Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
Total-Return Retirement Income
Dividends and interest aren't likely to be enough to cover most investors' income needs. Planning for some asset sales may be more realistic.
Can You Live on a Cruise?
Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
Estate Planning: Unwed Couples
How unmarried couples can achieve the same legal protections as those who've tied the knot.
Five Options for Your 401(k)
Consider these five options for handling an old 401(k).
Life Expectancy in Retirement
A closer look at perhaps the most important assumption of retirement planning: life expectancy.
Investing Strategies
Today's Options Market Update
Stocks march to fresh record highs, led by strength in technology, as investors abide by the “don’t fight the Fed” moniker.
Risk-Based Concentration Rules
Margin increases potential return—and risk. To help protect clients and the firm, Charles Schwab uses a risk-based concentration model to set margin requirements.
Tech Up After Rate Cut
After the Fed's long-expected quarter-point rate cut failed to ignite a rally, tech shares came to the rescue this morning as Nvidia announced a collaboration with Intel.
Looking to the Futures
This week President Trump resumed his push to change the reporting requirements for public companies from every 3 months to every 6 months.
Markets & Economy
Today's Options Market Update
Stocks march to fresh record highs, led by strength in technology, as investors abide by the “don’t fight the Fed” moniker.
Tech Up After Rate Cut
After the Fed's long-expected quarter-point rate cut failed to ignite a rally, tech shares came to the rescue this morning as Nvidia announced a collaboration with Intel.
Looking to the Futures
This week President Trump resumed his push to change the reporting requirements for public companies from every 3 months to every 6 months.
Personal Finance & Planning
Today's Options Market Update
Stocks march to fresh record highs, led by strength in technology, as investors abide by the “don’t fight the Fed” moniker.
Tech Up After Rate Cut
After the Fed's long-expected quarter-point rate cut failed to ignite a rally, tech shares came to the rescue this morning as Nvidia announced a collaboration with Intel.
Looking to the Futures
This week President Trump resumed his push to change the reporting requirements for public companies from every 3 months to every 6 months.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
(1022-2YKE)
Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice.The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market or economic conditions.