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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

July 12, 2024 Patrick Means

Having the Long-Term Care Talk

Starting a conversation with loved ones about long-term care can be intimidating, however, having the talk can help both parties plan ahead and make important decisions together.

June 21, 2024

5 Questions for Gray Marriages

Getting married later in life raises a host of unique financial considerations. Here's what you can ask yourselves before you tie the knot.

June 14, 2024

Your Retirement Lifestyle

When it comes to planning for retirement, determining your personal identity—and associated goals—is an important (and often overlooked) step.

June 14, 2024

Estate Planning: Unwed Couples

How unmarried couples can achieve the same legal protections as those who've tied the knot.

June 10, 2024


Investing Strategies

Weekly Trader's Outlook

The Cboe Volatility Index (VIX) moved up near three-month highs this week, primarily driven by a sell-off in tech stocks. Next week provides several potential market-moving catalysts which includes mega-cap tech earnings, an FOMC and BOJ monetary policy meeting, and the monthly U.S. jobs report.

July 26, 2024 Nathan Peterson

Schwab Market Update: Closing

Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.

July 26, 2024

Today's Options Market Update

Stocks rallying broadly to close out a volatile week as the heavyweight Information Technology sector rebounds following another sign that inflation continues to trend in favor of a September Federal Reserve rate cut.

July 26, 2024

Schwab Market Update: Opening

Annually, the PCE report's headline number met the forecast at 2.5%, while the annual core rate was just above expectations at 2.6%. Personal spending and income both rose.

July 26, 2024


Markets & Economy

Schwab Market Update: Closing

Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.

July 26, 2024

Stock Sector Outlook

Our outlook on the 11 S&P 500 equity sectors.

July 26, 2024

Weekly Trader's Outlook

The Cboe Volatility Index (VIX) moved up near three-month highs this week, primarily driven by a sell-off in tech stocks. Next week provides several potential market-moving catalysts which includes mega-cap tech earnings, an FOMC and BOJ monetary policy meeting, and the monthly U.S. jobs report.

July 26, 2024


Personal Finance & Planning

Schwab Market Update: Opening

Annually, the PCE report's headline number met the forecast at 2.5%, while the annual core rate was just above expectations at 2.6%. Personal spending and income both rose.

July 26, 2024

Weekly Trader's Outlook

The Cboe Volatility Index (VIX) moved up near three-month highs this week, primarily driven by a sell-off in tech stocks. Next week provides several potential market-moving catalysts which includes mega-cap tech earnings, an FOMC and BOJ monetary policy meeting, and the monthly U.S. jobs report.

July 26, 2024

Schwab Market Update: Closing

Strong earnings numbers and a favorable inflation report energized stocks after a volatile week.

July 26, 2024


Ask Carrie

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

July 12, 2024 Patrick Means

Can I Afford a Pet?

The joy of owning a pet may be priceless, yet the cost to your budget is real. Consider these five financial moves before becoming a pet parent.

May 16, 2024

Holiday Spending Game Plan

Consider these nine ideas to help you take control of holiday spending and avoid a financial hangover in the New Year.

December 15, 2023

Ace Your Year-End Tax Game

To win in pickleball, you need to know the rules. It's the same with tax planning. Explore five tax-aware strategies that could help you discover opportunities to save on taxes.

December 05, 2023

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.