Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Tips for Early Retirement
Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.
2025 RMD Reference Guide
What's new with required minimum distributions? We cover the basics here.
How Does a Roth IRA Work?
Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
Investing Strategies
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite closed at fresh all-time highs, driven by bullish momentum, a better-than-expected monthly jobs report and a trade agreement between the U.S. and Vietnam.
Traders Warm on Hot Jobs Data
The economy added more jobs than expected in June and unemployment fell. The hot jobs report got a lukewarm reception from traders who may already be focused on the holiday.
Looking to the Futures
Less than two months ago, trading began for Ripple futures on the Chicago Mercantile Exchange for the fourth largest cryptocurrency by market cap according to CoinMarketCap.com.
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Markets & Economy
Congress Passes Tax Bill
Congress approved the "One Big Beautiful Bill" tax-and-spending plan. Here are some of the key provisions for investors and taxpayers.
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite closed at fresh all-time highs, driven by bullish momentum, a better-than-expected monthly jobs report and a trade agreement between the U.S. and Vietnam.
Traders Warm on Hot Jobs Data
The economy added more jobs than expected in June and unemployment fell. The hot jobs report got a lukewarm reception from traders who may already be focused on the holiday.
Personal Finance & Planning
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite closed at fresh all-time highs, driven by bullish momentum, a better-than-expected monthly jobs report and a trade agreement between the U.S. and Vietnam.
Congress Passes Tax Bill
Congress approved the "One Big Beautiful Bill" tax-and-spending plan. Here are some of the key provisions for investors and taxpayers.
Traders Warm on Hot Jobs Data
The economy added more jobs than expected in June and unemployment fell. The hot jobs report got a lukewarm reception from traders who may already be focused on the holiday.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
(1022-2YKE)
Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.