges.

August 14, 2025

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Insights & Ideas are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions.