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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Retirement Health Care Costs

Four tips for managing health care costs in retirement.

November 19, 2025 • Chris Kawashima

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Annuities and Estate Planning

If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.

November 19, 2025

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4 Tips for Aging in Place

Many retirees would like to continue living independently and in their own home as they age. Find out what you can do now to help prepare for aging in place.

November 17, 2025

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Will Your Financial Plan Last?

Sound financial planning tries to account for various scenarios, but it may not always foresee the unexpected stressors of life. Is your plan built to last through retirement?

November 14, 2025

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Can You Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

November 12, 2025

Investing Strategies

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Personal Finance Calendar

A month-by-month guide to help get your finances in top shape this year.

November 26, 2025 • Rob Williams

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Stocks Up Before Holiday

Though major indexes remain down for the month, they're up three days in a row and again early today on rate cut enthusiasm and solid earnings. Jobless data was below expectations.

November 26, 2025

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Looking to the Futures

Both live cattle and feeder cattle futures traded at their daily price limits Monday after Tyson Foods announced reductions in their cattle slaughter operations.

November 26, 2025

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Today's Options Market Update

All the major indices have moved into positive territory around midday following some early morning selling as markets digest data and the Fed’s rate path trajectory.

November 25, 2025

Markets & Economy

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Stocks Up Before Holiday

Though major indexes remain down for the month, they're up three days in a row and again early today on rate cut enthusiasm and solid earnings. Jobless data was below expectations.

November 26, 2025

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Looking to the Futures

Both live cattle and feeder cattle futures traded at their daily price limits Monday after Tyson Foods announced reductions in their cattle slaughter operations.

November 26, 2025

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Today's Options Market Update

All the major indices have moved into positive territory around midday following some early morning selling as markets digest data and the Fed’s rate path trajectory.

November 25, 2025

Personal Finance & Planning

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Stocks Up Before Holiday

Though major indexes remain down for the month, they're up three days in a row and again early today on rate cut enthusiasm and solid earnings. Jobless data was below expectations.

November 26, 2025

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Looking to the Futures

Both live cattle and feeder cattle futures traded at their daily price limits Monday after Tyson Foods announced reductions in their cattle slaughter operations.

November 26, 2025

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Today's Options Market Update

All the major indices have moved into positive territory around midday following some early morning selling as markets digest data and the Fed’s rate path trajectory.

November 25, 2025

Money Talk

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7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 • Patrick Means

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Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

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5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

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Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.