Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Managing Kids' Sports Costs
If the high cost of today's youth sports is putting a strain on your budget, here are some economical ways to keep your kids playing—and you cheering them on.
Your Nest Is Empty—Now What?
After years of focusing on your kids, it's time to focus on yourself. Here's what empty nesters need to know about planning for their next big milestone: retirement.
6 Steps to Prep for Retirement
Planning to retire in 10 years or less? Find out what you need to know and do for a smoother transition.
4 Retirement Risks to Avoid
The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.
Beyond the 4% Rule
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate.
Investing Strategies
What Are Meme Coins?
Meme coins are a type of cryptocurrency, but they're typically created out of novelty rather than an investment.
Today's Options Market Update
All the majors are higher across the board following news that the U.S. has struck a post-tariffs trade deal with the U.K., though more details will follow before it is finalized.
Stocks Up on Trade Hopes
After the Fed kept rates paused as anticipated, stocks climbed on hopes of a trade deal with the U.K. and after Trump said a Biden-era chip export restriction might go away.
Looking to the Futures
Central banks around the world have been lowering their benchmark interest rates this year even as most take a pause in April.
Markets & Economy
Today's Options Market Update
All the majors are higher across the board following news that the U.S. has struck a post-tariffs trade deal with the U.K., though more details will follow before it is finalized.
Stocks Up on Trade Hopes
After the Fed kept rates paused as anticipated, stocks climbed on hopes of a trade deal with the U.K. and after Trump said a Biden-era chip export restriction might go away.
Looking to the Futures
Central banks around the world have been lowering their benchmark interest rates this year even as most take a pause in April.
Personal Finance & Planning
Today's Options Market Update
All the majors are higher across the board following news that the U.S. has struck a post-tariffs trade deal with the U.K., though more details will follow before it is finalized.
Stocks Up on Trade Hopes
After the Fed kept rates paused as anticipated, stocks climbed on hopes of a trade deal with the U.K. and after Trump said a Biden-era chip export restriction might go away.
Looking to the Futures
Central banks around the world have been lowering their benchmark interest rates this year even as most take a pause in April.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.