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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Stable Value Funds Explained

Stable value funds combine high-quality bond portfolios with insurance-based contracts to preserve capital and provide steady returns for retirement investors or education savers.

March 10, 2026

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Staggered Retirements

Couples with an age gap must plan for the financial and emotional implications of a staggered retirement.

March 06, 2026

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Contribution Limits for 2026

Contribution limits increased for most savings accounts this year, as did the estate and gift tax limits. Find out what's new for 2026.

March 06, 2026

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The Bonus Senior Tax Deduction

How taxpayers ages 65 and older can make the most of the temporary $6,000 senior tax deduction.

March 06, 2026

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How Trump Accounts Work

The new Trump accounts provide another way to save for a child's retirement. Here's how they'll work and why they may be worth considering.

March 06, 2026

Investing Strategies

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Today's Options Market Update

Stocks have been ascending throughout the morning as oil prices move the opposite direction on optimism over Iran de-escalation.

March 10, 2026 • Nathan Peterson

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Stable Value Funds Explained

Stable value funds combine high-quality bond portfolios with insurance-based contracts to preserve capital and provide steady returns for retirement investors or education savers.

March 10, 2026

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Stocks Down on Fresh Oil Fears

Though crude is down from Monday's peak, it pared overnight losses and began weighing on stocks amid mixed messages about the war. Oracle reports later and CPI is early tomorrow.

March 10, 2026

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Looking to the Futures

The front month CBOE Volatility Index Futures (/VXH26) normalized as geopolitical stability comes to the forefront.

March 10, 2026

Markets & Economy

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Today's Options Market Update

Stocks have been ascending throughout the morning as oil prices move the opposite direction on optimism over Iran de-escalation.

March 10, 2026

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Stocks Down on Fresh Oil Fears

Though crude is down from Monday's peak, it pared overnight losses and began weighing on stocks amid mixed messages about the war. Oracle reports later and CPI is early tomorrow.

March 10, 2026

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Looking to the Futures

The front month CBOE Volatility Index Futures (/VXH26) normalized as geopolitical stability comes to the forefront.

March 10, 2026

Personal Finance & Planning

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Today's Options Market Update

Stocks have been ascending throughout the morning as oil prices move the opposite direction on optimism over Iran de-escalation.

March 10, 2026

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Stocks Down on Fresh Oil Fears

Though crude is down from Monday's peak, it pared overnight losses and began weighing on stocks amid mixed messages about the war. Oracle reports later and CPI is early tomorrow.

March 10, 2026

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Looking to the Futures

The front month CBOE Volatility Index Futures (/VXH26) normalized as geopolitical stability comes to the forefront.

March 10, 2026

Money Talk

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7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 • Patrick Means

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Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

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5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

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Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.