Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Having the Long-Term Care Talk
Starting a conversation with loved ones about long-term care can be intimidating, however, having the talk can help both parties plan ahead and make important decisions together.
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5 Questions for Gray Marriages
Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.
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Your Retirement Lifestyle
When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.
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Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.
Investing Strategies
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Today's Options Market Update
Stocks rallying broadly to close out a volatile week as the heavyweight Information Technology sector rebounds following another sign that inflation continues to trend in favor of a September Federal Reserve rate cut.
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Schwab Market Update: Opening
Annually, the PCE report's headline number met the forecast at 2.5%, while the annual core rate was just above expectations at 2.6%. Personal spending and income both rose.
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Weekly Trader's Outlook
The Cboe Volatility Index (VIX) moved up near three-month highs this week, primarily driven by a sell-off in tech stocks. Next week provides several potential market-moving catalysts which includes mega-cap tech earnings, an FOMC and BOJ monetary policy meeting, and the monthly U.S. jobs report.
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Schwab Market Update: Closing
Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.
Markets & Economy
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Today's Options Market Update
Stocks rallying broadly to close out a volatile week as the heavyweight Information Technology sector rebounds following another sign that inflation continues to trend in favor of a September Federal Reserve rate cut.
![](/resource-center/insights/sites/g/files/eyrktu871/files/Getty_891619848_3x2_0.jpg)
Schwab Market Update: Opening
Annually, the PCE report's headline number met the forecast at 2.5%, while the annual core rate was just above expectations at 2.6%. Personal spending and income both rose.
![](/resource-center/insights/sites/g/files/eyrktu871/files/Getty_1443437670_3x2_0.jpg)
Schwab Market Update: Closing
Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.
Personal Finance & Planning
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Schwab Market Update: Closing
Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.
![](/resource-center/insights/sites/g/files/eyrktu871/files/Getty_1471283314_3x2.jpg)
Stock Sector Outlook
Our outlook on the 11 S&P 500 equity sectors.
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Today's Options Market Update
Stocks rallying broadly to close out a volatile week as the heavyweight Information Technology sector rebounds following another sign that inflation continues to trend in favor of a September Federal Reserve rate cut.
Ask Carrie
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Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
![](/resource-center/insights/sites/g/files/eyrktu871/files/Getty_843701264%203x2.jpg)
Can I Afford a Pet?
The joy of owning a pet may be priceless, yet the cost to your budget is real. Consider these five financial moves before becoming a pet parent.
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Holiday Spending Game Plan
Consider these nine ideas to help you take control of holiday spending and avoid a financial hangover in the New Year.
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Ace Your Year-End Tax Game
To win in pickleball, you need to know the rules. It's the same with tax planning. Explore five tax-aware strategies that could help you discover opportunities to save on taxes.
(1022-2YKE)
Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.