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Saving for Retirement

Learn how much you may need to retire, how tax-advantaged retirement accounts work, and more

Plan your retirement

Is an IRA Right for You?

IRAs can help you build wealth for retirement and potentially get tax breaks, either up front or in the future. 

December 19, 2024 • Hayden Adams

What Is an IRA?

Looking for a tax-smart way to save for your future? Find out what an IRA is, what it offers, and how the three main types differ.

December 17, 2024

What Is an HSA?

Being young and healthy is no reason to not sign up for a health savings account (HSA) if your company offers it. In fact, it's one of the main reasons why you should.

October 09, 2024

Save or Pay Off Student Loans?

Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.

October 09, 2024

Roth IRA Conversion and Taxes

How to make the most of a Roth IRA conversion.

August 12, 2024

Prioritize your finances

5 Risks of Buy Now, Pay Later

A Buy Now, Pay Later plan could be an attractive way to pay for a purchase. But the best sounding deal can come with hidden risks. Here are five to watch out for.

December 04, 2024

Financial Literacy for Teens

Building a solid financial foundation early is key to long-term success. A financial planner, career counselor, and student discuss the value of teaching teens financial literacy.

November 15, 2024

How Financial Planning Helps

Here are five ways having a financial plan can help you.

November 13, 2024

Learn investing basics

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Maturing Short-Term Bonds?

As interest rates come down, yields from short-term bonds are likely to suffer as well. Here's how manage reinvestment risk as your short-term securities mature.

November 15, 2024

Are We in a Temperamental Era?

The period from the 1960s to the 1990s defined by record-setting inflation and big swings in GDP bears a striking resemblance to the current environment.

November 15, 2024

What to Know About Crypto Now

Bitcoin's recent rally and the rise of crypto ETFs have attracted investors. Three Schwab experts discuss the latest developments, risks, and other aspects of trading crypto.

November 15, 2024

Investing in Dividend Stocks

Dividend stocks deliver regular payments to investors and can be an essential part of portfolios. Learn how to assess dividend stocks and understand reasons to choose or avoid certain ones.

November 14, 2024

Understanding the Yield Curve

The Treasury yield curve is an important economic indicator that, depending on its shape, can signal changes in market expectations and provide economic insight.

October 31, 2024

Automate your investing

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Portfolio Management

What's Dollar-Cost Averaging?

Robo Advice

Robo-Advisors and Emotions

Manage your portfolio

Financial Resolutions

Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.

December 12, 2024

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Tips to Reduce Portfolio Risk

A market downturn can expose risk in your portfolio. Here are some considerations to help manage portfolio risk to stay on track of your financial goals.

November 15, 2024

Explore more topics

IRA 401(k) Taxes Investments Trusts Wills Portfolio Management Rebalancing
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The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risk, including loss of principal.

Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

The information on this website is for educational purposes only. It is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab Bank, SSB; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank and Charles Schwab Bank, SSB, Members of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.

©2024 Schwab Retirement Plan Services, Inc. All rights reserved. (0723-3GJY)

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