Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Medicare Open Enrollment
Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
How to Plan for Life's Goals
Retirement is important. But it's probably not your only goal. Here's how a financial plan can help you balance retirement savings with life's other important milestones.
Inherited IRA & SECURE Act 2.0
It's important to understand the updated inherited IRA distribution rules tied to changes in the SECURE Act, including its latest version, SECURE 2.0.
Gray Divorce and Retirement
What to know when going through a late-in-life divorce.
Total-Return Retirement Income
Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.
Investing Strategies
Today's Options Market Update
Stocks are red across the board following a higher open as yields on the 10-year dip below 4.0%.
Stocks Up on Earnings Strength
Solid earnings so far from banks and key chip companies, along with rate cut hopes, supported stocks early even as investors missed out on data and tension with China percolated.
Looking to the Futures
Silver prices outpaced nearly every other market this year. Up over 70% year-to-date, it has outrun its big brother gold by 14%.
What Are Stocks?
Start your investing journey by learning how stocks work, how to analyze them, and the benefits and risks involved with owning them.
Markets & Economy
Today's Options Market Update
Stocks are red across the board following a higher open as yields on the 10-year dip below 4.0%.
Stocks Up on Earnings Strength
Solid earnings so far from banks and key chip companies, along with rate cut hopes, supported stocks early even as investors missed out on data and tension with China percolated.
Looking to the Futures
Silver prices outpaced nearly every other market this year. Up over 70% year-to-date, it has outrun its big brother gold by 14%.
Personal Finance & Planning
Today's Options Market Update
Stocks are red across the board following a higher open as yields on the 10-year dip below 4.0%.
Stocks Up on Earnings Strength
Solid earnings so far from banks and key chip companies, along with rate cut hopes, supported stocks early even as investors missed out on data and tension with China percolated.
Looking to the Futures
Silver prices outpaced nearly every other market this year. Up over 70% year-to-date, it has outrun its big brother gold by 14%.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.