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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Roth IRA Withdrawals

When retirement is years away, most investors tend to focus more on saving and less on what will happen when it's time to take their money out.

September 22, 2023

High Incomes and Medicare

Medicare premiums can jump sharply if your retirement income rises above certain levels, but there are steps you can take to prepare and minimize the impact.

September 15, 2023

Retirement Saving and Living

Retirement is an important and often stressful planning, saving, and investing goal. Learn from those who have been through it.

September 15, 2023

The Business of Consulting

If you're ready to leave an employer and strike out on your own as a consultant, it helps to plan ahead, set up a separate business structure, and make sure you're properly insured.

September 14, 2023

What Is a Roth IRA?

Roth IRAs are individual retirement accounts that you contribute to with after-tax dollars (income you've already paid taxes on). The benefit? Your savings can grow tax-free.

September 14, 2023


Investing Strategies

Schwab Market Update: Closing

The major equities indexes recovered some ground in a late-session bounce after spending most of the day weighed by concerns over Treasury yields and fuel prices.

September 27, 2023 Schwab Center for Financial Research

Financial Resolutions

Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.

September 27, 2023

Schwab Market Update: Opening

Easing treasury yields helped stocks find their footing in premarket trading this morning after another sharp decline Tuesday. But the near-term trend appears down as market breadth looks weak, and the dollar and crude oil both continue to climb.

September 27, 2023

Today's Options Market Update

The toxic trifecta of rising yields, a firm dollar, and expensive crude oil remains in place, but a slight pullback in Treasury yields appeared to give major indexes an overnight lift. Shares of some mega-caps rose ahead of the open, but Costco (COST) fell after its earnings report.

September 27, 2023


Markets & Economy

Schwab Market Update: Closing

The major equities indexes recovered some ground in a late-session bounce after spending most of the day weighed by concerns over Treasury yields and fuel prices.

September 27, 2023

Schwab Market Update: Opening

Easing treasury yields helped stocks find their footing in premarket trading this morning after another sharp decline Tuesday. But the near-term trend appears down as market breadth looks weak, and the dollar and crude oil both continue to climb.

September 27, 2023

Today's Options Market Update

The toxic trifecta of rising yields, a firm dollar, and expensive crude oil remains in place, but a slight pullback in Treasury yields appeared to give major indexes an overnight lift. Shares of some mega-caps rose ahead of the open, but Costco (COST) fell after its earnings report.

September 27, 2023


Personal Finance & Planning

Schwab Market Update: Closing

The major equities indexes recovered some ground in a late-session bounce after spending most of the day weighed by concerns over Treasury yields and fuel prices.

September 27, 2023

Today's Options Market Update

The toxic trifecta of rising yields, a firm dollar, and expensive crude oil remains in place, but a slight pullback in Treasury yields appeared to give major indexes an overnight lift. Shares of some mega-caps rose ahead of the open, but Costco (COST) fell after its earnings report.

September 27, 2023

Schwab Market Update: Opening

Easing treasury yields helped stocks find their footing in premarket trading this morning after another sharp decline Tuesday. But the near-term trend appears down as market breadth looks weak, and the dollar and crude oil both continue to climb.

September 27, 2023


Ask Carrie

A Credit Card Debt Exit Plan

Millions of Americans feel trapped by credit card debt. You don't have to be one of them. Here's an exit strategy.

September 27, 2023 Susan Hirshman

Air Jordans: Diversification

My Jordan sneaker collection is an example of diversification in your portfolio. Explore why that is important.

September 13, 2023

Medicare Decisions to Make Now

There's more to enrolling in Medicare than just turning 65. Make these Medicare decisions ahead of time—then celebrate.

August 30, 2023

Budgeting for Student Loans

Ready to face the return of student loan repayments? Conquer your budget by tracking expenses, cutting back on non-essentials, and balancing debt payment with retirement savings.

August 16, 2023

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.