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Onward

Schwab's quarterly magazine for clients invested in their financial futures

Features

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Paint by Numbers

How one couple is partnering with Schwab to put the pieces of their financial future into place—for themselves and their art-prodigy son.

March 06, 2026

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3 Estate-Planning Fallacies

Fewer families may be subject to federal estate tax—but neglecting the rest of your estate plan could be one big, beautiful mistake.

March 06, 2026

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What Is Private Equity?

Private equity funds are increasingly accessible—but do they deserve a place in your portfolio?

March 06, 2026

Perspectives

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Is a Stock Rally Reversing?

These four scenarios, in conjunction with corroborating price patterns, may hint that a stock rally is ripe for a reversal.

March 06, 2026

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How to Decide Who Gets What

Choosing your heirs and how they receive your assets is a vital—and often complicated—aspect of preparing your estate.

March 06, 2026

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Who Owns Treasury Bonds?

How private investors are influencing U.S. Treasury markets, and what it could mean for fixed income investors.

March 06, 2026

thinkorswim® spotlight

Trailing Stops on thinkorswim®

Trailing stops help traders by placing an exit below the market at a moving price. Follow this tutorial on setting a trailing stop order on thinkorswim® desktop.

March 06, 2026

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Q&A

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Staggered Retirements

Couples with an age gap must plan for the financial and emotional implications of a staggered retirement.

March 06, 2026

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The Bonus Senior Tax Deduction

How taxpayers ages 65 and older can make the most of the temporary $6,000 senior tax deduction.

March 06, 2026

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A Former Fed President Speaks

Jeffrey Lacker, former president of the Federal Reserve Bank of Richmond, shares thoughts on how the Fed operates and why its independence is critical to achieving its mandates.

March 06, 2026

Quick takes

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Understanding Stablecoins

Unlike traditional cryptocurrencies, stablecoins are meant to maintain a stable value. But they are not all created equal. Learn how they work.

March 06, 2026

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Contribution Limits for 2026

Contribution limits increased for most savings accounts this year, as did the estate and gift tax limits. Find out what's new for 2026.

March 06, 2026

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Evaluating Dividend Growth

Stocks that regularly increase their dividends often outperform their peers. Here's what to consider when evaluating them.

March 06, 2026

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How Trump Accounts Work

The new Trump accounts provide another way to save for a child's retirement. Here's how they'll work and why they may be worth considering.

March 06, 2026

From our leaders

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Print editions

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From the archives

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Charitable Remainder Trusts

A charitable remainder trust can provide a tax break and income for life.

November 11, 2022

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Trading Simple Moving Averages

A stock's simple moving average can help traders identify when trends are established or broken. Here's how to employ them in your own trading.

November 11, 2022

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Borrowing Against Your Assets

Borrowing against your assets can often act as a tool to manage wealth. Here's how to use debt strategically—even in some cases when you can afford to pay cash.

March 10, 2023

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3 Ways Dividend ETFs Can Differ

Dividend-focused ETFs can be a great portfolio addition, but varied methodologies can result in very different potential returns. Learn about considerations for how to choose dividend ETFs that can help complement your portfolio.

March 10, 2023

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8 Common Bond Yields

What a bond pays can be calculated in many ways. Here are eight common measures, including yield to maturity and yield to call, for assessing a bond's yield relative to your goals.

June 09, 2023

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Bond Investment Strategies

Choosing between a bond ladder, a barbell, and a bullet should depend on your goals and timeframe. Here's how to decide which individual bond investment strategy may best fit your needs.

June 09, 2023

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Is That Stock Undervalued?

A falling stock price doesn't always mean a good deal. Here's how to help assess the potential value of a stock to know whether it may be the right time to consider it.

June 09, 2023

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Creating a Special-Needs Trust

For estate owners who have heirs with disabilities, providing financial support is paramount. A special-needs trust can help protect vulnerable family members without affecting government benefits.

August 11, 2023

Explore more topics

Retirement IRA Taxes Investments Financial Planning Estate Planning Portfolio Management

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The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Past performance is no guarantee of future results.

Investing involves risk, including, for some products, more than your initial investment.

Equity and index options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

With long options, investors may lose 100% of funds invested.

Spread trading must be done in a margin account.

Multiple leg options strategies will involve multiple transaction costs.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Futures, and Futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex: https://www.schwab.com/resource/forex-risk-disclosure-statement.

Futures and forex accounts are not protected by the Securities Investor Protection Corporation (SIPC). Forex accounts do not receive a preference in any bankruptcy proceeding pursuant to Part 190 of the CFTC's regulations.

Read additional CFTC and NFA futures and forex public disclosures for Charles Schwab Futures and Forex LLC.

Futures, futures options, and forex trading services provided by Charles Schwab Futures and Forex LLC. Trading privileges subject to review and approval. Not all clients will qualify. Forex accounts are not available to residents of Ohio or Arizona.

Charles Schwab Futures and Forex LLC., is a CFTC-registered Futures Commission Merchant and NFA Forex Dealer Member.

Charles Schwab Futures and Forex LLC (NFA Member) and Charles Schwab & Co., Inc. (Member SIPC) are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.

This information provided here is for general informational purposes only, and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.