Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
5 Questions for Gray Marriages
Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.
Sports Betting vs. Investing
While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.
Medicare Open Enrollment
Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.
Investing Strategies
Q3 2025 Retail Earnings
Consumers are in a sour mood over inflation and jobs as major retailers prepare to report earnings and offer their outlooks for the holiday shopping period.
Today's Options Market Update
Stocks are lower across the board as rotation out of the tech/AI complex weighs on investor sentiment.
Tech Pain Persists, D.C. Back
Washington is back in business but rate cut odds fell and tech kept struggling. Disney earnings disappointed investors, and chip equipment maker Applied Materials reports later.
Looking to the Futures
Cattle futures remain uneasy as herd size remains low.
Markets & Economy
Washington: What to Watch Now
After Congress reached an agreement to fund government operations, President Trump signed the bill, ending the longest government shutdown in U.S. history after 43 days.
Q3 2025 Retail Earnings
Consumers are in a sour mood over inflation and jobs as major retailers prepare to report earnings and offer their outlooks for the holiday shopping period.
Today's Options Market Update
Stocks are lower across the board as rotation out of the tech/AI complex weighs on investor sentiment.
Personal Finance & Planning
Washington: What to Watch Now
After Congress reached an agreement to fund government operations, President Trump signed the bill, ending the longest government shutdown in U.S. history after 43 days.
Q3 2025 Retail Earnings
Consumers are in a sour mood over inflation and jobs as major retailers prepare to report earnings and offer their outlooks for the holiday shopping period.
Today's Options Market Update
Stocks are lower across the board as rotation out of the tech/AI complex weighs on investor sentiment.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.