Investing Strategies
Stop Orders: Mastering Order Types
by Kevin Horner
June 18, 2019
Learn how stop orders can help traders gain better control of their trade objectives.
by Kevin Horner
June 18, 2019
Learn how stop orders can help traders gain better control of their trade objectives.
Schwab Sector Views: 9.5 Thoughts for the Second Half
by Brad Sorensen
June 17, 2019
The midpoint of the year is a good time to take a broader view of your sector allocation and what issues may affect sectors in the second half of 2019.
by Brad Sorensen
June 17, 2019
The midpoint of the year is a good time to take a broader view of your sector allocation and what issues may affect sectors in the second half of 2019.
Utilities Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
by Brad Sorensen
June 17, 2019
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
Real Estate Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
by Brad Sorensen
June 17, 2019
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
Energy Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
by Brad Sorensen
June 17, 2019
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
Health Care Sector Rating: Outperform
by Brad Sorensen
June 17, 2019
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
by Brad Sorensen
June 17, 2019
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
Communications Sector Rating: Underperform
by Brad Sorensen
June 17, 2019
Schwab's view on the communications sector, including operators of telecom networks and providers of communications and data transmission services.
by Brad Sorensen
June 17, 2019
Schwab's view on the communications sector, including operators of telecom networks and providers of communications and data transmission services.
Consumer Discretionary Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
by Brad Sorensen
June 17, 2019
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
Financials Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
by Brad Sorensen
June 17, 2019
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
Materials Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
by Brad Sorensen
June 17, 2019
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
Information Technology Sector Rating: Marketperform
by Brad Sorensen
June 17, 2019
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
by Brad Sorensen
June 17, 2019
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
Fixed Income Mid-Year Outlook: "Lower for Longer" is Back
by Kathy A Jones
June 13, 2019
The key question facing the bond market is whether the economy is just slowing down—or if it’s heading into recession.
by Kathy A Jones
June 13, 2019
The key question facing the bond market is whether the economy is just slowing down—or if it’s heading into recession.
7 Tips for the First-Time Home Buyer
June 12, 2019
Buying your first home can be exciting, but make sure you’re prepared for all of the financial ramifications.
June 12, 2019
Buying your first home can be exciting, but make sure you’re prepared for all of the financial ramifications.
What is a Micro E-Mini Future?
by Mike Zarembski
June 11, 2019
Micro E-mini futures offer traders exposure to four leading U.S. stock indexes in bite-size contracts.
by Mike Zarembski
June 11, 2019
Micro E-mini futures offer traders exposure to four leading U.S. stock indexes in bite-size contracts.
Muni Bond Mid-Year Outlook: Despite Favorable Tailwinds, Be Cautious
by Cooper J Howard
June 11, 2019
It may be tempting to chase returns, but we suggest a cautious approach, focusing on higher-rated issuers during the second half of the year.
by Cooper J Howard
June 11, 2019
It may be tempting to chase returns, but we suggest a cautious approach, focusing on higher-rated issuers during the second half of the year.
Stock Order Types and Conditions: An Overview
June 10, 2019
Market orders, limit orders, and stop orders are common order types used to buy or sell stocks and ETFs. Learn about these order types and order qualifiers.
June 10, 2019
Market orders, limit orders, and stop orders are common order types used to buy or sell stocks and ETFs. Learn about these order types and order qualifiers.
U.S. Imports from China Plunge As Other Emerging Markets Fill The Gap
by Jeffrey Kleintop
June 10, 2019
U.S. imports from China have plunged this year, offset by import gains for other emerging markets not subject to U.S. tariffs.
by Jeffrey Kleintop
June 10, 2019
U.S. imports from China have plunged this year, offset by import gains for other emerging markets not subject to U.S. tariffs.
How to Build a Bond Portfolio
by Kathy A Jones
June 10, 2019
The bond market is large and complex, so it helps to focus on bonds that provide diversification, stability and income.
by Kathy A Jones
June 10, 2019
The bond market is large and complex, so it helps to focus on bonds that provide diversification, stability and income.
Schwab Market Perspective: Dangers Rising…or Potential Opportunity Emerging?
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
June 07, 2019
Warning signs are starting to flash with increasing frequency, but in the midst of the turbulence, opportunities could be emerging.
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
June 07, 2019
Warning signs are starting to flash with increasing frequency, but in the midst of the turbulence, opportunities could be emerging.
Industrials Sector Rating: Marketperform
by Brad Sorensen
June 06, 2019
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
by Brad Sorensen
June 06, 2019
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
ETF Investing and Tactical Asset Allocation
by Michael Iachini
June 05, 2019
If you have short-term market views on investing, ETFs may be your tool of choice.
by Michael Iachini
June 05, 2019
If you have short-term market views on investing, ETFs may be your tool of choice.
VIX ETFs: The Facts and Risks
by Michael Iachini
June 04, 2019
Investors are fascinated by the VIX Index due to its tendency to spike during market turmoil. VIX ETFs exist but they track VIX index futures, instead of the index directly. Find out why this can be an issue.
by Michael Iachini
June 04, 2019
Investors are fascinated by the VIX Index due to its tendency to spike during market turmoil. VIX ETFs exist but they track VIX index futures, instead of the index directly. Find out why this can be an issue.
How to Save for Multiple Financial Goals
June 04, 2019
Socking a few extra dollars away in a savings account each month may not be a good way to save for multiple financial goals. Here are some steps you can take to achieve your goals.
June 04, 2019
Socking a few extra dollars away in a savings account each month may not be a good way to save for multiple financial goals. Here are some steps you can take to achieve your goals.
Trailing Stop Orders: Mastering Order Types
June 03, 2019
Learn how trailing stop orders can help traders seeking to control the price of their trades.
June 03, 2019
Learn how trailing stop orders can help traders seeking to control the price of their trades.
Stock Pullback Trading
by Lee Bohl
June 03, 2019
Stock pullback trading can help you enter an uptrend at a more advantageous price. Learn how it works.
by Lee Bohl
June 03, 2019
Stock pullback trading can help you enter an uptrend at a more advantageous price. Learn how it works.
Borrowed Time: Final Rate Hikes And Stock Market Rallies
by Jeffrey Kleintop
May 28, 2019
History suggests that the stock market rally since the last Fed rate hike on December 19, 2018 may be on borrowed time.
by Jeffrey Kleintop
May 28, 2019
History suggests that the stock market rally since the last Fed rate hike on December 19, 2018 may be on borrowed time.
Should You Pay Off Your Mortgage Early, Before You Retire?
May 24, 2019
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
May 24, 2019
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
Why Waiting for a Market Rebound Could Cost You
May 24, 2019
Waiting to jump back into the market even a month after it hits bottom can lead to significantly lower gains.
May 24, 2019
Waiting to jump back into the market even a month after it hits bottom can lead to significantly lower gains.
Should You Tap Your 401(k) to Fund Your Down Payment?
by Carrie Schwab-Pomerantz
May 24, 2019
Is borrowing from your 401(k) the best approach when buying your first home?
by Carrie Schwab-Pomerantz
May 24, 2019
Is borrowing from your 401(k) the best approach when buying your first home?
Are There Cracks in the Corporate Bond Market?
by Collin Martin
May 24, 2019
Why a staple of fixed-income portfolios may be headed for trouble.
by Collin Martin
May 24, 2019
Why a staple of fixed-income portfolios may be headed for trouble.
Four Reasons to Invest in REITs
by Anthony Davidow
May 24, 2019
There’s more to real estate investment trusts than just income.
by Anthony Davidow
May 24, 2019
There’s more to real estate investment trusts than just income.
Playing Defense: 11 Ways to Help Reduce Risk in Your Portfolio
May 24, 2019
This game plan can help you play defense in turbulent times.
May 24, 2019
This game plan can help you play defense in turbulent times.
Your Very First Options Trade
by Randy Frederick
May 23, 2019
by Randy Frederick
May 23, 2019
When I teach options seminars, I often ask how many participants are brand-new to options. Almost always, about half to three-quarters have never traded an option before. This tells me that investors are interested in options, but perhaps, they don’t know where to start.
Interest Rates May Be “Lower for Longer”: What’s an Income Investor to Do?
by Kathy A Jones
May 17, 2019
Investors looking for income can find yields that outpace inflation without taking extraordinary risks, but it requires careful consideration of the tradeoffs between risk and reward.
by Kathy A Jones
May 17, 2019
Investors looking for income can find yields that outpace inflation without taking extraordinary risks, but it requires careful consideration of the tradeoffs between risk and reward.
Stocks Drop as U.S.-China Trade War Escalates
by Schwab Center for Financial Research
May 13, 2019
Stocks sank as China and the U.S. threatened higher tariffs on imports.
by Schwab Center for Financial Research
May 13, 2019
Stocks sank as China and the U.S. threatened higher tariffs on imports.
Why an ETF’s Past Performance Can Be Misleading
by Emily Doak
May 13, 2019
Past performance is just one metric to consider when choosing a fund. Be mindful of how it’s reported.
by Emily Doak
May 13, 2019
Past performance is just one metric to consider when choosing a fund. Be mindful of how it’s reported.
Geopolitics: Examining The Top Five Risks
by Jeffrey Kleintop
May 13, 2019
Recent developments have caused markets to focus on geopolitical risk, with more to come in the month of May.
by Jeffrey Kleintop
May 13, 2019
Recent developments have caused markets to focus on geopolitical risk, with more to come in the month of May.
Fixed-Rate Mortgage vs. ARM: How Do They Compare?
May 09, 2019
Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?
May 09, 2019
Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?
Life After Graduation: How to Manage a Signing Bonus
May 09, 2019
Five ways to help you resist the urge to splurge.
May 09, 2019
Five ways to help you resist the urge to splurge.
What California’s Turnaround Means for the Muni Market
by Cooper J Howard
May 07, 2019
The turnaround in the Golden State has resulted in higher credit quality for many issuers in the state, and lower spreads for California muni bonds.
by Cooper J Howard
May 07, 2019
The turnaround in the Golden State has resulted in higher credit quality for many issuers in the state, and lower spreads for California muni bonds.
Emerging Markets: What You Should Know
by Michelle Gibley
May 07, 2019
Opportunities in emerging markets continue to grow, consider these market strategies and insights for potential investment types and investment risks.
by Michelle Gibley
May 07, 2019
Opportunities in emerging markets continue to grow, consider these market strategies and insights for potential investment types and investment risks.
Investment Problems—and How to Fix Them
by Mark W Riepe
May 03, 2019
A little bit of streamlining can lighten the load when it comes to portfolio management.
by Mark W Riepe
May 03, 2019
A little bit of streamlining can lighten the load when it comes to portfolio management.
Health Savings Accounts: FAQs About HSAs
May 02, 2019
Answers to the most commonly asked questions about HSAs.
May 02, 2019
Answers to the most commonly asked questions about HSAs.
Fed Holds Steady; Patient Approach to Continue
by Collin Martin
May 01, 2019
Federal Reserve policymakers kept short-term interest rates steady, but indicated that the pace of hikes going forward may be slower than previously expected.
by Collin Martin
May 01, 2019
Federal Reserve policymakers kept short-term interest rates steady, but indicated that the pace of hikes going forward may be slower than previously expected.
Barbells and Bond Ladders: How to Invest When the Yield Curve is Flat
by Collin Martin
May 01, 2019
Instead of waiting, or hoping, for yields to move higher, bond investors should consider these two strategies now.
by Collin Martin
May 01, 2019
Instead of waiting, or hoping, for yields to move higher, bond investors should consider these two strategies now.
Earnings Season Not Adding Up
by Jeffrey Kleintop
April 29, 2019
Stock markets around the world have posted steady double-digit gains this year on a rebound of valuations. However, volatility may return without support from earnings growth.
by Jeffrey Kleintop
April 29, 2019
Stock markets around the world have posted steady double-digit gains this year on a rebound of valuations. However, volatility may return without support from earnings growth.
Fed Policy Is Back to Neutral—Now What?
by Kathy A Jones
April 17, 2019
Fixed income asset prices rallied during the first quarter, after the Federal Reserve paused rate hikes at the “neutral” level. Here’s how to invest in the new rate environment.
by Kathy A Jones
April 17, 2019
Fixed income asset prices rallied during the first quarter, after the Federal Reserve paused rate hikes at the “neutral” level. Here’s how to invest in the new rate environment.
Diversification: Finally Back After 20 Years
by Jeffrey Kleintop
April 15, 2019
The movements of the world stock markets are less correlated with each other than they have been in the past 20 years.
by Jeffrey Kleintop
April 15, 2019
The movements of the world stock markets are less correlated with each other than they have been in the past 20 years.
How to Decide if Municipal Bonds Are Right for You
by Cooper J Howard
April 11, 2019
How do you decide whether to invest in municipal bonds, as opposed to taxable alternatives like corporates or Treasuries?
by Cooper J Howard
April 11, 2019
How do you decide whether to invest in municipal bonds, as opposed to taxable alternatives like corporates or Treasuries?
Preferred Securities: Still Attractive Despite Modestly Higher Prices
by Collin Martin
April 03, 2019
With relatively high yields, preferred securities may be attractive to income-seeking investors. However, they have unique risks and characteristics that investors should understand before adding them to the income-generating part of a portfolio.
by Collin Martin
April 03, 2019
With relatively high yields, preferred securities may be attractive to income-seeking investors. However, they have unique risks and characteristics that investors should understand before adding them to the income-generating part of a portfolio.
Inversions and Reversals: Leaders and Laggards May Be Changing Places
by Jeffrey Kleintop
April 01, 2019
Reversals in the long-term relative performance of growth and value stocks, large and small cap stocks, and U.S. and international stocks have been marked by yield curve inversions.
by Jeffrey Kleintop
April 01, 2019
Reversals in the long-term relative performance of growth and value stocks, large and small cap stocks, and U.S. and international stocks have been marked by yield curve inversions.
Help Your College Grad Become an Investor
March 29, 2019
Looking for a meaningful college graduation present? Consider opening up the world of investing.
March 29, 2019
Looking for a meaningful college graduation present? Consider opening up the world of investing.
Investing for Income in Retirement
March 27, 2019
How can your portfolio generate enough income to retire in today’s low-yield environment? In 3 steps: downturn protection, asset growth, and strategic returns.
March 27, 2019
How can your portfolio generate enough income to retire in today’s low-yield environment? In 3 steps: downturn protection, asset growth, and strategic returns.
Generating Income in Retirement
by Rob Williams
March 25, 2019
Here's a smart system for generating retirement income by properly using your retirement income sources and ensuring your retirement portfolio is balanced.
by Rob Williams
March 25, 2019
Here's a smart system for generating retirement income by properly using your retirement income sources and ensuring your retirement portfolio is balanced.
Fed Surprises Market with Easier Policy Stance
by Kathy A Jones
March 20, 2019
As expected, the Federal Reserve left interest rates unchanged at its March policymaking meeting, but surprised markets with a shift to an easier policy stance.
by Kathy A Jones
March 20, 2019
As expected, the Federal Reserve left interest rates unchanged at its March policymaking meeting, but surprised markets with a shift to an easier policy stance.
Quarterly Market Outlook: Stay Prepared
by Schwab Center for Financial Research
March 20, 2019
The Schwab Center for Financial Research’s theme for 2019 was “be prepared,” and that still holds true. Here’s what we expect to see for the remainder of the year.
by Schwab Center for Financial Research
March 20, 2019
The Schwab Center for Financial Research’s theme for 2019 was “be prepared,” and that still holds true. Here’s what we expect to see for the remainder of the year.
Brexit: What’s Next for Investors
by Jeffrey Kleintop
March 18, 2019
The stock market impact of the U.K. crashing out of the EU with no plan would probably be significantly negative, but if the disorderly “no deal” Brexit scenario is avoided the chances seem to favor a partial rebound in U.K. stocks and the British pound.
by Jeffrey Kleintop
March 18, 2019
The stock market impact of the U.K. crashing out of the EU with no plan would probably be significantly negative, but if the disorderly “no deal” Brexit scenario is avoided the chances seem to favor a partial rebound in U.K. stocks and the British pound.
Is the U.S. Dollar Nearing a Peak?
by Kathy A Jones
March 07, 2019
Although the dollar’s rise has stalled recently, there are reasons to believe the bull market isn’t over.
by Kathy A Jones
March 07, 2019
Although the dollar’s rise has stalled recently, there are reasons to believe the bull market isn’t over.
Fed Rate-Hike Pause: Why Fixed-Rate Bonds May Make Sense Now
by Collin Martin
March 05, 2019
Fixed-rated bonds are beginning to look more attractive than investments with floating coupon rates.
by Collin Martin
March 05, 2019
Fixed-rated bonds are beginning to look more attractive than investments with floating coupon rates.
U.S.-China Trade Tensions Have Eased, Will Growth Revive?
by Jeffrey Kleintop
March 04, 2019
This year’s rally in Chinese and EM stocks could become vulnerable in the coming months as optimism over a trade deal leads to disappointment over its actual economic and earnings effect.
by Jeffrey Kleintop
March 04, 2019
This year’s rally in Chinese and EM stocks could become vulnerable in the coming months as optimism over a trade deal leads to disappointment over its actual economic and earnings effect.
Late-in-Life Insurance
March 01, 2019
Life insurance can be part of a smart estate-planning strategy for those with complex or illiquid estates.
March 01, 2019
Life insurance can be part of a smart estate-planning strategy for those with complex or illiquid estates.
2019 Outlook: What to Watch This Year
March 01, 2019
Three Schwab experts weigh in on what they’re watching for in the markets and economy this year.
March 01, 2019
Three Schwab experts weigh in on what they’re watching for in the markets and economy this year.
Sector Shake-Up: What Investors Need to Know Now
by Brad Sorensen
March 01, 2019
How changes to the Global Industry Classification Standard may impact your investments.
by Brad Sorensen
March 01, 2019
How changes to the Global Industry Classification Standard may impact your investments.
Trading ETFs: A Way to Manage Risk?
by Randy Frederick
March 01, 2019
How trading ETFs can help manage volatility.
by Randy Frederick
March 01, 2019
How trading ETFs can help manage volatility.
When to Sell an Investment
March 01, 2019
Whether you’re up or down, here’s how to know when to consider selling a stock, bond or fund.
March 01, 2019
Whether you’re up or down, here’s how to know when to consider selling a stock, bond or fund.
How to Overcome Biases When Making Decisions
March 01, 2019
How to overcome biases when making investment decisions.
March 01, 2019
How to overcome biases when making investment decisions.
Panic Is Not a Strategy—Nor Is Greed
by Liz Ann Sonders
February 26, 2019
Why doing nothing may be the better response to market volatility.
by Liz Ann Sonders
February 26, 2019
Why doing nothing may be the better response to market volatility.
Diverging Trends: A Look At Earnings Growth Around The World
by Jeffrey Kleintop
February 19, 2019
The divergence in the assessment of the outlook reflected in the stock and bond markets may be decided by the ongoing convergence in earnings growth expectations across regions.
by Jeffrey Kleintop
February 19, 2019
The divergence in the assessment of the outlook reflected in the stock and bond markets may be decided by the ongoing convergence in earnings growth expectations across regions.
Why Market Returns May Be Lower and Global Diversification More Important in the Future
by Veerapan Perianan
February 19, 2019
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
by Veerapan Perianan
February 19, 2019
Over the next decade, market returns are expected to fall short of historical averages, while global stocks are likely to outperform U.S. stocks.
Rate Hike Pause: Why Did the Federal Reserve Change its Tone?
by Kathy A Jones
February 13, 2019
The Federal Reserve’s dovish turn at its policymaking meeting in January was a surprise for the markets, coming only six weeks after the Fed last raised rates and indicated further tightening was likely. What happened?
by Kathy A Jones
February 13, 2019
The Federal Reserve’s dovish turn at its policymaking meeting in January was a surprise for the markets, coming only six weeks after the Fed last raised rates and indicated further tightening was likely. What happened?
Corporate Credit: Why Playing Defense Makes Sense Now
by Collin Martin
February 12, 2019
The investment-grade corporate bond market has become riskier, and we suggest investors focus on issues and investments that have higher average credit ratings.
by Collin Martin
February 12, 2019
The investment-grade corporate bond market has become riskier, and we suggest investors focus on issues and investments that have higher average credit ratings.
ETF Investment Strategies
by Michael Iachini
February 11, 2019
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
by Michael Iachini
February 11, 2019
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
Not Always Tax-Free: 7 Municipal Bond Tax Traps
by Cooper J Howard
February 05, 2019
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
by Cooper J Howard
February 05, 2019
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
Five Stock Market Indicators For 2019 You Should Ignore
by Jeffrey Kleintop
February 04, 2019
As investors ponder what this year may hold in store for the markets, the inter-relationships between politics, economics, fiscal policy, monetary policy, and corporate actions can seem very complex. Investors may feel overwhelmed and seek a simple answer. When people feel there is a situation that is out of their control or is too complicated to analyze, they often fall back on rules of thumb to make decisions.
by Jeffrey Kleintop
February 04, 2019
As investors ponder what this year may hold in store for the markets, the inter-relationships between politics, economics, fiscal policy, monetary policy, and corporate actions can seem very complex. Investors may feel overwhelmed and seek a simple answer. When people feel there is a situation that is out of their control or is too complicated to analyze, they often fall back on rules of thumb to make decisions.
Socially Responsible Investing Comes of Age
by Michael Iachini
February 01, 2019
The twin goals of doing good and doing well have never been more aligned.
by Michael Iachini
February 01, 2019
The twin goals of doing good and doing well have never been more aligned.
ETFs: How Much Do They Really Cost?
by Michael Iachini
January 29, 2019
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
by Michael Iachini
January 29, 2019
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
ETF vs. Mutual Fund
by Michael Iachini
January 25, 2019
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
by Michael Iachini
January 25, 2019
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
What's Your Risk Capacity?—And How to Use It to Help Build Your Retirement Portfolio
by Rob Williams
January 25, 2019
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
by Rob Williams
January 25, 2019
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
Throw Caution to the Wind? Not So Fast
by Kathy A Jones
January 24, 2019
Despite a recent increase in risk appetite, we still see plenty of reasons for fixed income investors to remain cautious in 2019.
by Kathy A Jones
January 24, 2019
Despite a recent increase in risk appetite, we still see plenty of reasons for fixed income investors to remain cautious in 2019.
Tax War: Will Global Competition to Lower Taxes Lift Growth?
by Jeffrey Kleintop
January 22, 2019
After last year’s U.S. tax cuts contributed to better growth and market performance, a number of major countries are looking to reverse the declines in growth and voter satisfaction with tax cuts in 2019.
by Jeffrey Kleintop
January 22, 2019
After last year’s U.S. tax cuts contributed to better growth and market performance, a number of major countries are looking to reverse the declines in growth and voter satisfaction with tax cuts in 2019.
Are High-Yield Municipal Bonds “High Yield” or “Junk”?
by Cooper J Howard
January 15, 2019
Despite their relatively high risk, the yields offered by high-yield munis compared with other alternatives are lower than they have been in the past.
by Cooper J Howard
January 15, 2019
Despite their relatively high risk, the yields offered by high-yield munis compared with other alternatives are lower than they have been in the past.
Bank Loans: Proceed With Caution
by Collin Martin
January 10, 2019
Bank loan prices fell sharply at the end of 2018, but the risk of further price declines remains elevated.
by Collin Martin
January 10, 2019
Bank loan prices fell sharply at the end of 2018, but the risk of further price declines remains elevated.
What Could Go Right in 2019?
by Jeffrey Kleintop
January 07, 2019
In recent months, stock market participants have been focusing on downside risks in 2019, but not all risks are to the downside.
by Jeffrey Kleintop
January 07, 2019
In recent months, stock market participants have been focusing on downside risks in 2019, but not all risks are to the downside.
2019 Credit Outlook: Time to Play Defense
by Collin Martin
December 18, 2018
Risks are rising in the corporate fixed income markets, and we suggest a more cautious stance heading into 2019.
by Collin Martin
December 18, 2018
Risks are rising in the corporate fixed income markets, and we suggest a more cautious stance heading into 2019.
Market Correction: What Does It Mean?
by Schwab Center for Financial Research
December 14, 2018
What does a market correction mean, what’s likely to happen next and what can investors do now?
by Schwab Center for Financial Research
December 14, 2018
What does a market correction mean, what’s likely to happen next and what can investors do now?
2019 Municipal Bond Market Outlook: A Cautious Approach
by Cooper J Howard
December 13, 2018
We believe municipal bond investors should take a cautious approach in 2019, amid rising economic uncertainty, concerns about trade friction and worries about the impact of higher interest rates.
by Cooper J Howard
December 13, 2018
We believe municipal bond investors should take a cautious approach in 2019, amid rising economic uncertainty, concerns about trade friction and worries about the impact of higher interest rates.
2019 Global Market Outlook: Mind The Gap
by Jeffrey Kleintop
December 10, 2018
Global growth is likely to slow in 2019 as the economic cycle nears a peak. International stocks may continue to see heightened volatility and could enter a bear market if key indicators continue on their current path.
by Jeffrey Kleintop
December 10, 2018
Global growth is likely to slow in 2019 as the economic cycle nears a peak. International stocks may continue to see heightened volatility and could enter a bear market if key indicators continue on their current path.
2019 Market Outlook: Be Prepared
by Schwab Center for Financial Research
December 10, 2018
Rising rates, declining liquidity and sluggish global growth—with trade conflicts as an additional headwind—may weigh on economic growth and market performance in 2019.
by Schwab Center for Financial Research
December 10, 2018
Rising rates, declining liquidity and sluggish global growth—with trade conflicts as an additional headwind—may weigh on economic growth and market performance in 2019.
2019 Market Outlook: Global Stocks and Economy
by Jeffrey Kleintop
December 10, 2018
Global growth may slow in 2019 as the economic cycle nears a peak, with increasing drag from worsening financial conditions combining with full employment and rising prices.
by Jeffrey Kleintop
December 10, 2018
Global growth may slow in 2019 as the economic cycle nears a peak, with increasing drag from worsening financial conditions combining with full employment and rising prices.
Homeownership: 4 Things to Know About Renting vs. Buying
November 28, 2018
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
November 28, 2018
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
2019 Bond Market Outlook: Peak Expectations
by Kathy A Jones
November 28, 2018
After more than two years of steadily rising interest rates, we believe 2019 could mark the peak in U.S. Treasury yields for the current business cycle. However, while the prospect of more stable or lower interest rates may be positive for bond investors, we expect the road ahead to be bumpy.
by Kathy A Jones
November 28, 2018
After more than two years of steadily rising interest rates, we believe 2019 could mark the peak in U.S. Treasury yields for the current business cycle. However, while the prospect of more stable or lower interest rates may be positive for bond investors, we expect the road ahead to be bumpy.
Investors May Get Some Good News For A Change
by Jeffrey Kleintop
November 26, 2018
Ominous signs for the world economy may be causing stocks to price in an imminent global recession. However, these appear to be isolated, short-term events that already show signs of stabilization. Growth may rebound in the near-term and offer some relief for stocks.
by Jeffrey Kleintop
November 26, 2018
Ominous signs for the world economy may be causing stocks to price in an imminent global recession. However, these appear to be isolated, short-term events that already show signs of stabilization. Growth may rebound in the near-term and offer some relief for stocks.
Prevent Emotions from Undermining Your Portfolio
November 21, 2018
Don’t let emotions get the best of you when it comes to managing your portfolio.
November 21, 2018
Don’t let emotions get the best of you when it comes to managing your portfolio.
Is Your Portfolio Truly Diversified?
November 20, 2018
You know you should own a variety of investments, but it also helps to understand the true meaning of diversification.
November 20, 2018
You know you should own a variety of investments, but it also helps to understand the true meaning of diversification.
Midterm Elections: What Do They Mean for the Muni Bond Market?
by Cooper J Howard
November 15, 2018
One potential area of compromise for the new Congress may be infrastructure spending, which could lead to increased municipal bond issuance. However, we expect demand for municipal bonds to continue to support prices next year.
by Cooper J Howard
November 15, 2018
One potential area of compromise for the new Congress may be infrastructure spending, which could lead to increased municipal bond issuance. However, we expect demand for municipal bonds to continue to support prices next year.
Should You Invest In The Only Country Planning Stimulus In 2019?
by Jeffrey Kleintop
November 12, 2018
Economic growth for many of the world’s biggest economies is expected to slow in 2019, yet China appears to be the only one planning on implementing economic stimulus. While a bounce from China’s stimulus is possible, we believe global growth is likely to slow as the economic cycle nears a peak, leaving investors to consider reducing volatility by trimming the more volatile asset classes such as emerging market stocks.
by Jeffrey Kleintop
November 12, 2018
Economic growth for many of the world’s biggest economies is expected to slow in 2019, yet China appears to be the only one planning on implementing economic stimulus. While a bounce from China’s stimulus is possible, we believe global growth is likely to slow as the economic cycle nears a peak, leaving investors to consider reducing volatility by trimming the more volatile asset classes such as emerging market stocks.
Stocks in Retirement: You Might Need More Than You Think
November 09, 2018
Why holding onto equities during retirement might make sense.
November 09, 2018
Why holding onto equities during retirement might make sense.
Does an Inverted Yield Curve Portend a Recession?
November 09, 2018
As the yield curve continues to flatten, some investors may wonder whether a recession is imminent.
November 09, 2018
As the yield curve continues to flatten, some investors may wonder whether a recession is imminent.
Is It Time to Consider European Equities?
by Jeffrey Kleintop
November 09, 2018
The U.S. stock market’s relentless run-up has left many investors exposed. Now may be the time to allocate elsewhere.
by Jeffrey Kleintop
November 09, 2018
The U.S. stock market’s relentless run-up has left many investors exposed. Now may be the time to allocate elsewhere.
Growth vs. Value Stocks: Time to Make a Move?
by Anthony Davidow
November 09, 2018
Is the relentless run-up in growth stocks coming to an end?
by Anthony Davidow
November 09, 2018
Is the relentless run-up in growth stocks coming to an end?
What to Expect in a Bear Market for Global Stocks
by Jeffrey Kleintop
October 29, 2018
Recent stock market behavior and our belief in heightened risk of a peak in the global economic cycle in the next 6-18 months, makes it a good time to consider what has happened to stocks in a typical recession and bear market.
by Jeffrey Kleintop
October 29, 2018
Recent stock market behavior and our belief in heightened risk of a peak in the global economic cycle in the next 6-18 months, makes it a good time to consider what has happened to stocks in a typical recession and bear market.
Is the Muni Bond Rout Over, or Is There More to Come?
by Cooper J Howard
October 25, 2018
The recent rout in the municipal bond market can be unsettling, but it hasn’t changed our view on the attractiveness of municipal bonds for many investors.
by Cooper J Howard
October 25, 2018
The recent rout in the municipal bond market can be unsettling, but it hasn’t changed our view on the attractiveness of municipal bonds for many investors.
Quiz: How Much Do You Know About Index Funds?
October 22, 2018
There’s more than meets the eye to these ubiquitous investment vehicles.
October 22, 2018
There’s more than meets the eye to these ubiquitous investment vehicles.
LIBOR vs. SOFR: Navigating the Transition
by Collin Martin
October 17, 2018
The Secured Overnight Financing Rate, or SOFR, has gained traction as a replacement for LIBOR, which is set to phase out by 2021. Here’s how the switch could affect your bond holdings.
by Collin Martin
October 17, 2018
The Secured Overnight Financing Rate, or SOFR, has gained traction as a replacement for LIBOR, which is set to phase out by 2021. Here’s how the switch could affect your bond holdings.
On Watch: Is There More Trouble Ahead for Stocks?
by Jeffrey Kleintop
October 15, 2018
Recent market volatility has made some investors wonder if the economic cycle is ending and stocks are at the start of a prolonged decline. One indicator we are watching for signs of the potential for a recession and a deeper and prolonged decline in stocks is the gap between the unemployment rate and the inflation rate. This indicator suggests that the risks are rising.
by Jeffrey Kleintop
October 15, 2018
Recent market volatility has made some investors wonder if the economic cycle is ending and stocks are at the start of a prolonged decline. One indicator we are watching for signs of the potential for a recession and a deeper and prolonged decline in stocks is the gap between the unemployment rate and the inflation rate. This indicator suggests that the risks are rising.
Why Global Diversification Matters
by Anthony Davidow
October 12, 2018
Globally diversifying your portfolio can help cushion against wild market swings and can likely give you more consistent performance over time.
by Anthony Davidow
October 12, 2018
Globally diversifying your portfolio can help cushion against wild market swings and can likely give you more consistent performance over time.
Will the Fed Go Too Far in This Cycle? 3 Indicators to Watch
by Kathy A Jones
October 04, 2018
Keeping an eye on these market indicators may help investors gauge whether the Federal Reserve is near the end of the cycle or likely to overshoot.
by Kathy A Jones
October 04, 2018
Keeping an eye on these market indicators may help investors gauge whether the Federal Reserve is near the end of the cycle or likely to overshoot.
What’s In Store For Global Stocks In Q4?
by Jeffrey Kleintop
October 01, 2018
We believe there are three positives, three negatives and three wildcards for stock market performance in the fourth quarter. We expect the balance of these factors to result in further gains for global stocks.
by Jeffrey Kleintop
October 01, 2018
We believe there are three positives, three negatives and three wildcards for stock market performance in the fourth quarter. We expect the balance of these factors to result in further gains for global stocks.
Does Your Risk Tolerance Change Over Time?
September 27, 2018
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
September 27, 2018
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
Natural Disasters: What Do They Mean for the Muni Bond Market?
by Cooper J Howard
September 18, 2018
In general, we don’t believe natural disasters pose a significant risk to municipal bond issuers, unless the municipality was directly affected by the storm and lacks adequate resources.
by Cooper J Howard
September 18, 2018
In general, we don’t believe natural disasters pose a significant risk to municipal bond issuers, unless the municipality was directly affected by the storm and lacks adequate resources.
Emerging Market Stocks: What We Are Watching
by Jeffrey Kleintop
September 17, 2018
EM stocks are prone to high volatility, as we have experienced this year. We will be watching the signs closely to see if this is typical volatility or something leading to a deeper and more prolonged downturn.
by Jeffrey Kleintop
September 17, 2018
EM stocks are prone to high volatility, as we have experienced this year. We will be watching the signs closely to see if this is typical volatility or something leading to a deeper and more prolonged downturn.
Reap the Benefits of Tax-Loss Harvesting to Lower Your Tax Bill
by Hayden Adams
September 07, 2018
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
by Hayden Adams
September 07, 2018
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
US Bonds Have an Important Message for International Stocks
by Jeffrey Kleintop
September 04, 2018
The U.S. bond market has been a good indicator of peaks in international stock markets. This is now important since the yield curve in the U.S. has flattened more than in Europe.
by Jeffrey Kleintop
September 04, 2018
The U.S. bond market has been a good indicator of peaks in international stock markets. This is now important since the yield curve in the U.S. has flattened more than in Europe.
Corporate Bond Bubble? Risks are Brewing, but Market Has Near-Term Positives
by Collin Martin
August 28, 2018
The amount of corporate debt outstanding has surged, raising fears that the market may be in a bubble. However, certain factors may prevent corporate bond prices from falling sharply in the near term.
by Collin Martin
August 28, 2018
The amount of corporate debt outstanding has surged, raising fears that the market may be in a bubble. However, certain factors may prevent corporate bond prices from falling sharply in the near term.
Do Pensions Pose a Risk to the Municipal Bond Market?
by Cooper J Howard
August 22, 2018
Under-funded pension obligations pose a burden to some issuers in the municipal market. However, the burden—and issuers’ ability to address it—varies widely.
by Cooper J Howard
August 22, 2018
Under-funded pension obligations pose a burden to some issuers in the municipal market. However, the burden—and issuers’ ability to address it—varies widely.
Where Will The Next Crisis Come From?
by Jeffrey Kleintop
August 20, 2018
There are some reasons to think that the probability of a repeat of a past crisis has eased. The changes we have seen should help reduce the vulnerability of the global system to shocks like those of the past. Of course, risk has not been entirely eliminated from the system.
by Jeffrey Kleintop
August 20, 2018
There are some reasons to think that the probability of a repeat of a past crisis has eased. The changes we have seen should help reduce the vulnerability of the global system to shocks like those of the past. Of course, risk has not been entirely eliminated from the system.
Change of Management: What to Do When a Fund Manager Leaves
August 10, 2018
Should you sell a fund when its management team changes?
August 10, 2018
Should you sell a fund when its management team changes?
Is a Weak U.S. Dollar Good for International Bonds?
August 10, 2018
Does the U.S. dollar’s relative weakness signal a buying opportunity for international bonds?
August 10, 2018
Does the U.S. dollar’s relative weakness signal a buying opportunity for international bonds?
Using Benchmarks to Evaluate Portfolio Performance
August 10, 2018
How to gauge your portfolio’s performance.
August 10, 2018
How to gauge your portfolio’s performance.
Are Low-Volatility Stocks the Answer to Market Swings?
August 10, 2018
Low-volatility stocks may help mitigate market turbulence.
August 10, 2018
Low-volatility stocks may help mitigate market turbulence.
Trouble in the Tech Sector?
by Brad Sorensen
August 10, 2018
Do Facebook’s recent travails spell trouble for the rest of the tech sector?
by Brad Sorensen
August 10, 2018
Do Facebook’s recent travails spell trouble for the rest of the tech sector?
How to Combat Volatility, Inflation and Rising Rates
August 10, 2018
How to combat investors’ three biggest bugaboos.
August 10, 2018
How to combat investors’ three biggest bugaboos.
A Guide to Alternative Investments
August 10, 2018
Some lesser-known investment types worth considering.
August 10, 2018
Some lesser-known investment types worth considering.
Are Your Bond Holdings Too Short?
by Kathy A Jones
August 08, 2018
If your holdings are all in very short-term maturities, you’re missing the opportunity to add income to your portfolio—and essentially trying to time interest rate moves, which is notoriously difficult.
by Kathy A Jones
August 08, 2018
If your holdings are all in very short-term maturities, you’re missing the opportunity to add income to your portfolio—and essentially trying to time interest rate moves, which is notoriously difficult.
What Does GDP Mean For The Stock Market?
by Jeffrey Kleintop
August 06, 2018
What Does GDP Mean For The Stock Market?
by Jeffrey Kleintop
August 06, 2018
What Does GDP Mean For The Stock Market?
TIPS Can Help Protect Against Inflation, But Keep Your Expectations in Check
by Collin Martin
July 26, 2018
Treasury Inflation-Protected Securities, or TIPS, can help combat the effects of inflation on your fixed income holdings, but return expectations should be tempered due to low absolute yields and the risk of yields moving higher.
by Collin Martin
July 26, 2018
Treasury Inflation-Protected Securities, or TIPS, can help combat the effects of inflation on your fixed income holdings, but return expectations should be tempered due to low absolute yields and the risk of yields moving higher.
Top Five Global Risks for Investors in 2018: Mid-Year Update
by Jeffrey Kleintop
July 23, 2018
Many of our top risks for 2018 have come to pass. Our updated top five global risks for investors in 2018 are: geopolitics, chasing returns, return of inflation, dollar strength, and fading momentum.
by Jeffrey Kleintop
July 23, 2018
Many of our top risks for 2018 have come to pass. Our updated top five global risks for investors in 2018 are: geopolitics, chasing returns, return of inflation, dollar strength, and fading momentum.
Do You Know How Much You’re Paying for Bonds?
July 16, 2018
It can be difficult to figure out the cost of a bond. Asking some basic questions can help you know what you’re paying—and what you’re paying for.
July 16, 2018
It can be difficult to figure out the cost of a bond. Asking some basic questions can help you know what you’re paying—and what you’re paying for.
5 Ways a Robo Advisor Could Augment Your Financial Strategy
July 13, 2018
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
July 13, 2018
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
Trade Tremors: Measuring The Actual Impact
by Jeffrey Kleintop
July 09, 2018
Trade-war anxieties have been reflected in markets and surveys of both consumers and businesses, but thus far have not appeared in actual “hard” economic data.
by Jeffrey Kleintop
July 09, 2018
Trade-war anxieties have been reflected in markets and surveys of both consumers and businesses, but thus far have not appeared in actual “hard” economic data.
2018 Global Mid-Year Outlook: From Sugar High to High Tariffs?
by Jeffrey Kleintop
June 25, 2018
Global economic and earnings growth momentum is slowing, but still growing. How the ongoing trade conflicts develop pose a risk to markets the second half of the year.
by Jeffrey Kleintop
June 25, 2018
Global economic and earnings growth momentum is slowing, but still growing. How the ongoing trade conflicts develop pose a risk to markets the second half of the year.
Emerging Market Stocks: From Front-Runner To Dark Horse?
by Jeffrey Kleintop
June 11, 2018
Emerging market stocks appear to have gone from front-runner to dark horse in the minds of investors. Fear of a return to an environment that hobbled emerging markets in the past has gripped the market. Yet, the current environment may be most similar to those which generated outperformance by emerging markets in the past.
by Jeffrey Kleintop
June 11, 2018
Emerging market stocks appear to have gone from front-runner to dark horse in the minds of investors. Fear of a return to an environment that hobbled emerging markets in the past has gripped the market. Yet, the current environment may be most similar to those which generated outperformance by emerging markets in the past.
An Introduction to Master Limited Partnerships
by Collin Martin
May 30, 2018
by Collin Martin
May 30, 2018
Master limited partnerships, or MLPs for short, are investments that can offer investors high yields. The high yields may seem appealing, but there are a handful of other characteristics—and risks—that investors need to be aware of before making an investing decision.
Are Stocks Taking A GAP Year?
by Jeffrey Kleintop
May 29, 2018
by Jeffrey Kleintop
May 29, 2018
It is now graduation time for many high school students. But not all of the new graduates are headed to college right away. Gap years are growing more popular with students taking a year off to mature before taking on the next step in their education.
A Closer Look at Investment Costs
May 29, 2018
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
May 29, 2018
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
How To Avoid A Shark Attack
by Jeffrey Kleintop
May 14, 2018
A shark attack could take a big bite out of unprepared investors’ portfolios who don’t rebalance.
by Jeffrey Kleintop
May 14, 2018
A shark attack could take a big bite out of unprepared investors’ portfolios who don’t rebalance.
Should You Cut a Stock That Cuts Its Dividend?
May 11, 2018
How to determine whether a dividend cut is a sign of trouble.
May 11, 2018
How to determine whether a dividend cut is a sign of trouble.
Is a Personal Trust Right for You?
May 11, 2018
How a personal trust helped one man diversify his holdings, generate income and create an enduring charitable legacy.
May 11, 2018
How a personal trust helped one man diversify his holdings, generate income and create an enduring charitable legacy.
4 Ways to Play Defense
by Anthony Davidow
May 11, 2018
These asset classes can help stabilize your portfolio during a downturn.
by Anthony Davidow
May 11, 2018
These asset classes can help stabilize your portfolio during a downturn.
Individual Bonds vs. Bond Funds
by Kathy A Jones
May 11, 2018
Here’s a look at how bonds and bond funds investments differ—and when one might make more sense than the other.
by Kathy A Jones
May 11, 2018
Here’s a look at how bonds and bond funds investments differ—and when one might make more sense than the other.
4 Steps for Keeping Your Trading Performance on Track
May 11, 2018
Follow these steps to track your trading performance.
May 11, 2018
Follow these steps to track your trading performance.
The Growing Appeal of Emerging Markets
May 11, 2018
How improvements in transparency are making emerging markets more attractive.
May 11, 2018
How improvements in transparency are making emerging markets more attractive.
Preferred Securities: Fixed vs. Variable Rate Coupons
by Collin Martin
May 10, 2018
Not all preferred securities are created equal. Here are some of the differences between fixed-rate and “fixed-to-float” preferreds.
by Collin Martin
May 10, 2018
Not all preferred securities are created equal. Here are some of the differences between fixed-rate and “fixed-to-float” preferreds.
When to Choose Munis From Outside Your Home State
by Cooper J Howard
May 03, 2018
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
by Cooper J Howard
May 03, 2018
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
Investors’ Guide to Diverging Global Economic Policies
by Jeffrey Kleintop
April 30, 2018
What does the increasingly different policy environments in U.S. and non-U.S. economies mean for stock market investors?
by Jeffrey Kleintop
April 30, 2018
What does the increasingly different policy environments in U.S. and non-U.S. economies mean for stock market investors?
When Will the High Volatility End?
by Jeffrey Kleintop
April 16, 2018
April may bring a halt to the decline in stocks, but heightened volatility may not be going away for a long time.
by Jeffrey Kleintop
April 16, 2018
April may bring a halt to the decline in stocks, but heightened volatility may not be going away for a long time.
Market Volatility: What If You Don’t Have Time to Recover?
by Rob Williams
April 12, 2018
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
by Rob Williams
April 12, 2018
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
What About Cash?
by Rob Williams
April 09, 2018
There’s always a role for cash investments in your portfolio—to provide liquidity, flexibility and stability. Rising interest rates may mean higher returns on cash investments, as well.
by Rob Williams
April 09, 2018
There’s always a role for cash investments in your portfolio—to provide liquidity, flexibility and stability. Rising interest rates may mean higher returns on cash investments, as well.
Trade Fears Continue to Rattle Markets
by Schwab Center for Financial Research
April 06, 2018
An escalation in rhetoric over U.S.-China trade sent stocks back toward correction territory.
by Schwab Center for Financial Research
April 06, 2018
An escalation in rhetoric over U.S.-China trade sent stocks back toward correction territory.
Should Younger Investors Buy Bonds?
by Rob Williams
April 04, 2018
Many younger investors think bonds are only for older people. But fixed income securities can play useful roles in any portfolio, including buffering downside risk during periods of market volatility and helping to ensure you’ll have available cash for short-term goals.
by Rob Williams
April 04, 2018
Many younger investors think bonds are only for older people. But fixed income securities can play useful roles in any portfolio, including buffering downside risk during periods of market volatility and helping to ensure you’ll have available cash for short-term goals.
From Overheating to Underwhelming: Is the Economy Hurting Stocks?
by Jeffrey Kleintop
April 02, 2018
Economic growth has been an important factor driving the stocks market over the past year. But what if that economic support is now fading?
by Jeffrey Kleintop
April 02, 2018
Economic growth has been an important factor driving the stocks market over the past year. But what if that economic support is now fading?
Understanding the Schwab Asset Class Quilt®
by Anthony Davidow
March 30, 2018
The Schwab Asset Class Quilt is a valuable tool in understanding market patterns over time.
by Anthony Davidow
March 30, 2018
The Schwab Asset Class Quilt is a valuable tool in understanding market patterns over time.
Stocks’ Sweet Sixteen: Volatility May Reign As Competing Drivers Square Off
by Jeffrey Kleintop
March 19, 2018
As the NCAA basketball tournament gets down to the Sweet Sixteen, it is a good time to reflect on sixteen competing drivers of the markets that may make for an exciting showdown in the weeks and months to come.
by Jeffrey Kleintop
March 19, 2018
As the NCAA basketball tournament gets down to the Sweet Sixteen, it is a good time to reflect on sixteen competing drivers of the markets that may make for an exciting showdown in the weeks and months to come.
Don’t Look Back: How to Avoid the Sunk Cost Fallacy
by Mark W Riepe
March 08, 2018
The desire to get your money’s worth can lead you in some potentially harmful directions.
by Mark W Riepe
March 08, 2018
The desire to get your money’s worth can lead you in some potentially harmful directions.
Trade War and Peace: Which Markets Are Most At Risk
by Jeffrey Kleintop
March 05, 2018
by Jeffrey Kleintop
March 05, 2018
Global stocks gave up roughly half of their recovery from the February correction last week as President Trump previewed his plan to impose a 25% tariff on steel imports and 10% on aluminum. Not every new tariff constitutes a trade war—metals have often been a target of U.S. tariffs with steel tariffs imposed by each of Trump’s recent predecessors in the White House. Although small in economic impact, these tariffs are symbolically important.
Volatility Spikes: Warning or Opportunity?
by Randy Frederick
February 20, 2018
Sharp unexpected rises in volatility can be very stressful for investors, but are they a warning sign of more trouble ahead, or an opportunity to benefit from a market rebound?
by Randy Frederick
February 20, 2018
Sharp unexpected rises in volatility can be very stressful for investors, but are they a warning sign of more trouble ahead, or an opportunity to benefit from a market rebound?
Lump Sum vs. Annuity
by Rob Williams
February 20, 2018
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
by Rob Williams
February 20, 2018
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
Is it Over? Five Misconceptions About Corrections
by Jeffrey Kleintop
February 20, 2018
The worst of the current global stock market correction may be over, but it is unlikely to be the last one this year. Unfortunately, there are a lot of misconceptions about what signals the end of a correction.
by Jeffrey Kleintop
February 20, 2018
The worst of the current global stock market correction may be over, but it is unlikely to be the last one this year. Unfortunately, there are a lot of misconceptions about what signals the end of a correction.
Smart Beta Strategies: Understanding Key Differences
February 16, 2018
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
February 16, 2018
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
Are Stock Splits a Thing of the Past?
February 16, 2018
Why stock splits are on the decline—and what it means for investors.
February 16, 2018
Why stock splits are on the decline—and what it means for investors.
Can the Advance-Decline Line Predict a Market Top?
February 16, 2018
How to read the advance-decline line.
February 16, 2018
How to read the advance-decline line.
What’s in Your “Total” Bond Fund?
by Kathy A Jones
February 16, 2018
Your “total” bond fund might be riskier than you think.
by Kathy A Jones
February 16, 2018
Your “total” bond fund might be riskier than you think.
Millennials’ Future Spending Habits Bode Well for Four Industries
by Brad Sorensen
February 16, 2018
Today’s young adults may eventually tire of the so-called sharing economy—and four sectors could stand to benefit.
by Brad Sorensen
February 16, 2018
Today’s young adults may eventually tire of the so-called sharing economy—and four sectors could stand to benefit.
Tips for Trading When Volatility Is Low
by Randy Frederick
February 16, 2018
Strategies for adjusting your trade plan during periods of low volatility.
by Randy Frederick
February 16, 2018
Strategies for adjusting your trade plan during periods of low volatility.
The Unexpected Ways Europe Can Diversify Your Portfolio
February 16, 2018
European stocks can help diversify your holdings in ways that have nothing to do with geography.
February 16, 2018
European stocks can help diversify your holdings in ways that have nothing to do with geography.
Why Invest in Actively Managed Mutual Funds?
February 16, 2018
Despite the rise of index funds, actively managed funds may still make sense for a lot of investors.
February 16, 2018
Despite the rise of index funds, actively managed funds may still make sense for a lot of investors.
Is Overconfidence Affecting Your Investing Outcomes?
by Mark W Riepe
February 12, 2018
Overconfidence can lead to poor investing decisions.
by Mark W Riepe
February 12, 2018
Overconfidence can lead to poor investing decisions.
7 Trading Strategies for Volatile Markets
by Randy Frederick
February 10, 2018
Volatile markets can be challenging to trade. Here are seven ways to help keep your plan on track.
by Randy Frederick
February 10, 2018
Volatile markets can be challenging to trade. Here are seven ways to help keep your plan on track.
Market Volatility: Here’s What You Should Know
by Schwab Center for Financial Research
February 09, 2018
Market volatility can make anyone nervous. Here’s what investors should know about dealing with it.
by Schwab Center for Financial Research
February 09, 2018
Market volatility can make anyone nervous. Here’s what investors should know about dealing with it.
Margin: How Does It Work?
by Randy Frederick
February 08, 2018
In the same way a bank can lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
by Randy Frederick
February 08, 2018
In the same way a bank can lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
Stocks Fall: Why Now, What’s Next?
by Jeffrey Kleintop
February 05, 2018
Stocks Fall: Why Now, What’s Next?
by Jeffrey Kleintop
February 05, 2018
Stocks Fall: Why Now, What’s Next?
Expecting the Unexpected: Is a Demographic Disaster Looming?
by Jeffrey Kleintop
January 22, 2018
Expecting the Unexpected: Is a Demographic Disaster Looming?
by Jeffrey Kleintop
January 22, 2018
Expecting the Unexpected: Is a Demographic Disaster Looming?
Five Global Risks for Investors in 2018
by Jeffrey Kleintop
January 08, 2018
Five global risks for investors in 2018
by Jeffrey Kleintop
January 08, 2018
Five global risks for investors in 2018
Claiming Foreign Taxes: Credit or Deduction?
by Hayden Adams
November 27, 2017
If you own foreign investments, you’ve probably paid foreign taxes on them. You may be able to avoid being taxed a second time on those investments if you claim a credit or deduction on your U.S. tax return. But which is the best choice?
by Hayden Adams
November 27, 2017
If you own foreign investments, you’ve probably paid foreign taxes on them. You may be able to avoid being taxed a second time on those investments if you claim a credit or deduction on your U.S. tax return. But which is the best choice?
Are Stocks too Expensive?
by Jeffrey Kleintop
November 27, 2017
History indicates stocks could have further to run.
by Jeffrey Kleintop
November 27, 2017
History indicates stocks could have further to run.
3 Mistakes to Avoid When Making a Large Portfolio Withdrawal
November 18, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
November 18, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
A Primer on Wash Sales
by Hayden Adams
November 17, 2017
What the IRS rule on wash sales might mean for you.
by Hayden Adams
November 17, 2017
What the IRS rule on wash sales might mean for you.
3 Times When Gold Tends to Shine
November 10, 2017
Three reasons it might make sense to add gold to your portfolio holdings.
November 10, 2017
Three reasons it might make sense to add gold to your portfolio holdings.
Overcoming Bad Trading Behaviors
by Lou Mercer
November 10, 2017
Don’t let these four trading tendencies hurt your profitability potential.
by Lou Mercer
November 10, 2017
Don’t let these four trading tendencies hurt your profitability potential.
Too Much of a Good Thing: What Happens When an ETF Outgrows Its Underlying Index?
by Emily Doak
November 10, 2017
What happens when an ETF goes from tracking the market to moving the market?
by Emily Doak
November 10, 2017
What happens when an ETF goes from tracking the market to moving the market?
Is Your State-Specific Muni-Bond Fund Investing Across State Lines?
by Cooper J Howard
November 10, 2017
Why state-specific muni-bond funds invest across state lines—and why it matters.
by Cooper J Howard
November 10, 2017
Why state-specific muni-bond funds invest across state lines—and why it matters.
5 Investing Risks Worth Worrying About
November 10, 2017
Don’t underestimate these five financial pitfalls.
November 10, 2017
Don’t underestimate these five financial pitfalls.
The Hidden Risks of Bond Benchmarks
by Collin Martin
October 27, 2017
The average duration of the benchmark aggregate bond index has been growing, which could be exposing investors to unexpected interest rate risks.
by Collin Martin
October 27, 2017
The average duration of the benchmark aggregate bond index has been growing, which could be exposing investors to unexpected interest rate risks.
Structuring Your Retirement Portfolio
by Rob Williams
October 25, 2017
A guide for approaching fund allocation in retirement.
by Rob Williams
October 25, 2017
A guide for approaching fund allocation in retirement.
Should You Hold Bonds or Bond Funds When Interest Rates Rise?
by Rob Williams
October 12, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
by Rob Williams
October 12, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
Innovations in Indexing—How the Schwab 1000 Tracks the Market
October 11, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest stocks, placing Schwab at the forefront of indexing.
October 11, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest stocks, placing Schwab at the forefront of indexing.
How Should Equity Compensation Fit Into Your Financial Plan?
September 26, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
September 26, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
Looking Ahead: The Role of Market and Inflation Projections in Your Financial Plan
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
Are ETFs Dangerous?
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
LIBOR Phase-Out: What Does It Mean for You?
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
Should Muni Investors Worry About Pension Obligations?
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
Premium Bonds: Why Pay More?
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
Are Lower Investment Returns on the Horizon?
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
Financial Planning for the Self-Employed
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.
Income for Life: Using Deferred Income Annuities in Retirement
by Robert G Aruldoss
August 08, 2017
DIAs give you guaranteed income for life, without having to commit as much of your savings as you would with an immediate annuity.
by Robert G Aruldoss
August 08, 2017
DIAs give you guaranteed income for life, without having to commit as much of your savings as you would with an immediate annuity.
Retirement Savings Milestones: How Much Should You Have Now?
by Rob Williams
June 02, 2017
Measuring progress toward your retirement goals isn’t easy, so we created some milestones you can use to see how your savings stack up.
by Rob Williams
June 02, 2017
Measuring progress toward your retirement goals isn’t easy, so we created some milestones you can use to see how your savings stack up.
Is Your High-Yield Corporate Bond Paying Enough?
May 11, 2017
Some high-yield corporate bonds are failing to live up to their name.
May 11, 2017
Some high-yield corporate bonds are failing to live up to their name.
3 Tips for Trading in Retirement
May 11, 2017
How to make the switch from investing for to trading in retirement.
May 11, 2017
How to make the switch from investing for to trading in retirement.
6 Tips for Overcoming Analysis Paralysis
May 11, 2017
How to tell if you’re experiencing analysis paralysis—and what to do about it.
May 11, 2017
How to tell if you’re experiencing analysis paralysis—and what to do about it.
Should You Be Worried About Rising Inflation?
May 11, 2017
With inflation inching higher, it may be time to recalibrate your portfolio.
May 11, 2017
With inflation inching higher, it may be time to recalibrate your portfolio.
6 Things Investors Should Know About Municipal Bond Insurance
by Cooper J Howard
May 04, 2017
The number of newly issued munis carrying insurance has climbed over the past few years. What should investors know about municipal bond insurance?
by Cooper J Howard
May 04, 2017
The number of newly issued munis carrying insurance has climbed over the past few years. What should investors know about municipal bond insurance?
Using Fixed Indexed Annuities for Lifetime Income
April 26, 2017
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
April 26, 2017
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
Financial Planning with Fixed Indexed Annuities
April 26, 2017
Fixed indexed annuities can offer investors principal protection and a chance to earn higher returns than some conservative fixed-income alternatives when the stock market rises.
April 26, 2017
Fixed indexed annuities can offer investors principal protection and a chance to earn higher returns than some conservative fixed-income alternatives when the stock market rises.
Missiles and Markets: An Investor Guide to Geopolitical Risks
by Jeffrey Kleintop
April 17, 2017
The long history of U.S. missile strikes and NATO military operations shows us that the market impacts of these geopolitical conflicts have been small and brief.
by Jeffrey Kleintop
April 17, 2017
The long history of U.S. missile strikes and NATO military operations shows us that the market impacts of these geopolitical conflicts have been small and brief.
Baby Makes Three: Financial Planning for New Parents
March 29, 2017
Raising a child is expensive. Here’s how to set financial goals for your child’s milestones while keeping your retirement savings on track.
March 29, 2017
Raising a child is expensive. Here’s how to set financial goals for your child’s milestones while keeping your retirement savings on track.
Fed Rate Hikes May Benefit Japanese Stocks
by Michelle Gibley
March 16, 2017
Japanese stocks have benefitted as the yen has weakened against the U.S. dollar. Are more gains on the way?
by Michelle Gibley
March 16, 2017
Japanese stocks have benefitted as the yen has weakened against the U.S. dollar. Are more gains on the way?
3 Ways to Help Increase Portfolio Income
March 14, 2017
These three portfolio strategies may help increase your portfolio income and manage payouts more effectively.
March 14, 2017
These three portfolio strategies may help increase your portfolio income and manage payouts more effectively.
Thinking About Downsizing?
by Carrie Schwab-Pomerantz
March 14, 2017
Understand the finances of moving to a smaller home.
by Carrie Schwab-Pomerantz
March 14, 2017
Understand the finances of moving to a smaller home.
What You Should Know About Convertible Bonds
March 08, 2017
Convertible bonds may generate attractive returns when stocks rise, but they differ greatly from traditional fixed income investments.
March 08, 2017
Convertible bonds may generate attractive returns when stocks rise, but they differ greatly from traditional fixed income investments.
Closed-End Bond Funds: How They Work and What You Should Know As Rates Rise
by Kathy A Jones
March 02, 2017
Closed-end bond funds are a popular way for investors to garner extra yield when interest rates are low, but rising rates can negatively affect their performance. Here’s what you should know about these investments.
by Kathy A Jones
March 02, 2017
Closed-end bond funds are a popular way for investors to garner extra yield when interest rates are low, but rising rates can negatively affect their performance. Here’s what you should know about these investments.
Bank Loan Funds: Why Now?
February 17, 2017
Bank loan funds stand to benefit when short-term interest rates rise.
February 17, 2017
Bank loan funds stand to benefit when short-term interest rates rise.
Beware the 60-Day Rollover
February 17, 2017
Direct transfers are still the safest option when you’re moving IRAs.
February 17, 2017
Direct transfers are still the safest option when you’re moving IRAs.
The Rise of Real Estate Stocks
by Brad Sorensen
February 17, 2017
Increasingly popular equity REITs can yield substantial dividends—but carry special risks.
by Brad Sorensen
February 17, 2017
Increasingly popular equity REITs can yield substantial dividends—but carry special risks.
Can You Answer These 5 Common ETF Questions?
by Michael Iachini
February 17, 2017
What investors want to know most about exchange-traded funds.
by Michael Iachini
February 17, 2017
What investors want to know most about exchange-traded funds.
Trading Near the Bells
by Randy Frederick, Lee Bohl
February 17, 2017
What to know about the market’s two most volatile trading hours.
by Randy Frederick, Lee Bohl
February 17, 2017
What to know about the market’s two most volatile trading hours.
Europe Votes: Could More Countries Reject the EU?
by Michelle Gibley
February 08, 2017
Wariness of the political status quo seems to be spreading, but the possibility of another country following the UK’s Brexit example isn’t certain.
by Michelle Gibley
February 08, 2017
Wariness of the political status quo seems to be spreading, but the possibility of another country following the UK’s Brexit example isn’t certain.
Short-Term Bonds: Why They Could Outperform As Interest Rates Rise
by Rob Williams, Cooper J Howard
February 02, 2017
Bonds with shorter durations may outperform medium-term and long-term bonds if the Federal Reserve continues to raise interest rates.
by Rob Williams, Cooper J Howard
February 02, 2017
Bonds with shorter durations may outperform medium-term and long-term bonds if the Federal Reserve continues to raise interest rates.
Corporate Defaults: What Investors Should Know When A Bond Issuer Goes Bankrupt
by Collin Martin
February 02, 2017
With the corporate default rate rising, investors may be wondering what they should do if their corporate bond issuer goes bankrupt.
by Collin Martin
February 02, 2017
With the corporate default rate rising, investors may be wondering what they should do if their corporate bond issuer goes bankrupt.
Five Reasons to Stay Invested Despite Heightened Uncertainty
by Jeffrey Kleintop
January 23, 2017
There are five reasons to stay invested despite the heightened uncertainty.
by Jeffrey Kleintop
January 23, 2017
There are five reasons to stay invested despite the heightened uncertainty.
Discount Munis: What You Need to Know About Taxes
by Cooper J Howard
January 13, 2017
Municipal bonds can offer tax-free income, but bonds purchased at discounted prices could be subject to variable tax rates.
by Cooper J Howard
January 13, 2017
Municipal bonds can offer tax-free income, but bonds purchased at discounted prices could be subject to variable tax rates.
What Does Your Fund Yield?
November 14, 2016
There are two measures for reporting income. What do they tell you?
November 14, 2016
There are two measures for reporting income. What do they tell you?
Are Floaters an Answer to Rate Hike Uncertainty?
November 14, 2016
Can floating-rate notes help bond investors position their portfolios for a rate increase?
November 14, 2016
Can floating-rate notes help bond investors position their portfolios for a rate increase?
Why Invest in International Bonds?
by Kathy A Jones
November 14, 2016
International bonds have a role to play in a diversified portfolio.
by Kathy A Jones
November 14, 2016
International bonds have a role to play in a diversified portfolio.