Investing Strategies
Do Hurricanes Pose a Risk to the Muni Bond Market?
by Cooper J Howard
September 19, 2017
The damage caused by natural disasters can put financial strains on municipal bond issuers. Issuers in good financial health should be better able to deal with the pressure.
by Cooper J Howard
September 19, 2017
The damage caused by natural disasters can put financial strains on municipal bond issuers. Issuers in good financial health should be better able to deal with the pressure.
Fed Watch: What to Expect from the September Meeting
by Schwab Newsroom
September 18, 2017
A rate hike isn’t likely before December, but the market will be awaiting the start of the Fed’s plan to start shrinking its bond holdings.
by Schwab Newsroom
September 18, 2017
A rate hike isn’t likely before December, but the market will be awaiting the start of the Fed’s plan to start shrinking its bond holdings.
How the Shift by Central Banks May Affect the Stock Market
by Jeffrey Kleintop
September 18, 2017
Despite the coming shift by central banks towards trimming/tapering their balance sheets, we don’t believe the bull market is at risk.
by Jeffrey Kleintop
September 18, 2017
Despite the coming shift by central banks towards trimming/tapering their balance sheets, we don’t believe the bull market is at risk.
Schwab Sector Views: Biotech Bonanza or Bust?
by Brad Sorensen
September 14, 2017
Should investors jump on the biotech train or proceed with caution?
by Brad Sorensen
September 14, 2017
Should investors jump on the biotech train or proceed with caution?
Consumer Discretionary Sector Rating: Marketperform
by Brad Sorensen
September 14, 2017
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
by Brad Sorensen
September 14, 2017
Schwab's view on the consumer discretionary sector, which covers companies that sell non-essential goods and services.
Energy Sector Rating: Marketperform
by Brad Sorensen
September 14, 2017
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
by Brad Sorensen
September 14, 2017
Schwab's view on the energy sector, which encompasses companies that help produce and distribute energy.
Financials Sector Rating: Outperform
by Brad Sorensen
September 14, 2017
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
by Brad Sorensen
September 14, 2017
Schwab's view on the financial sector, which encompasses the financial services industry and is often referred to by the acronym FIRE, for finance, insurance and real estate.
Health Care Sector Rating: Outperform
by Brad Sorensen
September 14, 2017
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
by Brad Sorensen
September 14, 2017
Schwab's view on the health care sector covers health care equipment and services as well as pharmaceutical and biotechnology companies.
Industrials Sector Rating: Marketperform
by Brad Sorensen
September 14, 2017
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
by Brad Sorensen
September 14, 2017
Schwab's view on the industrial sector, which includes providers of capital goods, commercial services, transportation services and infrastructure.
Information Technology Sector Rating: Outperform
by Brad Sorensen
September 14, 2017
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
by Brad Sorensen
September 14, 2017
Schwab's view on the information technology sector, which covers most makers and providers of computer, data, and electronic equipment and services.
Materials Sector Rating: Marketperform
by Brad Sorensen
September 14, 2017
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
by Brad Sorensen
September 14, 2017
Schwab's view on the materials sector, which describes an array of commodity-related manufacturing industries.
Real Estate Sector: Underperform
by Brad Sorensen
September 14, 2017
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
by Brad Sorensen
September 14, 2017
Schwab's view on the real estate sector, which covers companies involved in real estate and includes equity REITs.
Telecommunication Services Sector Rating: Underperform
by Brad Sorensen
September 14, 2017
Schwab's view on the telecommunications sector, including operators of telecom networks and providers of communications and data transmission services.
by Brad Sorensen
September 14, 2017
Schwab's view on the telecommunications sector, including operators of telecom networks and providers of communications and data transmission services.
Utilities Sector Rating: Underperform
by Brad Sorensen
September 14, 2017
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
by Brad Sorensen
September 14, 2017
Schwab's view on the utilities sector, which covers a variety of industries that generate and deliver power and water.
Trying to Reason With Hurricane Season: The Aftermath of “Harma”
by Liz Ann Sonders
September 11, 2017
The dual hurricanes of Harvey and Irma will continue to exact their toll on households, businesses and the economy; but less on the stock market.
by Liz Ann Sonders
September 11, 2017
The dual hurricanes of Harvey and Irma will continue to exact their toll on households, businesses and the economy; but less on the stock market.
U.S. vs International: What Do Earnings Tell Us About What May Be Ahead?
by Jeffrey Kleintop
September 05, 2017
Over the past 15 years, earnings per share for both international and U.S. companies went from $33 to $108, but they took very different paths, illustrating the diversification benefits of global investing.
by Jeffrey Kleintop
September 05, 2017
Over the past 15 years, earnings per share for both international and U.S. companies went from $33 to $108, but they took very different paths, illustrating the diversification benefits of global investing.
Schwab Market Perspective: A Preview of Coming Attractions?
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
September 01, 2017
The summer “lull” is coming to an end—what should investors look forward to?
by Liz Ann Sonders, Jeffrey Kleintop, Brad Sorensen
September 01, 2017
The summer “lull” is coming to an end—what should investors look forward to?
Looking Ahead: The Role of Market and Inflation Projections in Your Financial Plan
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
by Rob Williams
August 31, 2017
Each year Schwab experts update their market and inflation projections, providing an opportunity to revisit your financial plan.
Is the Bond Market in a Bubble?
by Schwab Newsroom
August 29, 2017
Despite longstanding concern that bond prices are too high, Schwab’s Chief Fixed Income Strategist Kathy Jones doesn’t believe a bond market crash is likely. However, a moderate rise in yields is very possible.
by Schwab Newsroom
August 29, 2017
Despite longstanding concern that bond prices are too high, Schwab’s Chief Fixed Income Strategist Kathy Jones doesn’t believe a bond market crash is likely. However, a moderate rise in yields is very possible.
Muni Bonds: Still Attractive Even With Tax Reform
by Cooper J Howard
August 29, 2017
by Cooper J Howard
August 29, 2017
The last election left some municipal bond investors wondering if potential policy changes might pull the rug out from under the market. Two possibilities stood out: That large tax cuts could erase the tax benefits that are central to munis' appeal. And that a surge in infrastructure spending could flood the market with new issues. Combined, such changes could hurt muni portfolios.
Radioactive II: Could the Tide Finally Be Turning for Active vs. Passive?
by Liz Ann Sonders
August 28, 2017
Passive investment management continues to reign over active, but active is staging a counterattack and is being aided by plunging correlation and widening sector dispersions.
by Liz Ann Sonders
August 28, 2017
Passive investment management continues to reign over active, but active is staging a counterattack and is being aided by plunging correlation and widening sector dispersions.
What's the Bigger Risk: Bond Market Bubble or Complacency?
by Kathy A Jones
August 24, 2017
We don’t think fleeing bond investors are poised to trigger a collapse in the bond market, but caution is in order as a moderate rise in yields looks likely.
by Kathy A Jones
August 24, 2017
We don’t think fleeing bond investors are poised to trigger a collapse in the bond market, but caution is in order as a moderate rise in yields looks likely.
Are ETFs Dangerous?
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
by Anthony Davidow
August 23, 2017
ETFs’ rapid growth has some market observers wondering if they pose a risk to the market. We don’t think so.
LIBOR Phase-Out: What Does It Mean for You?
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
by Collin Martin
August 22, 2017
The London Interbank Offered Rate, a key benchmark for many types of loans and investments, is expected to disappear in 2021. Here’s how the phase-out could affect investors.
Why the Industrial Sector Matters
by Schwab Newsroom
August 22, 2017
The industrial sector doesn’t always get as much attention as some of the other star sectors of the stock market, but its breadth and diversity make it more important than people might realize.
by Schwab Newsroom
August 22, 2017
The industrial sector doesn’t always get as much attention as some of the other star sectors of the stock market, but its breadth and diversity make it more important than people might realize.
Should Muni Investors Worry About Pension Obligations?
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
August 18, 2017
Mounting pension obligations could spell trouble for some municipal bonds.
Premium Bonds: Why Pay More?
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
by Collin Martin
August 18, 2017
Why paying more than face value for a bond sometimes makes sense.
The Rise of Index Investing: A Q&A with Marie Chandoha
by Marie Chandoha
August 18, 2017
Making index investing more accessible and affordable.
by Marie Chandoha
August 18, 2017
Making index investing more accessible and affordable.
Are Lower Investment Returns on the Horizon?
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
August 18, 2017
Why we expect investment returns to be lower over the coming decade.
Financial Planning for the Self-Employed
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.
August 18, 2017
How the self-employed can create a sound financial plan and save for retirement.
A Piece of the Pie
by Charles Schwab
August 18, 2017
by Charles Schwab
August 18, 2017
Our mission at Schwab has always been simple: make investing more accessible and cost-effective so it’s easier for everyday people to achieve their goals. In 1991, we launched the Schwab 1000® Index and the mutual fund that tracks it to support that mission, by creating a straightforward tool that captured the returns of the companies driving the American economy. Looking back now, how did the idea play out? Pretty well, I’d say.
Geopolitical Tension: What Investors Should Know
by Schwab Newsroom
August 16, 2017
Tension between the United States and North Korea was a catalyst for a brief reversal in stocks in early August. Should investors worry about a replay?
by Schwab Newsroom
August 16, 2017
Tension between the United States and North Korea was a catalyst for a brief reversal in stocks in early August. Should investors worry about a replay?
Twist and Shout: United States Takes on North Korea … Implications for Stocks
by Liz Ann Sonders
August 14, 2017
Rising tension between the United States and North Korea was a catalyst for a swift reversal in stocks last week, but not the only reason.
by Liz Ann Sonders
August 14, 2017
Rising tension between the United States and North Korea was a catalyst for a swift reversal in stocks last week, but not the only reason.
What are fund flows telling us about trends and risks in the global stock market?
by Jeffrey Kleintop
August 07, 2017
What are fund flows telling us about trends and risks in the global stock market?
by Jeffrey Kleintop
August 07, 2017
What are fund flows telling us about trends and risks in the global stock market?
Potential Trouble Spots in the High-Yield Bond Market
by Collin Martin
August 03, 2017
High-yield corporate bonds generally have posted strong returns so far this year, but energy and retail bond issuers appear vulnerable.
by Collin Martin
August 03, 2017
High-yield corporate bonds generally have posted strong returns so far this year, but energy and retail bond issuers appear vulnerable.
Big Time: An Update on Our U.S. Large Cap Bias
by Liz Ann Sonders
July 31, 2017
We continue to emphasize large cap U.S. stocks over small cap stocks on a secular basis, although cyclically, small caps could find their footing.
by Liz Ann Sonders
July 31, 2017
We continue to emphasize large cap U.S. stocks over small cap stocks on a secular basis, although cyclically, small caps could find their footing.
Health Care Reform: What Investors Should Know
by Michael T Townsend
July 28, 2017
What’s next for health care policy? Here are some questions and answers about the current situation in Washington and potential implications for investors.
by Michael T Townsend
July 28, 2017
What’s next for health care policy? Here are some questions and answers about the current situation in Washington and potential implications for investors.
An important benefit to global investors is back after 20 years
by Jeffrey Kleintop
July 24, 2017
What’s happening in the markets that could benefit investors?
by Jeffrey Kleintop
July 24, 2017
What’s happening in the markets that could benefit investors?
Dollar Decline: Time to Shift to International Bonds? Maybe Not
by Kathy A Jones
July 12, 2017
The U.S. dollar weakened in the first half of 2017, leading some investors to wonder whether a key attraction of U.S. bonds is likely to fade away—and whether they should consider investing in international developed market bonds instead.
by Kathy A Jones
July 12, 2017
The U.S. dollar weakened in the first half of 2017, leading some investors to wonder whether a key attraction of U.S. bonds is likely to fade away—and whether they should consider investing in international developed market bonds instead.
Uncertainty: Does the Stock Market Really Care?
by Schwab Newsroom
July 10, 2017
“The market hates uncertainty” is a well-known adage in stock investing. But it didn’t seem to be true during the first half of 2017, when stocks rallied despite significant political and monetary policy uncertainty.
by Schwab Newsroom
July 10, 2017
“The market hates uncertainty” is a well-known adage in stock investing. But it didn’t seem to be true during the first half of 2017, when stocks rallied despite significant political and monetary policy uncertainty.
Where’s the Next Bubble?
by Jeffrey Kleintop
July 10, 2017
The current candidates for the next bubble do not seem to fit the classic bubble profile and may cause less potential damage if they were to burst, but that doesn't mean they don't carry risks for investors.
by Jeffrey Kleintop
July 10, 2017
The current candidates for the next bubble do not seem to fit the classic bubble profile and may cause less potential damage if they were to burst, but that doesn't mean they don't carry risks for investors.
Corporate Bond Market Mid-Year Outlook: Further Price Gains Unlikely This Year
by Collin Martin
July 06, 2017
Rising prices drove corporate fixed income returns in the first half of the year, but don’t expect that to continue. Coupon payments will likely drive returns the rest of the year
by Collin Martin
July 06, 2017
Rising prices drove corporate fixed income returns in the first half of the year, but don’t expect that to continue. Coupon payments will likely drive returns the rest of the year
Will the Fed Keep Raising Rates if Inflation Stays Low?
by Schwab Newsroom
July 05, 2017
The bond market still isn’t convinced the Federal Reserve will continue to raise short-term interest rates. Are investors underestimating the Fed’s resolve?
by Schwab Newsroom
July 05, 2017
The bond market still isn’t convinced the Federal Reserve will continue to raise short-term interest rates. Are investors underestimating the Fed’s resolve?
Muni Bond Market Mid-Year Outlook: Why the Strong 2017 Performance Likely Won’t Continue
by Cooper J Howard
July 05, 2017
Muni bonds have posted solid returns in 2017. Less-attractive valuations and the prospects of tax reform could pose a challenge in the second half.
by Cooper J Howard
July 05, 2017
Muni bonds have posted solid returns in 2017. Less-attractive valuations and the prospects of tax reform could pose a challenge in the second half.
Why Global Diversification Matters
by Anthony Davidow
June 29, 2017
Globally diversifying your portfolio can help cushion against wild market swings and give you more consistent performance over time.
by Anthony Davidow
June 29, 2017
Globally diversifying your portfolio can help cushion against wild market swings and give you more consistent performance over time.
Tech’s Rough Ride: Is There More Turmoil Ahead?
by Schwab Newsroom
June 26, 2017
Tech started June as the best-performing stock sector, only to drop sharply in the middle of the month. Could that dip signal more volatility is ahead?
by Schwab Newsroom
June 26, 2017
Tech started June as the best-performing stock sector, only to drop sharply in the middle of the month. Could that dip signal more volatility is ahead?
2017 Mid-year Global Market Outlook: Broader Growth, Narrower Risks
by Jeffrey Kleintop
June 26, 2017
Global stocks may continue to rise in the second half of the year supported by broad global economic growth and receding political risks.
by Jeffrey Kleintop
June 26, 2017
Global stocks may continue to rise in the second half of the year supported by broad global economic growth and receding political risks.
Bond Market Mid-Year Outlook: Redefining the Borders of ‘Lower for Longer’
by Kathy A Jones
June 16, 2017
In the second half of 2017, we expect10-year Treasury yields to remain in a 2% to 2.5% range, consistent with the eight-year “lower for longer” theme in the bond market.
by Kathy A Jones
June 16, 2017
In the second half of 2017, we expect10-year Treasury yields to remain in a 2% to 2.5% range, consistent with the eight-year “lower for longer” theme in the bond market.
Fed Raises Rates, Sticks With Plans for One More Hike This Year
by Kathy A Jones
June 14, 2017
As expected, the Federal Reserve raised its benchmark target rate at its June meeting. However, the market seems less concerned about inflation than the Fed does.
by Kathy A Jones
June 14, 2017
As expected, the Federal Reserve raised its benchmark target rate at its June meeting. However, the market seems less concerned about inflation than the Fed does.
Fed Raises Rates, Sticks With Plans for One More Hike This Year
by Kathy A Jones
June 14, 2017
As expected, the Federal Reserve raised its benchmark target rate at its June meeting. However, the market seems less concerned about inflation than the Fed does.
by Kathy A Jones
June 14, 2017
As expected, the Federal Reserve raised its benchmark target rate at its June meeting. However, the market seems less concerned about inflation than the Fed does.
Will the Fed Hike Rates This Week?
by Schwab Center for Financial Research
June 12, 2017
Amid signs of steady economic growth but low inflation, Federal Reserve policymakers will meet this week to consider another change in short-term interest rates. Will they or won’t they hike rates?
by Schwab Center for Financial Research
June 12, 2017
Amid signs of steady economic growth but low inflation, Federal Reserve policymakers will meet this week to consider another change in short-term interest rates. Will they or won’t they hike rates?
Are Bonds Signaling a Major Stock Market Peak?
by Jeffrey Kleintop
June 12, 2017
Does the flattening yield curve in the bond market and rising prices in the stock market reflect a fundamental disagreement on the prospects for the global economy?
by Jeffrey Kleintop
June 12, 2017
Does the flattening yield curve in the bond market and rising prices in the stock market reflect a fundamental disagreement on the prospects for the global economy?
Corporate Bonds vs. Municipal Bonds: What Investors Should Know
by Collin Martin, Cooper J Howard
June 07, 2017
How do you choose between municipal bonds and investment grade corporate bonds? The answer isn’t always straightforward.
by Collin Martin, Cooper J Howard
June 07, 2017
How do you choose between municipal bonds and investment grade corporate bonds? The answer isn’t always straightforward.
Stocks and Bonds Rally: Can Both Be Right?
by Schwab Center for Financial Research
June 06, 2017
Two major asset classes appear to be pitted against one another in a tug-of-war over where the economy is headed. Which is right—the stock market or the bond market?
by Schwab Center for Financial Research
June 06, 2017
Two major asset classes appear to be pitted against one another in a tug-of-war over where the economy is headed. Which is right—the stock market or the bond market?
Retirement Savings Milestones: How Much Should You Have Now?
by Rob Williams
June 02, 2017
Measuring progress toward your retirement goals isn’t easy, so we created some milestones you can use to see how your savings stack up.
by Rob Williams
June 02, 2017
Measuring progress toward your retirement goals isn’t easy, so we created some milestones you can use to see how your savings stack up.
Will the Fed Reduce Its Balance Sheet? What Bond Investors Should Know
by Kathy A Jones
June 01, 2017
The Federal Reserve may soon announce plans to reduce the size of its balance sheet. What does that mean, and should bond investors be concerned?
by Kathy A Jones
June 01, 2017
The Federal Reserve may soon announce plans to reduce the size of its balance sheet. What does that mean, and should bond investors be concerned?
Fed Watch: Why Shrinking the Fed’s Balance Sheet Could Affect Stocks
by Schwab Newsroom
May 31, 2017
The Federal Reserve could be on the verge of scaling back some of the bond holdings it built up after the financial crisis. Should stock investors be concerned?
by Schwab Newsroom
May 31, 2017
The Federal Reserve could be on the verge of scaling back some of the bond holdings it built up after the financial crisis. Should stock investors be concerned?
The Long Period of Underperformance for Emerging Market Stocks May Finally Be Over
by Jeffrey Kleintop
May 30, 2017
The end of the long period of emerging market stocks’ underperformance is supported by a recent change in trend for each of the four drivers of emerging markets.
by Jeffrey Kleintop
May 30, 2017
The end of the long period of emerging market stocks’ underperformance is supported by a recent change in trend for each of the four drivers of emerging markets.
3 Steps to Get More Income From Your Portfolio
May 26, 2017
How can your portfolio generate enough income to retire? Start with these basic steps.
May 26, 2017
How can your portfolio generate enough income to retire? Start with these basic steps.
Gimme Three Steps … and a Stumble?
by Liz Ann Sonders
May 22, 2017
The Fed will continue to raise rates, which shouldn’t alarm investors; but the addition of quantitative tightening (QT) via balance sheet shrinkage could drive volatility.
by Liz Ann Sonders
May 22, 2017
The Fed will continue to raise rates, which shouldn’t alarm investors; but the addition of quantitative tightening (QT) via balance sheet shrinkage could drive volatility.
Sell in May? Not So Fast
by Schwab Newsroom
May 15, 2017
“Sell in May and go away” is a well-known adage in stock investing, and the market’s recent strength may have you wondering if it’s time to bail out. However, there may be good reasons not to trade around this old saying.
by Schwab Newsroom
May 15, 2017
“Sell in May and go away” is a well-known adage in stock investing, and the market’s recent strength may have you wondering if it’s time to bail out. However, there may be good reasons not to trade around this old saying.
Is the Stock Market Just Quiet or Is It Too Quiet?
by Jeffrey Kleintop
May 15, 2017
Does the low volatility and trading volume of this quietly rising stock market mean it’s vulnerable to a sharp pullback on any piece of bad news?
by Jeffrey Kleintop
May 15, 2017
Does the low volatility and trading volume of this quietly rising stock market mean it’s vulnerable to a sharp pullback on any piece of bad news?
Is Your High-Yield Corporate Bond Paying Enough?
May 11, 2017
Some high-yield corporate bonds are failing to live up to their name.
May 11, 2017
Some high-yield corporate bonds are failing to live up to their name.
Socially Responsible Investing Comes of Age
by Michael Iachini
May 11, 2017
The twin goals of doing good and doing well have never been more aligned.
by Michael Iachini
May 11, 2017
The twin goals of doing good and doing well have never been more aligned.
3 Ways to Simplify Your Portfolio
by Mark W Riepe
May 11, 2017
A little bit of streamlining can lighten the load when it comes to portfolio management.
by Mark W Riepe
May 11, 2017
A little bit of streamlining can lighten the load when it comes to portfolio management.
3 Tips for Trading in Retirement
May 11, 2017
How to make the switch from investing for to trading in retirement.
May 11, 2017
How to make the switch from investing for to trading in retirement.
6 Tips for Overcoming Analysis Paralysis
May 11, 2017
How to tell if you’re experiencing analysis paralysis—and what to do about it.
May 11, 2017
How to tell if you’re experiencing analysis paralysis—and what to do about it.
Quiz: How Much Do You Know About Index Funds?
May 11, 2017
There’s more than meets the eye to these ubiquitous investment vehicles.
May 11, 2017
There’s more than meets the eye to these ubiquitous investment vehicles.
Should You Be Worried About Rising Inflation?
May 11, 2017
With inflation inching higher, it may be time to recalibrate your portfolio.
May 11, 2017
With inflation inching higher, it may be time to recalibrate your portfolio.
Different Drivers: Why Emerging Market Stocks Aren’t All the Same
by Michelle Gibley
May 10, 2017
Emerging-market stocks tend to respond to different economic forces, so investors should be careful if they’re investing in (or avoiding) EM stocks for a particular reason.
by Michelle Gibley
May 10, 2017
Emerging-market stocks tend to respond to different economic forces, so investors should be careful if they’re investing in (or avoiding) EM stocks for a particular reason.
Is the Retail Sector Really Dying?
by Schwab Newsroom
May 08, 2017
The news from the retail sector has been pretty grim recently, but patient investors can still find potential opportunities.
by Schwab Newsroom
May 08, 2017
The news from the retail sector has been pretty grim recently, but patient investors can still find potential opportunities.
Cash: What to Consider in the New Rate Environment
May 04, 2017
Rising interest rates could mean higher yields on cash and cash investments. Here are a few things to consider in the new rate environment.
May 04, 2017
Rising interest rates could mean higher yields on cash and cash investments. Here are a few things to consider in the new rate environment.
6 Things Investors Should Know About Municipal Bond Insurance
by Cooper J Howard
May 04, 2017
The number of newly issued munis carrying insurance has climbed over the past few years. What should investors know about municipal bond insurance?
by Cooper J Howard
May 04, 2017
The number of newly issued munis carrying insurance has climbed over the past few years. What should investors know about municipal bond insurance?
Mixed Signals: What Does Recent Economic Data Mean for Bonds?
by Schwab Center for Financial Research
May 02, 2017
As the Federal Reserve meets this week, bond investors are grappling with the implications of recent economic data. Here’s why bond investors may still be in for a bumpy ride, and what to consider doing now.
by Schwab Center for Financial Research
May 02, 2017
As the Federal Reserve meets this week, bond investors are grappling with the implications of recent economic data. Here’s why bond investors may still be in for a bumpy ride, and what to consider doing now.
What the Coming Tax Cuts Mean for the Stock Market
by Jeffrey Kleintop
May 01, 2017
The leaders of most major countries are implementing or calling for corporate tax cuts. This may be welcome news for stock market investors since it could mean a boost to after-tax profits.
by Jeffrey Kleintop
May 01, 2017
The leaders of most major countries are implementing or calling for corporate tax cuts. This may be welcome news for stock market investors since it could mean a boost to after-tax profits.
Trump’s First 100 Days: Key Observations
by Michael T Townsend, Randy Frederick
April 28, 2017
As President Donald Trump approaches his 100th day in office, Michael Townsend, Schwab’s vice president of legislative and regulatory affairs, and Randy Frederick, vice president of trading and derivatives, share their observations.
by Michael T Townsend, Randy Frederick
April 28, 2017
As President Donald Trump approaches his 100th day in office, Michael Townsend, Schwab’s vice president of legislative and regulatory affairs, and Randy Frederick, vice president of trading and derivatives, share their observations.
Using Fixed Indexed Annuities for Lifetime Income
April 26, 2017
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
April 26, 2017
Investors can use an FIA to transform a lump sum of ‘conservative money’ into a guaranteed stream of income by buying a GLWB rider.
Financial Planning with Fixed Indexed Annuities
April 26, 2017
Fixed indexed annuities can offer investors principal protection and a chance to earn higher returns than some conservative fixed-income alternatives when the stock market rises.
April 26, 2017
Fixed indexed annuities can offer investors principal protection and a chance to earn higher returns than some conservative fixed-income alternatives when the stock market rises.
ETFs: How Much Do They Really Cost?
by Michael Iachini
April 19, 2017
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
by Michael Iachini
April 19, 2017
We'll help you understand four potential ETF costs: commissions, operating expenses, bid/ask spreads, and changes in discounts and premiums to net asset value.
ETF Investment Strategies: How to Pick an ETF
by Michael Iachini
April 19, 2017
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
by Michael Iachini
April 19, 2017
Learn how to select exchange-traded funds (ETFs) that are consistent with your investment strategies.
Three Reasons to Own Bonds When the Fed is Raising Interest Rates
by Kathy A Jones
April 19, 2017
Even in a rising rate environment, bonds can offer three key benefits: diversification, capital preservation and income.
by Kathy A Jones
April 19, 2017
Even in a rising rate environment, bonds can offer three key benefits: diversification, capital preservation and income.
Data Divide: Are People Too Enthusiastic About the Economy?
by Schwab Newsroom
April 17, 2017
Consumers and businesses seem more upbeat about the economy than the actual data would warrant. Could that pose a risk to stocks?
by Schwab Newsroom
April 17, 2017
Consumers and businesses seem more upbeat about the economy than the actual data would warrant. Could that pose a risk to stocks?
Missiles and Markets: An Investor Guide to Geopolitical Risks
by Jeffrey Kleintop
April 17, 2017
The long history of U.S. missile strikes and NATO military operations shows us that the market impacts of these geopolitical conflicts have been small and brief.
by Jeffrey Kleintop
April 17, 2017
The long history of U.S. missile strikes and NATO military operations shows us that the market impacts of these geopolitical conflicts have been small and brief.
How Should Equity Compensation Fit Into Your Financial Plan?
April 14, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
April 14, 2017
Whether stock options or an outright stock grant, equity compensation can be complicated. Understand what you have and how it fits into your portfolio.
How to Save for Multiple Financial Goals
April 12, 2017
Socking a few extra dollars away in a savings account each month may not be a good way to save for multiple financial goals. Here are some steps you can take to achieve your goals.
April 12, 2017
Socking a few extra dollars away in a savings account each month may not be a good way to save for multiple financial goals. Here are some steps you can take to achieve your goals.
7 Tips for the First-Time Home Buyer
April 11, 2017
Buying your first home can be exciting, but make sure you’re prepared for all of the financial ramifications.
April 11, 2017
Buying your first home can be exciting, but make sure you’re prepared for all of the financial ramifications.
What Investors Should Know About the High-Yield Bond Rally
by Collin Martin
April 11, 2017
While high-yield bond prices have risen sharply over the past year, investors should be mindful of potential risks, such as low oil prices.
by Collin Martin
April 11, 2017
While high-yield bond prices have risen sharply over the past year, investors should be mindful of potential risks, such as low oil prices.
Health Savings Accounts: FAQs About HSAs
April 10, 2017
Answers to the most commonly asked questions about HSAs.
April 10, 2017
Answers to the most commonly asked questions about HSAs.
Emerging Market Bonds: Can the Hot Start In 2017 Continue?
by Kathy A Jones
April 06, 2017
Emerging market bond prices have surged in 2017, but valuations are stretched and risks remain.
by Kathy A Jones
April 06, 2017
Emerging market bond prices have surged in 2017, but valuations are stretched and risks remain.
Brexit Begins: What’s Next for the UK?
by Schwab Newsroom
April 04, 2017
As the UK begins the process of exiting the EU, the near-term risk of a British recession is elevated—but not certain.
by Schwab Newsroom
April 04, 2017
As the UK begins the process of exiting the EU, the near-term risk of a British recession is elevated—but not certain.
Not Always Tax Free: 7 Municipal Bond Tax Traps
by Rob Williams, Cooper J Howard
April 04, 2017
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
by Rob Williams, Cooper J Howard
April 04, 2017
If you're interested in tax-free municipal bonds, you might want to keep an eye out for these seven tax traps.
Top Five Trade Issues Investors Should Be Watching
by Jeffrey Kleintop
April 03, 2017
World trade is steadily rising, but changing trade agreements hold the potential to shape the direction of global trade and stock markets.
by Jeffrey Kleintop
April 03, 2017
World trade is steadily rising, but changing trade agreements hold the potential to shape the direction of global trade and stock markets.
Innovations in Indexing—How the Schwab 1000 Tracks the Market
March 30, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest companies, placing Schwab at the forefront of indexing.
March 30, 2017
For more than 25 years, the Schwab 1000 Index® has captured the growth of America’s largest companies, placing Schwab at the forefront of indexing.
Baby Makes Three: Financial Planning for New Parents
March 29, 2017
Raising a child is expensive. Here’s how to set financial goals for your child’s milestones while keeping your retirement savings on track.
March 29, 2017
Raising a child is expensive. Here’s how to set financial goals for your child’s milestones while keeping your retirement savings on track.
Stay Disciplined: Resilient Bull Market Is No Cause for Complacency
by Schwab Newsroom
March 27, 2017
The stock market has held firm in the face of multiple shocks this year, but that doesn’t mean investors should let their guards down. Volatility could return at any time.
by Schwab Newsroom
March 27, 2017
The stock market has held firm in the face of multiple shocks this year, but that doesn’t mean investors should let their guards down. Volatility could return at any time.
Homeownership: 4 Things to Know About Renting vs. Buying
March 21, 2017
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
March 21, 2017
Thinking about leaving your rental behind and buying a home? Here are four points to consider.
The Fed has China in a Tough Spot
by Jeffrey Kleintop
March 20, 2017
The Fed rate hike has put China in a tough spot in early 2017. How China responds will be important for global markets as investors assess the trade fallout and growth trajectory for the world’s second largest economy.
by Jeffrey Kleintop
March 20, 2017
The Fed rate hike has put China in a tough spot in early 2017. How China responds will be important for global markets as investors assess the trade fallout and growth trajectory for the world’s second largest economy.
Fixed-Rate Mortgage vs. ARM: How Do They Compare?
March 16, 2017
Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?
March 16, 2017
Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?
Fed Rate Hikes May Benefit Japanese Stocks
by Michelle Gibley
March 16, 2017
Japanese stocks have benefitted as the yen has weakened against the U.S. dollar. Are more gains on the way?
by Michelle Gibley
March 16, 2017
Japanese stocks have benefitted as the yen has weakened against the U.S. dollar. Are more gains on the way?
Fed Rate Hike: What Does It Mean for Your Portfolio?
by Schwab Newsroom
March 15, 2017
The Federal Reserve just raised interest rates again. How might your investments be affected?
by Schwab Newsroom
March 15, 2017
The Federal Reserve just raised interest rates again. How might your investments be affected?
Fed Raises Rates, Signals Additional Hikes in 2017
by Collin Martin
March 15, 2017
The Federal Reserve just raised short-term interest rates—again. Here’s what investors should know.
by Collin Martin
March 15, 2017
The Federal Reserve just raised short-term interest rates—again. Here’s what investors should know.
3 Ways to Help Increase Portfolio Income
March 14, 2017
These three portfolio strategies may help increase your portfolio income and manage payouts more effectively.
March 14, 2017
These three portfolio strategies may help increase your portfolio income and manage payouts more effectively.
Thinking About Downsizing?
by Carrie Schwab-Pomerantz
March 14, 2017
Understand the finances of moving to a smaller home.
by Carrie Schwab-Pomerantz
March 14, 2017
Understand the finances of moving to a smaller home.
Is Your State Muni Bond Fund Investing Elsewhere? Why It Matters
by Cooper J Howard
March 13, 2017
While it’s common for fund managers to invest in out-of-state bonds, a large allocation to territories with declining credit conditions could be concerning.
by Cooper J Howard
March 13, 2017
While it’s common for fund managers to invest in out-of-state bonds, a large allocation to territories with declining credit conditions could be concerning.
Why Market Returns May Be Lower in the Future
by Veerapan Perianan
March 13, 2017
President Trump may have the chance to fill a majority of the seats on the Federal Reserve Board. What does that mean for markets?
by Veerapan Perianan
March 13, 2017
President Trump may have the chance to fill a majority of the seats on the Federal Reserve Board. What does that mean for markets?
What You Should Know About Convertible Bonds
March 08, 2017
Convertible bonds may generate attractive returns when stocks rise, but they differ greatly from traditional fixed income investments.
March 08, 2017
Convertible bonds may generate attractive returns when stocks rise, but they differ greatly from traditional fixed income investments.
The future of Europe: EU 2.0 and its impact on the markets
by Jeffrey Kleintop
March 06, 2017
What does Europe’s future look like and what might it mean for investors?
by Jeffrey Kleintop
March 06, 2017
What does Europe’s future look like and what might it mean for investors?
Closed-End Bond Funds: How They Work and What You Should Know As Rates Rise
by Kathy A Jones
March 02, 2017
Closed-end bond funds are a popular way for investors to garner extra yield when interest rates are low, but rising rates can negatively affect their performance. Here’s what you should know about these investments.
by Kathy A Jones
March 02, 2017
Closed-end bond funds are a popular way for investors to garner extra yield when interest rates are low, but rising rates can negatively affect their performance. Here’s what you should know about these investments.
Should You Hold Bonds or Bond Funds When Interest Rates Rise?
February 28, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
February 28, 2017
Bond investing in a rising interest rate environment requires careful thought. Here are some things to consider about bonds and bond funds.
What would a shake-up at the Fed mean for bond investors?
by Kathy A Jones
February 28, 2017
Significant turnover will likely hit the Fed in the next few years. The changes may result in a shift in the way the Fed sets policy.
by Kathy A Jones
February 28, 2017
Significant turnover will likely hit the Fed in the next few years. The changes may result in a shift in the way the Fed sets policy.
Changes at the Fed: What Does the Coming Personnel Shake-Up Mean?
by Schwab Newsroom
February 21, 2017
President Trump may have the chance to fill a majority of the seats on the Federal Reserve Board. What does that mean for markets?
by Schwab Newsroom
February 21, 2017
President Trump may have the chance to fill a majority of the seats on the Federal Reserve Board. What does that mean for markets?
The Stock Market Sees Nothing to Worry About—That May Be About to Change
by Jeffrey Kleintop
February 21, 2017
Stock markets are currently behaving as if there is nothing to worry about, but that may be about to change now that we are within 45 trading days of the French Presidential election.
by Jeffrey Kleintop
February 21, 2017
Stock markets are currently behaving as if there is nothing to worry about, but that may be about to change now that we are within 45 trading days of the French Presidential election.
Bank Loan Funds: Why Now?
February 17, 2017
Bank loan funds stand to benefit when short-term interest rates rise.
February 17, 2017
Bank loan funds stand to benefit when short-term interest rates rise.
Beware the 60-Day Rollover
February 17, 2017
Direct transfers are still the safest option when you’re moving IRAs.
February 17, 2017
Direct transfers are still the safest option when you’re moving IRAs.
The Rise of Real Estate Stocks
by Brad Sorensen
February 17, 2017
Increasingly popular equity REITs can yield substantial dividends—but carry special risks.
by Brad Sorensen
February 17, 2017
Increasingly popular equity REITs can yield substantial dividends—but carry special risks.
Can You Answer These 5 Common ETF Questions?
by Michael Iachini
February 17, 2017
What investors want to know most about exchange-traded funds.
by Michael Iachini
February 17, 2017
What investors want to know most about exchange-traded funds.
What Does Fiscal Stimulus Mean for Bond Investors?
by Kathy A Jones
February 17, 2017
The shift from monetary policy to fiscal policy could be a game changer for the world’s bond markets.
by Kathy A Jones
February 17, 2017
The shift from monetary policy to fiscal policy could be a game changer for the world’s bond markets.
Trading Near the Bells
by Randy Frederick, Lee Bohl
February 17, 2017
What to know about the market’s two most volatile trading hours.
by Randy Frederick, Lee Bohl
February 17, 2017
What to know about the market’s two most volatile trading hours.
3 Mistakes to Avoid When Making a Large Portfolio Withdrawal
February 17, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
February 17, 2017
How to manage a large portfolio withdrawal without throwing the rest of your finances out of whack.
Europe Votes: Could More Countries Reject the EU?
by Michelle Gibley
February 08, 2017
Wariness of the political status quo seems to be spreading, but the possibility of another country following the UK’s Brexit example isn’t certain.
by Michelle Gibley
February 08, 2017
Wariness of the political status quo seems to be spreading, but the possibility of another country following the UK’s Brexit example isn’t certain.
Should Muni Investors Be Concerned About Pensions?
by Cooper J Howard
February 07, 2017
Dallas recently joined the list of major cities to see its credit ratings downgraded in the face of pension struggles. What does it mean for muni investors?
by Cooper J Howard
February 07, 2017
Dallas recently joined the list of major cities to see its credit ratings downgraded in the face of pension struggles. What does it mean for muni investors?
Health Care Stocks: Is the Sector About to Revive?
by Schwab Newsroom
February 06, 2017
Amid controversy over repealing the Affordable Care Act, sector analyst Brad Sorensen says the health care sector may outperform in 2017.
by Schwab Newsroom
February 06, 2017
Amid controversy over repealing the Affordable Care Act, sector analyst Brad Sorensen says the health care sector may outperform in 2017.
Should You Pay Off Your Mortgage Early, Before You Retire?
February 06, 2017
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
February 06, 2017
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
Simple Indicators In A Complex World
by Jeffrey Kleintop
February 06, 2017
When people feel there is a situation that is out of their control or too complicated to analyze, they often fall back on rules of thumb to make decisions.
by Jeffrey Kleintop
February 06, 2017
When people feel there is a situation that is out of their control or too complicated to analyze, they often fall back on rules of thumb to make decisions.
Short-Term Bonds: Why They Could Outperform As Interest Rates Rise
by Rob Williams, Cooper J Howard
February 02, 2017
Bonds with shorter durations may outperform medium-term and long-term bonds if the Federal Reserve continues to raise interest rates.
by Rob Williams, Cooper J Howard
February 02, 2017
Bonds with shorter durations may outperform medium-term and long-term bonds if the Federal Reserve continues to raise interest rates.
Corporate Defaults: What Investors Should Know When A Bond Issuer Goes Bankrupt
by Collin Martin
February 02, 2017
With the corporate default rate rising, investors may be wondering what they should do if their corporate bond issuer goes bankrupt.
by Collin Martin
February 02, 2017
With the corporate default rate rising, investors may be wondering what they should do if their corporate bond issuer goes bankrupt.
Write Your Own Retirement Check
by Rande Spiegelman
January 31, 2017
Here’s a smart system for drawing down your life savings during retirement.
by Rande Spiegelman
January 31, 2017
Here’s a smart system for drawing down your life savings during retirement.
Dow at 20,000: What Does it Mean and What’s Next?
by Schwab Newsroom
January 30, 2017
The stock market has climbed to record highs over the past few months. What’s driving the gains, and what does it mean for the future?
by Schwab Newsroom
January 30, 2017
The stock market has climbed to record highs over the past few months. What’s driving the gains, and what does it mean for the future?
Bond Market Trends: Is a Bear Market Coming?
by Schwab Newsroom
January 23, 2017
Bond market yields have jumped since last summer. Is this a temporary blip, or the start of a long-term trend? And if a bond bear market is coming, what can investors do?
by Schwab Newsroom
January 23, 2017
Bond market yields have jumped since last summer. Is this a temporary blip, or the start of a long-term trend? And if a bond bear market is coming, what can investors do?
Five Reasons to Stay Invested Despite Heightened Uncertainty
by Jeffrey Kleintop
January 23, 2017
There are five reasons to stay invested despite the heightened uncertainty.
by Jeffrey Kleintop
January 23, 2017
There are five reasons to stay invested despite the heightened uncertainty.
Anatomy of a Bond Bear Market: What to Look For When Yields Rise
by Kathy A Jones
January 19, 2017
With yields surging from last summer’s record lows, are bonds at the start of a long-term bear market? To answer that question, you must first determine what constitutes a bear market in bonds.
by Kathy A Jones
January 19, 2017
With yields surging from last summer’s record lows, are bonds at the start of a long-term bear market? To answer that question, you must first determine what constitutes a bear market in bonds.
Currency Hedging: 5 Things You Need to Know
by Michelle Gibley
January 18, 2017
Hedging international stocks against currency losses when the dollar is rising can make sense, but it depends on your time frame.
by Michelle Gibley
January 18, 2017
Hedging international stocks against currency losses when the dollar is rising can make sense, but it depends on your time frame.
The Trump Effect: Can the Post-Election Rally Continue?
by Schwab Newsroom
January 17, 2017
Lawmakers will soon start grappling with the connection between campaign promises and policy reality. How might the stock market react?
by Schwab Newsroom
January 17, 2017
Lawmakers will soon start grappling with the connection between campaign promises and policy reality. How might the stock market react?
Discount Munis: What You Need to Know About Taxes
by Cooper J Howard
January 13, 2017
Municipal bonds can offer tax-free income, but bonds purchased at discounted prices could be subject to variable tax rates.
by Cooper J Howard
January 13, 2017
Municipal bonds can offer tax-free income, but bonds purchased at discounted prices could be subject to variable tax rates.
Floaters vs. Bank Loans: What You Should Know as Rates Rise
by Collin Martin
January 10, 2017
Rising interest rates add to the appeal of floating-rate coupons, but not all investments in this category offer the same risks and rewards.
by Collin Martin
January 10, 2017
Rising interest rates add to the appeal of floating-rate coupons, but not all investments in this category offer the same risks and rewards.
The CURE for a calm market: Four risks for 2017
by Jeffrey Kleintop
January 09, 2017
After a calm post-election climb for stocks, developments in China, United Kingdom, Russia, and Europe may bring a return of volatility.
by Jeffrey Kleintop
January 09, 2017
After a calm post-election climb for stocks, developments in China, United Kingdom, Russia, and Europe may bring a return of volatility.
Municipal Bond Outlook: What Investors May See in 2017
by Rob Williams, Cooper J Howard
January 03, 2017
Although volatility is likely to increase in early 2017, rising interest rates could lead to higher after-tax yields and potentially attractive entry points for investors.
by Rob Williams, Cooper J Howard
January 03, 2017
Although volatility is likely to increase in early 2017, rising interest rates could lead to higher after-tax yields and potentially attractive entry points for investors.
Why Your Portfolio Needs International Stocks—Despite 2017 Risks
by Schwab Newsroom
December 27, 2016
The U.S. economy may outpace its developed peers next year, but investors should still include an allocation to international stocks if they want to be adequately diversified.
by Schwab Newsroom
December 27, 2016
The U.S. economy may outpace its developed peers next year, but investors should still include an allocation to international stocks if they want to be adequately diversified.
Inflation Is Rising: Time to Consider Treasury-Inflation Protected Securities?
by Collin Martin
December 20, 2016
Inflation is trending higher and TIPS are still priced below their historical averages. Is now the time to consider some inflation protection?
by Collin Martin
December 20, 2016
Inflation is trending higher and TIPS are still priced below their historical averages. Is now the time to consider some inflation protection?
Smart Beta Strategies: Understanding Key Differences
December 19, 2016
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
December 19, 2016
Smart beta strategies are proliferating, but do you really understand the difference between the various smart beta options?
Emerging Markets: Why They Deserve a Place in Your Portfolio
by Michelle Gibley
December 16, 2016
Emerging market stocks tumbled after the U.S. election because of concerns about protectionism and a stronger dollar, but we think the potential benefits offset the risks.
by Michelle Gibley
December 16, 2016
Emerging market stocks tumbled after the U.S. election because of concerns about protectionism and a stronger dollar, but we think the potential benefits offset the risks.
Changing Conditions: A Bond Market FAQ
by Kathy A Jones
December 13, 2016
Yields have surged and potential changes in taxes, government spending and interest rates could make the bond market more volatile. What does it mean to investors?
by Kathy A Jones
December 13, 2016
Yields have surged and potential changes in taxes, government spending and interest rates could make the bond market more volatile. What does it mean to investors?
Will the Fed Raise Interest Rates This Week?
by Schwab Newsroom
December 12, 2016
Federal Reserve policymakers are set to meet this week, and many bond market investors believe the Fed is finally set to raise its key short-term interest rate again.
by Schwab Newsroom
December 12, 2016
Federal Reserve policymakers are set to meet this week, and many bond market investors believe the Fed is finally set to raise its key short-term interest rate again.
5 Reasons International Stocks May Underperform in 2017
by Jeffrey Kleintop
December 12, 2016
There are five key reasons developed international stocks may lag U.S. stocks again in 2017.
by Jeffrey Kleintop
December 12, 2016
There are five key reasons developed international stocks may lag U.S. stocks again in 2017.
Corporate Bonds: Income May Drive Potential Returns in 2017
by Collin Martin
December 08, 2016
With yields poised to rise, income payments—rather than price gains—may drive potential total returns in the corporate bond market in 2017.
by Collin Martin
December 08, 2016
With yields poised to rise, income payments—rather than price gains—may drive potential total returns in the corporate bond market in 2017.
Are Things Finally Looking Up for the Oil Industry?
by Schwab Newsroom
December 05, 2016
OPEC recently announced production cuts in a bid to boost oil prices, but the industry could still face some headwinds.
by Schwab Newsroom
December 05, 2016
OPEC recently announced production cuts in a bid to boost oil prices, but the industry could still face some headwinds.
Reap the Benefits of Tax-Loss Harvesting to Lower Your Tax Bill
by Rande Spiegelman
December 05, 2016
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
by Rande Spiegelman
December 05, 2016
Tax-loss harvesting—offsetting capital gains with capital losses—can lower your tax bill and better position your portfolio going forward.
Bond Market Outlook: Higher Rates and Known Unknowns
by Kathy A Jones
December 01, 2016
The incoming administration’s proposals for taxes, spending and trade could create waves in the bond market. Caution may be in order.
by Kathy A Jones
December 01, 2016
The incoming administration’s proposals for taxes, spending and trade could create waves in the bond market. Caution may be in order.
Happy Unrecession: The Alice in Wonderland Economy
by Jeffrey Kleintop
November 28, 2016
While the odd and upside-down developments confronting investors may seem mad, the stock market gains are not as misguided or illogical as they may at first seem.
by Jeffrey Kleintop
November 28, 2016
While the odd and upside-down developments confronting investors may seem mad, the stock market gains are not as misguided or illogical as they may at first seem.
Muni Bonds: Making Sense of the Post-Election Landscape
by Rob Williams, Cooper J Howard
November 22, 2016
The potential for lower taxes and an increase in infrastructure spending could hurt muni prices in the short term, but we still feel they can make sense for high-income earners.
by Rob Williams, Cooper J Howard
November 22, 2016
The potential for lower taxes and an increase in infrastructure spending could hurt muni prices in the short term, but we still feel they can make sense for high-income earners.
Can Bond Funds Make Sense When Interest Rates Rise?
by Rob Williams
November 17, 2016
Bond funds can experience price swings when interest rates rise, but potentially higher total returns over time can help you recover.
by Rob Williams
November 17, 2016
Bond funds can experience price swings when interest rates rise, but potentially higher total returns over time can help you recover.
Premium Bonds: What’s the Attraction?
by Collin Martin
November 15, 2016
Paying more for a bond than you stand to get back at maturity may seem like a losing proposition, but premium bonds can offer attractive returns and price stability.
by Collin Martin
November 15, 2016
Paying more for a bond than you stand to get back at maturity may seem like a losing proposition, but premium bonds can offer attractive returns and price stability.
What Does Your Fund Yield?
November 14, 2016
There are two measures for reporting income. What do they tell you?
November 14, 2016
There are two measures for reporting income. What do they tell you?
Are Floaters an Answer to Rate Hike Uncertainty?
November 14, 2016
Can floating-rate notes help bond investors position their portfolios for a rate increase?
November 14, 2016
Can floating-rate notes help bond investors position their portfolios for a rate increase?
Global Investing: 6 Trends to Watch
by Jeffrey Kleintop
November 14, 2016
A look at the backdrop for global investing in 2017.
by Jeffrey Kleintop
November 14, 2016
A look at the backdrop for global investing in 2017.
Can the CAPE Ratio Predict Market Moves?
November 14, 2016
Is the CAPE ratio as prescient as some investors believe it to be?
November 14, 2016
Is the CAPE ratio as prescient as some investors believe it to be?
Why Invest in International Bonds?
by Kathy A Jones
November 14, 2016
International bonds have a role to play in a diversified portfolio.
by Kathy A Jones
November 14, 2016
International bonds have a role to play in a diversified portfolio.
Crossing State Lines: 5 Reasons to Consider Other States’ Munis
by Cooper J Howard, Rob Williams
November 14, 2016
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
by Cooper J Howard, Rob Williams
November 14, 2016
Maximizing your tax benefits may not be the only consideration when it comes to building a muni portfolio.
Is That Active Fund Worth the Fees?
November 14, 2016
While actively managed mutual funds typically charge higher fees than index funds, they may offer worthwhile benefits—but not if they’re “closet indexing.”
November 14, 2016
While actively managed mutual funds typically charge higher fees than index funds, they may offer worthwhile benefits—but not if they’re “closet indexing.”
How Liquid Is Your Portfolio?
November 14, 2016
Liquidity is something most people don’t think about until it’s too late. Do you know what’s in your portfolio?
November 14, 2016
Liquidity is something most people don’t think about until it’s too late. Do you know what’s in your portfolio?
President Trump and Global Trade: How Will Campaign Promises Play Out?
by Jeffrey Kleintop
November 10, 2016
Even if he carries out his most aggressive campaign proposals, we believe the consequences could be less damaging than they might at first seem.
by Jeffrey Kleintop
November 10, 2016
Even if he carries out his most aggressive campaign proposals, we believe the consequences could be less damaging than they might at first seem.
Market Volatility, Trading Halts and Circuit Breakers
by Schwab Center for Financial Research
November 09, 2016
Exchanges may halt trading when the S&P 500 Index® drops quickly. Here’s how “circuit breakers” work and what they’re supposed to do.
by Schwab Center for Financial Research
November 09, 2016
Exchanges may halt trading when the S&P 500 Index® drops quickly. Here’s how “circuit breakers” work and what they’re supposed to do.
Change Is in the Air: A Post-Election Look at Bonds
by Kathy A Jones
November 09, 2016
The election results look set to continue the shift toward increased fiscal spending and higher inflation, but some caveats are in order.
by Kathy A Jones
November 09, 2016
The election results look set to continue the shift toward increased fiscal spending and higher inflation, but some caveats are in order.
ETF vs. Mutual Fund: It Depends on Your Strategy
by Michael Iachini
November 08, 2016
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
by Michael Iachini
November 08, 2016
Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.
5 Ways a Robo Advisor Could Augment Your Financial Strategy
November 07, 2016
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
November 07, 2016
Automated investing, or robo advising, can put your investment portfolio on track—whether you aim to increase your retirement income or pursue a more specific goal.
The Fed Plays It Safe, December Hike Likely
by Kathy A Jones
November 02, 2016
The Federal Reserve kept rates on hold at its November meeting, but hinted at a December rate hike as employment data and inflation are pointing in the right direction.
by Kathy A Jones
November 02, 2016
The Federal Reserve kept rates on hold at its November meeting, but hinted at a December rate hike as employment data and inflation are pointing in the right direction.
Inflation and the Fed: What to Expect at This Week’s Meeting
by Schwab Newsroom
October 31, 2016
The bond market has shown signs of concern about the prospect of rising inflation. With Federal Reserve policymakers set to meet this week, what should investors know?
by Schwab Newsroom
October 31, 2016
The bond market has shown signs of concern about the prospect of rising inflation. With Federal Reserve policymakers set to meet this week, what should investors know?
Recession Odds Pass Key Threshold
by Jeffrey Kleintop
October 31, 2016
A reliable historical indicator suggests the events of October may have been more soothing than scary for long-term investors.
by Jeffrey Kleintop
October 31, 2016
A reliable historical indicator suggests the events of October may have been more soothing than scary for long-term investors.
2016 Homestretch: Two Hurdles that Could Cause a Market Stumble
by Schwab Newsroom
October 24, 2016
The election and questions about interest rates are creating uncertainty in financial markets. What can you do to feel better about your investments?
by Schwab Newsroom
October 24, 2016
The election and questions about interest rates are creating uncertainty in financial markets. What can you do to feel better about your investments?
Opposing Views: How the Candidates’ Tax Plans Could Affect Muni Bonds
by Rob Williams, Cooper J Howard
October 20, 2016
Donald Trump and Hillary Clinton have put forward very different tax plans. What do those plans mean for municipal bond investors?
by Rob Williams, Cooper J Howard
October 20, 2016
Donald Trump and Hillary Clinton have put forward very different tax plans. What do those plans mean for municipal bond investors?
5 Big Risks Posed by China (And Why They Shouldn't Crash Global Markets in 2017)
by Michelle Gibley
October 18, 2016
China’s economy is likely to slow in 2017, but the most bearish predictions may be proved wrong again. We examine five issues to watch.
by Michelle Gibley
October 18, 2016
China’s economy is likely to slow in 2017, but the most bearish predictions may be proved wrong again. We examine five issues to watch.
Three Reasons Stocks May Avoid Another Lost Decade
by Jeffrey Kleintop
October 17, 2016
The end of September marked 10 years with no growth in earnings and nine years with no gain in the stock market—what will the next 10 years offer investors?
by Jeffrey Kleintop
October 17, 2016
The end of September marked 10 years with no growth in earnings and nine years with no gain in the stock market—what will the next 10 years offer investors?
Are Bond Yields About to Rise?
by Kathy A Jones
October 06, 2016
Is the market ready for higher bond yields? After years of extremely low yields at home and a surge in negative-yielding debt in Europe and Japan, you might think the market would seize on any sign that conditions may be changing.
by Kathy A Jones
October 06, 2016
Is the market ready for higher bond yields? After years of extremely low yields at home and a surge in negative-yielding debt in Europe and Japan, you might think the market would seize on any sign that conditions may be changing.
Going Godzilla: What has the Bank of Japan Unleashed?
by Jeffrey Kleintop
October 03, 2016
The Bank of Japan faces a rising risk that their policy has created a monster that may be getting harder to control.
by Jeffrey Kleintop
October 03, 2016
The Bank of Japan faces a rising risk that their policy has created a monster that may be getting harder to control.
Back to School with Municipal Bonds
by Rob Williams, Cooper J Howard
September 27, 2016
School district bonds can bring high credit quality and diversity to a portfolio of municipal bonds.
by Rob Williams, Cooper J Howard
September 27, 2016
School district bonds can bring high credit quality and diversity to a portfolio of municipal bonds.
With a Whimper Instead of a Bang: Is the Great Bond Bull Market Over?
by Kathy A Jones
September 27, 2016
U.S. Treasury yields may have bounced, but global economic weakness will likely keep them under pressure.
by Kathy A Jones
September 27, 2016
U.S. Treasury yields may have bounced, but global economic weakness will likely keep them under pressure.
Are Earnings Expectations Too High?
by Schwab Newsroom
September 26, 2016
Corporate earnings expectations have risen considerably in recent months. Stocks could be volatile if companies fail to meet those expectations.
by Schwab Newsroom
September 26, 2016
Corporate earnings expectations have risen considerably in recent months. Stocks could be volatile if companies fail to meet those expectations.
Quality Check: High-Yield vs. Investment-Grade Bonds
by Collin Martin
September 20, 2016
High valuations and weakening fundamentals suggest the case for high-yield bonds isn’t as compelling as that for investment-grade bonds. Yield seekers rethinking their risk tolerance should take note.
by Collin Martin
September 20, 2016
High valuations and weakening fundamentals suggest the case for high-yield bonds isn’t as compelling as that for investment-grade bonds. Yield seekers rethinking their risk tolerance should take note.
World Tour: An Around The World Look At the Economic Landscape
by Jeffrey Kleintop
September 19, 2016
The global picture may have brightened a little, thanks largely to Asia, but with little momentum to that improvement.
by Jeffrey Kleintop
September 19, 2016
The global picture may have brightened a little, thanks largely to Asia, but with little momentum to that improvement.
Annuities: A Piece of the Retirement Puzzle
September 16, 2016
Annuities can be confusing, but they’re worth a careful look because they can help bring order to your retirement-spending plans.
September 16, 2016
Annuities can be confusing, but they’re worth a careful look because they can help bring order to your retirement-spending plans.
Fed Uncertainty Brings Volatility to Markets
by Schwab Center for Financial Research
September 09, 2016
U.S. stocks fell sharply Friday. Fed uncertainty means market volatility could continue.
by Schwab Center for Financial Research
September 09, 2016
U.S. stocks fell sharply Friday. Fed uncertainty means market volatility could continue.
Mind the Gap: Are Earnings Expectations Too High?
by Jeffrey Kleintop
September 06, 2016
After a year and a half of cutting their earnings estimates for the world’s companies by a total of 14%, analysts have spent the past six months raising them. Are they now expecting too much?
by Jeffrey Kleintop
September 06, 2016
After a year and a half of cutting their earnings estimates for the world’s companies by a total of 14%, analysts have spent the past six months raising them. Are they now expecting too much?
Campaign Season: What Have Elections Meant for Stocks?
by Schwab Newsroom
August 31, 2016
Election years have historically been good for the stock market, but this year could be different.
by Schwab Newsroom
August 31, 2016
Election years have historically been good for the stock market, but this year could be different.
How Does a Woman’s Longer Life Impact Her Investment Strategy?
August 30, 2016
With longer life spans, women must fine-tune their investment strategy in order to retire as comfortably as men—we offer a few tips that could help.
August 30, 2016
With longer life spans, women must fine-tune their investment strategy in order to retire as comfortably as men—we offer a few tips that could help.
The Return of the "Bond Vigilantes"
August 29, 2016
Bond markets are pricing in a discouraging view of the global economy. Is the pessimism overdone?
August 29, 2016
Bond markets are pricing in a discouraging view of the global economy. Is the pessimism overdone?
Is it Time to Consider Bank Loan Funds?
by Collin Martin
August 25, 2016
Bank loans offer relatively high income potential and may actually benefit from a Fed rate hike. But investors should also consider their risks.
by Collin Martin
August 25, 2016
Bank loans offer relatively high income potential and may actually benefit from a Fed rate hike. But investors should also consider their risks.
Extra Credit: The Lowdown on Enhancement Programs for School District Bonds
by Rob Williams, Cooper J Howard
August 23, 2016
Looking for extra protection for your school district bonds? Consider munis backed by state credit-enhancement programs.
by Rob Williams, Cooper J Howard
August 23, 2016
Looking for extra protection for your school district bonds? Consider munis backed by state credit-enhancement programs.
Introducing the Newest Sector: Real Estate
by Schwab Newsroom
August 22, 2016
Beginning September 1, the number of equity sectors will rise to 11, with the introduction of real estate as a separate sector. Here’s what you should know about the change.
by Schwab Newsroom
August 22, 2016
Beginning September 1, the number of equity sectors will rise to 11, with the introduction of real estate as a separate sector. Here’s what you should know about the change.
Your portfolio may be less diversified than you think
by Jeffrey Kleintop
August 22, 2016
Investors with a large home bias in their portfolio may not be nearly as diversified as they believe.
by Jeffrey Kleintop
August 22, 2016
Investors with a large home bias in their portfolio may not be nearly as diversified as they believe.
Is Recency Bias Influencing Your Investing Decisions?
August 12, 2016
Don’t let recency bias derail your investment plan.
August 12, 2016
Don’t let recency bias derail your investment plan.
Mutual Funds and Track Records
August 12, 2016
Why you should look beyond past performance when selecting mutual funds.
August 12, 2016
Why you should look beyond past performance when selecting mutual funds.
Insurance in Retirement: What Will You Need?
August 12, 2016
Retirees’ insurance needs come down to specifics. What are you trying to protect, and how can insurance help protect it?
August 12, 2016
Retirees’ insurance needs come down to specifics. What are you trying to protect, and how can insurance help protect it?
China’s Changing Economy: How It Could Affect Sectors
by Brad Sorensen
August 12, 2016
Some sectors may gain, and others lag behind, as China’s economy shifts gears.
by Brad Sorensen
August 12, 2016
Some sectors may gain, and others lag behind, as China’s economy shifts gears.
Bonds or Bond Funds?
by Rob Williams
August 12, 2016
Income-planning needs, attitude toward risk and investment budget all have a role to play in your decision.
by Rob Williams
August 12, 2016
Income-planning needs, attitude toward risk and investment budget all have a role to play in your decision.
ETFs: Are They Always Tax-Efficient?
by Michael Iachini
August 12, 2016
ETFs are generally tax-efficient, but there are a few notable cases when they aren’t.
by Michael Iachini
August 12, 2016
ETFs are generally tax-efficient, but there are a few notable cases when they aren’t.
Trading FAQs: We Answer Your Top Trading Questions
August 12, 2016
Four Schwab trading experts weigh in on common trading questions.
August 12, 2016
Four Schwab trading experts weigh in on common trading questions.
5 Questions to Ask Before Investing in Smart Beta
August 12, 2016
Smart beta strategies vary widely, so investors need to be clear about what each strategy seeks to achieve, and how it aims to achieve it.
August 12, 2016
Smart beta strategies vary widely, so investors need to be clear about what each strategy seeks to achieve, and how it aims to achieve it.
One Retirement, Two Portfolios
August 12, 2016
You and your spouse might each be saving for retirement, but are your portfolios working together toward the same goal?
August 12, 2016
You and your spouse might each be saving for retirement, but are your portfolios working together toward the same goal?
Does Your Risk Tolerance Change Over Time?
August 08, 2016
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
August 08, 2016
Many investors assume they know their own tolerance for risk and whether it changes—but for a true understanding, you also need to factor in risk capacity.
Does Zika pose an Olympic-sized risk to stocks?
by Jeffrey Kleintop
August 08, 2016
While the threat of Zika at the Olympic Games may garner headlines, past world pandemics show us that the market impact has not been significant—even when the global economy was especially vulnerable to a shock.
by Jeffrey Kleintop
August 08, 2016
While the threat of Zika at the Olympic Games may garner headlines, past world pandemics show us that the market impact has not been significant—even when the global economy was especially vulnerable to a shock.
Nearing Retirement? Assess Downside Risk, Upside Potential
by Rob Williams
August 05, 2016
Protecting your investment portfolio against downside risk can help ensure that you can live on your past investments when retirement comes.
by Rob Williams
August 05, 2016
Protecting your investment portfolio against downside risk can help ensure that you can live on your past investments when retirement comes.
Munis: How to Invest in Infrastructure-Backed Bonds
by Rob Williams, Cooper J Howard
August 02, 2016
Politicians are talking more about the need to invest in America’s infrastructure. Here’s what you need to know about investing in revenue-backed municipal bonds.
by Rob Williams, Cooper J Howard
August 02, 2016
Politicians are talking more about the need to invest in America’s infrastructure. Here’s what you need to know about investing in revenue-backed municipal bonds.
Three Reasons Why Now is Not the Time to Retreat from Global Diversification
by Jeffrey Kleintop
July 11, 2016
The Brexit is another in a series of political, economic and financial shocks coming from outside the United States. So is it time for long-term investors to retreat from global diversification to the perceived relative safety of the U.S. stock market?
by Jeffrey Kleintop
July 11, 2016
The Brexit is another in a series of political, economic and financial shocks coming from outside the United States. So is it time for long-term investors to retreat from global diversification to the perceived relative safety of the U.S. stock market?
New Options in Long-Term Care Insurance
July 05, 2016
Americans are living longer and may require long-term care down the line. Are you prepared? Consider these three options.
July 05, 2016
Americans are living longer and may require long-term care down the line. Are you prepared? Consider these three options.
Should You Rebalance More Often in Volatile Markets?
July 01, 2016
Volatile markets may tempt you to rebalance your portfolio frequently, but there’s more to rebalancing than just resetting your asset allocation.
July 01, 2016
Volatile markets may tempt you to rebalance your portfolio frequently, but there’s more to rebalancing than just resetting your asset allocation.
Brexit: What Investors Should Know
by Schwab Newsroom
June 27, 2016
We believe it will take time for the Brexit shock to fully work its way through the markets. In the meantime, here are our answers to commonly asked questions about this historic event.
by Schwab Newsroom
June 27, 2016
We believe it will take time for the Brexit shock to fully work its way through the markets. In the meantime, here are our answers to commonly asked questions about this historic event.
After the Brexit Vote: What Lies Ahead for Markets?
by Jeffrey Kleintop
June 27, 2016
U.K. voters’ decision to have decided to leave the European Union has rocked global markets. What does will “Brexit” mean for the markets for investors going forward?
by Jeffrey Kleintop
June 27, 2016
U.K. voters’ decision to have decided to leave the European Union has rocked global markets. What does will “Brexit” mean for the markets for investors going forward?
Where Will the Fed Go from Here?
June 13, 2016
Market expectations are low that the Federal Reserve will raise rates at its June 14-15 FOMC meeting. What should investors watch at the Fed meeting, and what should they do next?
June 13, 2016
Market expectations are low that the Federal Reserve will raise rates at its June 14-15 FOMC meeting. What should investors watch at the Fed meeting, and what should they do next?
What investors need to know about helicopter money
by Jeffrey Kleintop
June 13, 2016
The return of deflation in Japan has led some to call for the use of “helicopter money” which we see as unlikely to be effective at boosting growth, but may raise the risks to the global financial system.
by Jeffrey Kleintop
June 13, 2016
The return of deflation in Japan has led some to call for the use of “helicopter money” which we see as unlikely to be effective at boosting growth, but may raise the risks to the global financial system.
Waiting for a Fed Rate Hike: Bond Investments That May Make Sense Now
by Collin Martin
June 09, 2016
The Federal Reserve is likely to raise rates again this year, but that doesn’t mean fixed-income investors need to wait on the sidelines for a better entry point.
by Collin Martin
June 09, 2016
The Federal Reserve is likely to raise rates again this year, but that doesn’t mean fixed-income investors need to wait on the sidelines for a better entry point.
Five ways investors can make the most of slower growth
by Jeffrey Kleintop
May 31, 2016
Making the most out of a slower growth environment may help define investment success in the coming years leading investors to find bright spots among mega-caps and emerging market stocks.
by Jeffrey Kleintop
May 31, 2016
Making the most out of a slower growth environment may help define investment success in the coming years leading investors to find bright spots among mega-caps and emerging market stocks.
Performing Reformers: How Political Change Can Affect Stocks
by Michelle Gibley
May 18, 2016
Expectations of political reform can help drive markets higher, as they have in Brazil, but the good times don’t always last.
by Michelle Gibley
May 18, 2016
Expectations of political reform can help drive markets higher, as they have in Brazil, but the good times don’t always last.
Avoid Tax Surprises From Mutual Fund Distributions
May 13, 2016
Annual distributions from mutual funds could trigger surprise tax bills.
May 13, 2016
Annual distributions from mutual funds could trigger surprise tax bills.
Health Care Stocks: Are They More Speculative?
May 13, 2016
Health care stocks may no longer be a defensive play for investors.
May 13, 2016
Health care stocks may no longer be a defensive play for investors.
Is the “Framing Effect” Influencing Your Investment Decisions?
May 13, 2016
Investors may make different decisions depending on whether an investment scenario is framed as a potential gain or loss.
May 13, 2016
Investors may make different decisions depending on whether an investment scenario is framed as a potential gain or loss.
Are ETFs Risky? Fears and Facts About Exchange-Traded Funds
by Michael Iachini
May 13, 2016
Don’t let misconceptions about exchange-traded funds (ETFs) scare you away.
by Michael Iachini
May 13, 2016
Don’t let misconceptions about exchange-traded funds (ETFs) scare you away.
Geography, Growth and Municipal Bonds
by Cooper J Howard, Rob Williams
May 13, 2016
Find out why location matters when investing in municipal bonds.
by Cooper J Howard, Rob Williams
May 13, 2016
Find out why location matters when investing in municipal bonds.
Are Preferred Securities Right for You?
by Collin Martin
May 13, 2016
With relatively high yields, preferred securities may be attractive to income-seeking investors.
by Collin Martin
May 13, 2016
With relatively high yields, preferred securities may be attractive to income-seeking investors.
How Do Stocks Perform During the Presidential Election Cycle?
May 13, 2016
A look at how the market has performed during different points in the election cycle.
May 13, 2016
A look at how the market has performed during different points in the election cycle.
A Closer Look at Investment Costs
May 13, 2016
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
May 13, 2016
Investment costs can add up over the decades, and money can be invested far longer than the standard 30-year period. So what is your true all-in cost?
Does Your Retirement Portfolio Need More Stocks?
May 13, 2016
Low interest rates and longer lifespans suggest stocks are necessary, even in retirement.
May 13, 2016
Low interest rates and longer lifespans suggest stocks are necessary, even in retirement.
Help Your College Grad Become an Investor
May 04, 2016
Looking for a meaningful college graduation present? Consider opening up the world of investing.
May 04, 2016
Looking for a meaningful college graduation present? Consider opening up the world of investing.
Sectors That May Thrive When Rates Rise
April 29, 2016
An analysis of the current rate hike cycle and the market sectors that could stand to benefit or underperform as a result.
April 29, 2016
An analysis of the current rate hike cycle and the market sectors that could stand to benefit or underperform as a result.
Bond Ladders: A Useful Tool for Retirement Income
by Rob Williams
April 18, 2016
Bond ladders can help you manage cash needs in retirement, allowing you potentially to take more risk elsewhere in your portfolio.
by Rob Williams
April 18, 2016
Bond ladders can help you manage cash needs in retirement, allowing you potentially to take more risk elsewhere in your portfolio.
How Low Could We Go? Negative Interest Rates Explained
April 13, 2016
Central banks in Europe and Japan have imposed negative interest rates to stimulate their economies. What’s happening, and could the U.S. follow suit?
April 13, 2016
Central banks in Europe and Japan have imposed negative interest rates to stimulate their economies. What’s happening, and could the U.S. follow suit?
Patience at the Plate: How Investing Is Like Baseball
by Anthony Davidow
April 13, 2016
Find out what baseball can teach you about portfolio diversification and disciplined investing.
by Anthony Davidow
April 13, 2016
Find out what baseball can teach you about portfolio diversification and disciplined investing.
Looking for Extra Yield? The Case for Preferreds
by Collin Martin
April 11, 2016
Preferreds share characteristics with both stocks and bonds, and offer higher yields than most traditional fixed income investments.
by Collin Martin
April 11, 2016
Preferreds share characteristics with both stocks and bonds, and offer higher yields than most traditional fixed income investments.
Are Central Banks Out of Options?
by Michelle Gibley
March 24, 2016
We are monitoring three indicators to gauge the effectiveness of central bank efforts to stimulate economic growth: loan rates, loan demand and fiscal policy.
by Michelle Gibley
March 24, 2016
We are monitoring three indicators to gauge the effectiveness of central bank efforts to stimulate economic growth: loan rates, loan demand and fiscal policy.
How to Build a Bond Portfolio
by Rob Williams
March 21, 2016
The bond market is large and complex, so it helps to focus on bonds that provide diversification, stability and income.
by Rob Williams
March 21, 2016
The bond market is large and complex, so it helps to focus on bonds that provide diversification, stability and income.
Market Volatility: What If You Don’t Have Time to Recover?
by Rob Williams
March 09, 2016
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
by Rob Williams
March 09, 2016
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?
Trust but Verify: Five Independent Indicators of China’s Economy
by Jeffrey Kleintop
March 07, 2016
Some data coming out of China could be considered questionable. Learn where to look for a more accurate picture.
by Jeffrey Kleintop
March 07, 2016
Some data coming out of China could be considered questionable. Learn where to look for a more accurate picture.
Is That High-Yield Bond Too Good to Be True?
by Collin Martin
February 25, 2016
High-yield bonds may look appealing, but they come with additional default and volatility risks.
by Collin Martin
February 25, 2016
High-yield bonds may look appealing, but they come with additional default and volatility risks.
The Case for Muni Bonds
February 24, 2016
Despite a weak showing in 2015, municipal bonds still offer attractive benefits.
February 24, 2016
Despite a weak showing in 2015, municipal bonds still offer attractive benefits.
Crunching Commodities
February 24, 2016
Assessing the impact of declining commodity prices on sector performance.
February 24, 2016
Assessing the impact of declining commodity prices on sector performance.
Navigating the Yield Curve
February 24, 2016
The shape of the yield curve represents what investors expect to happen to short- and long-term interest rates.
February 24, 2016
The shape of the yield curve represents what investors expect to happen to short- and long-term interest rates.
A World of Ideas
by Jeffrey Kleintop
February 24, 2016
Using themes to guide your global investments can help you transcend geography.
by Jeffrey Kleintop
February 24, 2016
Using themes to guide your global investments can help you transcend geography.
Liquid Alternatives
by Anthony Davidow
February 24, 2016
Find out how these mutual funds have democratized alternative investments.
by Anthony Davidow
February 24, 2016
Find out how these mutual funds have democratized alternative investments.
Risk-Management Strategies for Traders
February 24, 2016
Schwab’s trading experts can help clients develop a trading plan and employ risk-management strategies.
February 24, 2016
Schwab’s trading experts can help clients develop a trading plan and employ risk-management strategies.
How Will Rising Rates Affect You?
February 24, 2016
What do rising rates mean to you? It may depend on your life stage.
February 24, 2016
What do rising rates mean to you? It may depend on your life stage.
How to Use Actively Managed Funds
February 24, 2016
Actively managed funds can play an important role in a diversified portfolio.
February 24, 2016
Actively managed funds can play an important role in a diversified portfolio.
Do You Know What Your Investments Really Cost?
February 23, 2016
High investment fees can really add up and lower your overall returns. Know what you’re paying—and what you’re paying for.
February 23, 2016
High investment fees can really add up and lower your overall returns. Know what you’re paying—and what you’re paying for.
Corporate Bond Investors: Check Your Sectors
by Collin Martin
February 18, 2016
The recent drop in commodity prices is a reminder that sector risk can shake up the corporate bond market.
by Collin Martin
February 18, 2016
The recent drop in commodity prices is a reminder that sector risk can shake up the corporate bond market.
Negative Interest Rate Policy Adds Up To Less than Zero for Investors
by Jeffrey Kleintop
February 08, 2016
While central banks’ QE programs lifted stock prices in recent years, the latest shift by central banks to negative interest rate policy seems to be weighing on stocks and may be working against their intentions of promoting economic growth.
by Jeffrey Kleintop
February 08, 2016
While central banks’ QE programs lifted stock prices in recent years, the latest shift by central banks to negative interest rate policy seems to be weighing on stocks and may be working against their intentions of promoting economic growth.
Currency Wars: Is a Weaker Currency Good or Bad?
by Michelle Gibley
February 03, 2016
What can currency wars do for an economy?
by Michelle Gibley
February 03, 2016
What can currency wars do for an economy?
Central Banks to the Rescue?
by Jeffrey Kleintop
January 25, 2016
Rather than rescuing investors, comments from central bankers are more likely to create volatility in the markets until the global economic path is clearer.
by Jeffrey Kleintop
January 25, 2016
Rather than rescuing investors, comments from central bankers are more likely to create volatility in the markets until the global economic path is clearer.
2016 International Investing: Why Laggards Don't Necessarily Produce Winners
by Michelle Gibley
January 21, 2016
We explain why buying the worst-performing country’s stock index doesn't necessarily result in a strong return in the following year.
by Michelle Gibley
January 21, 2016
We explain why buying the worst-performing country’s stock index doesn't necessarily result in a strong return in the following year.
3 Ways Your Portfolio Could Be Too Complex
January 08, 2016
Minimizing the number of funds and accounts you own could reduce your investment costs and help you plan better.
January 08, 2016
Minimizing the number of funds and accounts you own could reduce your investment costs and help you plan better.
How Rate Hikes Impact International Stock Markets
by Jeffrey Kleintop
December 21, 2015
The central banks of 20 nations raised interest rates in 2015, but not all countries are as well–positioned as the U.S. to handle the impact of rate hikes.
by Jeffrey Kleintop
December 21, 2015
The central banks of 20 nations raised interest rates in 2015, but not all countries are as well–positioned as the U.S. to handle the impact of rate hikes.
5 Ways Climate Policies May Impact Your Portfolio
by Jeffrey Kleintop
December 17, 2015
With climate-change concerns shaping new government and business policies, investors should be aware of the potential effects on global markets.
by Jeffrey Kleintop
December 17, 2015
With climate-change concerns shaping new government and business policies, investors should be aware of the potential effects on global markets.
After the Fed Rate Hike: Suggestions for Bond Investors
December 16, 2015
The real impact of the Fed rate hike depends on your situation. Find out how rising interest rates affect five common bond-investing scenarios.
December 16, 2015
The real impact of the Fed rate hike depends on your situation. Find out how rising interest rates affect five common bond-investing scenarios.
Investing in Bonds: Should You Choose Individual Bonds or Bond Funds?
by Rob Williams
December 09, 2015
When investing in bonds, should you choose individual bonds or bond funds? Here are a few guidelines.
by Rob Williams
December 09, 2015
When investing in bonds, should you choose individual bonds or bond funds? Here are a few guidelines.
Know What You Own: Why Not All General Obligation Bonds are Created Equal
by Rob Williams, Cooper J Howard
December 09, 2015
The outcome of the Detroit bankruptcy illustrates how important it is for municipal bond investors to know what they own.
by Rob Williams, Cooper J Howard
December 09, 2015
The outcome of the Detroit bankruptcy illustrates how important it is for municipal bond investors to know what they own.
Decoding Devaluations: What Do Currency Moves Mean for Your Money?
by Jeffrey Kleintop
December 07, 2015
Find out more on how currency devaluations could impact your investment portfolio.
by Jeffrey Kleintop
December 07, 2015
Find out more on how currency devaluations could impact your investment portfolio.
India Becomes World’s Fastest Growing Economy: What Investors Need to Know
by Jeffrey Kleintop
November 23, 2015
India has taken the title of the world’s fastest growing economy from China. Despite obvious similarities, the differences between these two economies mean the new leadership holds unique impacts for the global economy and markets.
by Jeffrey Kleintop
November 23, 2015
India has taken the title of the world’s fastest growing economy from China. Despite obvious similarities, the differences between these two economies mean the new leadership holds unique impacts for the global economy and markets.
ETF Managed Strategies
November 20, 2015
Three portfolio solutions designed to meet a wide array of investor needs.
November 20, 2015
Three portfolio solutions designed to meet a wide array of investor needs.
High-Yield Munis Under the Microscope
by Cooper J Howard, Rob Williams
November 20, 2015
Higher yields bring added risks.
by Cooper J Howard, Rob Williams
November 20, 2015
Higher yields bring added risks.
The Nuts and Bolts of Bond ETFs
by Michael Iachini
November 20, 2015
How to decide which bond ETFs are right for you.
by Michael Iachini
November 20, 2015
How to decide which bond ETFs are right for you.
Lost in Translation
by Rande Spiegelman
November 20, 2015
Avoiding double taxation on foreign investments.
by Rande Spiegelman
November 20, 2015
Avoiding double taxation on foreign investments.
Focus on Fundamentals
by Randy Frederick, Nathan Peterson
November 20, 2015
Traders can benefit from analyzing a company’s growth and value signals.
by Randy Frederick, Nathan Peterson
November 20, 2015
Traders can benefit from analyzing a company’s growth and value signals.
Investing Without Borders
November 20, 2015
Three reasons why your portfolio should have a global perspective.
November 20, 2015
Three reasons why your portfolio should have a global perspective.
View from the Valley
November 20, 2015
Long-term investment planning tips from a Schwab Financial Consultant.
November 20, 2015
Long-term investment planning tips from a Schwab Financial Consultant.
Why China's Slowdown May Be a Good Thing
by Michelle Gibley
November 05, 2015
Changes in China’s reserve currency status, growth, and economic make-up are signs of its gradual transformation into a developed country, a long term positive.
by Michelle Gibley
November 05, 2015
Changes in China’s reserve currency status, growth, and economic make-up are signs of its gradual transformation into a developed country, a long term positive.
Help Keep Volatility From Derailing Your Retirement Plan
by Rob Williams
October 12, 2015
To help lower the damage from volatility and keep your retirement plan on track, consider investing a chunk of your portfolio in relatively stable assets that can withstand wild price swings.
by Rob Williams
October 12, 2015
To help lower the damage from volatility and keep your retirement plan on track, consider investing a chunk of your portfolio in relatively stable assets that can withstand wild price swings.
Time to Consider Currency-Hedged ETFs?
October 08, 2015
With the recent strength of the U.S. dollar, currency-hedged ETFs are increasingly popular. But is currency hedging a wise long-term strategy?
October 08, 2015
With the recent strength of the U.S. dollar, currency-hedged ETFs are increasingly popular. But is currency hedging a wise long-term strategy?
Deflation: What Investors Need to Know
by Michelle Gibley
October 06, 2015
Deflation, or falling prices, troubles markets due in part to the potential hit to corporate earnings. We believe global deflation is unlikely.
by Michelle Gibley
October 06, 2015
Deflation, or falling prices, troubles markets due in part to the potential hit to corporate earnings. We believe global deflation is unlikely.
Getting to Know Pre-Refunded Bonds
by Cooper J Howard
September 10, 2015
Looking for high-credit quality bonds? Consider "Pre-Re's."
by Cooper J Howard
September 10, 2015
Looking for high-credit quality bonds? Consider "Pre-Re's."
Global Markets: What Diversification Means Today
September 03, 2015
When diversifying, many U.S. investors overlook global investing strategies. Careful exposure to global markets could give your portfolio a boost.
September 03, 2015
When diversifying, many U.S. investors overlook global investing strategies. Careful exposure to global markets could give your portfolio a boost.
Structuring Your Retirement Portfolio
by Rob Williams
September 02, 2015
A guide for approaching fund allocation in retirement.
by Rob Williams
September 02, 2015
A guide for approaching fund allocation in retirement.
ETF Investing: 3 Common Misconceptions
August 27, 2015
Truisms about the importance of ratings, operating expenses, and trading commissions aren’t always true.
August 27, 2015
Truisms about the importance of ratings, operating expenses, and trading commissions aren’t always true.
Less Than Zero
August 26, 2015
Negative European bond yields are intensifying the global search for yield.
August 26, 2015
Negative European bond yields are intensifying the global search for yield.
Keeping an Eye on the Downside
August 26, 2015
Windhaven aims for sustained performance with less volatility.
August 26, 2015
Windhaven aims for sustained performance with less volatility.
Washington Gridlock
by Michael T Townsend
August 26, 2015
How markets may react to the latest round of brinkmanship.
by Michael T Townsend
August 26, 2015
How markets may react to the latest round of brinkmanship.
Ready for Higher Rates
by Kathy A Jones
August 26, 2015
Ladders and barbells can help prepare your bond portfolio for rising rates.
by Kathy A Jones
August 26, 2015
Ladders and barbells can help prepare your bond portfolio for rising rates.
Don’t Overlook Emerging Markets
by Jeffrey Kleintop
August 26, 2015
They could offer attractive growth and diversification benefits.
by Jeffrey Kleintop
August 26, 2015
They could offer attractive growth and diversification benefits.
Real Assets
August 26, 2015
Commodities’ recent struggles shouldn’t overshadow their long-term appeal.
August 26, 2015
Commodities’ recent struggles shouldn’t overshadow their long-term appeal.
Getting to Know Dividend Stocks
August 26, 2015
Dividend-paying stocks may offer value even if rates rise.
August 26, 2015
Dividend-paying stocks may offer value even if rates rise.
Panic Is Not a Strategy—Nor Is Greed
by Liz Ann Sonders
August 24, 2015
In a world where time horizons have shrunk precipitously, think longer term.
by Liz Ann Sonders
August 24, 2015
In a world where time horizons have shrunk precipitously, think longer term.
Inflation and the Long View
by Walt Bettinger
August 22, 2015
Why investors shouldn’t be too complacent about rising prices.
by Walt Bettinger
August 22, 2015
Why investors shouldn’t be too complacent about rising prices.
Smart Beta Investing: Are All Strategies the Same?
August 19, 2015
Learn about the three most common “smart beta” investing strategies—and which one is a focus of Schwab research.
August 19, 2015
Learn about the three most common “smart beta” investing strategies—and which one is a focus of Schwab research.
What Can You Expect From QE in Europe?
June 19, 2015
As European QE efforts progress, it’s a good time to reexamine your international stock allocation.
June 19, 2015
As European QE efforts progress, it’s a good time to reexamine your international stock allocation.
7 Reasons You Should Care That an Emerging Markets Index May Add Chinese Stocks
by Michelle Gibley
June 16, 2015
As China’s markets expand and more of its stocks become accessible to international investors, its importance in your portfolio will likely grow.
by Michelle Gibley
June 16, 2015
As China’s markets expand and more of its stocks become accessible to international investors, its importance in your portfolio will likely grow.
Portfolio Repair: A Case for Rebalancing
May 21, 2015
Rebalancing your portfolio helps you manage risk and avoid deviating from your target allocation.
May 21, 2015
Rebalancing your portfolio helps you manage risk and avoid deviating from your target allocation.
Investing Basics: How Chasing Returns Can Sabotage Your Savings
by Anthony Davidow
May 13, 2015
Understanding investing basics—like why you should resist the urge to chase returns—can help you avoid missteps in the market.
by Anthony Davidow
May 13, 2015
Understanding investing basics—like why you should resist the urge to chase returns—can help you avoid missteps in the market.
Corporate Bonds vs. Municipals: Which Make More Sense Now?
by Rob Williams, Collin Martin
April 29, 2015
With after-tax yields comparable to corporate bonds, are municipals now an opportunity for traditional corporate bond investors?
by Rob Williams, Collin Martin
April 29, 2015
With after-tax yields comparable to corporate bonds, are municipals now an opportunity for traditional corporate bond investors?
Corporate Bonds: What’s Behind the Boom?
March 23, 2015
With more corporate bonds available in the marketplace, investors should pay close attention to debt quality and duration.
March 23, 2015
With more corporate bonds available in the marketplace, investors should pay close attention to debt quality and duration.
Will You Owe Taxes on the Sale of Your Home?
March 23, 2015
Rules to know now so you don’t get hit with an unexpected tax bill after selling your home.
March 23, 2015
Rules to know now so you don’t get hit with an unexpected tax bill after selling your home.
Slowdown in China
by Jeffrey Kleintop
March 23, 2015
China’s economy is changing gears. What does that mean for investors?
by Jeffrey Kleintop
March 23, 2015
China’s economy is changing gears. What does that mean for investors?
7 Municipal Bond Tax Traps
March 23, 2015
Municipal bonds can help reduce your tax bill. But beware: Munis aren’t always tax-free.
March 23, 2015
Municipal bonds can help reduce your tax bill. But beware: Munis aren’t always tax-free.
When Should You Sell?
March 23, 2015
Selling stocks and bonds can affect your portfolio over the long term. What to consider before making a sell decision.
March 23, 2015
Selling stocks and bonds can affect your portfolio over the long term. What to consider before making a sell decision.
How to Create a Sustainable Retirement Spending Plan
by Rob Williams
February 25, 2015
To set up a sustainable retirement spending plan, we recommend tapping multiple sources of cash flow.
by Rob Williams
February 25, 2015
To set up a sustainable retirement spending plan, we recommend tapping multiple sources of cash flow.
Can Consumers Reboot China’s Growth?
February 24, 2015
Investing in China, but worried about the Chinese economy? Turns out that Chinese consumer spending may grow to be that country’s saving grace.
February 24, 2015
Investing in China, but worried about the Chinese economy? Turns out that Chinese consumer spending may grow to be that country’s saving grace.
Should You Pick Dividend-Paying Stocks Over Bonds?
December 04, 2014
It may look like a win-win proposition at first, but consider these four factors before you opt for dividend payers over bonds.
December 04, 2014
It may look like a win-win proposition at first, but consider these four factors before you opt for dividend payers over bonds.
Is Loss Aversion Hurting Your Retirement Plans?
December 02, 2014
Loss aversion can prevent investors from getting the most out of their retirement portfolios, but there are several ways to overcome it.
December 02, 2014
Loss aversion can prevent investors from getting the most out of their retirement portfolios, but there are several ways to overcome it.
The Case for Technology Dividend Stocks
November 24, 2014
If you’ve been looking for dividend-paying stocks, it’s likely you’re low on the tech side. It’s time to rethink the tech sector, which is becoming a robust dividend payer.
November 24, 2014
If you’ve been looking for dividend-paying stocks, it’s likely you’re low on the tech side. It’s time to rethink the tech sector, which is becoming a robust dividend payer.
The Quantitative Easing Program Is Over. Now What?
November 11, 2014
Thanks to QE, the Fed owns trillions of dollars in assets. How will it divest those holdings without disrupting the economy?
November 11, 2014
Thanks to QE, the Fed owns trillions of dollars in assets. How will it divest those holdings without disrupting the economy?
3 Ways to Combat Bad Investor Behavior
October 22, 2014
Even professionals can fall victim to bad investor behavior. Here are common reflexes that can trip up anyone.
October 22, 2014
Even professionals can fall victim to bad investor behavior. Here are common reflexes that can trip up anyone.
Improve Your Active Fund Strategy
October 22, 2014
Although many investors have been seeking low-cost index mutual funds and ETFs, actively managed funds can still benefit your portfolio as skilled managers can actively navigate market conditions.
October 22, 2014
Although many investors have been seeking low-cost index mutual funds and ETFs, actively managed funds can still benefit your portfolio as skilled managers can actively navigate market conditions.
Indexing Takes a New Turn
October 22, 2014
Fundamental strategies offer a hybrid approach that melds classic indexing strategies with a touch of active management.
October 22, 2014
Fundamental strategies offer a hybrid approach that melds classic indexing strategies with a touch of active management.
Retirement Income Planning: What's Your Risk Capacity?
by Rob Williams
September 30, 2014
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
by Rob Williams
September 30, 2014
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
Claiming Foreign Taxes: Credit or Deduction?
by Rande Spiegelman
August 22, 2014
If you own foreign investments, you could be paying foreign tax. Claiming a deduction or a credit could prevent double taxation in the U.S.
by Rande Spiegelman
August 22, 2014
If you own foreign investments, you could be paying foreign tax. Claiming a deduction or a credit could prevent double taxation in the U.S.
The Elegance of Indexing
by Schwab Center for Financial Research
June 20, 2014
Investors can diversify and participate in the long-term growth of markets by including index funds in their portfolios.
by Schwab Center for Financial Research
June 20, 2014
Investors can diversify and participate in the long-term growth of markets by including index funds in their portfolios.
Selecting Dividend-Paying Stocks—Can You Do Better?
by Schwab Center for Financial Research
May 19, 2014
In a low-yielding environment, many investors have been drawn to dividend-paying stocks. But with recent lackluster performance, we look at alternative ways to help screen them.
by Schwab Center for Financial Research
May 19, 2014
In a low-yielding environment, many investors have been drawn to dividend-paying stocks. But with recent lackluster performance, we look at alternative ways to help screen them.
Measure Progress Toward Your Long-Term Goals
by Rande Spiegelman
April 14, 2014
Are you on track to meet your financial goals? Learn how to create custom performance benchmarks and a personal net worth statement.
by Rande Spiegelman
April 14, 2014
Are you on track to meet your financial goals? Learn how to create custom performance benchmarks and a personal net worth statement.
Building Bond Ladders for Income
by Kathy A Jones
February 04, 2014
Building a bond ladder can help you earn income now. Plus, bond ladders give you the flexibility to reinvest in higher-yielding bonds if interest rates rise.
by Kathy A Jones
February 04, 2014
Building a bond ladder can help you earn income now. Plus, bond ladders give you the flexibility to reinvest in higher-yielding bonds if interest rates rise.
Does Market Timing Work?
by Mark W Riepe
December 16, 2013
We ran the numbers on market timing. Our findings? There's a high cost to waiting for the best entry point. Get in the game.
by Mark W Riepe
December 16, 2013
We ran the numbers on market timing. Our findings? There's a high cost to waiting for the best entry point. Get in the game.
Preferred Securities: Higher Yields, Different Risks
by Collin Martin
October 01, 2013
If the higher yields of preferred securities have caught your eye, here's what you need to know before you invest.
by Collin Martin
October 01, 2013
If the higher yields of preferred securities have caught your eye, here's what you need to know before you invest.
Municipal Bonds: When 'Tax-Free' Isn't So Free
by Rande Spiegelman
August 07, 2013
Municipal bonds have long been an attractive investment option for tax-sensitive investors. But sometimes, munis may not be so tax free after all.
by Rande Spiegelman
August 07, 2013
Municipal bonds have long been an attractive investment option for tax-sensitive investors. But sometimes, munis may not be so tax free after all.
Mutual Fund Fees: 3 Key Factors In Keeping Costs Down
by Schwab Center for Financial Research
July 05, 2013
Mutual fund fees explained: 3 things you need to know about fees and expense ratios.
by Schwab Center for Financial Research
July 05, 2013
Mutual fund fees explained: 3 things you need to know about fees and expense ratios.
Margin: How Does It Work?
by Rande Spiegelman
May 09, 2013
In the same way a bank will lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
by Rande Spiegelman
May 09, 2013
In the same way a bank will lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.
Eye of the Beholder: Dissecting the Variety of Price-Earnings Ratios
by Liz Ann Sonders
April 02, 2013
There are many ways to value the stock market. Here, a look at several popular metrics, along with my view on the attractiveness of stocks.
by Liz Ann Sonders
April 02, 2013
There are many ways to value the stock market. Here, a look at several popular metrics, along with my view on the attractiveness of stocks.
Two Types of Annuities for Retirement Income
by Rob Williams
March 27, 2013
After working hard to save for retirement, you'll need to manage market risk and generate income that lasts—annuities are one tool that can help.
by Rob Williams
March 27, 2013
After working hard to save for retirement, you'll need to manage market risk and generate income that lasts—annuities are one tool that can help.
What About Cash?
by Rob Williams
November 21, 2012
Even with today's near-zero interest rates, there's a role for cash investments in your portfolio—to provide liquidity, flexibility and stability.
by Rob Williams
November 21, 2012
Even with today's near-zero interest rates, there's a role for cash investments in your portfolio—to provide liquidity, flexibility and stability.
Shopping for a Fixed Annuity
by Rande Spiegelman
October 18, 2012
Here's how to evaluate whether an immediate fixed annuity makes sense for you—and how to get the best deal.
by Rande Spiegelman
October 18, 2012
Here's how to evaluate whether an immediate fixed annuity makes sense for you—and how to get the best deal.
Emerging Markets: What You Should Know
by Michelle Gibley
July 27, 2012
Emerging markets are becoming bigger players on the world stage. A look inside at what may be fueling their growth, investment risks, and potential investment types to consider.
by Michelle Gibley
July 27, 2012
Emerging markets are becoming bigger players on the world stage. A look inside at what may be fueling their growth, investment risks, and potential investment types to consider.
Why Invest Internationally?
by Michelle Gibley
July 24, 2012
International investing shouldn't be ignored—your overall portfolio could benefit from potentially higher returns and lower risk.
by Michelle Gibley
July 24, 2012
International investing shouldn't be ignored—your overall portfolio could benefit from potentially higher returns and lower risk.
Lump Sum Vs. Annuity
by Rande Spiegelman
June 29, 2012
Should you take a lump sum or a monthly paycheck for life? How to decide.
by Rande Spiegelman
June 29, 2012
Should you take a lump sum or a monthly paycheck for life? How to decide.
The Comprehensive Schwab Guide to Buying and Owning Gold
by Schwab Trading Insights
July 28, 2017
Learn about why gold is considered to be so valuable as well as various vehicles that allow you to hold an interest in gold.
by Schwab Trading Insights
July 28, 2017
Learn about why gold is considered to be so valuable as well as various vehicles that allow you to hold an interest in gold.
Leveraged and Inverse ETPs: Not Right for Everyone
by Michael Iachini
February 10, 2016
Both of these strategies have costs and risks of their own. See examples, and learn why you should be cautious in up and down markets.
by Michael Iachini
February 10, 2016
Both of these strategies have costs and risks of their own. See examples, and learn why you should be cautious in up and down markets.
Short Condor Spreads: Finding Good Candidates
by Randy Frederick
April 22, 2015
Consider range-bound securities trading at a price that falls between two standard option strike prices for this breakout strategy.
by Randy Frederick
April 22, 2015
Consider range-bound securities trading at a price that falls between two standard option strike prices for this breakout strategy.
Short Butterfly Spreads: Finding Good Candidates
by Randy Frederick
February 13, 2015
This 3-legged breakout strategy typically considers range-bound securities that are trading near an available option strike price.
by Randy Frederick
February 13, 2015
This 3-legged breakout strategy typically considers range-bound securities that are trading near an available option strike price.
Short Butterfly Spreads: Understanding the Basics
by Randy Frederick
November 21, 2014
This 3-legged breakout strategy is typically used when you expect the underlying security to make a large move in either direction.
by Randy Frederick
November 21, 2014
This 3-legged breakout strategy is typically used when you expect the underlying security to make a large move in either direction.
Long Condor Spreads: Finding Good Candidates
by Randy Frederick
November 19, 2014
Look for range-bound securities that are trading near the midpoint between two standard option strike prices, but are typically over $50 per share.
by Randy Frederick
November 19, 2014
Look for range-bound securities that are trading near the midpoint between two standard option strike prices, but are typically over $50 per share.
Bullish Spreads: Finding Good Candidates
by Randy Frederick
October 23, 2014
Find out how to select an expiration date and strike prices for these two-legged option strategies.
by Randy Frederick
October 23, 2014
Find out how to select an expiration date and strike prices for these two-legged option strategies.
Options Strategies for Earnings Season
by Randy Frederick
October 16, 2014
Volatility usually increases during the earnings season—something that traders may be able to use to their advantage.
by Randy Frederick
October 16, 2014
Volatility usually increases during the earnings season—something that traders may be able to use to their advantage.
Managing Covered Calls
by Randy Frederick
October 01, 2014
When your covered call is expiring, know what your options are.
by Randy Frederick
October 01, 2014
When your covered call is expiring, know what your options are.
Managing Long Puts
by Randy Frederick
September 30, 2014
Learn how to adjust a long put strategy if your trade doesn’t go according to plan.
by Randy Frederick
September 30, 2014
Learn how to adjust a long put strategy if your trade doesn’t go according to plan.
Long Butterfly Spreads: Understanding the Basics
by Randy Frederick
September 12, 2014
This 3-legged strategy is generally used when the underlying security is trading in a narrow range. Maximum profitability can be achieved at a single price point but the potential reward is higher than that of a condor.
by Randy Frederick
September 12, 2014
This 3-legged strategy is generally used when the underlying security is trading in a narrow range. Maximum profitability can be achieved at a single price point but the potential reward is higher than that of a condor.
Long Condor Spreads: Understanding the Basics
by Randy Frederick
September 12, 2014
This 4-legged strategy is typically used when the underlying security is trading in a narrow range. Maximum profitability can be achieved over a range of prices but the potential reward is lower than that of a butterfly.
by Randy Frederick
September 12, 2014
This 4-legged strategy is typically used when the underlying security is trading in a narrow range. Maximum profitability can be achieved over a range of prices but the potential reward is lower than that of a butterfly.
Target Maturity Bond ETFs: Do They Make Sense for You?
by Michael Iachini
July 10, 2014
Find out about ETFs that offer diversification benefits and a set maturity date.
by Michael Iachini
July 10, 2014
Find out about ETFs that offer diversification benefits and a set maturity date.
ETFs and VIX: The Facts and the Risk
by Michael Iachini
April 28, 2014
Investing in exchange-traded products that use volatility-index futures to help shield your portfolio from a potential large stock-market drop might not be the wisest move.
by Michael Iachini
April 28, 2014
Investing in exchange-traded products that use volatility-index futures to help shield your portfolio from a potential large stock-market drop might not be the wisest move.
3 Ways to Build an All-Index ETF Portfolio
by Michael Iachini
April 21, 2014
An index ETF-only portfolio can be a straightforward yet flexible investment solution.
by Michael Iachini
April 21, 2014
An index ETF-only portfolio can be a straightforward yet flexible investment solution.
Comparing Contracts in a Long Call Strategy
by Nathan Peterson
February 14, 2014
Speculating on a stock's upside potential using long call options is difficult. We explore how to look at potential outcomes to decide if it's worth it.
by Nathan Peterson
February 14, 2014
Speculating on a stock's upside potential using long call options is difficult. We explore how to look at potential outcomes to decide if it's worth it.
International ETFs—How They Can Help Investors Diversify
by Michael Iachini
February 13, 2014
Diversify across world markets with just a few trades and at little ongoing expense.
by Michael Iachini
February 13, 2014
Diversify across world markets with just a few trades and at little ongoing expense.
Using Covered Calls and Covered Puts to Manage Risk
by Randy Frederick
January 30, 2014
Covered calls and covered puts have the potential to increase profits and limit losses. Find out how to set up these trades.
by Randy Frederick
January 30, 2014
Covered calls and covered puts have the potential to increase profits and limit losses. Find out how to set up these trades.
Tax-Loss Harvesting with ETFs
by Michael Iachini
January 27, 2014
Learn how ETFs may help reduce the tax bite on your portfolio.
by Michael Iachini
January 27, 2014
Learn how ETFs may help reduce the tax bite on your portfolio.
Options Trading Strategies: How to Hedge Known Events
by Randy Frederick
January 17, 2014
A step-by-step guide on how to use options trading strategies to help reduce the risk of known events.
by Randy Frederick
January 17, 2014
A step-by-step guide on how to use options trading strategies to help reduce the risk of known events.
Ex-dividend Dates and How to Find Them
by Randy Frederick
January 14, 2014
Ex-dividend dates can be your friend or your foe, so make sure you know when they occur.
by Randy Frederick
January 14, 2014
Ex-dividend dates can be your friend or your foe, so make sure you know when they occur.
Getting Started With Commodity ETFs
by Michael Iachini
December 30, 2013
ETFs can be a low-cost way to invest in commodities—and help hedge against inflation.
by Michael Iachini
December 30, 2013
ETFs can be a low-cost way to invest in commodities—and help hedge against inflation.
Investing Tactically with ETFs
by Michael Iachini
December 27, 2013
If you have short-term market views on investing, ETFs may be your tool of choice.
by Michael Iachini
December 27, 2013
If you have short-term market views on investing, ETFs may be your tool of choice.
Currency ETFs: Understanding How They Work
by Michael Iachini
December 24, 2013
ETFs can be a practical way to diversify and/or hedge the currencies in your portfolio. Find out how they work.
by Michael Iachini
December 24, 2013
ETFs can be a practical way to diversify and/or hedge the currencies in your portfolio. Find out how they work.
Commodity ETFs: Spot and Futures Prices
by Michael Iachini
December 23, 2013
Knowing whether an ETF tracks spot prices or futures prices will help you better understand its performance.
by Michael Iachini
December 23, 2013
Knowing whether an ETF tracks spot prices or futures prices will help you better understand its performance.
ETFs and Taxes: What You Need to Know
by Michael Iachini
December 06, 2013
Different ETF structures have different tax implications. Learn how to be tax-smart with ETFs and avoid unpleasant surprises.
by Michael Iachini
December 06, 2013
Different ETF structures have different tax implications. Learn how to be tax-smart with ETFs and avoid unpleasant surprises.
Want a Low-Cost Way to Play the Upside? Try a Risk Reversal
by Nathan Peterson
October 10, 2013
A risk reversal is a bullish option strategy that can be established for a minimal cost but requires the underlying security to move in order to be profitable.
by Nathan Peterson
October 10, 2013
A risk reversal is a bullish option strategy that can be established for a minimal cost but requires the underlying security to move in order to be profitable.
Calculating Potential Profit and Loss on Options
by Randy Frederick
September 23, 2013
Want to calculate potential profit and loss levels on an options strategy? Our new Trade and Probability Calculator can help.
by Randy Frederick
September 23, 2013
Want to calculate potential profit and loss levels on an options strategy? Our new Trade and Probability Calculator can help.
Chasing Yield with ETFs: Watch Out!
by Michael Iachini
July 01, 2013
If you're trying to generate more income from your ETF investments with higher-yielding ETFs, learn first about the risks they carry.
by Michael Iachini
July 01, 2013
If you're trying to generate more income from your ETF investments with higher-yielding ETFs, learn first about the risks they carry.
Getting Started with Options
by Randy Frederick
May 29, 2013
Calls and puts form the foundation of options trading. Here's a look at the basics.
by Randy Frederick
May 29, 2013
Calls and puts form the foundation of options trading. Here's a look at the basics.
Reducing Your Exposure with Covered Calls
by Randy Frederick
February 26, 2013
Find out how covered calls can help reduce your exposure when you're highly concentrated in a single stock.
by Randy Frederick
February 26, 2013
Find out how covered calls can help reduce your exposure when you're highly concentrated in a single stock.
Screening for Weekly Buy/Write Candidates
by Randy Frederick
January 02, 2013
Learn how to find good buy/write candidates using the new weekly options.
by Randy Frederick
January 02, 2013
Learn how to find good buy/write candidates using the new weekly options.
Bearish Spreads: Finding Good Candidates
by Randy Frederick
December 19, 2012
How to structure a bearish spread to help match your level of bearishness.
by Randy Frederick
December 19, 2012
How to structure a bearish spread to help match your level of bearishness.
Long Strangles: A Breakout Strategy for Volatile Markets
by Randy Frederick
December 13, 2012
A strangle can position you for profit whether a stock rises or falls, and even help you take advantage of volatility swings during earnings season.
by Randy Frederick
December 13, 2012
A strangle can position you for profit whether a stock rises or falls, and even help you take advantage of volatility swings during earnings season.
Screening for CSEP Candidates
by Randy Frederick
December 10, 2012
There are almost always good CSEP candidates out there. Here's how to search for them.
by Randy Frederick
December 10, 2012
There are almost always good CSEP candidates out there. Here's how to search for them.
Reducing Risk with Credit Spreads
by Randy Frederick
December 10, 2012
Credit spreads allow you to substantially limit risk by forgoing a limited amount of profit potential.
by Randy Frederick
December 10, 2012
Credit spreads allow you to substantially limit risk by forgoing a limited amount of profit potential.
Short Strangles: Making the Most of Sideways Markets
by Randy Frederick
December 10, 2012
A short strangle, which combines a short call with a short put, is another way to take advantage of a sideways market or decreasing volatility.
by Randy Frederick
December 10, 2012
A short strangle, which combines a short call with a short put, is another way to take advantage of a sideways market or decreasing volatility.
Understanding Adjusted Options
by Randy Frederick
December 05, 2012
Find out why options are adjusted and how to identify and deal with adjusted options.
by Randy Frederick
December 05, 2012
Find out why options are adjusted and how to identify and deal with adjusted options.
The Option Repair Strategy
by Randy Frederick
December 03, 2012
Not every stock you buy will go up. Find out how to use options to potentially recover your losses faster if a stock turns against you.
by Randy Frederick
December 03, 2012
Not every stock you buy will go up. Find out how to use options to potentially recover your losses faster if a stock turns against you.
Chart Studies for Options Traders
by Randy Frederick
November 21, 2012
Volatility and trader-sentiment studies can help you assess where an option may be heading.
by Randy Frederick
November 21, 2012
Volatility and trader-sentiment studies can help you assess where an option may be heading.
Options Screeners at Schwab
by Randy Frederick
November 21, 2012
Can't decide which option to trade? Find out how these Schwab.com screening tools can help.
by Randy Frederick
November 21, 2012
Can't decide which option to trade? Find out how these Schwab.com screening tools can help.
Managing Risk Using Options: Equity Collars and Cash-Secured Equity Puts
by Randy Frederick
October 24, 2012
Part three of a three-part series: How to use collars and cash-secured equity puts (CSEPs) to help limit the risks of equity positions.
by Randy Frederick
October 24, 2012
Part three of a three-part series: How to use collars and cash-secured equity puts (CSEPs) to help limit the risks of equity positions.
Exchange-Traded Notes: The Facts and the Risks
by Julie Doak
July 05, 2012
It's important to understand that exchange-traded notes are not the same as exchange-traded funds, and that they carry some important risks.
by Julie Doak
July 05, 2012
It's important to understand that exchange-traded notes are not the same as exchange-traded funds, and that they carry some important risks.