Onward
Schwab's quarterly magazine for clients invested in their financial futures
Features
What Is Probate?
How to minimize your estate's exposure to this notoriously expensive and time-consuming process.
A Guide to Retirement Planning
Retirement planning looks different depending on the season of life you're in. Here's how to approach your most important savings goal—one decade at a time.
10-Year Market Outlook
The global economy is continually evolving due to inflation, interest rates, and geopolitics. How could these and other factors influence the major asset classes over the coming decade?
Explore more topics
Perspectives
What Is a Conservatorship?
A conservatorship grants a person legal authority over another's financial and personal matters in the event of incapacity. Here's how they work and how to potentially avoid one.
Trustee vs. Beneficiary
Failing to clearly define your intentions can create conflicts between beneficiaries and trustees—and could even lead to a legal battle. Here are three ways to help keep the peace.
Can Small Caps Bounce Back?
Small-cap stocks tend to offer greater growth potential than their large-cap peers, but those returns have yet to materialize consistently. What will it take to turn the tide?
Word of mouth
Philanthropy During a Crisis
The need for giving has never been greater, especially when disaster strikes. Two philanthropy experts discuss ways donors are rising to the occasion.
Wealth Transfer While Living
It can sometimes make sense to gift assets to heirs during your lifetime rather after you're gone. Here's what to consider.
How to Prepare for a Downturn
The stock market is expected to be volatile this year. Here, three Schwab professionals discuss how investors can prepare to ride out a potential downturn.
Quick takes
How Collectibles Are Taxed
When it comes to taxes, collectibles are treated differently than securities. Selling or bequeathing a valuable collection requires careful tax planning.
Ways to Pay for College
With college costs soaring, many grandparents want to step in to help. Here are three tax-smart strategies to consider.
Are Digital Payments Safe?
Digital payment services boast security features that go above and beyond traditional payment methods. Here's what to know about the most common services.
ILITs and the Three-Year Rule
Life insurance gifted to an irrevocable life insurance trust (ILIT) within three years of your death will be included in your estate for tax purposes. Can you avoid a clawback?
From our leaders
From the archives
Trading Simple Moving Averages
A stock's simple moving average can help traders identify when trends are established or broken. Here's how to employ them in your own trading.
Charitable Remainder Trusts
A charitable remainder trust can provide a tax break and income for life.
Borrowing Against Your Assets
Borrowing against your assets can often act as a tool to manage wealth. Here's how to use debt strategically—even in some cases when you can afford to pay cash.
3 Ways Dividend ETFs Can Differ
Dividend-focused ETFs can be a great portfolio addition, but varied methodologies can result in very different potential returns. Learn about considerations for how to choose dividend ETFs that can help complement your portfolio.
Why Personalized Indexing?
Personalized indexing can put greater control in the hands of individual investors.
Rethinking the 4% Rule
Using a generic rule of thumb to calculate retirement withdrawals isn't nearly as helpful as a spending plan tailored to your situation.
Bond Investment Strategies
Choosing between a bond ladder, a barbell, and a bullet should depend on your goals and timeframe. Here's how to decide which individual bond investment strategy may best fit your needs.
Is That Stock Undervalued?
A falling stock price doesn't always mean a good deal. Here's how to help assess the potential value of a stock to know whether it may be the right time to consider it.
Print editions
0823-321Z
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.
Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.
Investing involves risk, including loss of principal.
Past performance is no guarantee of future results.