scroll50-dblclk

reii-genst

reii

genlp

Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

How Does a 401(k) Match Work?

Learn how a 401(k) match works and other FAQs like contribution limits, what happens if you leave your job, and tips if you can't contribute enough to get the full employer match.

December 11, 2025 • Chris Kawashima

#bcn-card--image--9841{display: none !important;}

#bcn-card--image--4054{display: none !important;}

Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.

December 10, 2025

#bcn-card--image--5594{display: none !important;}

How Does a Roth IRA Work?

Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.

December 03, 2025

#bcn-card--image--3705{display: none !important;}

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

#bcn-card--image--1798{display: none !important;}

10 Money Questions and Answers

Almost everyone has money questions. Here are 10 everyday money questions and answers to help you now.

December 03, 2025

Investing Strategies

#bcn-card--image--2533{display: none !important;}

10 Common Investing Questions

Discover expert answers to some of the most common questions about investing. We'll cover topics like why to invest, when to invest, how much to invest, and more.

December 22, 2025 • Schwab Center for Financial Research

#bcn-card--image--8837{display: none !important;}

Stocks Rise on AI Trade

AI-related stocks rose early Monday, a positive sign for investors hoping for a Santa Claus rally in a week that's light on earnings report and economic data.

December 22, 2025

#bcn-card--image--7772{display: none !important;}

Looking to the Futures

Crude oil futures (/CLG26) ended the week in the green as prices find support from geopolitical concerns.

December 22, 2025

#bcn-card--image--4903{display: none !important;}

Weekly Trader's Outlook

Stocks were able to register a late-week recovery, largely supported by yesterday's inflation data, but it's unclear whether a year-end rally is in the cards for investors.

December 19, 2025

Markets & Economy

#bcn-card--image--6965{display: none !important;}

2026 Market Pitfalls

After three strong years in a row, major indexes ended the year seeking direction. While optimism abounds, here are some potential issues that could trip up U.S. stocks.

December 22, 2025

#bcn-card--image--4957{display: none !important;}

Monday's Schwab Market Update Podcast

Improving investor sentiment around AI helped stocks claw back late last week, while trading could be light in coming days ahead of holiday closures. GDP data is due tomorrow.

December 22, 2025

#bcn-card--image--2821{display: none !important;}

Stocks Rise on AI Trade

AI-related stocks rose early Monday, a positive sign for investors hoping for a Santa Claus rally in a week that's light on earnings report and economic data.

December 22, 2025

Personal Finance & Planning

#bcn-card--image--8543{display: none !important;}

Monday's Schwab Market Update Podcast

Improving investor sentiment around AI helped stocks claw back late last week, while trading could be light in coming days ahead of holiday closures. GDP data is due tomorrow.

December 22, 2025

#bcn-card--image--2484{display: none !important;}

2026 Market Pitfalls

After three strong years in a row, major indexes ended the year seeking direction. While optimism abounds, here are some potential issues that could trip up U.S. stocks.

December 22, 2025

#bcn-card--image--6752{display: none !important;}

Stocks Rise on AI Trade

AI-related stocks rose early Monday, a positive sign for investors hoping for a Santa Claus rally in a week that's light on earnings report and economic data.

December 22, 2025

Money Talk

#bcn-card--image--5083{display: none !important;}

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 • Patrick Means

#bcn-card--image--1430{display: none !important;}

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

#bcn-card--image--5012{display: none !important;}

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

#bcn-card--image--7278{display: none !important;}

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

(0725-N3Y8)

Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.