Investing Strategies
Fed Surprises Market with Easier Policy Stance
by Kathy A Jones
March 20, 2019
As expected, the Federal Reserve left interest rates unchanged at its March policymaking meeting, but surprised markets with a shift to an easier policy stance.
by Kathy A Jones
March 20, 2019
As expected, the Federal Reserve left interest rates unchanged at its March policymaking meeting, but surprised markets with a shift to an easier policy stance.
Quarterly Market Outlook: Stay Prepared
by Schwab Center for Financial Research
March 20, 2019
The Schwab Center for Financial Research’s theme for 2019 was “be prepared,” and that still holds true. Here’s what we expect to see for the remainder of the year.
by Schwab Center for Financial Research
March 20, 2019
The Schwab Center for Financial Research’s theme for 2019 was “be prepared,” and that still holds true. Here’s what we expect to see for the remainder of the year.
Brexit: What’s Next for Investors
by Jeffrey Kleintop
March 18, 2019
The stock market impact of the U.K. crashing out of the EU with no plan would probably be significantly negative, but if the disorderly “no deal” Brexit scenario is avoided the chances seem to favor a partial rebound in U.K. stocks and the British pound.
by Jeffrey Kleintop
March 18, 2019
The stock market impact of the U.K. crashing out of the EU with no plan would probably be significantly negative, but if the disorderly “no deal” Brexit scenario is avoided the chances seem to favor a partial rebound in U.K. stocks and the British pound.
Schwab Market Perspective: Sliding into Recession…or Another Q1 Quirk?
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
March 15, 2019
Recession fears have risen and stocks have become more volatile, but is now the time to prepare for a sharp downturn?
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
March 15, 2019
Recession fears have risen and stocks have become more volatile, but is now the time to prepare for a sharp downturn?
Schwab Sector Views: Sector Moves for Recession Fears
by Brad Sorensen
March 14, 2019
Fears of a recession in the U.S. have increased—but instead of panicking, there are some tactical sector moves that may help.
by Brad Sorensen
March 14, 2019
Fears of a recession in the U.S. have increased—but instead of panicking, there are some tactical sector moves that may help.
Information Technology Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
by Brad Sorensen
March 14, 2019
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
Utilities Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
by Brad Sorensen
March 14, 2019
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
Real Estate Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
by Brad Sorensen
March 14, 2019
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
Energy Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
by Brad Sorensen
March 14, 2019
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
Health Care Sector Rating: Outperform
by Brad Sorensen
March 14, 2019
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
by Brad Sorensen
March 14, 2019
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
Communications Sector Rating: Underperform
by Brad Sorensen
March 14, 2019
Schwab's view on the communications sector, including operators of telecom networks and providers of communications and data transmission services.
by Brad Sorensen
March 14, 2019
Schwab's view on the communications sector, including operators of telecom networks and providers of communications and data transmission services.
Industrials Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
by Brad Sorensen
March 14, 2019
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
Consumer Discretionary Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
by Brad Sorensen
March 14, 2019
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
Financials Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
by Brad Sorensen
March 14, 2019
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
Materials Sector Rating: Marketperform
by Brad Sorensen
March 14, 2019
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
by Brad Sorensen
March 14, 2019
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
Is the U.S. Dollar Nearing a Peak?
by Kathy A Jones
March 07, 2019
Although the dollar’s rise has stalled recently, there are reasons to believe the bull market isn’t over.
by Kathy A Jones
March 07, 2019
Although the dollar’s rise has stalled recently, there are reasons to believe the bull market isn’t over.
Fed Rate-Hike Pause: Why Fixed-Rate Bonds May Make Sense Now
by Collin Martin
March 05, 2019
Fixed-rated bonds are beginning to look more attractive than investments with floating coupon rates.
by Collin Martin
March 05, 2019
Fixed-rated bonds are beginning to look more attractive than investments with floating coupon rates.
U.S.-China Trade Tensions Have Eased, Will Growth Revive?
by Jeffrey Kleintop
March 04, 2019
This year’s rally in Chinese and EM stocks could become vulnerable in the coming months as optimism over a trade deal leads to disappointment over its actual economic and earnings effect.
by Jeffrey Kleintop
March 04, 2019
This year’s rally in Chinese and EM stocks could become vulnerable in the coming months as optimism over a trade deal leads to disappointment over its actual economic and earnings effect.
Late-in-Life Insurance
March 01, 2019
Life insurance can be part of a smart estate-planning strategy for those with complex or illiquid estates.
March 01, 2019
Life insurance can be part of a smart estate-planning strategy for those with complex or illiquid estates.
2019 Outlook: What to Watch This Year
March 01, 2019
Three Schwab experts weigh in on what they’re watching for in the markets and economy this year.
March 01, 2019
Three Schwab experts weigh in on what they’re watching for in the markets and economy this year.
Sector Shake-Up: What Investors Need to Know Now
by Brad Sorensen
March 01, 2019
How changes to the Global Industry Classification Standard may impact your investments.
by Brad Sorensen
March 01, 2019
How changes to the Global Industry Classification Standard may impact your investments.
Trading ETFs: A Way to Manage Risk?
by Randy Frederick
March 01, 2019
How trading ETFs can help manage volatility.
by Randy Frederick
March 01, 2019
How trading ETFs can help manage volatility.
When to Sell an Investment
March 01, 2019
Whether you’re up or down, here’s how to know when to consider selling a stock, bond or fund.
March 01, 2019
Whether you’re up or down, here’s how to know when to consider selling a stock, bond or fund.
How to Overcome Biases When Making Decisions
March 01, 2019
How to overcome biases when making investment decisions.
March 01, 2019
How to overcome biases when making investment decisions.
Panic Is Not a Strategy—Nor Is Greed
by Liz Ann Sonders
February 26, 2019
Why doing nothing may be the better response to market volatility.
by Liz Ann Sonders
February 26, 2019
Why doing nothing may be the better response to market volatility.
Diverging Trends: A Look At Earnings Growth Around The World
by Jeffrey Kleintop
February 19, 2019
The divergence in the assessment of the outlook reflected in the stock and bond markets may be decided by the ongoing convergence in earnings growth expectations across regions.
by Jeffrey Kleintop
February 19, 2019
The divergence in the assessment of the outlook reflected in the stock and bond markets may be decided by the ongoing convergence in earnings growth expectations across regions.
Why Market Returns May Be Lower and Global Diversification More Important in the Future
by Veerapan Perianan
February 19, 2019
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
by Veerapan Perianan
February 19, 2019
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
Rate Hike Pause: Why Did the Federal Reserve Change its Tone?
by Kathy A Jones
February 13, 2019
The Federal Reserve’s dovish turn at its policymaking meeting in January was a surprise for the markets, coming only six weeks after the Fed last raised rates and indicated further tightening was likely. What happened?
by Kathy A Jones
February 13, 2019
The Federal Reserve’s dovish turn at its policymaking meeting in January was a surprise for the markets, coming only six weeks after the Fed last raised rates and indicated further tightening was likely. What happened?
Corporate Credit: Why Playing Defense Makes Sense Now
by Collin Martin
February 12, 2019
The investment-grade corporate bond market has become riskier, and we suggest investors focus on issues and investments that have higher average credit ratings.
by Collin Martin
February 12, 2019
The investment-grade corporate bond market has become riskier, and we suggest investors focus on issues and investments that have higher average credit ratings.
ETF Investment Strategies
by Michael Iachini
February 11, 2019
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
by Michael Iachini
February 11, 2019
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
Not Always Tax-Free: 7 Municipal Bond Tax Traps
by Cooper J Howard
February 05, 2019
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
by Cooper J Howard
February 05, 2019
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
Five Stock Market Indicators For 2019 You Should Ignore
by Jeffrey Kleintop
February 04, 2019
As investors ponder what this year may hold in store for the markets, the inter-relationships between politics, economics, fiscal policy, monetary policy, and corporate actions can seem very complex. Investors may feel overwhelmed and seek a simple answer. When people feel there is a situation that is out of their control or is too complicated to analyze, they often fall back on rules of thumb to make decisions.
by Jeffrey Kleintop
February 04, 2019
As investors ponder what this year may hold in store for the markets, the inter-relationships between politics, economics, fiscal policy, monetary policy, and corporate actions can seem very complex. Investors may feel overwhelmed and seek a simple answer. When people feel there is a situation that is out of their control or is too complicated to analyze, they often fall back on rules of thumb to make decisions.
Socially Responsible Investing Comes of Age
by Michael Iachini
February 01, 2019
The twin goals of doing good and doing well have never been more aligned.
by Michael Iachini
February 01, 2019
The twin goals of doing good and doing well have never been more aligned.
ETFs: How Much Do They Really Cost?
by Michael Iachini
January 29, 2019
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
by Michael Iachini
January 29, 2019
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
ETF vs. Mutual Fund
by Michael Iachini
January 25, 2019
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
by Michael Iachini
January 25, 2019
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
What's Your Risk Capacity?—And How to Use It to Help Build Your Retirement Portfolio
by Rob Williams
January 25, 2019
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
by Rob Williams
January 25, 2019
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
Throw Caution to the Wind? Not So Fast
by Kathy A Jones
January 24, 2019
Despite a recent increase in risk appetite, we still see plenty of reasons for fixed income investors to remain cautious in 2019.
by Kathy A Jones
January 24, 2019
Despite a recent increase in risk appetite, we still see plenty of reasons for fixed income investors to remain cautious in 2019.
Tax War: Will Global Competition to Lower Taxes Lift Growth?
by Jeffrey Kleintop
January 22, 2019
After last year’s U.S. tax cuts contributed to better growth and market performance, a number of major countries are looking to reverse the declines in growth and voter satisfaction with tax cuts in 2019.
by Jeffrey Kleintop
January 22, 2019
After last year’s U.S. tax cuts contributed to better growth and market performance, a number of major countries are looking to reverse the declines in growth and voter satisfaction with tax cuts in 2019.
Are High-Yield Municipal Bonds “High Yield” or “Junk”?
by Cooper J Howard
January 15, 2019
Despite their relatively high risk, the yields offered by high-yield munis compared with other alternatives are lower than they have been in the past.
by Cooper J Howard
January 15, 2019
Despite their relatively high risk, the yields offered by high-yield munis compared with other alternatives are lower than they have been in the past.
Bank Loans: Proceed With Caution
by Collin Martin
January 10, 2019
Bank loan prices fell sharply at the end of 2018, but the risk of further price declines remains elevated.
by Collin Martin
January 10, 2019
Bank loan prices fell sharply at the end of 2018, but the risk of further price declines remains elevated.
What Could Go Right in 2019?
by Jeffrey Kleintop
January 07, 2019
In recent months, stock market participants have been focusing on downside risks in 2019, but not all risks are to the downside.
by Jeffrey Kleintop
January 07, 2019
In recent months, stock market participants have been focusing on downside risks in 2019, but not all risks are to the downside.
Fed Rate Hike: What Does It Mean for Your Portfolio?
by Schwab Newsroom
December 19, 2018
The Federal Reserve just raised interest rates again. How might your investments be affected?
by Schwab Newsroom
December 19, 2018
The Federal Reserve just raised interest rates again. How might your investments be affected?
2019 Credit Outlook: Time to Play Defense
by Collin Martin
December 18, 2018
Risks are rising in the corporate fixed income markets, and we suggest a more cautious stance heading into 2019.
by Collin Martin
December 18, 2018
Risks are rising in the corporate fixed income markets, and we suggest a more cautious stance heading into 2019.
Market Correction: What Does It Mean?
by Schwab Center for Financial Research
December 14, 2018
What does a market correction mean, what’s likely to happen next and what can investors do now?
by Schwab Center for Financial Research
December 14, 2018
What does a market correction mean, what’s likely to happen next and what can investors do now?
What’s Going on With the Yield Curve?
by Schwab Newsroom
December 13, 2018
Part of the yield curve inverted earlier this month. Does that mean a recession is around the corner?
by Schwab Newsroom
December 13, 2018
Part of the yield curve inverted earlier this month. Does that mean a recession is around the corner?
2019 Municipal Bond Market Outlook: A Cautious Approach
by Cooper J Howard
December 13, 2018
We believe municipal bond investors should take a cautious approach in 2019, amid rising economic uncertainty, concerns about trade friction and worries about the impact of higher interest rates.
by Cooper J Howard
December 13, 2018
We believe municipal bond investors should take a cautious approach in 2019, amid rising economic uncertainty, concerns about trade friction and worries about the impact of higher interest rates.
2019 Global Market Outlook: Mind The Gap
by Jeffrey Kleintop
December 10, 2018
Global growth is likely to slow in 2019 as the economic cycle nears a peak. International stocks may continue to see heightened volatility and could enter a bear market if key indicators continue on their current path.
by Jeffrey Kleintop
December 10, 2018
Global growth is likely to slow in 2019 as the economic cycle nears a peak. International stocks may continue to see heightened volatility and could enter a bear market if key indicators continue on their current path.
2019 Market Outlook: Be Prepared
by Schwab Center for Financial Research
December 10, 2018
Rising rates, declining liquidity and sluggish global growth—with trade conflicts as an additional headwind—may weigh on economic growth and market performance in 2019.
by Schwab Center for Financial Research
December 10, 2018
Rising rates, declining liquidity and sluggish global growth—with trade conflicts as an additional headwind—may weigh on economic growth and market performance in 2019.
2019 Market Outlook: Global Stocks and Economy
by Jeffrey Kleintop
December 10, 2018
Global growth may slow in 2019 as the economic cycle nears a peak, with increasing drag from worsening financial conditions combining with full employment and rising prices.
by Jeffrey Kleintop
December 10, 2018
Global growth may slow in 2019 as the economic cycle nears a peak, with increasing drag from worsening financial conditions combining with full employment and rising prices.
Stocks Drop on Renewed Trade, Economic Fears
by Schwab Center for Financial Research
December 04, 2018
Stock markets were shaken on Tuesday as doubts grew over the U.S.-China trade truce and the Treasury yield curve flattened sharply. Here’s what investors should know.
by Schwab Center for Financial Research
December 04, 2018
Stock markets were shaken on Tuesday as doubts grew over the U.S.-China trade truce and the Treasury yield curve flattened sharply. Here’s what investors should know.
Homeownership: 4 Things to Know About Renting vs. Buying
November 28, 2018
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
November 28, 2018
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
2019 Bond Market Outlook: Peak Expectations
by Kathy A Jones
November 28, 2018
After more than two years of steadily rising interest rates, we believe 2019 could mark the peak in U.S. Treasury yields for the current business cycle. However, while the prospect of more stable or lower interest rates may be positive for bond investors, we expect the road ahead to be bumpy.
by Kathy A Jones
November 28, 2018
After more than two years of steadily rising interest rates, we believe 2019 could mark the peak in U.S. Treasury yields for the current business cycle. However, while the prospect of more stable or lower interest rates may be positive for bond investors, we expect the road ahead to be bumpy.
Investors May Get Some Good News For A Change
by Jeffrey Kleintop
November 26, 2018
Ominous signs for the world economy may be causing stocks to price in an imminent global recession. However, these appear to be isolated, short-term events that already show signs of stabilization. Growth may rebound in the near-term and offer some relief for stocks.
by Jeffrey Kleintop
November 26, 2018
Ominous signs for the world economy may be causing stocks to price in an imminent global recession. However, these appear to be isolated, short-term events that already show signs of stabilization. Growth may rebound in the near-term and offer some relief for stocks.
Prevent Emotions from Undermining Your Portfolio
November 21, 2018
Don’t let emotions get the best of you when it comes to managing your portfolio.
November 21, 2018
Don’t let emotions get the best of you when it comes to managing your portfolio.
Preferred Securities: Rising Yields, Lower Prices Lead to an Attractive Entry Point
by Collin Martin
November 20, 2018
Rising long-term Treasury yields have lowered the price of preferred securities, presenting a relatively attractive entry point for long-term investors. But preferred securities come with a unique set of characteristics, including greater risks.
by Collin Martin
November 20, 2018
Rising long-term Treasury yields have lowered the price of preferred securities, presenting a relatively attractive entry point for long-term investors. But preferred securities come with a unique set of characteristics, including greater risks.
Is Your Portfolio Truly Diversified?
November 20, 2018
You know you should own a variety of investments, but it also helps to understand the true meaning of diversification.
November 20, 2018
You know you should own a variety of investments, but it also helps to understand the true meaning of diversification.
Midterm Elections: What Do They Mean for the Muni Bond Market?
by Cooper J Howard
November 15, 2018
One potential area of compromise for the new Congress may be infrastructure spending, which could lead to increased municipal bond issuance. However, we expect demand for municipal bonds to continue to support prices next year.
by Cooper J Howard
November 15, 2018
One potential area of compromise for the new Congress may be infrastructure spending, which could lead to increased municipal bond issuance. However, we expect demand for municipal bonds to continue to support prices next year.
Should You Invest In The Only Country Planning Stimulus In 2019?
by Jeffrey Kleintop
November 12, 2018
Economic growth for many of the world’s biggest economies is expected to slow in 2019, yet China appears to be the only one planning on implementing economic stimulus. While a bounce from China’s stimulus is possible, we believe global growth is likely to slow as the economic cycle nears a peak, leaving investors to consider reducing volatility by trimming the more volatile asset classes such as emerging market stocks.
by Jeffrey Kleintop
November 12, 2018
Economic growth for many of the world’s biggest economies is expected to slow in 2019, yet China appears to be the only one planning on implementing economic stimulus. While a bounce from China’s stimulus is possible, we believe global growth is likely to slow as the economic cycle nears a peak, leaving investors to consider reducing volatility by trimming the more volatile asset classes such as emerging market stocks.
Keep Calm, Carry On
by Walt Bettinger
November 09, 2018
Sticking to your plan—through bad times and good—is key to investing success.
by Walt Bettinger
November 09, 2018
Sticking to your plan—through bad times and good—is key to investing success.
Stocks in Retirement: You Might Need More Than You Think
November 09, 2018
Why holding onto equities during retirement might make sense.
November 09, 2018
Why holding onto equities during retirement might make sense.
Does an Inverted Yield Curve Portend a Recession?
November 09, 2018
As the yield curve continues to flatten, some investors may wonder whether a recession is imminent.
November 09, 2018
As the yield curve continues to flatten, some investors may wonder whether a recession is imminent.
Where Will Long-Term Interest Rates Settle?
by Kathy A Jones
November 09, 2018
As the Fed approaches its long-term interest-rate target, how should you approach your bond investments?
by Kathy A Jones
November 09, 2018
As the Fed approaches its long-term interest-rate target, how should you approach your bond investments?
Is It Time to Consider European Equities?
by Jeffrey Kleintop
November 09, 2018
The U.S. stock market’s relentless run-up has left many investors exposed. Now may be the time to allocate elsewhere.
by Jeffrey Kleintop
November 09, 2018
The U.S. stock market’s relentless run-up has left many investors exposed. Now may be the time to allocate elsewhere.
Growth vs. Value Stocks: Time to Make a Move?
by Anthony Davidow
November 09, 2018
Is the relentless run-up in growth stocks coming to an end?
by Anthony Davidow
November 09, 2018
Is the relentless run-up in growth stocks coming to an end?
The Art of Pullback Trading
by Lee Bohl
November 09, 2018
Pullback trading can help you enter an uptrend at a more advantageous price.
by Lee Bohl
November 09, 2018
Pullback trading can help you enter an uptrend at a more advantageous price.
Sector Allocations: Time to Get Defensive?
by Schwab Newsroom
October 30, 2018
Concerned about the recent stock market volatility? Consider these more defensive sectors.
by Schwab Newsroom
October 30, 2018
Concerned about the recent stock market volatility? Consider these more defensive sectors.
What to Expect in a Bear Market for Global Stocks
by Jeffrey Kleintop
October 29, 2018
Recent stock market behavior and our belief in heightened risk of a peak in the global economic cycle in the next 6-18 months, makes it a good time to consider what has happened to stocks in a typical recession and bear market.
by Jeffrey Kleintop
October 29, 2018
Recent stock market behavior and our belief in heightened risk of a peak in the global economic cycle in the next 6-18 months, makes it a good time to consider what has happened to stocks in a typical recession and bear market.
Is the Muni Bond Rout Over, or Is There More to Come?
by Cooper J Howard
October 25, 2018
The recent rout in the municipal bond market can be unsettling, but it hasn’t changed our view on the attractiveness of municipal bonds for many investors.
by Cooper J Howard
October 25, 2018
The recent rout in the municipal bond market can be unsettling, but it hasn’t changed our view on the attractiveness of municipal bonds for many investors.
Quiz: How Much Do You Know About Index Funds?
October 22, 2018
There’s more than meets the eye to these ubiquitous investment vehicles.
October 22, 2018
There’s more than meets the eye to these ubiquitous investment vehicles.
LIBOR vs. SOFR: Navigating the Transition
by Collin Martin
October 17, 2018
The Secured Overnight Financing Rate, or SOFR, has gained traction as a replacement for LIBOR, which is set to phase out by 2021. Here’s how the switch could affect your bond holdings.
by Collin Martin
October 17, 2018
The Secured Overnight Financing Rate, or SOFR, has gained traction as a replacement for LIBOR, which is set to phase out by 2021. Here’s how the switch could affect your bond holdings.
Raising Interest Rates: Will the Federal Reserve Get it Right?
by Schwab Newsroom
October 15, 2018
The Fed has raised rates eight times so far this cycle, with more to come. When will enough be enough?
by Schwab Newsroom
October 15, 2018
The Fed has raised rates eight times so far this cycle, with more to come. When will enough be enough?
On Watch: Is There More Trouble Ahead for Stocks?
by Jeffrey Kleintop
October 15, 2018
Recent market volatility has made some investors wonder if the economic cycle is ending and stocks are at the start of a prolonged decline. One indicator we are watching for signs of the potential for a recession and a deeper and prolonged decline in stocks is the gap between the unemployment rate and the inflation rate. This indicator suggests that the risks are rising.
by Jeffrey Kleintop
October 15, 2018
Recent market volatility has made some investors wonder if the economic cycle is ending and stocks are at the start of a prolonged decline. One indicator we are watching for signs of the potential for a recession and a deeper and prolonged decline in stocks is the gap between the unemployment rate and the inflation rate. This indicator suggests that the risks are rising.
Why Global Diversification Matters
by Anthony Davidow
October 12, 2018
Globally diversifying your portfolio can help cushion against wild market swings and can likely give you more consistent performance over time.
by Anthony Davidow
October 12, 2018
Globally diversifying your portfolio can help cushion against wild market swings and can likely give you more consistent performance over time.
Will the Fed Go Too Far in This Cycle? 3 Indicators to Watch
by Kathy A Jones
October 04, 2018
Keeping an eye on these market indicators may help investors gauge whether the Federal Reserve is near the end of the cycle or likely to overshoot.
by Kathy A Jones
October 04, 2018
Keeping an eye on these market indicators may help investors gauge whether the Federal Reserve is near the end of the cycle or likely to overshoot.
What’s In Store For Global Stocks In Q4?
by Jeffrey Kleintop
October 01, 2018
We believe there are three positives, three negatives and three wildcards for stock market performance in the fourth quarter. We expect the balance of these factors to result in further gains for global stocks.
by Jeffrey Kleintop
October 01, 2018
We believe there are three positives, three negatives and three wildcards for stock market performance in the fourth quarter. We expect the balance of these factors to result in further gains for global stocks.
Does Your Risk Tolerance Change Over Time?
September 27, 2018
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
September 27, 2018
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
Why Floaters May Make Sense as Interest Rates Rise
by Collin Martin
September 20, 2018
Worried about the impact of rising bond yields on your fixed income investments? You might want to consider investment-grade floating-rate notes.
by Collin Martin
September 20, 2018
Worried about the impact of rising bond yields on your fixed income investments? You might want to consider investment-grade floating-rate notes.
Wages Are Growing: What Does It Mean for the Market?
by Schwab Newsroom
September 18, 2018
As unemployment remains low and the number of open jobs continues to rise, upward pressure on wages has finally kicked in.
by Schwab Newsroom
September 18, 2018
As unemployment remains low and the number of open jobs continues to rise, upward pressure on wages has finally kicked in.
Natural Disasters: What Do They Mean for the Muni Bond Market?
by Cooper J Howard
September 18, 2018
In general, we don’t believe natural disasters pose a significant risk to municipal bond issuers, unless the municipality was directly affected by the storm and lacks adequate resources.
by Cooper J Howard
September 18, 2018
In general, we don’t believe natural disasters pose a significant risk to municipal bond issuers, unless the municipality was directly affected by the storm and lacks adequate resources.
Emerging Market Stocks: What We Are Watching
by Jeffrey Kleintop
September 17, 2018
EM stocks are prone to high volatility, as we have experienced this year. We will be watching the signs closely to see if this is typical volatility or something leading to a deeper and more prolonged downturn.
by Jeffrey Kleintop
September 17, 2018
EM stocks are prone to high volatility, as we have experienced this year. We will be watching the signs closely to see if this is typical volatility or something leading to a deeper and more prolonged downturn.
Reap the Benefits of Tax-Loss Harvesting to Lower Your Tax Bill
by Hayden Adams
September 07, 2018
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
by Hayden Adams
September 07, 2018
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
The Coming Sector Shakeup: What Does It Mean for Your Portfolio?
by Schwab Newsroom
September 06, 2018
At the end of September some shifts are coming to the way market sectors are organized. What are the implications for investors?
by Schwab Newsroom
September 06, 2018
At the end of September some shifts are coming to the way market sectors are organized. What are the implications for investors?
US Bonds Have an Important Message for International Stocks
by Jeffrey Kleintop
September 04, 2018
The U.S. bond market has been a good indicator of peaks in international stock markets. This is now important since the yield curve in the U.S. has flattened more than in Europe.
by Jeffrey Kleintop
September 04, 2018
The U.S. bond market has been a good indicator of peaks in international stock markets. This is now important since the yield curve in the U.S. has flattened more than in Europe.
Eyes on the Horizon: What Could Cause the Next Crisis?
by Schwab Newsroom
August 28, 2018
Crises can happen when the global system faces a shock for which it isn’t prepared. Here are five potential vulnerabilities to watch.
by Schwab Newsroom
August 28, 2018
Crises can happen when the global system faces a shock for which it isn’t prepared. Here are five potential vulnerabilities to watch.
Corporate Bond Bubble? Risks are Brewing, but Market Has Near-Term Positives
by Collin Martin
August 28, 2018
The amount of corporate debt outstanding has surged, raising fears that the market may be in a bubble. However, certain factors may prevent corporate bond prices from falling sharply in the near term.
by Collin Martin
August 28, 2018
The amount of corporate debt outstanding has surged, raising fears that the market may be in a bubble. However, certain factors may prevent corporate bond prices from falling sharply in the near term.
Emerging Market Rout: Is It Over Yet?
by Kathy A Jones
August 23, 2018
The steep drop in emerging market bonds and currencies has improved valuations, but that doesn’t mean investors are being fairly compensated for the risk.
by Kathy A Jones
August 23, 2018
The steep drop in emerging market bonds and currencies has improved valuations, but that doesn’t mean investors are being fairly compensated for the risk.
Do Pensions Pose a Risk to the Municipal Bond Market?
by Cooper J Howard
August 22, 2018
Under-funded pension obligations pose a burden to some issuers in the municipal market. However, the burden—and issuers’ ability to address it—varies widely.
by Cooper J Howard
August 22, 2018
Under-funded pension obligations pose a burden to some issuers in the municipal market. However, the burden—and issuers’ ability to address it—varies widely.
Sectors in Flux: Trade Tensions and the Fed Shift the Market
by Schwab Newsroom
August 21, 2018
Trade tensions and tightening by the Fed may be shaking up the ranks of the stock market’s leaders and laggards.
by Schwab Newsroom
August 21, 2018
Trade tensions and tightening by the Fed may be shaking up the ranks of the stock market’s leaders and laggards.
Where Will The Next Crisis Come From?
by Jeffrey Kleintop
August 20, 2018
There are some reasons to think that the probability of a repeat of a past crisis has eased. The changes we have seen should help reduce the vulnerability of the global system to shocks like those of the past. Of course, risk has not been entirely eliminated from the system.
by Jeffrey Kleintop
August 20, 2018
There are some reasons to think that the probability of a repeat of a past crisis has eased. The changes we have seen should help reduce the vulnerability of the global system to shocks like those of the past. Of course, risk has not been entirely eliminated from the system.
Change of Management: What to Do When a Fund Manager Leaves
August 10, 2018
Should you sell a fund when its management team changes?
August 10, 2018
Should you sell a fund when its management team changes?
Is a Weak U.S. Dollar Good for International Bonds?
August 10, 2018
Does the U.S. dollar’s relative weakness signal a buying opportunity for international bonds?
August 10, 2018
Does the U.S. dollar’s relative weakness signal a buying opportunity for international bonds?
Using Benchmarks to Evaluate Portfolio Performance
August 10, 2018
How to gauge your portfolio’s performance.
August 10, 2018
How to gauge your portfolio’s performance.
Are Low-Volatility Stocks the Answer to Market Swings?
August 10, 2018
Low-volatility stocks may help mitigate market turbulence.
August 10, 2018
Low-volatility stocks may help mitigate market turbulence.
Trouble in the Tech Sector?
by Brad Sorensen
August 10, 2018
Do Facebook’s recent travails spell trouble for the rest of the tech sector?
by Brad Sorensen
August 10, 2018
Do Facebook’s recent travails spell trouble for the rest of the tech sector?
How to Combat Volatility, Inflation and Rising Rates
August 10, 2018
How to combat investors’ three biggest bugaboos.
August 10, 2018
How to combat investors’ three biggest bugaboos.
A Guide to Alternative Investments
August 10, 2018
Some lesser-known investment types worth considering.
August 10, 2018
Some lesser-known investment types worth considering.
Taking the Long View
by Charles Schwab
August 10, 2018
The Schwab 1000® Index offers a look back over the past 26 years.
by Charles Schwab
August 10, 2018
The Schwab 1000® Index offers a look back over the past 26 years.
Are Your Bond Holdings Too Short?
by Kathy A Jones
August 08, 2018
If your holdings are all in very short-term maturities, you’re missing the opportunity to add income to your portfolio—and essentially trying to time interest rate moves, which is notoriously difficult.
by Kathy A Jones
August 08, 2018
If your holdings are all in very short-term maturities, you’re missing the opportunity to add income to your portfolio—and essentially trying to time interest rate moves, which is notoriously difficult.
Strength in Earnings and the Economy: Is It Sustainable?
by Schwab Newsroom
August 07, 2018
Second-quarter GDP surged and corporate earnings are up…but is it sustainable?
by Schwab Newsroom
August 07, 2018
Second-quarter GDP surged and corporate earnings are up…but is it sustainable?
What Does GDP Mean For The Stock Market?
by Jeffrey Kleintop
August 06, 2018
What Does GDP Mean For The Stock Market?
by Jeffrey Kleintop
August 06, 2018
What Does GDP Mean For The Stock Market?
Five Global Investing Risks to Watch
by Schwab Newsroom
July 31, 2018
While the global economic cycle is aging, we don’t foresee a global recession taking place in 2018—although that risk may rise in 2019.
by Schwab Newsroom
July 31, 2018
While the global economic cycle is aging, we don’t foresee a global recession taking place in 2018—although that risk may rise in 2019.
TIPS Can Help Protect Against Inflation, But Keep Your Expectations in Check
by Collin Martin
July 26, 2018
Treasury Inflation-Protected Securities, or TIPS, can help combat the effects of inflation on your fixed income holdings, but return expectations should be tempered due to low absolute yields and the risk of yields moving higher.
by Collin Martin
July 26, 2018
Treasury Inflation-Protected Securities, or TIPS, can help combat the effects of inflation on your fixed income holdings, but return expectations should be tempered due to low absolute yields and the risk of yields moving higher.
Consumer Sectors Outlook: A Mixed Picture
by Schwab Newsroom
July 24, 2018
Consumer confidence is high amid a strong economy and job market—but sluggish wage growth, tariffs, and other risks could hold back spending.
by Schwab Newsroom
July 24, 2018
Consumer confidence is high amid a strong economy and job market—but sluggish wage growth, tariffs, and other risks could hold back spending.
Top Five Global Risks for Investors in 2018: Mid-Year Update
by Jeffrey Kleintop
July 23, 2018
Many of our top risks for 2018 have come to pass. Our updated top five global risks for investors in 2018 are: geopolitics, chasing returns, return of inflation, dollar strength, and fading momentum.
by Jeffrey Kleintop
July 23, 2018
Many of our top risks for 2018 have come to pass. Our updated top five global risks for investors in 2018 are: geopolitics, chasing returns, return of inflation, dollar strength, and fading momentum.
Stock Market Pressure: Is There Fire, or Just Smoke and Noise?
by Schwab Newsroom
July 18, 2018
Looking beyond the headlines to real reasons for both optimism and concern.
by Schwab Newsroom
July 18, 2018
Looking beyond the headlines to real reasons for both optimism and concern.
Do You Know How Much You’re Paying for Bonds?
July 16, 2018
It can be difficult to figure out the cost of a bond. Asking some basic questions can help you know what you’re paying—and what you’re paying for.
July 16, 2018
It can be difficult to figure out the cost of a bond. Asking some basic questions can help you know what you’re paying—and what you’re paying for.
5 Ways a Robo Advisor Could Augment Your Financial Strategy
July 13, 2018
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
July 13, 2018
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
What Happened to the Bond Bear Market?
by Kathy A Jones
July 11, 2018
Ten-year Treasury bond yields marched higher during the past two years, while bond prices fell. However, it appears that longer-term yields may be peaking. Is the bond bear market over, or only paused?
by Kathy A Jones
July 11, 2018
Ten-year Treasury bond yields marched higher during the past two years, while bond prices fell. However, it appears that longer-term yields may be peaking. Is the bond bear market over, or only paused?
2018 Mid-Year Outlook: Sector Volatility Expected to Continue
by Schwab Newsroom
July 10, 2018
Most sectors experienced many ups and downs during the first half of 2018, with volatility expected to continue during the second half of the year. Despite this, some sectors stand to benefit from the growing economy.
by Schwab Newsroom
July 10, 2018
Most sectors experienced many ups and downs during the first half of 2018, with volatility expected to continue during the second half of the year. Despite this, some sectors stand to benefit from the growing economy.
Trade Tremors: Measuring The Actual Impact
by Jeffrey Kleintop
July 09, 2018
Trade-war anxieties have been reflected in markets and surveys of both consumers and businesses, but thus far have not appeared in actual “hard” economic data.
by Jeffrey Kleintop
July 09, 2018
Trade-war anxieties have been reflected in markets and surveys of both consumers and businesses, but thus far have not appeared in actual “hard” economic data.
2018 Mid-Year Credit Outlook: Rising Yields, Growing Debt Levels
by Collin Martin
July 05, 2018
We don’t expect returns for investment-grade corporate bonds to be as poor in the second half of the year as they were in the first, but the markets are still challenging.
by Collin Martin
July 05, 2018
We don’t expect returns for investment-grade corporate bonds to be as poor in the second half of the year as they were in the first, but the markets are still challenging.
2018 Mid-Year Outlook: Later, Tighter and Still Volatile
by Schwab Newsroom
July 03, 2018
Economic and earnings growth looks good, but we’re late in the economic cycle, the Fed is still tightening and trade tensions are unresolved. Volatility may return.
by Schwab Newsroom
July 03, 2018
Economic and earnings growth looks good, but we’re late in the economic cycle, the Fed is still tightening and trade tensions are unresolved. Volatility may return.
2018 Mid-Year Municipal Bond Outlook: Headwinds on the Horizon
by Cooper J Howard
July 03, 2018
Munis outperformed both Treasuries and corporate bonds during the first half of 2018, but we think that trend could reverse in the second half of the year.
by Cooper J Howard
July 03, 2018
Munis outperformed both Treasuries and corporate bonds during the first half of 2018, but we think that trend could reverse in the second half of the year.
2018 Mid-Year Bond Outlook: Last One Out, Turn Off the Lights
by Kathy A Jones
June 26, 2018
The late stage of the business cycle presents both opportunities and risks for fixed income investors. Here’s what to look for in the second half of 2018.
by Kathy A Jones
June 26, 2018
The late stage of the business cycle presents both opportunities and risks for fixed income investors. Here’s what to look for in the second half of 2018.
2018 Global Mid-Year Outlook: From Sugar High to High Tariffs?
by Jeffrey Kleintop
June 25, 2018
Global economic and earnings growth momentum is slowing, but still growing. How the ongoing trade conflicts develop pose a risk to markets the second half of the year.
by Jeffrey Kleintop
June 25, 2018
Global economic and earnings growth momentum is slowing, but still growing. How the ongoing trade conflicts develop pose a risk to markets the second half of the year.
Emerging Market Stocks: From Front-Runner To Dark Horse?
by Jeffrey Kleintop
June 11, 2018
Emerging market stocks appear to have gone from front-runner to dark horse in the minds of investors. Fear of a return to an environment that hobbled emerging markets in the past has gripped the market. Yet, the current environment may be most similar to those which generated outperformance by emerging markets in the past.
by Jeffrey Kleintop
June 11, 2018
Emerging market stocks appear to have gone from front-runner to dark horse in the minds of investors. Fear of a return to an environment that hobbled emerging markets in the past has gripped the market. Yet, the current environment may be most similar to those which generated outperformance by emerging markets in the past.
Is Now the Time to Buy State Municipal Bonds?
by Cooper J Howard
June 05, 2018
Certain states may be poised to benefit from recent developments including higher oil prices and legalized sports gambling, and state municipal bond yields generally have risen during the past year. However, investors should be selective about which states and maturities they choose.
by Cooper J Howard
June 05, 2018
Certain states may be poised to benefit from recent developments including higher oil prices and legalized sports gambling, and state municipal bond yields generally have risen during the past year. However, investors should be selective about which states and maturities they choose.
Market Volatility: Italy Adds to Global Uncertainty
by Schwab Center for Financial Research
May 30, 2018
by Schwab Center for Financial Research
May 30, 2018
Uncertainty over Italy’s political future spurred market volatility this week, after Italian President Sergio Mattarella vetoed the selection of an anti-euro finance minister and concern grew that Italy could leave the common currency.
Italian bond yields jumped on Tuesday, with the 10-year Italian government bond exceeding the yield on the U.S. 10-year Treasury for the first time in about a year. Meanwhile, U.S. stocks dropped on Tuesday—with banking stocks taking the brunt of the sell-off, given their exposure to weakening Italian government bonds—but rebounded on Wednesday.
An Introduction to Master Limited Partnerships
by Collin Martin
May 30, 2018
by Collin Martin
May 30, 2018
Master limited partnerships, or MLPs for short, are investments that can offer investors high yields. The high yields may seem appealing, but there are a handful of other characteristics—and risks—that investors need to be aware of before making an investing decision.
Are Stocks Taking A GAP Year?
by Jeffrey Kleintop
May 29, 2018
by Jeffrey Kleintop
May 29, 2018
It is now graduation time for many high school students. But not all of the new graduates are headed to college right away. Gap years are growing more popular with students taking a year off to mature before taking on the next step in their education.
A Closer Look at Investment Costs
May 29, 2018
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
May 29, 2018
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
Eye on the Indicators: What Does the Yield Curve Tell Us?
by Schwab Newsroom
May 21, 2018
The yield curve has been flattening as the Federal Reserve raises interest rates. Should investors be concerned?
by Schwab Newsroom
May 21, 2018
The yield curve has been flattening as the Federal Reserve raises interest rates. Should investors be concerned?
Emerging Market Bonds: Stay Underweight or Jump In?
by Kathy A Jones
May 16, 2018
Valuations have improved due to a selloff in emerging market bonds and currencies, but caution is still warranted.
by Kathy A Jones
May 16, 2018
Valuations have improved due to a selloff in emerging market bonds and currencies, but caution is still warranted.
Oil Price Rally: Time to Go All-In on Energy Stocks?
by Schwab Newsroom
May 15, 2018
Oil prices have rebounded from their lows of a few years ago and conditions seem to support a further rise, but risks remain.
by Schwab Newsroom
May 15, 2018
Oil prices have rebounded from their lows of a few years ago and conditions seem to support a further rise, but risks remain.
How To Avoid A Shark Attack
by Jeffrey Kleintop
May 14, 2018
A shark attack could take a big bite out of unprepared investors’ portfolios who don’t rebalance.
by Jeffrey Kleintop
May 14, 2018
A shark attack could take a big bite out of unprepared investors’ portfolios who don’t rebalance.
Life After Graduation: How to Manage a Signing Bonus
May 11, 2018
Five ways to help you resist the urge to splurge.
May 11, 2018
Five ways to help you resist the urge to splurge.
Protecting Your Portfolio
by Walt Bettinger
May 11, 2018
Defensive assets can help your portfolio weather a downturn.
by Walt Bettinger
May 11, 2018
Defensive assets can help your portfolio weather a downturn.
Should You Cut a Stock That Cuts Its Dividend?
May 11, 2018
How to determine whether a dividend cut is a sign of trouble.
May 11, 2018
How to determine whether a dividend cut is a sign of trouble.
Is a Personal Trust Right for You?
May 11, 2018
How a personal trust helped one man diversify his holdings, generate income and create an enduring charitable legacy.
May 11, 2018
How a personal trust helped one man diversify his holdings, generate income and create an enduring charitable legacy.
4 Ways to Play Defense
by Anthony Davidow
May 11, 2018
These asset classes can help stabilize your portfolio during a downturn.
by Anthony Davidow
May 11, 2018
These asset classes can help stabilize your portfolio during a downturn.
Individual Bonds vs. Bond Funds
by Kathy A Jones
May 11, 2018
Here’s a look at how bonds and bond funds investments differ—and when one might make more sense than the other.
by Kathy A Jones
May 11, 2018
Here’s a look at how bonds and bond funds investments differ—and when one might make more sense than the other.
4 Steps for Keeping Your Trading Performance on Track
May 11, 2018
Follow these steps to track your trading performance.
May 11, 2018
Follow these steps to track your trading performance.
The Growing Appeal of Emerging Markets
May 11, 2018
How improvements in transparency are making emerging markets more attractive.
May 11, 2018
How improvements in transparency are making emerging markets more attractive.
The Gift of Individual Stocks
by Charles Schwab
May 11, 2018
Why individual equities will never go out of style.
by Charles Schwab
May 11, 2018
Why individual equities will never go out of style.
Preferred Securities: Fixed vs. Variable Rate Coupons
by Collin Martin
May 10, 2018
Not all preferred securities are created equal. Here are some of the differences between fixed-rate and “fixed-to-float” preferreds.
by Collin Martin
May 10, 2018
Not all preferred securities are created equal. Here are some of the differences between fixed-rate and “fixed-to-float” preferreds.
When to Choose Munis From Outside Your Home State
by Cooper J Howard
May 03, 2018
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
by Cooper J Howard
May 03, 2018
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
Investors’ Guide to Diverging Global Economic Policies
by Jeffrey Kleintop
April 30, 2018
What does the increasingly different policy environments in U.S. and non-U.S. economies mean for stock market investors?
by Jeffrey Kleintop
April 30, 2018
What does the increasingly different policy environments in U.S. and non-U.S. economies mean for stock market investors?
Treasury Bond Yields: How High is High?
by Kathy A Jones
April 18, 2018
Ten-year Treasury bond yields have been rising. How high could they go? Historical measures may provide some guidance.
by Kathy A Jones
April 18, 2018
Ten-year Treasury bond yields have been rising. How high could they go? Historical measures may provide some guidance.
Help Your College Grad Become an Investor
April 17, 2018
Looking for a meaningful college graduation present? Consider opening up the world of investing.
April 17, 2018
Looking for a meaningful college graduation present? Consider opening up the world of investing.
Late in the Cycle: Market Volatility in Context
by Schwab Newsroom
April 16, 2018
Stocks have been volatile recently, but that’s to be expected at this point in the economic cycle.
by Schwab Newsroom
April 16, 2018
Stocks have been volatile recently, but that’s to be expected at this point in the economic cycle.
How Risky Is Bitcoin?
by Schwab Newsroom
April 16, 2018
Bitcoin prices soared in 2017, but have retreated in 2018. Still, some investors wonder if they’re missing out by not trading it. Here’s a primer on what Bitcoin is, how to trade it, and some of the many risks investors should consider.
by Schwab Newsroom
April 16, 2018
Bitcoin prices soared in 2017, but have retreated in 2018. Still, some investors wonder if they’re missing out by not trading it. Here’s a primer on what Bitcoin is, how to trade it, and some of the many risks investors should consider.
When Will the High Volatility End?
by Jeffrey Kleintop
April 16, 2018
April may bring a halt to the decline in stocks, but heightened volatility may not be going away for a long time.
by Jeffrey Kleintop
April 16, 2018
April may bring a halt to the decline in stocks, but heightened volatility may not be going away for a long time.
Market Volatility: What If You Don’t Have Time to Recover?
by Rob Williams
April 12, 2018
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
by Rob Williams
April 12, 2018
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
Short-Term Investment Options for a Rising-Rate, Volatile-Market Environment
by Collin Martin
April 10, 2018
Short-term interest rates have risen recently, as has stock market volatility. Here are some potentially attractive and relatively stable short-term investments to consider now.
by Collin Martin
April 10, 2018
Short-term interest rates have risen recently, as has stock market volatility. Here are some potentially attractive and relatively stable short-term investments to consider now.
What About Cash?
by Rob Williams
April 09, 2018
There’s always a role for cash investments in your portfolio—to provide liquidity, flexibility and stability. Rising interest rates may mean higher returns on cash investments, as well.
by Rob Williams
April 09, 2018
There’s always a role for cash investments in your portfolio—to provide liquidity, flexibility and stability. Rising interest rates may mean higher returns on cash investments, as well.
Trade Fears Continue to Rattle Markets
by Schwab Center for Financial Research
April 06, 2018
An escalation in rhetoric over U.S.-China trade sent stocks back toward correction territory.
by Schwab Center for Financial Research
April 06, 2018
An escalation in rhetoric over U.S.-China trade sent stocks back toward correction territory.
Should Younger Investors Buy Bonds?
by Rob Williams
April 04, 2018
Many younger investors think bonds are only for older people. But fixed income securities can play useful roles in any portfolio, including buffering downside risk during periods of market volatility and helping to ensure you’ll have available cash for short-term goals.
by Rob Williams
April 04, 2018
Many younger investors think bonds are only for older people. But fixed income securities can play useful roles in any portfolio, including buffering downside risk during periods of market volatility and helping to ensure you’ll have available cash for short-term goals.
From Overheating to Underwhelming: Is the Economy Hurting Stocks?
by Jeffrey Kleintop
April 02, 2018
Economic growth has been an important factor driving the stocks market over the past year. But what if that economic support is now fading?
by Jeffrey Kleintop
April 02, 2018
Economic growth has been an important factor driving the stocks market over the past year. But what if that economic support is now fading?
Understanding the Schwab Asset Class Quilt®
by Anthony Davidow
March 30, 2018
The Schwab Asset Class Quilt is a valuable tool in understanding market patterns over time.
by Anthony Davidow
March 30, 2018
The Schwab Asset Class Quilt is a valuable tool in understanding market patterns over time.
Fed’s March Meeting: Another Hike, More Hawkish Tone
by Kathy A Jones
March 21, 2018
As expected, the Federal Reserve raised its benchmark interest rate by another quarter percentage point, while also raising its growth forecast.
by Kathy A Jones
March 21, 2018
As expected, the Federal Reserve raised its benchmark interest rate by another quarter percentage point, while also raising its growth forecast.
Stocks’ Sweet Sixteen: Volatility May Reign As Competing Drivers Square Off
by Jeffrey Kleintop
March 19, 2018
As the NCAA basketball tournament gets down to the Sweet Sixteen, it is a good time to reflect on sixteen competing drivers of the markets that may make for an exciting showdown in the weeks and months to come.
by Jeffrey Kleintop
March 19, 2018
As the NCAA basketball tournament gets down to the Sweet Sixteen, it is a good time to reflect on sixteen competing drivers of the markets that may make for an exciting showdown in the weeks and months to come.
Federal Reserve Meeting: What to Watch For
by Schwab Newsroom
March 19, 2018
The Fed’s policymaking committee is likely to raise its benchmark interest rate at its March 2018 meeting. What should investors be on watch for?
by Schwab Newsroom
March 19, 2018
The Fed’s policymaking committee is likely to raise its benchmark interest rate at its March 2018 meeting. What should investors be on watch for?
Trade Bumps: What Should Investors Know?
by Schwab Newsroom
March 12, 2018
The newly enacted tariffs on steel and aluminum have raised broader questions about the economic impacts of restrictions on trade. Should investors be concerned?
by Schwab Newsroom
March 12, 2018
The newly enacted tariffs on steel and aluminum have raised broader questions about the economic impacts of restrictions on trade. Should investors be concerned?
Don’t Look Back: How to Avoid the Sunk Cost Fallacy
by Mark W Riepe
March 08, 2018
The desire to get your money’s worth can lead you in some potentially harmful directions.
by Mark W Riepe
March 08, 2018
The desire to get your money’s worth can lead you in some potentially harmful directions.
Trade War and Peace: Which Markets Are Most At Risk
by Jeffrey Kleintop
March 05, 2018
by Jeffrey Kleintop
March 05, 2018
Global stocks gave up roughly half of their recovery from the February correction last week as President Trump previewed his plan to impose a 25% tariff on steel imports and 10% on aluminum. Not every new tariff constitutes a trade war—metals have often been a target of U.S. tariffs with steel tariffs imposed by each of Trump’s recent predecessors in the White House. Although small in economic impact, these tariffs are symbolically important.
Volatile Stocks: Is Now the Time to Be Defensive?
by Schwab Newsroom
February 26, 2018
Defensive stocks often outperform in the immediate wake of market volatility—but the outperformance doesn’t always last.
by Schwab Newsroom
February 26, 2018
Defensive stocks often outperform in the immediate wake of market volatility—but the outperformance doesn’t always last.
Volatility Spikes: Warning or Opportunity?
by Randy Frederick
February 20, 2018
Sharp unexpected rises in volatility can be very stressful for investors, but are they a warning sign of more trouble ahead, or an opportunity to benefit from a market rebound?
by Randy Frederick
February 20, 2018
Sharp unexpected rises in volatility can be very stressful for investors, but are they a warning sign of more trouble ahead, or an opportunity to benefit from a market rebound?
Lump Sum vs. Annuity
by Rob Williams
February 20, 2018
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
by Rob Williams
February 20, 2018
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
Is it Over? Five Misconceptions About Corrections
by Jeffrey Kleintop
February 20, 2018
The worst of the current global stock market correction may be over, but it is unlikely to be the last one this year. Unfortunately, there are a lot of misconceptions about what signals the end of a correction.
by Jeffrey Kleintop
February 20, 2018
The worst of the current global stock market correction may be over, but it is unlikely to be the last one this year. Unfortunately, there are a lot of misconceptions about what signals the end of a correction.
Smart Beta Strategies: Understanding Key Differences
February 16, 2018
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
February 16, 2018
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
Are Stock Splits a Thing of the Past?
February 16, 2018
Why stock splits are on the decline—and what it means for investors.
February 16, 2018
Why stock splits are on the decline—and what it means for investors.
Can the Advance-Decline Line Predict a Market Top?
February 16, 2018
How to read the advance-decline line.
February 16, 2018
How to read the advance-decline line.
What’s in Your “Total” Bond Fund?
by Kathy A Jones
February 16, 2018
Your “total” bond fund might be riskier than you think.
by Kathy A Jones
February 16, 2018
Your “total” bond fund might be riskier than you think.
Millennials’ Future Spending Habits Bode Well for Four Industries
by Brad Sorensen
February 16, 2018
Today’s young adults may eventually tire of the so-called sharing economy—and four sectors could stand to benefit.
by Brad Sorensen
February 16, 2018
Today’s young adults may eventually tire of the so-called sharing economy—and four sectors could stand to benefit.
Tips for Trading When Volatility Is Low
by Randy Frederick
February 16, 2018
Strategies for adjusting your trade plan during periods of low volatility.
by Randy Frederick
February 16, 2018
Strategies for adjusting your trade plan during periods of low volatility.
The Unexpected Ways Europe Can Diversify Your Portfolio
February 16, 2018
European stocks can help diversify your holdings in ways that have nothing to do with geography.
February 16, 2018
European stocks can help diversify your holdings in ways that have nothing to do with geography.
Why Invest in Actively Managed Mutual Funds?
February 16, 2018
Despite the rise of index funds, actively managed funds may still make sense for a lot of investors.
February 16, 2018
Despite the rise of index funds, actively managed funds may still make sense for a lot of investors.
The Upside of Bond Market Volatility
by Kathy A Jones
February 15, 2018
Assuming economic growth remains solid, the repricing of risk can be an opportunity for longer-term investors.
by Kathy A Jones
February 15, 2018
Assuming economic growth remains solid, the repricing of risk can be an opportunity for longer-term investors.
Is Overconfidence Affecting Your Investing Outcomes?
by Mark W Riepe
February 12, 2018
Overconfidence can lead to poor investing decisions.
by Mark W Riepe
February 12, 2018
Overconfidence can lead to poor investing decisions.
7 Trading Strategies for Volatile Markets
by Randy Frederick
February 10, 2018
Volatile markets can be challenging to trade. Here are seven ways to help keep your plan on track.
by Randy Frederick
February 10, 2018
Volatile markets can be challenging to trade. Here are seven ways to help keep your plan on track.
Market Volatility: Here’s What You Should Know
by Schwab Center for Financial Research
February 09, 2018
Market volatility can make anyone nervous. Here’s what investors should know about dealing with it.
by Schwab Center for Financial Research
February 09, 2018
Market volatility can make anyone nervous. Here’s what investors should know about dealing with it.
Market Volatility: Stocks Enter Correction Territory
by Schwab Newsroom
February 08, 2018
Here’s what investors should know about the February 5 market decline.
by Schwab Newsroom
February 08, 2018
Here’s what investors should know about the February 5 market decline.
Margin: How Does It Work?
by Randy Frederick
February 08, 2018
In the same way a bank can lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
by Randy Frederick
February 08, 2018
In the same way a bank can lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
Twin Bears: U.S. Bond Prices and Dollar Fall in Tandem
by Kathy A Jones
February 06, 2018
Bond prices and the dollar appear to be responding to strengthening global growth as well as the prospect of rising U.S. deficits, which could mean higher bond yields and a softer dollar in the coming months.
by Kathy A Jones
February 06, 2018
Bond prices and the dollar appear to be responding to strengthening global growth as well as the prospect of rising U.S. deficits, which could mean higher bond yields and a softer dollar in the coming months.
Stocks Fall: Why Now, What’s Next?
by Jeffrey Kleintop
February 05, 2018
Stocks Fall: Why Now, What’s Next?
by Jeffrey Kleintop
February 05, 2018
Stocks Fall: Why Now, What’s Next?
New Tax Law: What Does it Mean for the Corporate Bond Market?
by Collin Martin
February 01, 2018
Cutting the corporate tax rate should free up cash bond issuers can use to repay debts, though other provisions could prove challenging for certain parts of the market.
by Collin Martin
February 01, 2018
Cutting the corporate tax rate should free up cash bond issuers can use to repay debts, though other provisions could prove challenging for certain parts of the market.
Stocks Post Sharp Decline
by Schwab Newsroom
January 30, 2018
Here’s what investors should know about the January 30 market drop.
by Schwab Newsroom
January 30, 2018
Here’s what investors should know about the January 30 market drop.
Federal Reserve: Will the FOMC Raise Rates This Week?
by Schwab Newsroom
January 29, 2018
Although the Fed is expected to raise short-term interest rates several times in 2018, here’s why a rate hike may not happen at the January meeting.
by Schwab Newsroom
January 29, 2018
Although the Fed is expected to raise short-term interest rates several times in 2018, here’s why a rate hike may not happen at the January meeting.
Expecting the Unexpected: Is a Demographic Disaster Looming?
by Jeffrey Kleintop
January 22, 2018
Expecting the Unexpected: Is a Demographic Disaster Looming?
by Jeffrey Kleintop
January 22, 2018
Expecting the Unexpected: Is a Demographic Disaster Looming?
Create Your Own Retirement Cash Flow
by Rob Williams
January 18, 2018
Here’s a smart system for drawing down your life savings during retirement.
by Rob Williams
January 18, 2018
Here’s a smart system for drawing down your life savings during retirement.
Monetary Tightening and Inflation Could Wake the Bond Bears
by Kathy A Jones
January 18, 2018
Tighter money conditions, rising inflation and high bond valuations could lead to volatility and rising yields. Here’s what investors should know.
by Kathy A Jones
January 18, 2018
Tighter money conditions, rising inflation and high bond valuations could lead to volatility and rising yields. Here’s what investors should know.
New Tax Law: What Does It Mean for Companies?
by Schwab Newsroom
January 16, 2018
The new tax law may not lift all boats, but taxes are just one of the many factors affecting companies and stocks.
by Schwab Newsroom
January 16, 2018
The new tax law may not lift all boats, but taxes are just one of the many factors affecting companies and stocks.
Five Global Risks for Investors in 2018
by Jeffrey Kleintop
January 08, 2018
Five global risks for investors in 2018
by Jeffrey Kleintop
January 08, 2018
Five global risks for investors in 2018
2018 Muni Outlook: Tax Legislation Looms Large
by Cooper J Howard
December 14, 2017
The uncertainty surrounding the tax legislation is a key issue for the municipal bond market, so investors may want to focus on higher-quality bonds.
by Cooper J Howard
December 14, 2017
The uncertainty surrounding the tax legislation is a key issue for the municipal bond market, so investors may want to focus on higher-quality bonds.
2018 Credit Outlook: Curb Your Enthusiasm
by Collin Martin
December 12, 2017
by Collin Martin
December 12, 2017
Investors looking forward to another strong year for corporate-related fixed income investments should probably curb their enthusiasm. Returns from many types of corporate bonds and preferred securities this year are far higher than those from Treasuries, thanks largely to rising prices backed by solid economic growth, easy financial conditions and declining defaults.
2018 Global Market Outlook: Three Actions to Take for the Year Ahead
by Jeffrey Kleintop
December 11, 2017
What does 2018 hold for investors in global markets?
by Jeffrey Kleintop
December 11, 2017
What does 2018 hold for investors in global markets?
Should You Pay Off Your Mortgage Early, Before You Retire?
December 04, 2017
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
December 04, 2017
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
Claiming Foreign Taxes: Credit or Deduction?
by Hayden Adams
November 27, 2017
If you own foreign investments, you’ve probably paid foreign taxes on them. You may be able to avoid being taxed a second time on those investments if you claim a credit or deduction on your U.S. tax return. But which is the best choice?
by Hayden Adams
November 27, 2017
If you own foreign investments, you’ve probably paid foreign taxes on them. You may be able to avoid being taxed a second time on those investments if you claim a credit or deduction on your U.S. tax return. But which is the best choice?
Bank Loans: When Floating-Rate Coupons Don’t Float
by Collin Martin
November 27, 2017
Because their coupon rates are designed to float, bank loan investors should benefit from higher payments when short-term rates are rising. But investors haven’t seen those benefits this year.
by Collin Martin
November 27, 2017
Because their coupon rates are designed to float, bank loan investors should benefit from higher payments when short-term rates are rising. But investors haven’t seen those benefits this year.
Are Stocks too Expensive?
by Jeffrey Kleintop
November 27, 2017
History indicates stocks could have further to run.
by Jeffrey Kleintop
November 27, 2017
History indicates stocks could have further to run.
3 Mistakes to Avoid When Making a Large Portfolio Withdrawal
November 18, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
November 18, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
A Primer on Wash Sales
by Hayden Adams
November 17, 2017
What the IRS rule on wash sales might mean for you.
by Hayden Adams
November 17, 2017
What the IRS rule on wash sales might mean for you.
What Tax Reform Could Mean for the Muni Bond Market
by Cooper J Howard
November 14, 2017
Congress’ tax-reform proposals could affect the municipal bond market in a variety of ways. Here’s what investors need to know.
by Cooper J Howard
November 14, 2017
Congress’ tax-reform proposals could affect the municipal bond market in a variety of ways. Here’s what investors need to know.
Holiday Shopping Season: Are Consumers Set to Stuff Some Stockings?
by Schwab Newsroom
November 13, 2017
Low unemployment and slowly rising wages could help boost spending around the holidays, but investors looking for a gem among retail stocks should tread carefully.
by Schwab Newsroom
November 13, 2017
Low unemployment and slowly rising wages could help boost spending around the holidays, but investors looking for a gem among retail stocks should tread carefully.
5 Reasons Investors Should Give Thanks
by Jeffrey Kleintop
November 13, 2017
Stock market investors have a lot to be thankful for.
by Jeffrey Kleintop
November 13, 2017
Stock market investors have a lot to be thankful for.
3 Times When Gold Tends to Shine
November 10, 2017
Three reasons it might make sense to add gold to your portfolio holdings.
November 10, 2017
Three reasons it might make sense to add gold to your portfolio holdings.
Overcoming Bad Trading Behaviors
by Lou Mercer
November 10, 2017
Don’t let these four trading tendencies hurt your profitability potential.
by Lou Mercer
November 10, 2017
Don’t let these four trading tendencies hurt your profitability potential.
Too Much of a Good Thing: What Happens When an ETF Outgrows Its Underlying Index?
by Emily Doak
November 10, 2017
What happens when an ETF goes from tracking the market to moving the market?
by Emily Doak
November 10, 2017
What happens when an ETF goes from tracking the market to moving the market?
Is Your State-Specific Muni-Bond Fund Investing Across State Lines?
by Cooper J Howard
November 10, 2017
Why state-specific muni-bond funds invest across state lines—and why it matters.
by Cooper J Howard
November 10, 2017
Why state-specific muni-bond funds invest across state lines—and why it matters.
Traders Tell All: A Look at 3 Traders’ Daily Routines
November 10, 2017
Three active traders share their resources, routines, tips and tools—including those available at Schwab.
November 10, 2017
Three active traders share their resources, routines, tips and tools—including those available at Schwab.
5 Investing Risks Worth Worrying About
November 10, 2017
Don’t underestimate these five financial pitfalls.
November 10, 2017
Don’t underestimate these five financial pitfalls.
Spirit of the Season: Scary Charts for Investors
by Jeffrey Kleintop
October 30, 2017
We still see more treats than tricks for investors in the year ahead. But in the spirit of the season, we are sharing some scary charts of a few things we worry about late at night.
by Jeffrey Kleintop
October 30, 2017
We still see more treats than tricks for investors in the year ahead. But in the spirit of the season, we are sharing some scary charts of a few things we worry about late at night.
Cash: What to Consider in the New Rate Environment
October 30, 2017
Rising interest rates could mean higher yields on cash and cash investments. Here are a few things to consider in the new rate environment.
October 30, 2017
Rising interest rates could mean higher yields on cash and cash investments. Here are a few things to consider in the new rate environment.
The Hidden Risks of Bond Benchmarks
by Collin Martin
October 27, 2017
The average duration of the benchmark aggregate bond index has been growing, which could be exposing investors to unexpected interest rate risks.
by Collin Martin
October 27, 2017
The average duration of the benchmark aggregate bond index has been growing, which could be exposing investors to unexpected interest rate risks.
Structuring Your Retirement Portfolio
by Rob Williams
October 25, 2017
A guide for approaching fund allocation in retirement.
by Rob Williams
October 25, 2017
A guide for approaching fund allocation in retirement.
From Bad to Worse: An Update on Puerto Rico’s Debt Problems
by Cooper J Howard
October 19, 2017
Puerto Rico was already struggling with a debt crisis before Hurricane Maria struck, and conditions have only grown worse.
by Cooper J Howard
October 19, 2017
Puerto Rico was already struggling with a debt crisis before Hurricane Maria struck, and conditions have only grown worse.
Understanding the Federal Reserve’s Shrinking Balance Sheet
by Kathy A Jones
October 17, 2017
The days of easy monetary policy are coming to an end, as the Federal Reserve begins to reduce its $4.5 trillion balance sheet along with raising short-term interest rates. Here’s what this could mean for bond investors.
by Kathy A Jones
October 17, 2017
The days of easy monetary policy are coming to an end, as the Federal Reserve begins to reduce its $4.5 trillion balance sheet along with raising short-term interest rates. Here’s what this could mean for bond investors.
Fires, Hurricanes, and Earthquakes: What Disasters Mean For Markets
by Jeffrey Kleintop
October 16, 2017
2017 is likely to rank as the most costly year ever for natural disasters. From a purely economic perspective—where analysis replaces emotion—disasters tend to spur economic growth over the short and long-term despite the widespread destruction they leave behind.
by Jeffrey Kleintop
October 16, 2017
2017 is likely to rank as the most costly year ever for natural disasters. From a purely economic perspective—where analysis replaces emotion—disasters tend to spur economic growth over the short and long-term despite the widespread destruction they leave behind.
Should You Hold Bonds or Bond Funds When Interest Rates Rise?
by Rob Williams
October 12, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
by Rob Williams
October 12, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
Innovations in Indexing—How the Schwab 1000 Tracks the Market
October 11, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest stocks, placing Schwab at the forefront of indexing.
October 11, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest stocks, placing Schwab at the forefront of indexing.
How Should Equity Compensation Fit Into Your Financial Plan?
September 26, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
September 26, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
Preferreds: High Prices May Mean Lower Returns
by Collin Martin
September 21, 2017
Preferred securities are near historical highs, which could mean lower returns in the near term.
by Collin Martin
September 21, 2017
Preferred securities are near historical highs, which could mean lower returns in the near term.
How the Shift by Central Banks May Affect the Stock Market
by Jeffrey Kleintop
September 18, 2017
Despite the coming shift by central banks towards trimming/tapering their balance sheets, we don’t believe the bull market is at risk.
by Jeffrey Kleintop
September 18, 2017
Despite the coming shift by central banks towards trimming/tapering their balance sheets, we don’t believe the bull market is at risk.
U.S. vs International: What Do Earnings Tell Us About What May Be Ahead?
by Jeffrey Kleintop
September 05, 2017
Over the past 15 years, earnings per share for both international and U.S. companies went from $33 to $108, but they took very different paths, illustrating the diversification benefits of global investing.
by Jeffrey Kleintop
September 05, 2017
Over the past 15 years, earnings per share for both international and U.S. companies went from $33 to $108, but they took very different paths, illustrating the diversification benefits of global investing.
Looking Ahead: The Role of Market and Inflation Projections in Your Financial Plan
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
Muni Bonds: Still Attractive Even With Tax Reform
by Cooper J Howard
August 29, 2017
by Cooper J Howard
August 29, 2017
The last election left some municipal bond investors wondering if potential policy changes might pull the rug out from under the market. Two possibilities stood out: That large tax cuts could erase the tax benefits that are central to munis' appeal. And that a surge in infrastructure spending could flood the market with new issues. Combined, such changes could hurt muni portfolios.
What's the Bigger Risk: Bond Market Bubble or Complacency?
by Kathy A Jones
August 24, 2017
We don’t think fleeing bond investors are poised to trigger a collapse in the bond market, but caution is in order as a moderate rise in yields looks likely.
by Kathy A Jones
August 24, 2017
We don’t think fleeing bond investors are poised to trigger a collapse in the bond market, but caution is in order as a moderate rise in yields looks likely.
Are ETFs Dangerous?
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
LIBOR Phase-Out: What Does It Mean for You?
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
Should Muni Investors Worry About Pension Obligations?
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
Premium Bonds: Why Pay More?
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
Are Lower Investment Returns on the Horizon?
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
Financial Planning for the Self-Employed
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.