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Perspectives

Expert insight & commentary on retirement, personal finance, investing strategies and more from Charles Schwab & Co., Inc.

Retirement

Retirement Health Care Costs

Four tips for managing health care costs in retirement.

November 19, 2025 Chris Kawashima

Annuities and Estate Planning

If you have an annuity you no longer need, consider these five ways to deploy the extra income in your estate plan.

November 19, 2025

4 Tips for Aging in Place

Many retirees would like to continue living independently and in their own home as they age. Find out what you can do now to help prepare for aging in place.

November 17, 2025

Will Your Financial Plan Last?

Sound financial planning tries to account for various scenarios, but it may not always foresee the unexpected stressors of life. Is your plan built to last through retirement?

November 14, 2025

Can You Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

November 12, 2025

Investing Strategies

Stocks Up After Sharp Losses

Stocks ticked up to start a shortened week, though VIX remains elevated after last week's 2% market skid that saw tech and crypto sell off. Key data are packed into the next days.

November 24, 2025 Joe Mazzola

Looking to the Futures

Crude oil futures (/CLF26) ended Friday’s session in the red, with the lead month January futures trading at one-month lows.

November 24, 2025

Today's Options Market Update

Thursday's dramatic turnaround from an early Nvidia-fueled rally took stocks to two-month lows, but surging rate-cut hopes today awoke the market. Consumer sentiment data is ahead.

November 21, 2025

Weekly Trader's Outlook

Stocks bounce back today on improved rate cut hopes but remain on track for weekly losses. Promises of AI profits remain under investor scrutiny, despite robust Nvidia earnings.

November 21, 2025

Markets & Economy

Monday's Schwab Market Update Podcast

This holiday-shortened week features a busy earnings schedule along with retail sales and PPI. VIX and crypto trading may be key to watch after last week's tech-driven sell-off.

November 24, 2025

Stocks Up After Sharp Losses

Stocks ticked up to start a shortened week, though VIX remains elevated after last week's 2% market skid that saw tech and crypto sell off. Key data are packed into the next days.

November 24, 2025

Looking to the Futures

Crude oil futures (/CLF26) ended Friday’s session in the red, with the lead month January futures trading at one-month lows.

November 24, 2025

Personal Finance & Planning

Monday's Schwab Market Update Podcast

This holiday-shortened week features a busy earnings schedule along with retail sales and PPI. VIX and crypto trading may be key to watch after last week's tech-driven sell-off.

November 24, 2025

Stocks Up After Sharp Losses

Stocks ticked up to start a shortened week, though VIX remains elevated after last week's 2% market skid that saw tech and crypto sell off. Key data are packed into the next days.

November 24, 2025

Looking to the Futures

Crude oil futures (/CLF26) ended Friday’s session in the red, with the lead month January futures trading at one-month lows.

November 24, 2025

Money Talk

7 Common Car Buying Mistakes

Buying on emotion is just one potential car-buying pitfall. Here are seven other common mistakes and what you can do to avoid them.

August 14, 2024 Patrick Means

Family Loan Do's and Don'ts

While there are pitfalls to lending a family member money, there can also be rewards. Just be sure to clearly set expectations and limits right from the start.

August 07, 2024

5 Types of Mortgage Loans

If you're looking for a mortgage loan, here are five types to consider. Check out the pros and cons to help you choose the right one for you.

July 31, 2024

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

June 10, 2025

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Insights & Education are provided by Charles Schwab & Co., Inc.

The information provided here is for general informational purposes only and should not be considered an individualized  recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for  everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any  investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions.  Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy,  completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be  reflective of results you can expect to achieve.