Perspectives
Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.
Retirement
7 Moves to Financial Fitness
Resolving to get in better financial shape this year is a great idea. Here are seven smart moves to help you actually do it.
How Does a 401(k) Match Work?
Learn how a 401(k) match works and other FAQs like contribution limits, what happens if you leave your job, and tips if you can't contribute enough to get the full employer match.
Traditional IRA Withdrawals
Whether you're considering a traditional IRA or already contributing to one, it's a good idea to know what will happen when it's time to take your hard-earned savings out. Here are four questions to get you started.
How Does a Roth IRA Work?
Even if you don't have an employer sponsored retirement plan, it's still important to save for your future.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
Investing Strategies
Looking to the Futures
Precious metals reach new highs in overnight trading with March Silver Futures (/SIH26) hitting a high of 92.195 and February Gold (/GCG26) reached a high of 4650.1. March Silver Futures are up 5.59% to 91.29 and February Gold futures are up 0.75% to 4634.30 (As of 8:30 AM ET).
Stocks Down as Tech Slides
Tech shares mainly fell early today, putting pressure on indexes despite solid retail sales data and mostly positive bank earnings. A Supreme Court tariff ruling may come today.
Reasons People May Buy Crypto
Learning why people buy cryptocurrencies may help investors better assess the role the burgeoning asset class may potentially play in a diversified portfolio.
What Is the Debt Ceiling?
What's the debt ceiling? Learn how the debt ceiling works and how a default on federal debt could impact the U.S. stock market and economy.
Markets & Economy
Stocks Down as Tech Slides
Tech shares mainly fell early today, putting pressure on indexes despite solid retail sales data and mostly positive bank earnings. A Supreme Court tariff ruling may come today.
Looking to the Futures
Precious metals reach new highs in overnight trading with March Silver Futures (/SIH26) hitting a high of 92.195 and February Gold (/GCG26) reached a high of 4650.1. March Silver Futures are up 5.59% to 91.29 and February Gold futures are up 0.75% to 4634.30 (As of 8:30 AM ET).
What Is the Debt Ceiling?
What's the debt ceiling? Learn how the debt ceiling works and how a default on federal debt could impact the U.S. stock market and economy.
Personal Finance & Planning
Looking to the Futures
Precious metals reach new highs in overnight trading with March Silver Futures (/SIH26) hitting a high of 92.195 and February Gold (/GCG26) reached a high of 4650.1. March Silver Futures are up 5.59% to 91.29 and February Gold futures are up 0.75% to 4634.30 (As of 8:30 AM ET).
Stocks Down as Tech Slides
Tech shares mainly fell early today, putting pressure on indexes despite solid retail sales data and mostly positive bank earnings. A Supreme Court tariff ruling may come today.
What Is the Debt Ceiling?
What's the debt ceiling? Learn how the debt ceiling works and how a default on federal debt could impact the U.S. stock market and economy.
Money Talk
7 Common Car Buying Mistakes
Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.
Family Loan Do's and Don'ts
While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.
5 Types of Mortgage Loans
If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.
Starting a 401(k) in Your 20s
Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.
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Insights & Education are provided by Charles Schwab & Co., Inc.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.