Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Medicare Open Enrollment
Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
How to Plan for Life's Goals
Retirement is important. But it's probably not your only goal. Here's how a financial plan can help you balance retirement savings with life's other important milestones.
Inherited IRA & SECURE Act 2.0
It's important to understand the updated inherited IRA distribution rules tied to changes in the SECURE Act, including its latest version, SECURE 2.0.
Gray Divorce and Retirement
What to know when going through a late-in-life divorce.
Total-Return Retirement Income
Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.
Investing Strategies
Today's Options Market Update
The S&P 500 and Nasdaq are higher around midday as markets look toward this week’s high-profile earnings releases and a few economic data points to gauge investor sentiment.
Jobs Data, AI Results Ahead
This week brings data from several parts of the economy along with AI-related earnings from Palantir and Advanced Micro Devices. Stocks rose early with tech strength persisting.
Looking to the Futures
Crude oil futures (/CLZ25) ended Friday’s session slightly higher, as an apparent easing of U.S./China trade tensions appears supportive for energy demand.
Weekly Trader's Outlook
All of the majors, sans the Russell 2000, hit fresh record highs this week which was largely supported by strength in mega-cap tech. While a 25-basis-point cut from the Fed also didn't hurt, the future trajectory of rate policy remains cloudy.
Markets & Economy
Monday's Schwab Market Update Podcast
Investors will shift focus to another packed week of corporate earnings and a light lineup of economic data while they continue to digest the latest Fed rate cut.
Today's Options Market Update
The S&P 500 and Nasdaq are higher around midday as markets look toward this week’s high-profile earnings releases and a few economic data points to gauge investor sentiment.
Jobs Data, AI Results Ahead
This week brings data from several parts of the economy along with AI-related earnings from Palantir and Advanced Micro Devices. Stocks rose early with tech strength persisting.
Personal Finance & Planning
Today's Options Market Update
The S&P 500 and Nasdaq are higher around midday as markets look toward this week’s high-profile earnings releases and a few economic data points to gauge investor sentiment.
Monday's Schwab Market Update Podcast
Investors will shift focus to another packed week of corporate earnings and a light lineup of economic data while they continue to digest the latest Fed rate cut.
Jobs Data, AI Results Ahead
This week brings data from several parts of the economy along with AI-related earnings from Palantir and Advanced Micro Devices. Stocks rose early with tech strength persisting.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.