Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Home Equity in Retirement
Retirees have several options for using a home's value to assist their finances.
529-to-Roth IRA Rollovers
Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.
Rental Property Investing
Real estate rentals could be a good source of passive income. But there's more to being a landlord than meets the eye. Check out these best practices and common pitfalls.
Tips for Early Retirement
Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.
2025 RMD Reference Guide
What's new with required minimum distributions? We cover the basics here.
Investing Strategies
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite managed to eke out fresh record intraday highs this week in the face of several new tariff announcements this week. However, there are signs that momentum is waning and next week has multiple potential catalysts to test the bull's resiliency.
Perspective: Firmer Ground?
The resilient job market has supported stock gains, but Washington policy has been a primary market driver so far this year.
Today's Options Market Update
Stocks slid from record highs after President Trump imposed 35% tariffs on Canadian imports. Volatility and Treasury yields rose on inflation fear, and investors await news of tariffs on the EU.
Stocks Fall on New Tariffs
Stocks slid after President Trump imposed 35% tariffs on Canadian imports. Volatility and Treasury yields rose on inflation fear, and investors await news of tariffs on the EU.
Markets & Economy
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite managed to eke out fresh record intraday highs this week in the face of several new tariff announcements this week. However, there are signs that momentum is waning and next week has multiple potential catalysts to test the bull's resiliency.
Today's Options Market Update
Stocks slid from record highs after President Trump imposed 35% tariffs on Canadian imports. Volatility and Treasury yields rose on inflation fear, and investors await news of tariffs on the EU.
Perspective: Firmer Ground?
The resilient job market has supported stock gains, but Washington policy has been a primary market driver so far this year.
Personal Finance & Planning
Perspective: Firmer Ground?
The resilient job market has supported stock gains, but Washington policy has been a primary market driver so far this year.
Weekly Trader's Outlook
The S&P 500 and Nasdaq Composite managed to eke out fresh record intraday highs this week in the face of several new tariff announcements this week. However, there are signs that momentum is waning and next week has multiple potential catalysts to test the bull's resiliency.
Today's Options Market Update
Stocks slid from record highs after President Trump imposed 35% tariffs on Canadian imports. Volatility and Treasury yields rose on inflation fear, and investors await news of tariffs on the EU.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.