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Planning & Retirement

Prepare for financial milestones and events

Financial planning

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What Is the Sunk Cost Fallacy?

The desire to get your money's worth can lead you in some potentially harmful directions.

July 23, 2026

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Business Succession Planning

For entrepreneurs, retirement planning should include decisions about their company's future. Here are strategies to consider for successfully transferring ownership of a business.

July 21, 2026

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SLATs for Couples

A spousal lifetime access trust (SLAT) allows access to assets while helping to keep them out of your taxable estate.

July 21, 2026

College and education

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529-to-Roth IRA Rollovers

Unused 529 funds can be rolled into the beneficiary's Roth IRA without a tax penalty. But that's probably not a reason to overfund 529s.

July 15, 2026

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Investing With Kids

There are many ways to invest on behalf of and in partnership with your kids. Here are some key account types for education savings, stock trading, and retirement.

June 11, 2026

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Custodial Accounts and College

Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.

March 25, 2026

Estate planning

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SLATs for Couples

A spousal lifetime access trust (SLAT) allows access to assets while helping to keep them out of your taxable estate.

July 21, 2026

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Business Succession Planning

For entrepreneurs, retirement planning should include decisions about their company's future. Here are strategies to consider for successfully transferring ownership of a business.

July 21, 2026

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Views on What to Leave Behind

Boomers and millennials bring different life experiences and values to generational wealth transfer, influencing how—and when—they pass wealth along.

June 10, 2026

Saving for retirement

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What Is a Roth IRA?

A Roth IRA is a retirement account that may offer tax-free growth and tax-free qualified withdrawals. Learn about eligibility, contributions, and withdrawals.

July 24, 2026

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What Is a Mega Backdoor Roth?

A mega backdoor Roth may help you save beyond standard contribution limits. Learn how it works, how it compares to a regular backdoor Roth, and more.

July 23, 2026

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403(b) vs. 457(b) Plans

If you're considering a 403(b) or 457(b) retirement plan, here are the eligibility rules, contribution limits, and withdrawal rules to keep in mind.

July 08, 2026

In retirement

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Managing Social Security Taxes

High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.

June 05, 2026

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Spending Anxiety in Retirement

Why retirees often spend less than they can afford—and how to combat this tendency.

June 05, 2026

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A Guide to Retirement Planning

Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.

May 13, 2026

Tax planning

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What Is an IRA?

Discover how an individual retirement account (IRA) works, its potential tax advantages, key differences between a traditional vs. Roth IRA, and more.

June 25, 2026

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What's a Capital Gains Budget?

Creating a capital gains budget for your winners can help take some of the sting out of taxes.

June 05, 2026

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Managing Social Security Taxes

High-income retirees are all but guaranteed to pay tax on their Social Security benefits. Here's how you can manage your overall tax hit before and after you start collecting.

June 05, 2026

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Retirement IRA 401(k) Taxes Financial Planning Budgeting Education Estate Planning Health Care Wills

0526-BLXX

This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for their own particular situation before making any investment or trading decisions.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

For illustrative purposes only. Individual situations will vary. Not intended to be reflective of results you can expect to achieve.

Investing involves risk, including, for some products, more than your initial investment.

Past performance is no guarantee of future results.

Schwab does not provide investment planning, specific individualized, legal, regulatory, tax or compliance advice. Consult professionals in these fields to address your specific circumstances.