scroll50-dblclk

reii-genst

reii

genlp

Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

5 Roth IRA Alternatives

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have other tax-smart ways to save for retirement.

March 17, 2026 • Hayden Adams • Chris Kawashima

#bcn-card--image--5989{display: none !important;}

#bcn-card--image--6795{display: none !important;}

Financial Independence

Financial independence means having the freedom and flexibility to live life on your terms. Here's how you can begin to achieve it.

March 11, 2026

#bcn-card--image--9916{display: none !important;}

Stable Value Funds Explained

Stable value funds combine high-quality bond portfolios with insurance-based contracts to preserve capital and provide steady returns for retirement investors or education savers.

March 10, 2026

#bcn-card--image--5874{display: none !important;}

How Trump Accounts Work

The new Trump accounts provide another way to save for a child's retirement. Here's how they'll work and why they may be worth considering.

March 06, 2026

#bcn-card--image--7646{display: none !important;}

Staggered Retirements

Couples with an age gap must plan for the financial and emotional implications of a staggered retirement.

March 06, 2026

Investing Strategies

#bcn-card--image--2031{display: none !important;}

Today's Options Market Update

Though Iran keeps denying there's any negotiation, stocks rose while oil and yields fell early as media reports said the U.S. circulated a peace plan. Earnings and data are thin.

March 25, 2026 • Joe Mazzola

#bcn-card--image--1680{display: none !important;}

Bitcoin Volatility Shrinks

Bitcoin is now less volatile than some Magnificent 7 stocks, but it's still capable of steep, prolonged declines.

March 25, 2026

#bcn-card--image--9590{display: none !important;}

Markets reacted positively to reports that the United States sent Iran a 15-point proposal aimed at ending the war. The prospect of de-escalation has helped ease risk premiums, particularly in energy, while supporting broader stabilization across asset classes heading into Wednesday’s session.

March 25, 2026

#bcn-card--image--9847{display: none !important;}

Stocks Up, Yields and Oil Down

Though Iran keeps denying there's any negotiation, stocks rose while oil and yields fell early as media reports said the U.S. circulated a peace plan. Earnings and data are thin.

March 25, 2026

Markets & Economy

#bcn-card--image--1482{display: none !important;}

Today's Options Market Update

Though Iran keeps denying there's any negotiation, stocks rose while oil and yields fell early as media reports said the U.S. circulated a peace plan. Earnings and data are thin.

March 25, 2026

#bcn-card--image--2066{display: none !important;}

Bitcoin Volatility Shrinks

Bitcoin is now less volatile than some Magnificent 7 stocks, but it's still capable of steep, prolonged declines.

March 25, 2026

#bcn-card--image--6065{display: none !important;}

Looking to the Futures

March 25, 2026

Personal Finance & Planning

#bcn-card--image--1500{display: none !important;}

Today's Options Market Update

Though Iran keeps denying there's any negotiation, stocks rose while oil and yields fell early as media reports said the U.S. circulated a peace plan. Earnings and data are thin.

March 25, 2026

#bcn-card--image--3544{display: none !important;}

Bitcoin Volatility Shrinks

Bitcoin is now less volatile than some Magnificent 7 stocks, but it's still capable of steep, prolonged declines.

March 25, 2026

#bcn-card--image--4920{display: none !important;}

Looking to the Futures

March 25, 2026

Money Talk

#bcn-card--image--3795{display: none !important;}

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 • Patrick Means

#bcn-card--image--4074{display: none !important;}

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

#bcn-card--image--8914{display: none !important;}

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

#bcn-card--image--7338{display: none !important;}

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

(0725-N3Y8)

Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.