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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Having the Long-Term Care Talk

Starting a conversation with loved ones about long-term care can be intimidating, however, having the talk can help both parties plan ahead and make important decisions together.

January 15, 2026 Chris Kawashima

7 Moves to Financial Fitness

Resolving to get in better financial shape this year is a great idea. Here are seven smart moves to help you actually do it.

January 05, 2026

How Does a 401(k) Match Work?

Learn how a 401(k) match works and other FAQs like contribution limits, what happens if you leave your job, and tips if you can't contribute enough to get the full employer match.

December 11, 2025

Traditional IRA Withdrawals

Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.

December 10, 2025

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

Investing Strategies

Today's Options Market Update

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026 Joe Mazzola

Weekly Trader's Outlook

The Russell 2000 and S&P 500 Equal Weight are on track for weekly gains as money flows towards non-tech areas of the market. Q4 earnings and firm economic data continues to support the bulls' thesis.

January 16, 2026

Tech Stocks Set to Rise Again

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026

Looking to the Futures

January Bitcoin Futures (/BTCF26) attempted to extend its 3-day bounce on Thursday but was met with resistance as price action began to fizzle out.

January 16, 2026

Markets & Economy

Today's Options Market Update

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026

Weekly Trader's Outlook

The Russell 2000 and S&P 500 Equal Weight are on track for weekly gains as money flows towards non-tech areas of the market. Q4 earnings and firm economic data continues to support the bulls' thesis.

January 16, 2026

Tech Stocks Set to Rise Again

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026

Personal Finance & Planning

Today's Options Market Update

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026

Weekly Trader's Outlook

The Russell 2000 and S&P 500 Equal Weight are on track for weekly gains as money flows towards non-tech areas of the market. Q4 earnings and firm economic data continues to support the bulls' thesis.

January 16, 2026

Tech Stocks Set to Rise Again

Led by chipmakers, tech stocks were moving higher for a second day Friday, while small caps looked poised to continue their recent outperformance.

January 16, 2026

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized  recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for  everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any  investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.  Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy,  completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be  reflective of results you can expect to achieve.