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Retirement

Expert guidance for those on the road to retirement from Charles Schwab & Co., Inc.

Choices for Inheriting an IRA

Understand how to manage inheriting an IRA, as well as the rules and choices to make the most of your inheritance.

July 30, 2026 • Hayden Adams

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What Is an Annuity?

Annuities can help turn retirement savings into predictable income, but they can be complex. Here's what to know before buying one.

July 29, 2026

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What Is a Roth IRA?

A Roth IRA is a retirement account that may offer tax-free growth and tax-free qualified withdrawals. Learn about eligibility, contributions, and withdrawals.

July 24, 2026

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What Is a Mega Backdoor Roth?

A mega backdoor Roth may help you save beyond standard contribution limits. Learn how it works, how it compares to a regular backdoor Roth, and more.

July 23, 2026

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Your Retirement Lifestyle

When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.

July 17, 2026

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529-to-Roth IRA Rollovers

Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

July 15, 2026

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Social Security Benefit Cuts?

Fear around the future of Social Security payments is understandable, but it should not solely drive decisions on when to claim benefits.

July 09, 2026

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403(b) vs. 401(k)

If you're considering a 403(b) or 401(k) retirement plan, here are eligibility rules, contribution limits, and withdrawal rules to keep in mind.

July 08, 2026

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403(b) vs. 401(k)

If you're considering a 403(b) or 401(k) retirement plan, here are eligibility rules, contribution limits, and withdrawal rules to keep in mind.

July 08, 2026

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What Is a 403(b) Plan?

A 403(b) plan can help school employees, health care workers, and certain nonprofit employees save for retirement. Learn what to consider before contributing.

July 08, 2026

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403(b) vs. 457(b) Plans

If you're considering a 403(b) or 457(b) retirement plan, here are the eligibility rules, contribution limits, and withdrawal rules to keep in mind.

July 08, 2026

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Roth 401(k) vs. Roth IRA

If you're comparing a Roth 401(k) vs. a Roth IRA, here are the eligibility rules, contribution limits, and withdrawal options to keep in mind.

July 02, 2026

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What Is an IRA?

Discover how an individual retirement account (IRA) works, its potential tax advantages, key differences between a traditional vs. Roth IRA, and more.

June 25, 2026

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What Is a 401(k) Plan?

Learn how 401(k) plans work and get answers to questions on contribution limits, distributions, and more.

June 12, 2026

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What is a Backdoor Roth IRA?

A backdoor Roth IRA may help high-income earners access the potential benefits of a Roth IRA. Learn how the strategy works and what to consider.

June 11, 2026

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What Is the FIRE Movement?

Even if early retirement isn't your goal, FIRE principles may help savers build more financial independence over time.

June 10, 2026

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Catchup Rules for High Earners

Starting in 2026, high earners are subject to new rules for catch-up contributions. Here's what it could mean for them.

June 05, 2026

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.