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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

The Bonus Senior Tax Deduction

How taxpayers ages 65 and older can make the most of the temporary $6,000 senior tax deduction.

March 06, 2026

Staggered Retirements

Couples with an age gap must plan for the financial and emotional implications of a staggered retirement.

March 06, 2026

Target Date Funds' Benefits

Target date funds simplify retirement investing by automatically managing risk and diversification, helping investors stay disciplined and focused on their long-term goals.

March 04, 2026

What Are Target Date Funds?

Target date funds automatically adjust investments over time. Learn how they work and what to consider when using them for retirement.

March 03, 2026

Investing in Your 20s

One of the most important things you can do in your 20s is to develop good financial habits. Here's how to get started.

February 18, 2026

Investing Strategies

Evaluating Dividend Growth

Stocks that regularly increase their dividends often outperform their peers. Here's what to consider when evaluating them.

March 06, 2026

What Is Private Equity?

Private equity funds are increasingly accessible—but do they deserve a place in your portfolio?

March 06, 2026

Trailing Stops on thinkorswim®️

Trailing stops help traders by placing an exit below the market at a moving price. Follow this tutorial on setting a trailing stop order on thinkorswim®️ desktop.

March 06, 2026

Stocks Down on Oil, Jobs

Surging oil sent stocks lower as Persian Gulf shipping basically halted, and losses accelerated after the U.S. lost 92,000 jobs in February. Analysts had expected a rise of 60,000.

March 06, 2026

Markets & Economy

Stocks Down on Oil, Jobs

Surging oil sent stocks lower as Persian Gulf shipping basically halted, and losses accelerated after the U.S. lost 92,000 jobs in February. Analysts had expected a rise of 60,000.

March 06, 2026

Looking to the Futures

Gold prices continued to fall on Thursday, as a strengthening dollar maintained pressure on the precious metal

March 06, 2026

Monitoring Short Interest

This snapshot of stocks with elevated and rising short interest can help traders gauge market sentiment and positioning in key areas of the market.

March 05, 2026

Personal Finance & Planning

Stocks Down on Oil, Jobs

Surging oil sent stocks lower as Persian Gulf shipping basically halted, and losses accelerated after the U.S. lost 92,000 jobs in February. Analysts had expected a rise of 60,000.

March 06, 2026

Looking to the Futures

Gold prices continued to fall on Thursday, as a strengthening dollar maintained pressure on the precious metal

March 06, 2026

Monitoring Short Interest

This snapshot of stocks with elevated and rising short interest can help traders gauge market sentiment and positioning in key areas of the market.

March 05, 2026

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized  recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for  everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any  investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.  Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy,  completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be  reflective of results you can expect to achieve.