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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Working in Retirement and RMDs

Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.

October 16, 2026

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Medicare Open Enrollment

Medicare annual open enrollment—which runs from October 15 through December 7 this year—is your chance to check in on your Medicare plan and, if needed, change it.

October 13, 2026

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Social Security Do-Over

If you take Social Security before age 70 and later wish you had waited to collect, you may be able to pay back or pause benefits to receive an increase in payouts later.

October 13, 2026

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Year-End Tax Ideas to Consider

From maximizing tax-advantaged savings accounts to donating to charity, here are strategic tax moves to consider before year-end.

October 07, 2026

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Paying Off a Mortgage Early

Starting off retirement with a paid-off mortgage is a goal for many retirees. But how much you should prioritize making it happen depends on your individual situation.

September 25, 2026

Investing Strategies

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Looking to the Futures

Gold futures rebounded on Tuesday as investors positioned themselves ahead of the Federal Reserve’s upcoming interest rate decision.

October 28, 2026 • Jacob Baker

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Tech Rallies Ahead of Fed

AI-related stocks built on their rally early as investors warily watched rising oil and awaited today's Fed decision. Earnings from Microsoft and Alphabet come after the close.

October 28, 2026

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Today's Options Market Update

Stocks are seeing follow-through upside, led by tech/AI stocks, as healthy Q3 earnings reports help lift investor sentiment.

October 27, 2026

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Weekly Trader's Outlook

The Nasdaq and S&P 500 are on track for modest weekly losses as lingering AI concerns send some investors into Treasuries.

October 23, 2026

Markets & Economy

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Tech Rallies Ahead of Fed

AI-related stocks built on their rally early as investors warily watched rising oil and awaited today's Fed decision. Earnings from Microsoft and Alphabet come after the close.

October 28, 2026

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Looking to the Futures

Gold futures rebounded on Tuesday as investors positioned themselves ahead of the Federal Reserve’s upcoming interest rate decision.

October 28, 2026

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Today's Options Market Update

Stocks are seeing follow-through upside, led by tech/AI stocks, as healthy Q3 earnings reports help lift investor sentiment.

October 27, 2026

Personal Finance & Planning

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Tech Rallies Ahead of Fed

AI-related stocks built on their rally early as investors warily watched rising oil and awaited today's Fed decision. Earnings from Microsoft and Alphabet come after the close.

October 28, 2026

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Looking to the Futures

Gold futures rebounded on Tuesday as investors positioned themselves ahead of the Federal Reserve’s upcoming interest rate decision.

October 28, 2026

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Today's Options Market Update

Stocks are seeing follow-through upside, led by tech/AI stocks, as healthy Q3 earnings reports help lift investor sentiment.

October 27, 2026

Money Talk

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7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 12, 2026 • Patrick Means

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Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

June 12, 2026

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5 Types of Mortgage Loans

Learn about the most common types of mortgages and what to consider when originating a home loan.

July 29, 2026

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Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

December 03, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.