Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Will Your Financial Plan Last?
Sound financial planning tries to account for various scenarios, but it may not always foresee the unexpected stressors of life. Is your plan built to last through retirement?
Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
Save or Pay Off Student Loans?
Just because you have student loans to pay off doesn't mean you should put investing on hold to do it—you don't have to prioritize one over the other.
5 Questions for Gray Marriages
Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.
Sports Betting vs. Investing
While sports betting can feel fun and exciting, investing could be a better bet for your financial future. Here are key differences between the two and why it matters.
Investing Strategies
The Case for International
After years of underperformance, foreign investments are now outperforming their U.S. counterparts. Here are three reasons why they likely deserve a place in most investors' portfolios.
4 Volatility Metrics
Understanding how to use volatility metrics helps traders assess market conditions, manage risk, and make more informed decisions in uncertain environments.
Perspective: Seeking Direction
While stock and bond markets wait for U.S. federal data to become available again, private-sector reports suggest lukewarm overall economic growth.
Cryptocurrency Donations
Donating cryptocurrency offers potential tax benefits but also comes with unique considerations that can complicate the process.
Markets & Economy
Responding to Market Chaos
Volatility has investors questioning the future of U.S. stocks. Three Schwab finance professionals discuss how to evaluate your portfolio in the face of market ups and downs.
Perspective: Seeking Direction
While stock and bond markets wait for U.S. federal data to become available again, private-sector reports suggest lukewarm overall economic growth.
Reconciliation Bill FAQs
The Reconciliation Bill, a.k.a. the One Big Beautiful Bill Act (OBBBA), touches nearly every corner of the tax landscape. Here are some of the biggest takeaways for taxpayers.
Personal Finance & Planning
The Case for International
After years of underperformance, foreign investments are now outperforming their U.S. counterparts. Here are three reasons why they likely deserve a place in most investors' portfolios.
Perspective: Seeking Direction
While stock and bond markets wait for U.S. federal data to become available again, private-sector reports suggest lukewarm overall economic growth.
Responding to Market Chaos
Volatility has investors questioning the future of U.S. stocks. Three Schwab finance professionals discuss how to evaluate your portfolio in the face of market ups and downs.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.