Money Talk
Where personal finance gets personal
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Don't Delay Estate Planning
Many Americans delay estate planning until a crisis hits. Learn how to create, update, and maintain a plan that protects your wishes and your loved ones.
Manage your money
Running the Numbers Before Baby
A baby changes so much, including your finances. Before your little one arrives, make time for the money conversations that matter most.
What Is a Deductible?
A deductible is one of those insurance things you don't think about—until you have to. Here's what it actually means, so you can prevent a claim from becoming a surprise bill.
Get Retirement on Track
Think retirement is too far off to worry about now? Think again. Here's why you should start today. (Your future self will thank you.)
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
7 New Homeowner Money Mistakes
The first year of homeownership can feel personally fulfilling—and financially draining. Here are 7 money mistakes new homeowners could make and ideas on how to avoid them.
Your Mid-Year Money Check Up
Are you on track to meet your financial goals? Follow these five steps to find out.
Learn to invest
Social Media and Your Money
Having ready access to financial information can help give you more confidence in your money decisions, but when it comes to social media, we suggest caution.
The News and Your Investments
Do big headlines tempt you to change your investment strategy? Consider this 3-step plan to help keep your money focused on long-term goals.
Is Your Teen Ready to Invest?
Teens are eager to invest—70% are interested, motivated by earning more, paying for college, and learning money skills, according to the Schwab Teen Investing Survey.
Build your financial independence
Financial Planning
Financial Planning
Small Business
Financial Planning
Plan for major life expenses
Running the Numbers Before Baby
A baby changes so much, including your finances. Before your little one arrives, make time for the money conversations that matter most.
5 Types of Mortgage Loans
Learn about the most common types of mortgages and what to consider when originating a home loan.
How to Improve Credit Score
Want to improve your credit score? Start by understanding why it's important, then focus on how to do it effectively.
Can I Afford a Pet?
The joy of owning a pet may be priceless, yet the cost to your budget is real. Consider these five financial moves before becoming a pet parent.
Save for retirement
Get Retirement on Track
Think retirement is too far off to worry about now? Think again. Here's why you should start today. (Your future self will thank you.)
Tapping an IRA to Buy a Home
Can you tap your IRA to help buy a home? The short answer is yes. But the better question is "should you?" Here are some caveats to consider before you touch your retirement money.
What Is the FIRE Movement?
Even if early retirement isn't your goal, FIRE principles may help savers build more financial independence over time.
Financial Independence
Financial independence means having the freedom and flexibility to live life on your terms. Here's how you can begin to achieve it.
401(k)—Scam or Smart Move?
Have you heard on social media that a 401(k) is a scam? Here's why it isn't—and ideas on how you can use it wisely.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
10 Money Questions and Answers
Almost everyone has money questions. Here are 10 everyday money questions and answers to help you now.
How Does a Roth IRA Work?
Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.
Sports Betting vs. Investing
While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Financial literacy for the next generation
Financial Planning
Credit Cards
Budgeting
Financial Planning
Help your loved ones
Social Media and Your Money
Having ready access to financial information can help give you more confidence in your money decisions, but when it comes to social media, we suggest caution.
Warn Your Parents About Fraud
Frauds and scams can happen at any time. It's important to know the red flags and to talk to the elders in your life about how to help protect their assets.
7 Moves to Financial Fitness
Resolving to get in better financial shape this year is a great idea. Here are seven smart moves to help you actually do it.
Retire with confidence
Prepare for Natural Disasters
Natural disasters happen. Schwab Senior Financial Planner Dan Stanush experienced one firsthand and shares how to prepare your finances in case it happens to you.
What Is FDIC Insurance?
When it comes to protecting your money, it's smart to know the basics of FDIC insurance and how to maximize your coverage.
Retirement & Income Tax
Completing your tax return every year can be a monumental task. And figuring out how to manage your tax bill takes even more work. It takes long-term planning, short-term decisions, and a solid understanding of tax concepts.
Changing Investment Strategies
Your feelings about risk can change in volatile markets, but consider your goals and timeframe before taking action.
Replace Income in Retirement
How much income do you need to replace in retirement? There are guidelines—and then there's reality.
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The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.
Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.
Investing involves risk, including loss of principal.