scroll50-dblclk

reii-genst

reii

genlp

Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

7 Moves to Financial Fitness

Resolving to get in better financial shape this year is a great idea. Here are seven smart moves to help you actually do it.

January 05, 2026 • Jeannie Bidner

#bcn-card--image--5062{display: none !important;}

#bcn-card--image--9307{display: none !important;}

How Does a 401(k) Match Work?

Learn how a 401(k) match works and other FAQs like contribution limits, what happens if you leave your job, and tips if you can't contribute enough to get the full employer match.

December 11, 2025

#bcn-card--image--3697{display: none !important;}

Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.

December 10, 2025

#bcn-card--image--3211{display: none !important;}

How Does a Roth IRA Work?

Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.

December 03, 2025

#bcn-card--image--2214{display: none !important;}

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

Investing Strategies

#bcn-card--image--9192{display: none !important;}

How to Protect a Crypto Wallet

Losing a crypto wallet can mean losing all of the crypto linked to the public and private keys it contains. Learn ways to keep the wallet and keys safe from loss or theft.

January 08, 2026

#bcn-card--image--9418{display: none !important;}

Today's Options Market Update

Stocks are mixed today as Treasury yields tick higher on higher defense spending concerns. Signs of a continuation in the “rotation trade” persist as the Russell 2000 hits fresh all-time highs.

January 08, 2026

#bcn-card--image--1628{display: none !important;}

Stocks Down, Yields Up

Climbing yields might help explain weakness in stocks after Trump raised deficit worries, calling for more defense spending. Defense companies rallied, and jobs data looms Friday.

January 08, 2026

#bcn-card--image--9464{display: none !important;}

Looking to the Futures

Silver futures (/SIH26) pull back 3% on Wednesday after opening at 81.285.

January 08, 2026

Markets & Economy

#bcn-card--image--2108{display: none !important;}

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

January 08, 2026

#bcn-card--image--2441{display: none !important;}

Today's Options Market Update

Stocks are mixed today as Treasury yields tick higher on higher defense spending concerns. Signs of a continuation in the “rotation trade” persist as the Russell 2000 hits fresh all-time highs.

January 08, 2026

#bcn-card--image--7417{display: none !important;}

Stocks Down, Yields Up

Climbing yields might help explain weakness in stocks after Trump raised deficit worries, calling for more defense spending. Defense companies rallied, and jobs data looms Friday.

January 08, 2026

Personal Finance & Planning

#bcn-card--image--3848{display: none !important;}

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

January 08, 2026

#bcn-card--image--7848{display: none !important;}

Today's Options Market Update

Stocks are mixed today as Treasury yields tick higher on higher defense spending concerns. Signs of a continuation in the “rotation trade” persist as the Russell 2000 hits fresh all-time highs.

January 08, 2026

#bcn-card--image--2236{display: none !important;}

Stocks Down, Yields Up

Climbing yields might help explain weakness in stocks after Trump raised deficit worries, calling for more defense spending. Defense companies rallied, and jobs data looms Friday.

January 08, 2026

Money Talk

#bcn-card--image--5691{display: none !important;}

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 • Patrick Means

#bcn-card--image--5724{display: none !important;}

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

#bcn-card--image--2541{display: none !important;}

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

#bcn-card--image--1581{display: none !important;}

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

(0725-N3Y8)

Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.